Are you experiencing debt that has been increasing lately? Are you exhausted from trying various financial tips and advice but haven’t solved your problems?
Maybe you’re here because already tried everything.
In the majority of cases, your best option is to speak with experts who can assist you resolve the issue.
CuraDebt is one of the most frequently contacted companies. A lot of people have been inquiring whether they can assist you or help you get into more debt.
According to their customers, they can help you control the majority of your debt , so you are able to take couple of worries off your mind.
However, for certain people, these claims are just too good to be true.
Suppose you’re on the lookout for anything that can help you resolve your debt. In that scenario, CuraDebt will mostly be highly recommended by those. We’ll take a deeper study of the way CuraDebt is used and the problems it can help you solve.
Moreover, before we end our discussion, we’ll take a look at the advantages and disadvantages of this method.
Before beginning the review, go to this video for a more relaxing way to watch it.
Otherwise, let’s begin.
Before you continue, you may want to check out this video by CuraDebt Debt Relief Reviews on YouTube that gives a quick overview. Afterward, you will want to read the rest of the article for a more comprehensive review.
About the Company Tax Relief Days Illinois
CuraDebt is a company that provides debt relief from Hollywood, Florida. It was established in 2000, and is an active participant in the American Fair Credit Council, the US Chamber of Commerce, and has been accredited by the International Association of Professional Debt Arbitrators.
While it is accredited, some states have imposed restrictions on their services.
What CuraDebt do?
Helping you settle your debt is one of CuraDebt’s best well-known feature. They also provide other services that can aid you in becoming more financially stable.
The process begins with requesting a free savings estimate online. The service is completely confidential and they will not be doing a credit check. With this savings estimate you’ll be able to learn more about your alternatives towards debt-free.
Savings estimates, as we’ve mentioned before, gives you the opportunity to consider your options regardless of whether you’re planning to continue using CuraDebt.
CuraDebt will assign you a financial counselor and a support team to help you with the process of credit arbitration should you choose to enroll. Some financial advisors can help you in your debt-free journey.
Following the debt settlement plan, CuraDebt can be the agency to take care of all your creditors’ calls. They’ll also be the ones who will negotiate the terms of your repayment in accordance with the state of your finances. Depending on which works most effectively to you, this could be either a lump sum settlement or a payment plan.
Additionally they will also be working with the lenders to help you have better rates as you transfer money into your savings account. This is then processed to pay creditors. The plans they offer can help you get rid of debt in just two years.
Once you’ve signed up with them, they’ll allow you access to your information 24/7. All you need to do is sign in to CuraDebts’ client portal to monitor your progress.
> > Click Here to Get A Debt Consultation for Free < <
CuraDebt’s Requirements
Before you can benefit from the program, you’ll have to meet their eligibility requirements first. In order to be considered eligible for the program, you’ll have to meet the following criteria:
- Minimum 21 years old
- Verifiable income
- You must have a minimum balance of $5,000
What are they able to assist you?
Here are the various ways CuraDebt can aid you.
Debt Relief
As their name suggests, CuraDebt will assist you in dealing with debt. They can negotiate settlements on your behalf for all kinds of debt. This includes personal loans, medical bills credit cards and lines of credit. You can also approach them to pay off any remaining balance of business debt collection, repossessions, or collections.
They may even assist you in negotiating with back taxes and IRS debt. However, you will not receive support for most of your lawsuits, loans from the government as well as collateral and utility bills. They also don’t cover most student loans.
On the contrary, they’ll assist you in navigating laws such as the Telecommunications Consumer Protection Act (TCPA) and the Fair Debt Collection Practice Act (FDCPA). They also help you find creditor violations so that you can have cash settlements, if they are possible. Certain violations may cause your debt to be removed as well.
CuraDebt lets you pay off debts with less than the sum you have. Additionally, you can inquire about your debt during their no-cost consultation with their debt advisor.
The best part about their plan is that you only be charged when your debt is paid off. All you have to do is sign up with some of their programs, and you’ll be able to resolve all of your debts.
Tax Management and Relief
CuraDebt will also handle your tax debt. Once they collect all of your financial records, they will also collect all the paperwork you’ll need for tax returns.
By using this program, you’ll be able to resolve the various types of tax problems like garnishments on wages, tax penalties, personal and business taxes as well as back taxes and trust fund penalties and tax lien.
There aren’t any hidden charges either. They only offer flat-fee prices and is dependent on the amount that you’ll need to settle.
They offer different options for the settlement of your tax debt. Here are six of them:
- Installment agreements
- Offer in Compromise
- Collection statute expiration date
- Tax lien subordination
- Penalty abatements
- Currently non-collectible
> > Click Here to Get A Debt Consultation for Free < <
What types of debt can they assist you with?
Although debt settlement is their specialization but they aren’t able to cater to all types of settlement. CuraDebt is only focused on unsecured debt. They won’t be able to assist you if your loan or debt is linked to a physical item.
However, if you have the following kinds of debt, they’ll make arrangements for settlements.
Tax Debt
With CuraDebt the service, you’ll be able to settle tax debts that were due to be paid without any problems. Additionally, this service is offered across all 50 states, if you owe money in arrears to IRS. There are tax experts from the federal government that can help you resolve these types of issues.
Medical Debt
CuraDebt can also help resolve the medical bills. In certain cases you might even be able to pay the debt for less than you owe.
Private Student Loan
CuraDebt does not offer federal student loans. They can however assist private students in negotiating any loans they have to pay.
Personal Loan
Personal loans and payday loans also qualify to be eligible for debt relief programs. It is also possible to avail the program the program if you have other unsecure credit lines that you have obtained from another financial institution or bank.
Credit Card Debt
If you’re in debt using store credit cards, traditional credit cards, or private label credit cards CuraDebt will assist you in paying it off.
What is the cost?
The most appealing aspect of CuraDebt’s pricing is how they’ve priced their service. They don’t charge an upfront fee. You’ll only pay once you settle each of your outstanding debts.
Also, they don’t charge high costs either. On average, you’ll be required to pay up to 20 percent of the debt that you settled with them.
On average, this type of industry can charge anywhere from 15% to 25 percent.
In addition, customers can expect to settle their debt from two to four years. This varies in relation to the amount you can save up per month.
Also, they claim you can save up to 30% by incorporating their fees in your equation.
However, this statement will depend on your specific situation. Some customers even claimed to save 50% to 80percent.
> > Click Here to Get A Debt Consultation for Free < <
The benefits of using CuraDebt
Once you’ve got an idea of what CuraDebt offers, Let’s take a look at the benefits from using CuraDebt.
First, CuraDebt only charges you when you’ve paid off your debt. Furthermore, they only charge an amount of 20%, while many companies charge 25%.
Then, if you’re done in the process of debt resolution you could enroll in their credit restoration program.
It’s a great option to rebuild your credit score without having to go in debt again. The program is however designed differently for each person according to your personal situation.
In the end, CureDebt looks into your financial obligations to help with settlements and negotiations. It means that the amount you owe won’t rise as time passes. They’ll also look into any creditor violations with the assistance of their in-house experts.
The drawbacks of using CuraDebt
Let’s also look into some of the negatives of CuraDebt.
Debt relief and debt settlements often require you to stop making payments using the credit card you use. If you’re trying to improve your credit score, it may set you back while you’re getting rid of your obligations.
CureDebt does not offer a mobile application. Although they have a website for clients however, it appears aged and simple. It’s not particularly intuitive, and it can be challenging to navigate.
Furthermore, they are not credited with the Better Business Bureau although they received an A+ grade.
The Final Verdict
CuraDebt is a good program that lets you settle your debt without spending more on those types of services. Additionally, their 20% service charge is cheaper than most companies that offer an additional 25% charge. There are no upfront payments and you’ll only have to pay when the debt is settled.
Although they’ll allow you to access an account that allows you to track your progress however, their website isn’t easy to navigate. CuraDebt isn’t even an app, which would make it easier to monitor your progress. Tax Relief Days Illinois
But, they do have a great support team, and you can reach them not only through emails but by phone or by making an electronic ticket. Tax Relief Days Illinois
If your debt is a big issue right now, we recommend CuraDebt’s service. Make sure you’re eligible and that the services they provide are in your state.
> > Click Here to Get A Debt Consultation for Free < <
FAQ Tax Relief Days Illinois
How long will it take to finish the program?
The typical program lasts from 24 to 48 months, depending on the amount of your debt and the stipulated settlement.
Can CuraDebt help with state tax problems?
Sure, CuraDebt provides tax relief programs to aid you in dealing with problems such as delinquent payroll tax issues and garnishments of wages.
What do I need to do after joining the program?
You’ll need to constantly communicate with the team and pay the required payments to pay down your debt over time.
