Has your debt been increasing lately? Are you tired of trying different financial advice and strategies but you’re still struggling with unsolved problems?
Perhaps you’re here because you’ve been through everything.
In the majority of cases, your most effective approach is to talk to experts who can help you settle this issue.
CuraDebt is among the most asked companies. A lot of people are asking if they can assist you or put you into more debt.
According to their clients they can assist you in managing 80percent of your debt , so you can finally take a couple of w
orries off your mind.
But for some people they believe these claims are too good to be true.
Suppose you’re on the lookout for anything that can assist you in paying off your debt. In that scenario, CuraDebt will mostly be highly recommended by those. We’ll be taking an in-depth review of how CuraDebt works and what problems it can help you solve.
Furthermore, before we conclude, we’ll also look into its benefits and drawbacks.
Before starting the review, you can go to this video if you prefer for it to be watched.
Otherwise, let’s begin.
Before you go on, you may want to watch this video by CuraDebt Debt Relief Reviews on YouTube that gives a quick overview. After, you’ll want to read the rest of our article for a more comprehensive review of CuraDebt.
About the Company Tax Relief Days Florida List
CuraDebt is an organization that deals with debt relief in Hollywood, Florida. It was established in 2000, and is an active member of the American Fair Credit Council, the US Chamber of Commerce, and is accredited with the International Association of Professional Debt Arbitrators.
Although it is accredited, certain states have limited their access to their services.
What can CuraDebt do?
Assistance in settling your debt is one of CuraDebt’s best well-known feature. But they offer other services that can assist you in becoming financially stable.
It all starts by requesting a no-cost savings estimate on the internet. This service is very confidential and they will not be conducting a credit screening. With this estimate of savings, you will be able to learn more about the options to debt-free.
This estimate of savings, which was mentioned before, gives you an insight into your choices regardless of whether or not you’re planning to continue using CuraDebt.
CuraDebt will assign you a financial advisor and a support team to help you with the process of credit arbitration should you choose to join. Some financial advisors can help you on your path to debt-free living.
Following your debt settlement plan, CuraDebt is the agency to handle all of your creditors’ calls. They will also be the ones that determine the terms of your repayment based on the status of your finances. In determining which option is the best for you, it can be a lump-sum settlement or the option of a payment plan.
Furthermore, they will be working with lenders to help you have better rates as you transfer money into your savings account, which in turn, will process to pay creditors. Their programs can assist you to settle the debt within 48 months.
After you’ve signed up with them, they’ll give you access to your information 24/7. All you have to do is log in to CuraDebts’ client portal so that you can monitor your performance.
Before you can avail of the program, you’ll have to satisfy their criteria first. For eligibility, you’ll need to be:
- Minimum 21 years old
- Have a verifiable income
- Have a minimum debt of $5,000
What can they help you?
Here are the various ways CuraDebt can aid you.
The name of the company suggests that CuraDebt can help you deal your debt. They can negotiate settlements on behalf of you for all kinds of debt. These include personal loans, medical bills credit cards, and loans. They can also be approached to settle any outstanding amount on business debts collection, repossessions, or collections.
They can even help negotiate for back taxes as well as IRS debt. But, you won’t receive assistance for the majority of your lawsuits, loans from the government as well as collateral and utility bills. The same goes for student loans.
On the other hand, they will assist you with laws like those of the Telecommunications Consumer Protection Act (TCPA) and the Fair Debt Collection Practice Act (FDCPA). They will also help you identify the violations of creditors in order to get cash settlements, should it be possible. Certain violations could result in having your debts dismissed as well.
CuraDebt also allows you to pay off debts with less than the amount you own. They also allow you to have questions answered during a free consultation with their debt advisor.
The best part about their program is that you only be charged when your debt is paid off. All you need to do is sign up with any of the plans and you’ll have the ability to settle each of your debts.
Tax Management and Relief
CuraDebt can also deal with the tax liabilities you have. Once they’ve gathered all your financial documents, they will also collect all the necessary paperwork for tax returns.
By using this program, you’ll be able to deal with the various types of tax problems such as garnishments on wages as well as tax penalties for personal and business taxes and back taxes, trust fund penalties, and tax liens.
There aren’t any hidden charges either. They use only flat-fee pricing, which depends on the amount you have to pay.
There are a variety of options in settling taxes. Here are 6 options:
- Installment agreements
- Offer in Compromise
- Collection statute expiration date
- Tax lien subordination
- Penalty abatements
- Currently non-collectible
What kinds of debts can they help you with?
While debt settlement is their forte, they don’t cater to all types of settlement. CuraDebt only focuses on debt that is not secured. They can’t help you if the credit or loan is tied to an actual item.
However, if you have the following types of debt, they will negotiate settlements on your behalf.
With CuraDebt the service, you’ll be able pay off your past-due tax debts without any issues. Additionally, this service is accessible across all 50 states, if you have a debt in arrears to IRS. There are tax experts from the federal government that can help you resolve these kinds of problems.
CuraDebt will also help you resolve any medical-related debt. In some instances you could even settle them less than the amount you are owed.
Private Student Loan
CuraDebt does not cater to the federal government’s student loan. Still, they can help private students in negotiating any loans they owe.
Personal and payday loans are also eligible as debt-settling programs. You may also be eligible the program if you have other unsecure credit lines you obtained from a different bank or financial institution.
Credit Card Debt
Whether you have debt with store credit cards, traditional credit cards, or private label credit cards, CuraDebt can assist you in paying it off.
How much will it cost?
The best part about CuraDebt’s pricing is how the company has priced its services. They do not charge an upfront cost. Only pay when you have paid off all of your outstanding debts.
Also, they don’t charge high charges either. On average, you’ll have to pay as much as 20 percent of the debt you settled through them.
In general, this type of industry can charge anywhere from 15% to 25 percent.
In addition, customers can expect to settle their debts within between 2 and 4 years. This varies depending on the amount that you are able to save each month.
Also, they claim you can save up to 30% by incorporating their fees in your equation.
However, this statement will vary, depending on the situation. Some customers have even talked about saving 50% to up to 80%.
Advantages to using CuraDebt
Now that you have an idea of the benefits CuraDebt can provide, let’s look into the advantages of using CuraDebt.
The first is that CuraDebt will only charge you when you’ve paid off your debt. In addition, they only charge 20% of the cost, whereas many companies charge 25%.
If you’re finished with the debt settlement program, you can also sign up for their credit repair program.
It’s a fantastic option to rebuild the credit rating without going back into debt. The program is however designed different for every person dependent on the circumstances of your case.
Finally, CureDebt looks into your debt so that they can assist with settlements and negotiations. It means that your debt won’t increase over time. They’ll also be looking into any creditor violations with the help of their own experts.
The drawbacks of using CuraDebt
Let’s also consider some of the negatives of CuraDebt.
Debt relief and debt settlements typically require you to stop paying with the credit card you use. Therefore, if you’re trying improve your credit score, it may set you back while you’re working on your debt.
CureDebt does not offer a mobile application. While they have a website for clients however, it appears aged and simple. It’s not particularly intuitive and could be difficult to navigate.
Moreover, they are still not accredited with their Better Business Bureau although they did receive an A+ rating.
The Final Verdict
CuraDebt is a good program that allows you to pay off your debts without spending more for these types of services. Additionally their 20% service cost is lower than many firms that charge the 25% cost. There is no upfront payment and you’ll only be required to pay once the debt is paid off.
While they’ll provide you with an account to see your progress but their website isn’t easy to navigate. CuraDebt also doesn’t have an app yet, which could make it easier for you to track your progress.
However, they have a good support team and can be reached them not only through emails but by phone or by making an e-ticket. Tax Relief Days Florida List
If credit card is a major problem, then we highly recommend CuraDebt’s program. Be sure to be qualified and that the services they offer are available in your state.
FAQ Tax Relief Days Florida List
What is the time frame to finish the program?
The average program is between 24 and 48 months dependent on the size of your debt as well as your stipulated settlement.
Can CuraDebt help with state tax problems?
Yes, CuraDebt offers a program for tax relief that will assist you with issues like delinquent tax issues and garnishments of wages.
What’s the first thing I have to do when I’m enrolled in the program?
You’ll be required to communicate with the team and pay the required payments to lower the amount of debt you have over time.