Has your debt been piling up lately? Are you tired of trying other financial tips and advice but haven’t solved your problems?
Maybe you’re here because been through every thing.
In the majority of cases, your best option is to speak with professionals that can help you resolve the issue.
CuraDebt is among the companies that get the most inquiries. A lot of customers have asked if they can assist you or put you into more debt.
According to their clients they can help you manage 80percent of your debt , so you are able to take couple of things off your plate.
For some the claims seem too good to be true.
If you’re looking for any solution that could help you resolve your debt. In this scenario, CuraDebt will mostly be suggested by people. We’ll be taking a deep study of the way CuraDebt operates and what issues it can help you solve.
In addition, prior to our conclusion our discussion, we’ll take a look at the advantages and disadvantages of this method.
Before starting the review, you can watch this video instead for a more relaxing way watching it.
Otherwise, let’s begin.
Before you continue, you may want to check out this video by CuraDebt Debt Relief Reviews on YouTube that gives a quick overview. Afterward, you’ll want to read the rest of our article for a more comprehensive review.
About the Company Tax Relief Companies Texas
CuraDebt is a company that provides debt relief from Hollywood, Florida. It was founded in 2000 and has since become a part of the American Fair Credit Council, the US Chamber of Commerce, and has been accredited with the International Association of Professional Debt Arbitrators.
Although it is accredited, certain states have imposed restrictions on their services.
What CuraDebt do?
Helping you settle your debt is one of CuraDebt’s best known feature. They also provide additional services to aid you in becoming more financially secure.
First of all, it begins by requesting a free online savings estimate. It is a completely private service, and they won’t conduct a credit inquiry. With this estimate of savings you’ll be able to learn more about your options to debt-free.
Savings estimates, as mentioned previously, offers you an idea of your options regardless of whether you’re planning to continue using CuraDebt.
CuraDebt will assign you a financial advisor as well as a support team to assist you with credit arbitration if you decide to sign up. Some financial advisors can help you in your debt-free journey.
Following the debt settlement program is completed, CuraDebt can be the company to answer all of the calls from your creditors. They will also be the ones who will negotiate what you will pay for your repayment depending on the condition of your financial situation. In determining which option is the best your situation, the payment could either be a lump sum settlement or a payment plan.
Additionally, they will work with creditors so that you can get better rates when you deposit money to your savings account. This, in turn, will process to pay off the creditors. The plans they offer can help you settle the debt within 48 months.
Once you’ve signed up with them, they’ll give you access to your account information 24 hours a day. All you need to do is sign in to CuraDebts the client portal to track your progress.
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CuraDebt’s Requirements
Before you are able to avail the program, you’ll have to meet their eligibility requirements first. For eligibility, you’ll need to be:
- Minimum 21 years old
- Earn a reliable income
- Minimum debt must be $5,000
What are they able to assist you with?
Here are the various ways CuraDebt can help you.
Debt Relief
Like their name implies, CuraDebt can help you deal your debt. They can negotiate settlements on your behalf for all kinds of debt. They can help with medical bills, personal loans credit cards as well as lines of credit. You can also approach them to settle any outstanding amount on business debts, collections, or repossessions.
They may also assist in negotiating with back taxes as well as IRS debt. However, you will not receive support for most claims, loans from the government as well as collateral and utility bills. They also don’t cover most student loans.
On the contrary, they’ll help you use laws like the Telecommunications Consumer Protection Act (TCPA) and the Fair Debt Collection Practice Act (FDCPA). They can also assist you in identifying the violations of creditors so that you can have cash settlements, should it be possible. Certain violations could result in having your debts removed as well.
CuraDebt also allows you to repay debt for less than the amount you own. Additionally, you can inquire about your debt during their no-cost consultation with their debt counselor.
The greatest benefit of the program is that you will only pay the fees once your debt is settled. All you have to do is sign up with some of their programs, and you’ll have the ability to resolve all of your debts.
Tax Management and Relief
CuraDebt will also handle your tax debt. Once they’ve gathered all your financial records They will also gather all the paperwork you’ll need to file tax returns.
With this program, you will be able to solve different types of taxes such as garnishments on wages, tax penalties, personal and corporate taxes, back taxes, trust fund penalties, and tax liens.
There aren’t any hidden costs either. They use only flat-fee pricing and is dependent on the amount you need to settle.
There are a variety of options in paying off the tax debt. Here are 6 of them:
- Installment agreements
- Offer in Compromise
- Collection statute expiration date
- Tax lien subordination
- Penalty abatements
- Currently non-collectible
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What kinds of debts can they assist you with?
Although they specialize in debt settlement, it is not their specialization however, they do not cater to all types in debt resolution. CuraDebt only focuses on debt that is not secured. They aren’t able to help you if your loan or debt is linked to an actual item.
If, however, you are in one of the following kinds of debt, they’ll arrange settlements for you.
Tax Debt
With CuraDebt the service, you’ll be able pay off taxes that are due without difficulty. Additionally, this service is accessible to all 50 states in the event that you have a debt in arrears to IRS. There are tax experts from the federal government to assist you with these kinds of problems.
Medical Debt
CuraDebt will also help you resolve the medical bills. In some cases, you may even pay them for less than what you owe.
Private Student Loan
CuraDebt does not cater to federal student loans. Still, they can help private students with negotiating any student loans that they are owed.
Personal Loan
Personal and payday loans also qualify as debt-settling programs. It is also possible to avail the program of the program if you also have other unsecured credit lines that you have obtained from a different bank or financial institution.
Credit Card Debt
If you’re in debt using store credit cards or traditional credit cards or private label credit cards, CuraDebt will assist you in paying it off.
What is the cost?
The greatest thing about CuraDebt’s pricing is how they’ve priced their service. They do not charge an upfront cost. The only time you pay is when you’ve paid each of your outstanding debts.
Additionally, they don’t have high-cost charges either. On average, you’ll be required to pay between 20 and 20 percent of the debt that you settled through them.
In the average, this kind of business can cost anywhere from 15% to 25 percentage.
Additionally, customers can anticipate to settle their debts within between 2 and 4 years. But, it also differs in relation to the amount you are able to save each month.
They also claim that you can save as much as 30% if you include their fees in your equation.
However, this statement will depend on the situation. Some customers even claimed to save 50% to up to 80%.
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The benefits of using CuraDebt
Once you’ve got an idea of the benefits CuraDebt can provide, let’s look into the advantages from using CuraDebt.
In the beginning, CuraDebt only charges you when you’ve paid off your debt. Additionally they only charge an amount of 20%, while many companies charge 25%.
Then, if you’re done with the debt settlement program, you could enroll in their credit restoration program.
It’s an excellent way to restore your credit score without going into debt again. However, the program runs different for every person according to your personal situation.
Finally, CureDebt looks into your debt so that they can help with settlements and negotiations. This means the amount you owe won’t rise over time. They’ll also be looking into any violations of creditor with the help of their in-house experts.
Some disadvantages to using CuraDebt
Let’s also consider some of the disadvantages of CuraDebt.
Debt relief and debt settlements usually require that you stop making payments using your credit card. Therefore, if you’re trying increase your credit score, it might cause you to delay getting rid of your credit card debt.
CureDebt doesn’t even have a mobile app available. While they have a website that clients can access but it’s aged and simple. It’s not particularly intuitive and could be challenging to navigate.
In addition, they’re not credited with their Better Business Bureau although they were awarded an A+ rating.
The Final Verdict
CuraDebt is a great program that will allow you to settle your debt without spending more for these types of services. Moreover the 20% service charge is cheaper than most companies that offer a 25% fee. There is no upfront payment, and you will only have to pay the fee when the debt is paid off.
Although they’ll give you an account so that you can track your progress but their website isn’t easy to navigate. CuraDebt also doesn’t have an app yet, which could make it easier for you to track your progress.
However, they have a great support team and can be reached them, not only via emails but also by phone or sending an electronic ticket. Tax Relief Companies Texas
If problem of debt is an problem right now, we strongly recommend CuraDebt’s debt management program. Make sure you’re eligible and that the programs they offer are available in your area.
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FAQ Tax Relief Companies Texas
How long does it take to finish the program?
The typical program lasts from 24 to 48 months, depending on the amount of your debt and the stipulated settlement.
Can CuraDebt help with state tax problems?
It is true that CuraDebt has a tax relief program to assist you with issues such as late payroll taxes and garnishments of wages.
What’s the first thing I have to do when I’m enrolled in the program?
You’ll have to keep in constant contact with your team members and make the necessary payments to reduce your debt over time.
