Are you experiencing debt that has increased lately? Are you burnt out from trying other financial advice and tips but you’re still struggling with unsolved problems?
Maybe you’re here because you’ve tried every thing.
In the majority of cases, your best option is to speak with professionals that can help to resolve this issue.
CuraDebt is among the most asked companies. A lot of people are asking if they can assist you or put you in more debt.
According to their clients, they can help you manage 80percent of your debts so that you are able to take few things off of your plate.
However, for certain people they believe these claims are too good to be true.
Suppose you’re on the lookout for any solution that could help you resolve your debt. In this case, CuraDebt will mostly be highly recommended by those. We’ll take a deeper study of the way CuraDebt works and what problems it can solve for you.
In addition, prior to our conclusion we’ll look at the advantages and disadvantages of this method.
Before starting the review, you can check out this video instead for a more relaxing way watching it.
Otherwise, let’s begin.
Before you go on, you may want to watch this video by CuraDebt Debt Relief Reviews on YouTube that gives a quick overview. Afterward, you’ll want to read the rest of the article for a more comprehensive review.
About the Company Tax Relief Companies Madison Wi
CuraDebt is a company that provides debt relief from Hollywood, Florida. It was established in 2000 and has since become a member of the American Fair Credit Council, the US Chamber of Commerce, and accredited through the International Association of Professional Debt Arbitrators.
Although the service is accredited, certain states have limited their access to their services.
What CuraDebt do?
Helping you pay off your debt is CuraDebt’s most known feature. But they offer other services that can aid you in becoming more financially secure.
First of all, it starts by requesting a no-cost online savings estimate. The service is completely confidential, and they won’t be doing a credit check. By using this estimate of savings you’ll learn more about your options to be debt-free.
This estimate of savings, which was mentioned before, gives you an insight into your choices regardless of whether or not you’re going to keep using CuraDebt.
CuraDebt will assign you a financial counselor as well as a support team to assist you with credit arbitration in the event that you decide to join. Financial advisors may be able to assist you with your debt-free journey.
Following your debt settlement program, CuraDebt can be the one to answer all of the calls from your creditors. They will also be the ones that negotiate conditions of the payment in accordance with the state of your financial situation. Based on what works best your situation, the payment could be a lump-sum settlement or a payment plan.
Moreover they will be working with creditors to ensure that you enjoy better rates when you transfer money into your savings account. This is then processed to pay back the creditors. Their programs can assist you to settle the debt within the period of 48 months.
After you’ve registered with them, they’ll give you access to your data 24/7. All you have to do is login to CuraDebts Client Portal to monitor your development.
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CuraDebt’s Requirements
Before you can avail of the program, you’ll have to meet their eligibility requirements first. To be eligible, you’ll need to be:
- At least 21 years old
- Have a verifiable income
- Minimum debt must be $5,000
What can they help you with?
Here are some of the ways CuraDebt can aid you.
Debt Relief
The name of the company suggests that CuraDebt will assist you in dealing your debt. They can negotiate settlements on your behalf for most types of debt. They can help with medical bills, personal loans, credit cards and also loans. They can also be approached to help settle any remaining balance on business debt collection, repossessions, or collections.
They may also assist in negotiating for back taxes as well as IRS debt. But, you won’t receive assistance with the majority claims, government loans or collateral, as well as utility bills. The same goes for student loans.
On the contrary, they’ll assist you in navigating laws such as those of the Telecommunications Consumer Protection Act (TCPA) and the Fair Debt Collection Practice Act (FDCPA). They also help you find debtors who are in violation in order to get cash settlements, if they are possible. Certain violations may result in having your debts removed as well.
CuraDebt can also help you repay debt for less than the amount you have. Additionally, you can inquire about your debt during their no-cost consult with their debt advisor.
The most appealing aspect of their program is that you’ll only pay the fees after your debt has been settled. All you need to do is sign up with some of their programs and you’ll be able settle each of your debts.
Tax Management and Relief
CuraDebt can also deal with your tax debt. After they have gathered all your financial documents, they will also collect all the paperwork you’ll need for tax returns.
By using this program, you should be able to deal with various tax issues such as wage garnishments, tax penalties, personal and business taxes, back taxes, trust fund penalties, and tax liens.
There aren’t any hidden costs neither are there hidden fees. They only offer flat-fee prices that is based on the amount you’ll have to pay.
There are a variety of options for the settlement of the tax debt. Here are six of them:
- Installment agreements
- Offer in Compromise
- Collection statute expiration date
- Tax lien subordination
- Penalty abatements
- Currently non-collectible
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What kinds of debts can they assist you with?
Although they specialize in debt settlement, it is not their forte however, they do not offer all kinds of settlement. CuraDebt only focuses on loans that are not secured. They can’t assist you if your loan or debt is linked to a physical item.
However, if you have one of the following kinds of debt, they will arrange settlements for you.
Tax Debt
With CuraDebt it is expected that you will be able pay off tax debts that were due to be paid without any issues. Moreover, this type of service is offered to all 50 states if you owe money to the IRS. There are federal tax experts to assist you with the issues.
Medical Debt
CuraDebt can also help resolve your medical debt. In some cases you could even settle the debt for less than you are owed.
Private Student Loan
CuraDebt doesn’t cater to federal student loans. Still, they can help private students with negotiating any student loans that they are owed.
Personal Loan
Personal loans and payday loans also qualify as debt-settling programs. You can also avail if you have other unsecured credit lines you obtained from a different financial institution or bank.
Credit Card Debt
If you are in debt through store credit cards as well as traditional credit cards and private-label credit cards, CuraDebt can assist you in paying it off.
What will it cost you?
The most appealing aspect of CuraDebt is the way they’ve priced their service. They do not charge an upfront cost. The only time you pay is when you settle each of your debts.
Also, they don’t have high-cost costs either. On average, you’ll have to pay between 20 and 20 percent of the debt you settled with them.
In the average, this kind of industry charges between 15% and 25 percentage.
Additionally, customers can anticipate to settle their debts within between 2 and 4 years. However, this also varies according to the amount you save per month.
Additionally, they claim you can save up to 30% by incorporating their fees in your equation.
However, this statement will depend on your specific situation. Some customers even claimed to save between 50% and up to 80%.
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Advantages to using CuraDebt
Once you’ve got a clearer picture of what CuraDebt can provide, let’s explore the benefits of using CuraDebt.
The first is that CuraDebt will only charge you after you’ve settled your debt. Furthermore, they only charge a 20% fee while many companies charge 25%.
If you’re finished by the program for debt relief, you may also sign up for their credit repair program.
It’s an excellent method to improve the credit rating without going back into debt. However, the program runs different for every person, depending on your situation.
In the end, CureDebt looks into your credit to help with settlements and negotiations. So, your debt won’t increase over time. They’ll also look into any creditor violations with the help of their experts in-house.
Drawbacks of the use of CuraDebt
We will also examine some of the negatives of CuraDebt.
Debt settlement and debt relief typically require you to cease making payments with the credit card you use. Therefore, if you’re trying improve your standing on credit scores, you might cause you to delay finishing your credit card debt.
CureDebt does not offer a mobile application. Although they have a website for clients but it’s old and mundane. It’s not very intuitive, and it can be challenging to navigate.
In addition, they’re not recognized by their Better Business Bureau although they received an A+ grade.
The Final Verdict
CuraDebt is a good program that lets you pay off your debts without spending more on those types of services. In addition their 20% service charge is cheaper than most firms that charge a 25% fee. There are no upfront payments, and you will only be required to pay once the debt is settled.
Although they’ll give you an account to see your progress but their website isn’t easy to navigate. CuraDebt isn’t even an app that would make it easier to monitor your progression.
However, they have a great support team and can be reached them, not only via emails but also by phone or submitting an e-ticket. Tax Relief Companies Madison Wi
If the problem of debt is an problem, then we highly recommend CuraDebt’s program. Make sure you’re qualified and that the services that they provide are offered in your state.
> > Click Here to Get A Debt Consultation for Free < <
FAQ Tax Relief Companies Madison Wi
How long will it take to complete the course?
The average program is 24 to 48 months, depending on the amount of your debt as well as your agreement on the settlement.
Can CuraDebt assist with state tax problems?
Sure, CuraDebt has a tax relief program that will aid you in dealing with problems such as delinquent payroll tax and garnishments of wages.
What do I need to do once I’m in the program?
You’ll have to keep in constant contact with your team members and pay the required payments to lower your debt over time.
