Have your debts been piling up lately? Are you tired of trying various financial advice and tips but still have unsolved issues?
Perhaps you’re here because you’ve tried every thing.
In most cases, the most effective approach is to talk to experts who can help you settle this issue.
CuraDebt is among the most frequently contacted companies. Many people are asking if they are able to help or put you in more debt.
According to their customers, they can assist you in managing the majority of your debts so that you can finally take a couple of things off your mind.
But for some people they believe these claims are too good to be true.
If you’re looking for any solution that could assist you in paying off your debt. In this situation, CuraDebt will mostly be suggested by people. We’ll take a deeper study of the way CuraDebt works and what problems it could help solve.
Moreover, before we end we’ll look at its benefits and drawbacks.
Before beginning the review, go to this video for a more relaxing way watching it.
Otherwise, let’s begin.
Before you continue, you may want to watch this video by CuraDebt Debt Relief Reviews on YouTube that gives a quick review. Afterward, you will want to read the rest of our article for a more comprehensive review of CuraDebt.
About the Company Tax Relief Companies Federal Law Advance Fees
CuraDebt is a debt relief company from Hollywood, Florida. It was founded in 2000 and has been a part of the American Fair Credit Council, the US Chamber of Commerce, and is accredited with the International Association of Professional Debt Arbitrators.
While it is accredited, some states have limited their access to their services.
What can CuraDebt do?
Assistance in settling your debt is CuraDebt’s most popular feature. However, they also offer other services that can aid you in becoming more financially secure.
First of all, it begins with requesting a free online savings estimate. This service is very confidential and they will not be doing a credit check. With this savings estimate you’ll be able to be able to learn more about the options towards debt-free.
Savings estimates, as mentioned before, gives you an idea of your choices, regardless of whether you’re planning to continue using CuraDebt.
CuraDebt will assign you a financial counselor and a support team to assist you with the process of credit arbitration should you choose to enroll. Some financial advisors can help you with your debt-free journey.
After your debt settlement plan, CuraDebt can be the company to handle all of the calls from your creditors. They’ll also be the ones who determine conditions of the payment in accordance with the state of your financial situation. Based on what works most effectively to you, this can be either a lump sum settlement or an installment plan.
Moreover, they will be working with lenders to help you get better rates when you transfer money into your savings account. This, is then processed to pay off creditors. Their programs can assist you to get rid of debt in just two years.
After you’ve signed up with them, they will provide you with access to your information 24/7. All you have to do is sign in to CuraDebts the client portal to monitor your development.
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CuraDebt’s Requirements
Before you can benefit from their program, you’ll need to pass their requirements first. To be eligible, you’ll need to meet the following requirements:
- At least 21 years old
- Verifiable income
- You must have a minimum balance of $5,000
What can they help you with?
Here are some of the ways CuraDebt can aid you.
Debt Relief
The name of the company suggests that CuraDebt can assist you in dealing with your debt. They are able to negotiate settlements on behalf of you for the majority of types of debt. These include personal loans, medical bills credit cards, and also loans. They are also able to pay off any remaining balance of business debt, collections, or repossessions.
They may even assist you in negotiating for back taxes and IRS debt. But, you won’t receive support for most claims, loans from the government or collateral, as well as utility bills. They also don’t cover most student loans.
On the other hand, they will assist you with laws like that of Telecommunications Consumer Protection Act (TCPA) and the Fair Debt Collection Practice Act (FDCPA). They can also assist you in identifying the violations of creditors in order to get cash settlements, should it be possible. Some violations can also lead to having your debts dismissed as well.
CuraDebt lets you settle debt with less than the sum you have. Additionally, you can ask questions during their free consultation with their debt advisor.
The greatest benefit of their program is that you’ll only be charged when your debt is paid off. All you have to do is sign up with one of their plans, and you’ll be able settle each of your debts.
Tax Management and Relief
CuraDebt will also handle your tax debt. Once they’ve gathered all your financial documents, they will also collect all the documents you’ll require for tax returns.
By using this program, you’ll be able to solve the various types of tax problems like garnishments on wages and tax penalties, personal and taxation for business, back taxes and trust fund penalties and tax liens.
There aren’t any hidden charges either. They only use flat-fee pricing and is dependent on the amount you’ll need to settle.
There are a variety of options for settling taxes. Here are 6 options:
- Installment agreements
- Offer in Compromise
- Collection statute expiration date
- Tax lien subordination
- Penalty abatements
- Currently non-collectible
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What kind of debt are they able to help with?
Although debt settlement is their forte however, they do not provide all kinds of settlement. CuraDebt only focuses on unsecured debt. They can’t help you if your loan or debt is linked to an item that is physical.
If you do have the following kinds of debt, they will negotiate settlements on your behalf.
Tax Debt
With CuraDebt the service, you’ll be able pay off taxes that are due without any problems. Additionally, this service is accessible to all 50 states if you have a debt in arrears to IRS. There are federal tax experts to assist you with these kinds of problems.
Medical Debt
CuraDebt can also assist in settling any medical-related debt. In certain cases you might even be able to pay them less than the amount you have to pay.
Private Student Loan
CuraDebt does not cater to federal student loans. They can however assist private students negotiate the student loans they have to pay.
Personal Loan
Personal and payday loans also qualify as debt-settling programs. It is also possible to avail the program if you have other unsecured credit lines that you have obtained from another financial institution or bank.
Credit Card Debt
If you’re in debt using store credit cards or traditional credit cards or private label credit cards CuraDebt can assist you in paying it off.
What is the cost?
The most appealing aspect of CuraDebt is how the company has priced its services. They don’t charge an upfront fee. Only pay when you’ve paid each of your outstanding debts.
Additionally, they do not charge high fees as well. On average, you’ll be required to pay as much as 20 percent of the debt that you settled with them.
In the average, this kind of industry charges from 15% to 25 percent.
Moreover, clients can expect to pay off their debts in two to four years. This varies according to the amount you are able to save each month.
Also, they claim you can save as much as 30% by incorporating their charges into your calculation.
But this claim will also depend on the situation. Some customers even claimed to save 50 to 80percent.
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The benefits of using CuraDebt
Now that you have an idea of the benefits CuraDebt offers, let’s look into the advantages of using CuraDebt.
In the beginning, CuraDebt will only charge you once you’ve paid off your debt. In addition they only charge a 20% fee while the majority of companies charge 25 percent.
Next, if you’re done with the debt settlement program you can join their credit restoration program.
It’s a great option to rebuild your credit without having to go in debt again. The program is however designed in a different way for each individual according to your personal situation.
In the end, CureDebt looks into your financial obligations to help with settlements and negotiations. So, the amount you owe won’t rise as time passes. They’ll also be looking into any violations by creditors with the help of their in-house experts.
Some disadvantages to the use of CuraDebt
Let’s also look into some of the negatives of CuraDebt.
Debt relief and debt settlements usually require that you stop making payments using the credit card you use. So if you’re trying to improve your rating on your credit, this could set you back while you’re finishing your debt.
CureDebt doesn’t even have a mobile app available. While they have a website that clients can access but it’s old and mundane. It’s not very intuitive, and it can be difficult to navigate.
Moreover, they are still not accredited with their Better Business Bureau although they did receive an A+ rating.
The Final Verdict
CuraDebt is a great program that will allow you to resolve your debt without having to spend more on those types of services. Additionally their 20% service cost is cheaper than most businesses that charge an additional 25% charge. There is no upfront payment and you’ll only have to pay the fee when the debt is paid off.
While they’ll provide you with an account so that you can track your progress however, their website isn’t simple to navigate. CuraDebt also doesn’t have an app, which will make it easier to look at your performance.
They do have a great support team that you can contact them, not only via emails but also via phone or sending an electronic ticket. Tax Relief Companies Federal Law Advance Fees
If the problem of debt is an issue right now, we recommend CuraDebt’s service. Be sure to be qualified and that the services that they provide are offered in your state.
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FAQ Tax Relief Companies Federal Law Advance Fees
What is the time frame to complete the course?
The typical program lasts from 24 to 48 months, depending on the amount of your debt and the agreed settlement.
Can CuraDebt help with state tax problems?
Yes, CuraDebt has a tax relief program that will aid you in dealing with problems such as late payroll tax issues and garnishments of wages.
What’s the first thing I have to do when I’m enrolled in the program?
You’ll need to constantly communicate with the team and pay the required payments to pay down the amount of debt you have over time.
