Have your debts been increasing lately? Are you burnt out from trying various financial advice and strategies but haven’t solved your problems?
Maybe you’re here because you’ve tried every thing.
In the majority of cases, your best way is to approach experts who can assist to resolve this issue.
CuraDebt is among the most frequently contacted companies. A lot of people are asking if they can help you or put you into more debt.
According to their customers, they can assist you in managing 80% of your debt , so you can take few things off of your mind.
For some they believe these claims are too good to be true.
You might be looking for any solution that could aid you in settling your debt. If that’s the situation, CuraDebt will mostly be recommended by people. We’ll take a deeper look at the way CuraDebt operates and what issues it could help solve.
Moreover, before we end we’ll look at its benefits and drawbacks.
Before beginning the review, watch this video instead for a more relaxing way watching it.
Otherwise, let’s begin.
Before you go on, you may want to check out this video by CuraDebt Debt Relief Reviews on YouTube that gives a quick overview. After, you will want to read the rest of the article for a more comprehensive review.
About the Company Tax Relief Commercial
CuraDebt is a debt relief company from Hollywood, Florida. It was established in 2000 and has been an active participant in the American Fair Credit Council, the US Chamber of Commerce, and accredited through the International Association of Professional Debt Arbitrators.
While it is accredited, some states have imposed restrictions on their services.
What CuraDebt do?
Helping you settle your debt is one of CuraDebt’s best well-known feature. But they offer other services that can help you be more financially stable.
The process begins with requesting a free online savings estimate. This service is very confidential, and they won’t conduct a credit inquiry. By using this estimate of savings you’ll discover more about alternatives towards debt-free.
This estimate of savings, as mentioned earlier, provides you with the opportunity to consider your choices, regardless of whether you’re going to keep using CuraDebt.
CuraDebt will provide you with a financial counselor and a support team to help you with credit arbitration if you decide to join. Financial advisors may be able to assist you in your debt-free journey.
After your debt settlement program is completed, CuraDebt can be the one to take care of all your creditor’s calls. They will also be the ones that negotiate conditions of the settlement in accordance with the state of your finances. Based on what works best your situation, the payment could be either a lump sum settlement or the option of a payment plan.
Furthermore, they will be working with the creditors to ensure that you have better rates as you transfer money into your savings account. This, is then processed to pay back creditors. The plans they offer can help you pay off the debt in 48 months.
After you’ve registered with them, they will give you access to your data 24/7. All you have to do is login to CuraDebts Client Portal so that you can monitor your development.
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CuraDebt’s Requirements
Before you can benefit from their program, you’ll need to meet their eligibility requirements first. For eligibility, you’ll have to meet the following requirements:
- At least 21 years old
- Have a verifiable income
- Minimum debt must be $5,000
What can they help you?
Here are some of the ways CuraDebt can assist you.
Debt Relief
Like their name implies, CuraDebt can help you deal your debt. They can negotiate settlements on your behalf for all kinds of debt. They can help with medical bills, personal loans credit cards, and line of credit. They are also able to pay off any remaining balance on business debt, collections, or repossessions.
They may even assist you in negotiating on tax owed and IRS debt. But, you won’t receive assistance for the majority cases, government loans, collateral, and utility bills. Also, they don’t cover the majority of student loans.
On the contrary, they’ll help you use laws like those of the Telecommunications Consumer Protection Act (TCPA) and the Fair Debt Collection Practice Act (FDCPA). They also help you find the violations of creditors so that you can have cash settlements, if possible. Certain violations may lead to having your debts removed as well.
CuraDebt also allows you to pay off debts with less than the amount you own. You can also ask questions during their free consultation with their debt counselor.
The most appealing aspect of the program is that you only have to pay for the charges after your debt has been settled. All you need to sign up to any of the plans and you’ll have the ability to settle each of your debts.
Tax Management and Relief
CuraDebt can also deal with taxes. Once they’ve gathered all your financial documents, they will also collect all the paperwork you’ll need for tax returns.
By using this program, you will be able to deal with the various types of tax problems like wage garnishments and tax penalties, personal and corporate taxes, back taxes as well as trust fund penalties and tax liens.
There aren’t hidden fees neither are there hidden fees. They only offer flat-fee prices and is dependent on the amount you’ll have to pay.
There are a variety of options in settling taxes. Here are 6 of them:
- Installment agreements
- Offer in Compromise
- Collection statute expiration date
- Tax lien subordination
- Penalty abatements
- Currently non-collectible
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What kind of debt are they able to help with?
While debt settlement is their forte however, they do not offer all kinds of debt settlement. CuraDebt is only focused on debt that is not secured. They can’t assist you if your credit or loan is tied to an item that is physical.
However, if you have the following types of debt, they will negotiate settlements on your behalf.
Tax Debt
With CuraDebt, you should be able pay off your past-due tax debts without any issues. Additionally, this service is offered across all 50 states, if you owe money to the IRS. There are tax experts from the federal government who can assist you in resolving these types of issues.
Medical Debt
CuraDebt can also assist in settling any medical-related debt. In some cases you might even be able to pay them less than the amount you owe.
Private Student Loan
CuraDebt does not cater to Federal student loan. They can however assist private students in negotiating the student loans they are owed.
Personal Loan
Payday loans and personal loans are also eligible to be eligible for debt relief programs. You may also be eligible the program if you have other unsecure credit lines that you got from another financial institution or bank.
Credit Card Debt
If you are in debt through store credit cards, traditional credit cards, as well as private label credit card, CuraDebt can assist you in paying it off.
How much will it cost?
The most appealing aspect of CuraDebt is how the company has priced its services. They don’t charge an upfront fee. The only time you pay is when you have paid off all of your debts.
They also don’t have high-cost costs either. On average, you’ll have to pay as much as 20 percent of the debt that you settled through them.
In general, this type of business can cost anywhere between 15 and 25 percent.
Moreover, clients can expect to settle their debts within between 2 and 4 years. But, it also differs depending on the amount that you save per month.
Additionally, they claim you can save as much as 30% if you include their costs into your calculations.
But this claim will also differ based on your situation. Some clients even mentioned saving 50 to 80%.
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The benefits of using CuraDebt
Now that you have an idea of what CuraDebt offers, let’s explore the benefits that come with using CuraDebt.
The first is that CuraDebt will only charge you when you’ve paid off your debt. Additionally they charge only 20% of the cost, whereas many companies charge 25%.
If you’re finished with the debt settlement program, you may also sign up for their credit repair program.
It’s a great method to improve the credit rating without going into debt again. However, the program lasts differently for each person dependent on the circumstances of your case.
In the end, CureDebt looks into your debt so that they can assist in settlements and negotiations. So, the amount you owe won’t rise over time. They’ll also be looking into any creditor violations with the assistance of their own experts.
The drawbacks of using CuraDebt
Let’s also consider some of the disadvantages of CuraDebt.
Debt relief and debt settlements often require you to stop paying with the credit card you use. Therefore, if you’re trying increase your rating on your credit, this may set you back while you’re getting rid of your credit card debt.
CureDebt doesn’t even have a mobile app. While they do have a client website but it’s aged and simple. It’s not particularly intuitive and could be difficult to navigate.
In addition, they’re not credited with an accreditation from the Better Business Bureau although they did receive an A+ rating.
The Final Verdict
CuraDebt is a useful program that lets you settle your debt without spending more for these types of services. Moreover their 20% service cost is cheaper than most companies that offer the 25% cost. There is no upfront payment and you’ll only be required to pay once your debt is finally settled.
While they’ll provide you with an account to see your progress however, their website isn’t simple to navigate. CuraDebt isn’t even an app yet, which will make it easier to monitor your performance.
However, they have a great support team that you can contact them, not only via emails but also via phone or sending an electronic ticket. Tax Relief Commercial
If your credit card is a major problem, then we recommend CuraDebt’s service. Make sure you’re eligible and that the services that they provide are offered in your state.
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FAQ Tax Relief Commercial
How long will it take to complete the program?
The program typically takes 24 to 48 months, dependent on the size of your debt as well as your stipulated settlement.
Can CuraDebt help in the fight against state tax issues?
Yes, CuraDebt offers a program for tax relief that can help you with problems such as late payroll tax issues and garnishments of wages.
What’s the first thing I have to do once I’m in the program?
You’ll need to constantly communicate with the team and pay the required payments to reduce your debt over time.
