Are you experiencing debt that has been piling up lately? Are you tired of trying other financial advice and tips but you’re still struggling with unsolved problems?
Maybe you’re here because tried every thing.
In the majority of cases, your best way is to approach experts who can help you settle this issue.
CuraDebt is one of the most asked companies. Many people are asking if they can help you or put you into more debt.
According to their clients they can help you manage 80% of your debt , so you can take few things off of your shoulders.
But for some people they believe these claims are too good to be true.
If you’re looking for something that will help you resolve your debt. In that situation, CuraDebt will mostly be recommended by people. We’ll be taking a deep review of the way CuraDebt operates and what issues it can solve for you.
Moreover, before we end, we’ll also look into its benefits and drawbacks.
Before starting the review, you can go to this video for a more relaxing way watching it.
Otherwise, let’s begin.
Before you go on, you may want to check out this video by CuraDebt Debt Relief Reviews on YouTube that gives a quick overview. After, you will want to read the rest of our article for a more comprehensive review of CuraDebt.
About the Company Tax Relief Colorado Springs
CuraDebt is a debt relief company from Hollywood, Florida. It was founded in 2000 and has since become a member of the American Fair Credit Council, the US Chamber of Commerce, and is accredited through the International Association of Professional Debt Arbitrators.
Although it is accredited, certain states have restricted their services.
What CuraDebt do?
Helping you pay off your debt is the most popular feature. But they offer other services that can aid you in becoming more financially secure.
First of all, it starts by requesting a no-cost savings estimate online. This service is very confidential and they will not be conducting a credit screening. With this savings estimate you’ll be able to discover more about options to be debt-free.
Savings estimates, as we’ve mentioned before, gives you the opportunity to consider your choices regardless of whether you’re planning on using CuraDebt.
CuraDebt will provide you with a financial counselor and a support team to help you with the process of credit arbitration should you choose to enroll. Financial advisors may be able to assist you in your debt-free journey.
After your debt settlement plan, CuraDebt is the agency to handle all of your creditors’ calls. They’ll also be the ones who negotiate what you will pay for your repayment based on the status of your financial situation. In determining which option is the most effectively to you, this can be either a lump sum settlement or a payment plan.
Furthermore they will work with creditors so that you can enjoy better rates when you transfer money into your savings account, which in turn, will be processed to pay back creditors. The plans they offer can help you get rid of debt in just two years.
Once you’ve signed up with them, they’ll give you access to your information 24/7. All you need to do is log in to CuraDebts Client Portal to track your progress.
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CuraDebt’s Requirements
Before you can benefit from their program, you’ll need to meet their eligibility requirements first. To be eligible, you’ll have to meet the following requirements:
- Minimum 21 years old
- Earn a reliable income
- Minimum debt must be $5,000
What can they help you with?
Here are some of the ways CuraDebt can aid you.
Debt Relief
As their name suggests, CuraDebt can assist you in dealing with debt. They are able to negotiate settlements on your behalf for most types of debt. These include personal loans, medical bills, credit cards as well as loans. You can also approach them to settle any outstanding balance on business debt and collections or repossessions.
They can even help negotiate for back taxes and IRS debt. However, you will not receive assistance for the majority cases, loans from the government or collateral, as well as utility bills. They also don’t cover most student loans.
On the other hand, they will assist you in navigating laws such as those of the Telecommunications Consumer Protection Act (TCPA) and the Fair Debt Collection Practice Act (FDCPA). They will also help you identify debtors who are in violation so that you can have cash settlements, if they are possible. Some violations can also lead to having your debts also dismissed.
CuraDebt lets you pay off debts with less than the amount you own. You can also ask questions during their free consultation with their debt counsellor.
The most appealing aspect of the program is that you only pay the fees after your debt has been settled. All you have to sign up for any of the plans, and you’ll be able pay off all your debts.
Tax Management and Relief
CuraDebt will also handle the tax liabilities you have. Once they collect all of your financial documentation and tax documents, they’ll also collect all the necessary paperwork for tax returns.
By using this program, you will be able to solve the various types of tax problems such as wage garnishments and tax penalties, personal and taxation for business as well as back taxes and trust fund penalties and tax lien.
There aren’t hidden fees either. They use only flat-fee pricing, which depends on the amount you need to settle.
They have different solutions in paying off your tax debt. Here are six of them:
- Installment agreements
- Offer in Compromise
- Collection statute expiration date
- Tax lien subordination
- Penalty abatements
- Currently non-collectible
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What types of debt are they able to help with?
Although they specialize in debt settlement, it is not their specialty however, they do not cater to all types of debt settlement. CuraDebt only focuses on debt that is not secured. They won’t be able to help you if the credit or loan is tied to an actual item.
If you do have the following types of debt, they’ll make arrangements for settlements.
Tax Debt
With CuraDebt the service, you’ll be able to pay your past-due tax debts without difficulty. Additionally, this service is accessible to all 50 states in the event that you have a debt to the IRS. They have federal tax experts that can help you resolve the issues.
Medical Debt
CuraDebt can also help resolve the medical bills. In some cases, you may even pay the debt for less than you are owed.
Private Student Loan
CuraDebt does not offer the federal government’s student loan. They can however assist private students negotiate any student loans that they are owed.
Personal Loan
Payday loans and personal loans are also eligible as debt-settling programs. It is also possible to avail the program of the program if you also have other unsecured credit lines you obtained from a different financial institution or bank.
Credit Card Debt
If you’re in debt using store credit cards as well as traditional credit cards or private label credit cards, CuraDebt can assist you in paying it off.
How much will it cost?
The best part about CuraDebt is the way they’ve priced their services. They don’t charge upfront fees. You’ll only pay once you’ve paid each of your debts.
They also don’t have high-cost charges either. On average, you’ll have to pay as much as 20% of the debt you settled through them.
In general, this type of industry charges between 15 and 25 percentage.
Moreover, clients can expect to settle their debts within 2 to 4 years. This varies according to the amount you save per month.
They also claim that you can save as much as 30% if you include their costs into your calculations.
But this claim will also depend on the situation. Some customers have even talked about saving 50% to up to 80%.
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Benefits of using CuraDebt
Now that you have an understanding of the benefits CuraDebt can provide, let’s explore the benefits that come with using CuraDebt.
The first is that CuraDebt is only charged after you’ve settled your debt. Furthermore, they only charge an amount of 20%, while most companies charge you 25 percent.
Next, if you’re done with the debt settlement program you could enroll in their credit restoration program.
It’s an excellent option to rebuild your credit score without having to go in debt again. However, the program runs in a different way for each individual according to your personal situation.
Finally, CureDebt looks into your credit to help with settlements and negotiations. It means that your debt won’t increase as time passes. They’ll also look into any violations of creditor using their in-house experts.
Drawbacks of using CuraDebt
We will also examine some of the drawbacks of CuraDebt.
Settlement of debt and debt relief typically require you to cease making payments with . So if you’re trying to increase your standing on credit scores, you might set you back while you’re finishing your debt.
CureDebt also doesn’t have a mobile app available. While they have a client website, it looks aged and simple. It’s not particularly user-friendly, and can be difficult to navigate.
Moreover, they are still not credited with their Better Business Bureau although they received an A+ grade.
The Final Verdict
CuraDebt is a good program that lets you settle your debt without spending more on these kinds of services. Moreover the 20% service charge is cheaper than most companies that offer the 25% cost. There aren’t any upfront fees, and you will only be required to pay once the debt is paid off.
Although they’ll allow you to access an account to see your progress but their website isn’t user-friendly. CuraDebt does not have an app, which could make it easier for you to track your progression.
They do have a great support team, and you can reach them not only through emails but also by phone or making an e-ticket. Tax Relief Colorado Springs
If the credit card is a major problem right now, we strongly recommend CuraDebt’s debt management program. Make sure you’re eligible and that the programs they provide are in your area.
> > Click Here to Get A Debt Consultation for Free < <
FAQ Tax Relief Colorado Springs
How long does it take to complete the program?
The typical program lasts from 24 to 48 months, dependent on the size of your debt as well as your agreed settlement.
Can CuraDebt assist with state tax problems?
It is true that CuraDebt has a tax relief program to assist you with issues such as delinquent payroll taxes and wage garnishments.
What should I do once I’m in the program?
You’ll have to keep in constant contact with the team and pay the required payments to pay down your debt over time.
