Has your debt increased lately? Are you exhausted from trying other financial advice and tips but still have unsolved issues?
Perhaps you’re here because you’ve tried everything.
In most cases, the best option is to speak with professionals that can help to resolve this issue.
CuraDebt is among the companies that get the most inquiries. A lot of people are asking if they can help you or put you in more debt.
According to their customers, they can help you manage the majority of your debt , so you can take couple of w
orries off your shoulders.
However, for certain people they believe these claims are too good to be true.
If you’re looking for any solution that could aid you in settling your debt. In this case, CuraDebt will mostly be suggested by people. We’ll be taking an in-depth study of how CuraDebt is used and the problems it could help solve.
In addition, prior to our conclusion, we’ll also look into its advantages and drawbacks.
Before beginning the review, you can watch this video instead if you prefer to watch it.
Otherwise, let’s begin.
Before you continue, you may want to check out this video by CuraDebt Debt Relief Reviews on YouTube that gives a quick review. Afterward, you will want to read the rest of the article for a more comprehensive review.
About the Company Tax Relief Claimer’S Reciept
CuraDebt is an organization that deals with debt relief in Hollywood, Florida. It was founded in 2000, and is an active member of the American Fair Credit Council, the US Chamber of Commerce, and accredited through the International Association of Professional Debt Arbitrators.
While it is accredited, some states have limited their access to their services.
What CuraDebt do?
Assistance in settling your debt is CuraDebt’s most popular feature. They also provide other services that will assist you in becoming financially stable.
First of all, it begins by requesting a free savings estimate on the internet. It is a completely private service, and they won’t be doing a credit check. With this estimate of savings you’ll discover more about options to debt-free.
This estimate of savings, as mentioned before, gives you an insight into your options regardless of whether you’re planning to continue using CuraDebt.
CuraDebt will provide you with a financial counselor and a support team to assist you with the process of credit arbitration should you choose to sign up. Some financial advisors can help you in your debt-free journey.
Following the debt settlement plan, CuraDebt will be the agency to handle all of the calls from your creditors. They’ll also be the ones that determine what you will pay for your settlement based on the status of your finances. Based on what works best your situation, the payment could be a lump-sum settlement or the option of a payment plan.
Furthermore, they will be working with the creditors to ensure that you get better rates when you make deposits to your savings account, which in turn, will be processed to pay back the creditors. Their plans can help you pay off the debt in 48 months.
After you’ve signed up with them, they will give you access to your account information 24 hours a day. All you have to do is log in to CuraDebts Client Portal to monitor your progress.
Before you can avail of their program, you’ll need to satisfy their criteria first. In order to be considered eligible for the program, you’ll need to be:
- Minimum 21 years old
- Earn a reliable income
- You must have a minimum balance of $5,000
What can they help you?
Here are some of the ways CuraDebt can assist you.
Like their name implies, CuraDebt will assist you in dealing with debt. They can negotiate settlements on behalf of you for all kinds of debt. They can help with medical bills, personal loans credit cards, and lines of credit. You can also approach them to help settle any remaining amount on business debts, collections, or repossessions.
They may even assist you in negotiating on tax owed and IRS debt. However, you won’t get support for most claims, loans from the government as well as collateral and utility bills. Also, they don’t cover the majority of student loans.
On the contrary, they’ll assist you with laws like that of Telecommunications Consumer Protection Act (TCPA) and the Fair Debt Collection Practice Act (FDCPA). They can also assist you in identifying debtors who are in violation to ensure that you receive cash settlements, if possible. Certain violations may result in having your debts dismissed as well.
CuraDebt also allows you to pay off debts with less than the amount you have. Additionally, you can have questions answered during a free consult with their debt counsellor.
The greatest benefit of their program is that you only have to pay for the charges when your debt is paid off. All you have to sign up to one of their plans, and you’ll be able to pay off all your debts.
Tax Management and Relief
CuraDebt can also help you with the tax liabilities you have. Once they’ve gathered all your financial documents, they will also collect all the necessary paperwork for tax returns.
Through this program, you will be able to deal with the various types of tax problems like garnishments on wages and tax penalties, personal and corporate taxes as well as back taxes, trust fund penalties, and tax lien.
There aren’t any hidden charges also. They only offer flat-fee prices, which depends on the amount you’ll must settle.
They offer different options for paying off taxes. Here are six of them:
- Installment agreements
- Offer in Compromise
- Collection statute expiration date
- Tax lien subordination
- Penalty abatement
- Currently non-collectible
What kind of debt can they assist you with?
While debt settlement is their specialty but they aren’t able to provide all kinds in debt resolution. CuraDebt only focuses on loans that are not secured. They aren’t able to help you if your loan or debt is linked to an actual item.
If you do have one of the following kinds of debt, they’ll arrange settlements for you.
With CuraDebt the service, you’ll be able to settle taxes that are due without any issues. Additionally, this service is available across all 50 states, if you owe money to the IRS. There are federal tax experts that can help you resolve these kinds of problems.
CuraDebt can also assist in settling any medical-related debt. In some cases, you may even pay them less than the amount you have to pay.
Private Student Loan
CuraDebt does not cater to federal student loans. However, they can assist private students with negotiating any student loans that they are owed.
Payday loans and personal loans also qualify to be eligible for debt relief programs. You may also be eligible if you have other unsecured credit lines that you have obtained from a different financial institution or bank.
Credit Card Debt
If you are in debt through store credit cards or traditional credit cards and private-label credit cards, CuraDebt will help you pay it off.
What is the cost?
The greatest thing about CuraDebt’s pricing is how the company has priced its services. They do not charge an upfront cost. The only time you pay is when you settle each of your debts.
They also don’t charge high costs either. On average, you’ll have to pay between 20 and 20 percent of the debt you settled through them.
On average, this type of industry can charge anywhere from 15% to 25%.
In addition, customers can expect to settle their debts within 2 to 4 years. This varies in relation to the amount you can save up per month.
They also claim that you could save as much as 30% by incorporating their charges into your calculation.
However, this statement will depend on your situation. Some clients even mentioned saving 50 to 80%.
Advantages to using CuraDebt
Once you’ve got an idea of what CuraDebt can provide, Let’s take a look at the benefits that come with using CuraDebt.
In the beginning, CuraDebt only charges you after you’ve settled your debt. Additionally they charge only an amount of 20%, while the majority of companies charge 25 percent.
Then, if you’re done with the debt settlement program you could join their credit repair program.
It’s a fantastic way to restore the credit rating without going into debt again. However, the program lasts in a different way for each individual, depending on your situation.
Lastly, CureDebt looks into your credit to assist with settlements and negotiations. It means that your debt won’t inflate as time passes. They’ll also be looking into any creditor violations with the help of their own experts.
The drawbacks of using CuraDebt
We will also examine some of the drawbacks of CuraDebt.
Debt relief and debt settlements usually require that you stop paying with the credit card you use. If you’re trying to build a better standing on credit scores, you might set you back while you’re finishing your debt.
CureDebt doesn’t even have a mobile app available. While they do have a client website however, it appears old and mundane. It’s not particularly intuitive and could be challenging to navigate.
In addition, they’re not recognized by an accreditation from the Better Business Bureau although they received an A+ rating.
The Final Verdict
CuraDebt is a good program that lets you resolve your debt without having to spend more on these kinds of services. Moreover the 20% service charge is cheaper than most businesses that charge the 25% cost. There is no upfront payment and you’ll only have to pay when your debt is finally settled.
Although they’ll allow you to access an account so that you can track your progress, their website is not easy to navigate. CuraDebt isn’t even an app yet, which could make it easier for you to track your progression.
However, they have a great support team that you can contact them not only through emails but also by phone or submitting an electronic ticket. Tax Relief Claimer’S Reciept
If the debt is a big problem right now, we highly recommend CuraDebt’s program. Be sure to be eligible and that the programs they offer are available in your state.
FAQ Tax Relief Claimer’S Reciept
How long will it take to complete the program?
The typical program lasts from between 24 and 48 months depending on the amount of your debt as well as the stipulated settlement.
Can CuraDebt help in the fight against state tax issues?
It is true that CuraDebt provides tax relief programs to assist you with issues such as late payroll tax and wage garnishments.
What do I need to do once I’m in the program?
You’ll have to keep in constant contact with your team members and make the necessary payments to pay down your debt over time.