Are you experiencing debt that has increased lately? Are you exhausted from trying different financial advice and tips but still have unsolved issues?
Maybe you’re here because been through every thing.
In the majority of cases, your best way is to approach experts who can assist you settle this issue.
CuraDebt is one of the most asked companies. A lot of people are asking if they are able to help or put you in more debt.
According to their customers, they can assist you in managing the majority of your debt , so you can take couple of w
orries off your shoulders.
However, for certain people the claims seem too good to be true.
You might be looking for anything that can aid you in settling your debt. In that situation, CuraDebt will mostly be highly recommended by those. We’ll take a deeper review of the way CuraDebt operates and what issues it could help solve.
In addition, prior to our conclusion our discussion, we’ll take a look at its advantages and drawbacks.
Before starting the review, you can check out this video instead in case you would prefer for it to be watched.
Otherwise, let’s begin.
Before you go on, you may want to watch this video by CuraDebt Debt Relief Reviews on YouTube that gives a quick review. Afterward, you’ll want to read the rest of our article for a more comprehensive review of CuraDebt.
About the Company Tax Relief Check For All Homeowners
CuraDebt is a company that provides debt relief from Hollywood, Florida. It was founded in 2000 and has been a participant in the American Fair Credit Council, the US Chamber of Commerce, and is accredited through the International Association of Professional Debt Arbitrators.
While it is accredited, certain states have limited their access to their services.
What CuraDebt do?
Helping you pay off your debt is one of CuraDebt’s best popular feature. However, they also offer other services that can help you be more financially stable.
It all starts by requesting a no-cost savings estimate online. This service is very confidential and won’t be conducting a credit screening. By using this estimate of savings, you will learn more about your alternatives to be debt-free.
Savings estimates, which was mentioned previously, offers you an idea of your options, regardless of whether you’re planning on using CuraDebt.
CuraDebt will assign you a financial counselor and a team of support to assist you in navigating credit arbitration if you decide to enroll. Certain financial advisors can assist you on your path to debt-free living.
After your debt settlement program, CuraDebt is the one to take care of all your creditors’ calls. They’ll also be the ones who will determine conditions of the repayment in accordance with the state of your finances. In determining which option is the best for you, it can either be a lump sum settlement or a payment plan.
Additionally, they will work with lenders to help you have better rates as you make deposits to your savings account. This is then processed to pay off the creditors. The plans they offer can help you get rid of debt in just the period of 48 months.
Once you’ve signed up with them, they’ll allow you access to your data 24/7. All you have to do is log in to CuraDebts’ client portal to track your development.
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CuraDebt’s Requirements
Before you can avail of their program, you’ll need to satisfy their criteria first. In order to be considered eligible for the program, you’ll have to meet the following criteria:
- At least 21 years old
- Have a verifiable income
- You must have a minimum balance of $5,000
What can they assist you with?
Here are the various ways CuraDebt can assist you.
Debt Relief
The name of the company suggests that CuraDebt can assist you in dealing with debt. They are able to negotiate settlements on your behalf to settle all kinds of debt. These include personal loans, medical bills credit cards and lines of credit. They can also be approached to settle any outstanding balance of business debt collection, repossessions, or collections.
They may even assist you in negotiating with back taxes and IRS debt. However, you won’t get assistance with the majority cases, loans from the government, collateral, and utility bills. Also, they don’t cover the majority of student loans.
On the other hand, they can assist you in navigating laws such as the Telecommunications Consumer Protection Act (TCPA) and the Fair Debt Collection Practice Act (FDCPA). They can also assist you in identifying creditor violations in order to get cash settlements, if they are possible. Certain violations may cause your debt to be also dismissed.
CuraDebt also allows you to pay off debts with less than the amount you have. Additionally, you can have questions answered during a free consult with their debt counselor.
The greatest benefit of the program is that you’ll only have to pay for the charges after your debt has been settled. All you have to sign up for one of their plans, and you’ll be able pay off all your debts.
Tax Management and Relief
CuraDebt can also deal with the tax liabilities you have. Once they’ve gathered all your financial records, they will also collect all the necessary paperwork for tax returns.
Through this program, you will be able to resolve different types of taxes such as garnishments on wages, tax penalties, personal and corporate taxes and back taxes, trust fund penalties, and tax liens.
There aren’t any hidden charges either. They use only flat-fee pricing, which depends on the amount you’ll must settle.
There are a variety of options when it comes to paying off taxes. Here are 6 of them:
- Installment agreements
- Offer in Compromise
- Collection statute expiration date
- Tax lien subordination
- Penalty abatements
- Currently non-collectible
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What kind of debt are they able to help with?
While debt settlement is their specialization, they don’t offer all kinds in debt resolution. CuraDebt concentrates on loans that are not secured. They aren’t able to help you if the debt or loan is tied to a physical item.
If you do have the following types of debt, they’ll arrange settlements for you.
Tax Debt
With CuraDebt the service, you’ll be able to settle taxes that are due without any problems. Additionally, this service is accessible across all 50 states, if you owe money to the IRS. There are tax experts from the federal government who can assist you in resolving these kinds of problems.
Medical Debt
CuraDebt can also assist in settling any medical-related debt. In some instances, you may even pay them less than the amount you are owed.
Private Student Loan
CuraDebt doesn’t cater to federal student loans. However, they can assist private students with negotiating the student loans they owe.
Personal Loan
Personal and payday loans are also eligible as debt-settling programs. It is also possible to avail the program if you have other unsecured credit lines that you got from an alternative bank or financial institution.
Credit Card Debt
If you are in debt through store credit cards or traditional credit cards or private label credit cards CuraDebt will help you pay it off.
How much will it cost?
The best part about CuraDebt is how they’ve priced their service. They do not charge an upfront cost. Only pay when you’ve paid each of your debts.
Additionally, they don’t have high-cost fees as well. In the average, you’ll need to pay between 20 and 20 percent of the debt that you settled with them.
In the average, this kind of industry can charge anywhere between 15% and 25%.
Moreover, clients can expect to pay off their debts in two to four years. However, this also varies according to the amount you can save up per month.
They also claim that you could save as much as 30% when you factor in their fees in your equation.
However, the claim may depend on the situation. Some clients even mentioned saving between 50% and 80%.
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Benefits of using CuraDebt
Now that you have an idea of the benefits CuraDebt can provide, Let’s take a look at the benefits that come with using CuraDebt.
First, CuraDebt is only charged once you’ve paid off your debt. Furthermore they charge only a 20% fee while many companies charge 25 percent.
Then, if you’re done with the debt settlement program, you could join their credit repair program.
It’s a fantastic way to restore the credit rating without going into debt again. However, the program runs different for every person according to your personal situation.
In the end, CureDebt looks into your credit to assist with settlements and negotiations. This means your debt won’t inflate over time. They’ll also be looking into any violations of creditor with the help of their own experts.
The drawbacks of using CuraDebt
Let’s also consider some of the disadvantages of CuraDebt.
Settlement of debt and debt relief typically require you to stop making payments using . If you’re trying to increase your rating on your credit, this may delay you from working on your obligations.
CureDebt does not have a mobile app available. Although they have a website for clients, it looks old and mundane. It’s not very intuitive and could be difficult to navigate.
Moreover, they are still not accredited with an accreditation from the Better Business Bureau although they received an A+ grade.
The Final Verdict
CuraDebt is a great program that lets you pay off your debts without spending more for these types of services. Moreover their 20% service fee is cheaper than most firms that charge an additional 25% charge. There aren’t any upfront fees and you’ll only have to pay the fee when the debt is settled.
Although they’ll give you an account to see your progress but their website isn’t simple to navigate. CuraDebt also doesn’t have an app yet, which could make it easier for you to look at your performance.
But, they do have a competent support staff and can be reached them not only through emails but also via phone or sending an electronic ticket. Tax Relief Check For All Homeowners
If your debt is a big problem right now, we highly recommend CuraDebt’s program. Make sure you’re eligible and that the programs they provide are in your state.
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FAQ Tax Relief Check For All Homeowners
How long will it take to complete the program?
The average program is between 24 and 48 months dependent on the size of your debt as well as the stipulated settlement.
Can CuraDebt help with state tax problems?
Yes, CuraDebt provides tax relief programs to aid you in dealing with problems such as delinquent payroll taxes and wage garnishments.
What should I do once I’m in the program?
You’ll have to keep in constant contact with the team and pay the required payments to lower the amount of debt you have over time.
