Has your debt been piling up lately? Are you burnt out from trying different financial advice and tips but haven’t solved your problems?
Maybe you’re here because already tried every thing.
In the majority of cases, the best way is to approach experts who can assist to resolve this issue.
CuraDebt is among the most asked companies. Many people are asking if they are able to help or put you into more debt.
According to their clients, they can help you control the majority of your debt , so you can take couple of things off your plate.
But for some people the claims seem too good to be true.
Suppose you’re on the lookout for something that will help you resolve your debt. In that scenario, CuraDebt will mostly be suggested by people. We’ll be taking a deep review of how CuraDebt works and what problems it can solve for you.
Furthermore, before we conclude, we’ll also look into the advantages and disadvantages of this method.
Before beginning the review, you can watch this video instead if you prefer for it to be watched.
Otherwise, let’s begin.
Before you go on, you may want to check out this video by CuraDebt Debt Relief Reviews on YouTube that gives a quick review. Afterward, you will want to read the rest of the article for a more comprehensive review of CuraDebt.
About the Company Tax Relief Charlotte Nc
CuraDebt is a debt relief company from Hollywood, Florida. It was founded in 2000 and has been a part of the American Fair Credit Council, the US Chamber of Commerce, and accredited through the International Association of Professional Debt Arbitrators.
While it is accredited, certain states have limited their access to their services.
What CuraDebt do?
Helping you pay off your debt is one of CuraDebt’s best known feature. However, they also offer other services that will assist you in becoming financially stable.
The process begins with requesting a free savings estimate online. This service is very confidential and won’t be conducting a credit screening. By using this estimate of savings, you will be able to learn more about the other options in your journey to be debt-free.
This estimate of savings, which was mentioned before, gives you an insight into your choices regardless of whether you’re planning on using CuraDebt.
CuraDebt will assign you a financial counselor as well as a support team to assist you with credit arbitration if you decide to join. Financial advisors may be able to assist you on your path to debt-free living.
Following the debt settlement plan, CuraDebt can be the agency to handle all of the calls from your creditors. They’ll be the ones who will determine what you will pay for your settlement based on the status of your finances. Depending on which works best to you, this can either be a lump sum settlement or an installment plan.
Additionally they will be working with creditors so that you can get better rates when you transfer money into your savings account. This in turn, will process to pay back creditors. Their plans can help you pay off the debt in the period of 48 months.
After you’ve registered with them, they will provide you with access to your information 24/7. All you have to do is login to CuraDebts Client Portal to track your development.
Before you are able to avail their program, you’ll need to satisfy their criteria first. To be eligible, you’ll have to meet the following criteria:
- At least 21 years old
- Have a verifiable income
- Minimum debt must be $5,000
What are they able to assist you with?
Here are some of the ways CuraDebt can aid you.
Like their name implies, CuraDebt can help you deal with your debt. They are able to negotiate settlements on your behalf for most types of debt. This includes medical bills, personal loans credit cards and also loans. They can also be approached to pay off any remaining amount on business debts collection, repossessions, or collections.
They can even help negotiate on tax owed and IRS debt. But, you won’t receive support for most cases, loans from the government as well as collateral and utility bills. They also don’t cover most student loans.
On the other hand, they will help you use laws like that of Telecommunications Consumer Protection Act (TCPA) and the Fair Debt Collection Practice Act (FDCPA). They can also assist you in identifying creditor violations in order to get cash settlements, if possible. Certain violations may result in having your debts also dismissed.
CuraDebt also allows you to settle debt with less than the amount you own. They also allow you to inquire about your debt during their no-cost consult with their debt advisor.
The best part about their plan is that you’ll only have to pay for the charges when your debt is paid off. All you have to do is sign up with any of the plans, and you’ll be able pay off all your debts.
Tax Management and Relief
CuraDebt can also deal with taxes. After they have gathered all your financial documents and tax documents, they’ll also collect all the documents you’ll require for tax returns.
By using this program, you should be able to deal with the various types of tax problems such as wage garnishments, tax penalties, personal and business taxes and back taxes and trust fund penalties and tax liens.
There aren’t any hidden costs also. They only offer flat-fee prices, which depends on the amount you’ll must settle.
There are a variety of options for the settlement of taxes. Here are 6 options:
- Installment agreements
- Offer in Compromise
- Collection statute expiration date
- Tax lien subordination
- Penalty abatement
- Currently non-collectible
What kind of debt can they help you with?
While debt settlement is their specialty, they don’t cater to all types of settlement. CuraDebt only focuses on unsecured debt. They won’t be able to help you if your credit or loan is tied to an item that is physical.
If, however, you are in one of the following kinds of debt, they will negotiate settlements on your behalf.
With CuraDebt, you should be able to pay tax debts that were due to be paid without difficulty. Furthermore, this service is available to all 50 states if you owe money to the IRS. There are federal tax experts who can assist you in resolving these kinds of problems.
CuraDebt can also help resolve the medical bills. In some instances you might even be able to pay them for less than what you owe.
Private Student Loan
CuraDebt doesn’t cater to Federal student loan. However, they can assist private students in negotiating any loans they have to pay.
Personal loans and payday loans also qualify to be eligible for debt relief programs. You can also avail the program if you have other unsecure credit lines that you got from an alternative financial institution or bank.
Credit Card Debt
If you’re in debt using store credit cards, traditional credit cards, or private label credit cards CuraDebt can assist you in paying it off.
What will it cost you?
The most appealing aspect of CuraDebt’s pricing is how they’ve priced their services. They do not charge an upfront cost. The only time you pay is when you settle each of your outstanding debts.
They also don’t have high-cost costs either. In the average, you’ll need to pay between 20 and 20% of the debt you settled with them.
In the average, this kind of industry can charge anywhere between 15% and 25 percent.
Moreover, clients can expect to settle their debts within two to four years. However, this also varies depending on the amount that you can save up per month.
Also, they claim that you can save as much as 30% when you factor in their costs into your calculations.
However, the claim may vary, depending on the situation. Some customers even claimed to save 50% to up to 80%.
The benefits of using CuraDebt
Once you’ve got an understanding of the benefits CuraDebt can offer you let’s explore the benefits of using CuraDebt.
The first is that CuraDebt only charges you once you’ve paid off your debt. In addition, they only charge an amount of 20%, while many companies charge 25 percent.
If you’re finished with the debt settlement program, you could also sign up for their credit repair program.
It’s a fantastic method to improve your credit score without having to go back into debt. The program is however designed different for every person dependent on the circumstances of your case.
In the end, CureDebt looks into your debt so that they can help with settlements and negotiations. So, your debt won’t inflate as time passes. They’ll also look into any creditor violations using their own experts.
Some disadvantages to the use of CuraDebt
Let’s also consider some of the drawbacks of CuraDebt.
Debt relief and debt settlements usually require that you cease making payments with the credit card you use. So if you’re trying to build a better credit score, it might set you back while you’re getting rid of your obligations.
CureDebt also doesn’t have a mobile app. While they do have a client website, it looks aged and simple. It’s not particularly user-friendly, and can be challenging to navigate.
In addition, they’re not accredited with the Better Business Bureau although they received an A+ rating.
The Final Verdict
CuraDebt is a great program that will allow you to settle your debt without spending more on these kinds of services. In addition their 20% service fee is less expensive than the majority of businesses that charge an additional 25% charge. There are no upfront payments and you’ll only be required to pay once the debt is settled.
While they’ll provide you with an account to see your progress but their website isn’t simple to navigate. CuraDebt isn’t even an app that would make it easier to track your progress. Tax Relief Charlotte Nc
However, they have a good support team, and you can reach them not just via email but also by phone or making an e-ticket. Tax Relief Charlotte Nc
If credit card is a major problem right now, we strongly recommend CuraDebt’s debt management program. Make sure you’re eligible and that the services they provide are in your state.
FAQ Tax Relief Charlotte Nc
How long will it take to complete the course?
The typical program lasts from 24 to 48 months, depending on the amount of your debt as well as the stipulated settlement.
Can CuraDebt aid with state tax problems?
Yes, CuraDebt provides tax relief programs to help you with problems such as late payroll taxes and wage garnishments.
What should I do after joining the program?
You’ll be required to communicate with the team and make the necessary payments to pay down the amount of debt you have over time.