Has your debt been piling up lately? Are you exhausted from trying various financial tips and advice but haven’t solved your problems?
Maybe you’re here because you’ve been through every thing.
In the majority of cases, your most effective approach is to talk to experts who can help you resolve the issue.
CuraDebt is one of the companies that get the most inquiries. Many people have been inquiring whether they can assist you or put you into more debt.
According to their clients, they can help you manage the majority of your debts so that you can finally take a couple of things off your mind.
For some, these claims are just too good to be true.
You might be looking for something that will help you resolve your debt. In that case, CuraDebt will mostly be recommended by people. We’ll be taking a deep review of how CuraDebt works and what problems it can help you solve.
Furthermore, before we conclude, we’ll also look into its advantages and drawbacks.
Before beginning the review, you can watch this video instead for a more relaxing way watching it.
Otherwise, let’s begin.
Before you continue, you may want to check out this video by CuraDebt Debt Relief Reviews on YouTube that gives a quick overview. After, you will want to read the rest of the article for a more comprehensive review of CuraDebt.
About the Company Tax Relief Center Legitimate
CuraDebt is an organization that deals with debt relief in Hollywood, Florida. It was established in 2000, and is an active member of the American Fair Credit Council, the US Chamber of Commerce, and has been accredited through the International Association of Professional Debt Arbitrators.
Although the service is accredited, some states have limited their access to their services.
What CuraDebt do?
Helping you pay off your debt is the most popular feature. But they offer additional services to aid you in becoming more financially stable.
It all begins by requesting a free savings estimate online. This service is very confidential, and they won’t conduct a credit inquiry. With this estimate of savings you’ll discover more about other options in your journey to debt-free.
This estimate of savings, as we’ve mentioned before, gives you an idea of your choices regardless of whether you’re planning to continue using CuraDebt.
CuraDebt will assign you a financial advisor as well as a support team to assist you with the process of credit arbitration should you choose to sign up. Some financial advisors can help you on your path to debt-free living.
Following the debt settlement program is completed, CuraDebt can be the company to handle all of your creditors’ calls. They’ll be the ones who determine what you will pay for your repayment in accordance with the state of your finances. In determining which option is the most effectively for you, it can be either a lump sum settlement or a payment plan.
Furthermore they will also work with lenders to help you enjoy better rates when you deposit money to your savings account. This, in turn, will process to pay off the creditors. The plans they offer can help you pay off the debt in two years.
After you’ve signed up with them, they will give you access to your data 24/7. All you have to do is log in to CuraDebts the client portal so that you can monitor your progress.
Before you can benefit from their program, you’ll need to meet their eligibility requirements first. In order to be considered eligible for the program, you’ll need to be:
- Minimum 21 years old
- Verifiable income
- You must have a minimum balance of $5,000
What are they able to assist you?
Here are the various ways CuraDebt can help you.
The name of the company suggests that CuraDebt can assist you in dealing with your debt. They are able to negotiate settlements on your behalf for most types of debt. These include personal loans, medical bills, credit cards and also line of credit. You can also approach them to pay off any remaining balance of business debt, collections, or repossessions.
They can even help negotiate for back taxes and IRS debt. However, you won’t get assistance with the majority of your lawsuits, government loans, collateral, and utility bills. They also don’t cover most student loans.
On the contrary, they’ll assist you in navigating laws such as the Telecommunications Consumer Protection Act (TCPA) and the Fair Debt Collection Practice Act (FDCPA). They can also assist you in identifying debtors who are in violation in order to get cash settlements, if they are possible. Some violations can also result in having your debts removed as well.
CuraDebt can also help you settle debt with less than the sum you have. They also allow you to have questions answered during a free consultation with their debt counsellor.
The most appealing aspect of the program is that you will only have to pay for the charges after your debt has been settled. All you need to sign up to some of their programs, and you’ll be able to settle each of your debts.
Tax Management and Relief
CuraDebt can also deal with the tax liabilities you have. Once they’ve gathered all your financial documents, they will also collect all the necessary paperwork for tax returns.
Through this program, you should be able to solve various tax issues like wage garnishments, tax penalties, personal and business taxes as well as back taxes and trust fund penalties and tax liens.
There aren’t any hidden costs also. They only use flat-fee pricing that is based on the amount that you’ll need to settle.
There are a variety of options when it comes to the settlement of your tax debt. Here are six of them:
- Installment agreements
- Offer in Compromise
- Collection statute expiration date
- Tax lien subordination
- Penalty abatement
- Currently non-collectible
What kinds of debts are they able to help with?
Although they specialize in debt settlement, it is not their specialty but they aren’t able to provide all kinds of debt settlement. CuraDebt only focuses on unsecured debt. They can’t help you if your credit or loan is tied to an item that is physical.
However, if you have one of the following kinds of debt, they will make arrangements for settlements.
With CuraDebt it is expected that you will be able to settle taxes that are due without any issues. Moreover, this type of service is offered to all 50 states if you owe money to the IRS. There are tax experts from the federal government who can assist you in resolving these kinds of problems.
CuraDebt can also help resolve any medical-related debt. In certain cases you might even be able to pay them for less than what you owe.
Private Student Loan
CuraDebt does not offer the federal government’s student loan. They can however assist private students with negotiating the student loans they owe.
Personal and payday loans also qualify to be eligible for debt relief programs. It is also possible to avail the program the program if you have other unsecure credit lines that you got from an alternative financial institution or bank.
Credit Card Debt
If you’re in debt using store credit cards, traditional credit cards, or private label credit cards CuraDebt can help you pay it off.
How much will it cost?
The most appealing aspect of CuraDebt is the way they’ve priced their service. They don’t charge upfront fees. The only time you pay is when you settle each of your debts.
Additionally, they don’t charge high costs either. In the average, you’ll need to pay between 20 and 20% of the debt you settled through them.
On average, this type of industry can charge anywhere between 15 and 25 percent.
In addition, customers can expect to settle their debts within two to four years. However, this also varies according to the amount you can save up per month.
Additionally, they claim that you can save up to 30% when you factor in their charges into your calculation.
However, this statement will depend on your situation. Some clients even mentioned saving between 50% and up to 80%.
The benefits of using CuraDebt
Now that you have an understanding of what CuraDebt can provide, let’s look into the advantages that come with using CuraDebt.
The first is that CuraDebt will only charge you when you’ve paid off your debt. In addition they charge only a 20% fee while most companies charge you 25 percent.
If you’re finished by the program for debt relief, you can enroll in their credit repair program.
It’s a fantastic method to improve your credit without having to go into debt again. However, the program lasts differently for each person according to your personal situation.
Lastly, CureDebt looks into your debt so that they can assist in settlements and negotiations. So, your debt won’t inflate over time. They’ll also be looking into any creditor violations with the assistance of their experts in-house.
Some disadvantages to using CuraDebt
Let’s also look into some of the drawbacks of CuraDebt.
Debt relief and debt settlements usually require that you stop paying with . So if you’re trying to increase your rating on your credit, this might set you back while you’re getting rid of your debt.
CureDebt does not have a mobile app available. Although they have a website for clients but it’s outdated and basic. It’s not particularly intuitive and could be difficult to navigate.
Furthermore, they are not recognized by their Better Business Bureau although they received an A+ rating.
The Final Verdict
CuraDebt is a great program that allows you to pay off your debts without spending more for these types of services. Additionally their 20% service charge is less expensive than the majority of companies that offer a 25% fee. There aren’t any upfront fees and you’ll only have to pay when the debt is settled.
Although they’ll allow you to access an account that allows you to track your progress, their website is not simple to navigate. CuraDebt isn’t even an app, which will make it easier to monitor your progression.
They do have a great support team that you can contact them, not only via emails but by phone or by making an e-ticket. Tax Relief Center Legitimate
If credit card is a major problem right now, we recommend CuraDebt’s service. Make sure you’re qualified and that the services they offer are available in your state.
FAQ Tax Relief Center Legitimate
What is the time frame to complete the program?
The average program is 24 to 48 months, dependent on the size of your debt as well as your agreement on the settlement.
Can CuraDebt assist with tax problems in the state?
It is true that CuraDebt provides tax relief programs that will help you with problems such as late payroll tax and wage garnishments.
What should I do once I’m in the program?
You’ll need to constantly communicate with the team and make the necessary payments to pay down your debt over time.