Are you experiencing debt that has been piling up lately? Are you exhausted from trying other financial tips and advice but you’re still struggling with unsolved problems?
Maybe you’re here because you’ve already tried every thing.
In most cases, the most effective approach is to talk to experts who can help to resolve this issue.
CuraDebt is among the companies that get the most inquiries. A lot of people are asking if they can assist you or put you into more debt.
According to their clients, they can help you control 80% of your debt , so you can take couple of w
orries off your shoulders.
For some the claims seem too good to be true.
Suppose you’re on the lookout for any solution that could assist you in paying off your debt. If that’s the situation, CuraDebt will mostly be suggested by people. We’ll be taking an in-depth look at how CuraDebt works and what problems it can help you solve.
In addition, prior to our conclusion our discussion, we’ll take a look at its advantages and drawbacks.
Before beginning the review, you can go to this video in case you would prefer watching it.
Otherwise, let’s begin.
Before you continue, you may want to watch this video by CuraDebt Debt Relief Reviews on YouTube that gives a quick overview. Afterward, you’ll want to read the rest of the article for a more comprehensive review.
About the Company Tax Relief Center Legit
CuraDebt is an organization that deals with debt relief in Hollywood, Florida. It was established in 2000 and has been a participant in the American Fair Credit Council, the US Chamber of Commerce, and accredited with the International Association of Professional Debt Arbitrators.
Although the service is accredited, some states have limited their access to their services.
What CuraDebt do?
Assistance in settling your debt is one of CuraDebt’s best known feature. But they offer other services that will help you be more financially secure.
First of all, it starts by requesting a no-cost online savings estimate. The service is completely confidential, and they won’t conduct a credit inquiry. With this savings estimate you’ll be able to be able to learn more about the other options in your journey towards debt-free.
This estimate of savings, as we’ve mentioned previously, offers you an insight into your options regardless of whether or not you’re planning to continue using CuraDebt.
CuraDebt will provide you with a financial counselor as well as a support team to assist you in navigating credit arbitration in the event that you decide to join. Some financial advisors can help you in your debt-free journey.
After your debt settlement plan, CuraDebt is the one to answer all of your creditor’s calls. They’ll be the ones who will negotiate the terms of your repayment in accordance with the state of your financial situation. Based on what works most effectively to you, this can be a lump-sum settlement or a payment plan.
Moreover, they will work with lenders to help you enjoy better rates when you transfer money into your savings account, which is then processed to pay back the creditors. The plans they offer can help you settle the debt within two years.
After you’ve signed up with them, they will provide you with access to your account information 24 hours a day. All you have to do is login to CuraDebts Client Portal so that you can monitor your development.
Before you are able to avail their program, you’ll need to meet their eligibility requirements first. In order to be considered eligible for the program, you’ll have to meet the following criteria:
- At least 21 years old
- Verifiable income
- Minimum debt must be $5,000
What are they able to assist you with?
Here are some of the ways CuraDebt can assist you.
The name of the company suggests that CuraDebt can help you deal your debt. They are able to negotiate settlements on your behalf for most types of debt. This includes medical bills, personal loans credit cards, and also lines of credit. They are also able to pay off any remaining balance on business debt collection, repossessions, or collections.
They may also assist in negotiating with back taxes as well as IRS debt. However, you will not receive assistance for the majority of your lawsuits, loans from the government as well as collateral and utility bills. The same goes for student loans.
On the other hand, they can assist you in navigating laws such as the Telecommunications Consumer Protection Act (TCPA) and the Fair Debt Collection Practice Act (FDCPA). They also help you find debtors who are in violation to ensure that you receive cash settlements, should it be possible. Some violations can also cause your debt to be also dismissed.
CuraDebt can also help you pay off debts with less than the sum you have. Additionally, you can have questions answered during a free meeting with their debt advisor.
The greatest benefit of their program is that you will only be charged when your debt is paid off. All you need to do is sign up with one of their plans, and you’ll be able to pay off all your debts.
Tax Management and Relief
CuraDebt can also help you with taxes. After they have gathered all your financial records They will also gather all the necessary paperwork for tax returns.
Through this program, you will be able to resolve various tax issues like wage garnishments as well as tax penalties for personal and taxation for business, back taxes, trust fund penalties, and tax lien.
There aren’t any hidden costs either. They only offer flat-fee prices and is dependent on the amount you must settle.
They have different solutions for the settlement of your tax debt. Here are 6 options:
- Installment agreements
- Offer in Compromise
- Collection statute expiration date
- Tax lien subordination
- Penalty abatement
- Currently non-collectible
What kinds of debts are they able to help with?
Although debt settlement is their specialization, they don’t cater to all types of settlement. CuraDebt only focuses on debt that is not secured. They won’t be able to assist you if your credit or loan is tied to an actual item.
If you do have one of the following kinds of debt, they will negotiate settlements on your behalf.
With CuraDebt it is expected that you will be able to pay taxes that are due without any issues. Additionally, this service is accessible to all 50 states in the event that you have a debt towards the IRS. They have federal tax experts that can help you resolve the issues.
CuraDebt can also help resolve the medical bills. In certain cases, you may even pay them for less than what you have to pay.
Private Student Loan
CuraDebt does not cater to Federal student loan. However, they can assist private students in negotiating any student loans that they owe.
Personal loans and payday loans also qualify as debt-settling programs. It is also possible to avail the program the program if you have other unsecure credit lines that you got from an alternative financial institution or bank.
Credit Card Debt
If you’re in debt using store credit cards or traditional credit cards and private-label credit cards CuraDebt will help you pay it off.
What is the cost?
The most appealing aspect of CuraDebt is the way they’ve priced their service. They don’t charge an upfront fee. The only time you pay is when you have paid off all of your outstanding debts.
Additionally, they don’t have high-cost costs either. On average, you’ll have to pay between 20 and 20% of the debt you settled through them.
In the average, this kind of industry can charge anywhere from 15% to 25 percentage.
Additionally, customers can anticipate to settle their debts within two to four years. This varies according to the amount you save per month.
Also, they claim that you could save up to 30% if you include their costs into your calculations.
But this claim will also depend on your specific situation. Some customers even claimed to save between 50% and up to 80%.
Benefits of using CuraDebt
Once you’ve got an understanding of what CuraDebt can provide, Let’s take a look at the benefits that come with using CuraDebt.
The first is that CuraDebt will only charge you when you’ve paid off your debt. Additionally, they only charge an amount of 20%, while most companies charge you 25%.
If you’re finished with the debt settlement program, you may enroll in their credit restoration program.
It’s a great option to rebuild the credit rating without going back into debt. However, the program lasts in a different way for each individual dependent on the circumstances of your case.
Lastly, CureDebt looks into your credit to help with settlements and negotiations. So, your debt won’t increase as time passes. They’ll also be looking into any creditor violations with the assistance of their experts in-house.
The drawbacks of the use of CuraDebt
Let’s also consider some of the drawbacks of CuraDebt.
Settlement of debt and debt relief typically require you to cease making payments with your credit card. So if you’re trying to build a better standing on credit scores, you may set you back while you’re finishing your credit card debt.
CureDebt also doesn’t have a mobile app. While they have a client website, it looks aged and simple. It’s not particularly intuitive, and it can be difficult to navigate.
Moreover, they are still not accredited with their Better Business Bureau although they were awarded an A+ rating.
The Final Verdict
CuraDebt is a good program that lets you resolve your debt without having to spend more on those types of services. Moreover their 20% service cost is lower than many businesses that charge the 25% cost. There are no upfront payments and you’ll only be required to pay once your debt is finally settled.
Although they’ll allow you to access an account that allows you to track your progress but their website isn’t easy to navigate. CuraDebt isn’t even an app yet, which will make it easier to look at your progression.
But, they do have a good support team that you can contact them, not only via emails but also via phone or submitting an e-ticket. Tax Relief Center Legit
If problem of debt is an problem, then we strongly recommend CuraDebt’s debt management program. Be sure to be eligible and that the programs that they provide are offered in your state.
FAQ Tax Relief Center Legit
How long will it take to complete the program?
The program typically takes between 24 and 48 months depending on the amount of your debt as well as your stipulated settlement.
Can CuraDebt aid with tax problems in the state?
Sure, CuraDebt offers a program for tax relief that can help you with problems such as delinquent payroll tax issues and wage garnishments.
What should I do when I’m enrolled in the program?
You’ll have to keep in constant contact with the team and pay the required payments to reduce your debt over time.