Has your debt been increasing lately? Are you exhausted from trying different financial advice and strategies but you’re still struggling with unsolved problems?
Maybe you’re here because you’ve been through everything.
In most cases, the best option is to speak with professionals that can help to resolve this issue.
CuraDebt is one of the most frequently contacted companies. A lot of customers have asked if they can help you or help you get into more debt.
According to their clients they can help you control 80percent of your debt so that you are able to take few things off of your mind.
For some they believe these claims are too good to be true.
You might be looking for anything that can aid you in settling your debt. In that scenario, CuraDebt will mostly be highly recommended by those. We’ll be taking an in-depth review of the way CuraDebt is used and the problems it can solve for you.
Moreover, before we end our discussion, we’ll take a look at the advantages and disadvantages of this method.
Before starting the review, check out this video instead for a more relaxing way for it to be watched.
Otherwise, let’s begin.
Before you go on, you may want to check out this video by CuraDebt Debt Relief Reviews on YouTube that gives a quick review. After, you’ll want to read the rest of our article for a more comprehensive review.
About the Company Tax Relief Attorneys Walnut Creek Ca
CuraDebt is a company that provides debt relief from Hollywood, Florida. It was established in 2000 and has been an active part of the American Fair Credit Council, the US Chamber of Commerce, and accredited with the International Association of Professional Debt Arbitrators.
While it is accredited, some states have imposed restrictions on their services.
What CuraDebt do?
Helping you settle your debt is the most popular feature. But they offer other services that will aid you in becoming more financially secure.
It all starts by requesting a no-cost savings estimate online. It is a completely private service and won’t be doing a credit check. With this savings estimate you’ll learn more about your other options in your journey to be debt-free.
The savings estimate, as we’ve mentioned before, gives you the opportunity to consider your choices regardless of whether or not you’re planning to continue using CuraDebt.
CuraDebt will assign you a financial advisor as well as a support team to assist you with credit arbitration if you decide to enroll. Certain financial advisors can assist you in your debt-free journey.
Following the debt settlement program, CuraDebt is the agency to take care of all your creditor’s calls. They’ll also be the ones who will negotiate the terms of your payment based on the status of your finances. In determining which option is the best your situation, the payment can be either a lump sum settlement or an installment plan.
Additionally they will be working with lenders to help you enjoy better rates when you make deposits to your savings account. This is then processed to pay back the creditors. The plans they offer can help you pay off the debt in 48 months.
After you’ve registered with them, they will allow you access to your data 24/7. All you need to do is sign in to CuraDebts’ client portal to track your performance.
Before you can benefit from their program, you’ll need to meet their eligibility requirements first. For eligibility, you’ll need to meet the following criteria:
- Minimum 21 years old
- Earn a reliable income
- You must have a minimum balance of $5,000
What are they able to assist you with?
Here are the different ways CuraDebt can assist you.
As their name suggests, CuraDebt will assist you in dealing with your debt. They are able to negotiate settlements on behalf of you for the majority of types of debt. This includes medical bills, personal loans, credit cards and lines of credit. You can also approach them to pay off any remaining balance on business debt and collections or repossessions.
They may also assist in negotiating on tax owed as well as IRS debt. However, you will not receive assistance with the majority of your lawsuits, government loans or collateral, as well as utility bills. Also, they don’t cover the majority of student loans.
On the other hand, they can assist you in navigating laws such as that of Telecommunications Consumer Protection Act (TCPA) and the Fair Debt Collection Practice Act (FDCPA). They also help you find debtors who are in violation so that you can have cash settlements, should it be possible. Certain violations could cause your debt to be also dismissed.
CuraDebt also allows you to pay off debts with less than the sum you have. Additionally, you can have questions answered during a free meeting with their debt counsellor.
The greatest benefit of the program is that you will only have to pay for the charges after your debt has been settled. All you need to sign up to one of their plans and you’ll have the ability to pay off all your debts.
Tax Management and Relief
CuraDebt can also deal with the tax liabilities you have. Once they collect all of your financial records, they will also collect all the paperwork you’ll need for tax returns.
With this program, you should be able to solve various tax issues such as garnishments on wages as well as tax penalties for personal and business taxes and back taxes and trust fund penalties and tax lien.
There aren’t hidden fees neither are there hidden fees. They use only flat-fee pricing, which depends on the amount that you’ll have to pay.
They offer different options when it comes to settling your tax debt. Here are six of them:
- Installment agreements
- Offer in Compromise
- Collection statute expiration date
- Tax lien subordination
- Penalty abatement
- Currently non-collectible
What kind of debt can they help you with?
Although debt settlement is their forte but they aren’t able to provide all kinds in debt resolution. CuraDebt is only focused on debt that is not secured. They won’t be able to assist you if your credit or loan is tied to an item that is physical.
However, if you have the following types of debt, they’ll make arrangements for settlements.
With CuraDebt, you should be able pay off taxes that are due without difficulty. Additionally, this service is accessible to all 50 states in the event that you owe money in arrears to IRS. There are federal tax experts who can assist you in resolving these kinds of problems.
CuraDebt can also assist in settling the medical bills. In some instances you could even settle the debt for less than you have to pay.
Private Student Loan
CuraDebt doesn’t cater to federal student loans. Still, they can help private students negotiate any loans they are owed.
Payday loans and personal loans also qualify as debt-settling programs. You can also avail of the program if you also have other unsecured credit lines that you have obtained from a different bank or financial institution.
Credit Card Debt
If you’re in debt using store credit cards or traditional credit cards as well as private label credit card, CuraDebt will help you pay it off.
How much will it cost?
The most appealing aspect of CuraDebt is how they’ve priced their service. They don’t charge upfront fees. You’ll only pay once you settle each of your outstanding debts.
Also, they don’t charge high costs either. On average, you’ll have to pay between 20 and 20% of the debt you settled with them.
On average, this type of industry charges between 15 and 25%.
Moreover, clients can expect to settle their debt from two to four years. But, it also differs according to the amount you can save up per month.
They also claim you can save as much as 30% if you include their charges into your calculation.
However, this statement will depend on your specific situation. Some clients even mentioned saving 50% to 80percent.
Advantages to using CuraDebt
Now that you have an idea of the benefits CuraDebt can provide, let’s look into the advantages of using CuraDebt.
The first is that CuraDebt is only charged when you’ve paid off your debt. Additionally, they only charge an amount of 20%, while most companies charge you 25%.
If you’re finished by the program for debt relief, you can enroll in their credit repair program.
It’s a great way to restore your credit without having to go into debt again. However, the program lasts differently for each person dependent on the circumstances of your case.
In the end, CureDebt looks into your debt so that they can assist with settlements and negotiations. So, the amount you owe won’t rise as time passes. They’ll also investigate any violations of creditor using their in-house experts.
Some disadvantages to the use of CuraDebt
Let’s also consider some of the drawbacks of CuraDebt.
Settlement of debt and debt relief often require you to stop paying with your credit card. So if you’re trying to build a better rating on your credit, this might delay you from getting rid of your debt.
CureDebt does not have a mobile app. While they have a client website but it’s aged and simple. It’s not particularly user-friendly, and can be difficult to navigate.
In addition, they’re not credited with an accreditation from the Better Business Bureau although they were awarded an A+ rating.
The Final Verdict
CuraDebt is a good program that allows you to pay off your debts without spending more on these kinds of services. Moreover their 20% service fee is lower than many firms that charge the 25% cost. There aren’t any upfront fees, and you will only be required to pay once the debt is settled.
While they’ll provide you with an account that allows you to track your progress but their website isn’t easy to navigate. CuraDebt also doesn’t have an app that will make it easier to monitor your progression.
However, they have a good support team and can be reached them not only through emails but by phone or by sending an electronic ticket. Tax Relief Attorneys Walnut Creek Ca
If the problem of debt is an problem right now, we recommend CuraDebt’s service. Just make sure that you’re eligible and that the services they provide are in your state.
FAQ Tax Relief Attorneys Walnut Creek Ca
How long does it take to finish the program?
The program typically takes 24 to 48 months, depending on the amount of your debt as well as the agreement on the settlement.
Can CuraDebt help in the fight against state tax issues?
Sure, CuraDebt provides tax relief programs that will assist you with issues like delinquent tax and garnishments on wages.
What’s the first thing I have to do when I’m enrolled in the program?
You’ll need to constantly communicate with the team and pay the required payments to pay down your debt over time.