Have your debts been increasing lately? Are you exhausted from trying other financial advice and tips but still have unsolved issues?
Perhaps you’re here because you’ve already tried everything.
In the majority of cases, the best option is to speak with experts who can help you resolve the issue.
CuraDebt is one of the companies that get the most inquiries. A lot of customers have asked if they can help you or put you into more debt.
According to their customers, they can assist you in managing 80% of your debts so that you can take couple of w
orries off your plate.
But for some people, these claims are just too good to be true.
If you’re looking for something that will help you resolve your debt. In this scenario, CuraDebt will mostly be recommended by people. We’ll be taking a deep look at how CuraDebt works and what problems it can solve for you.
Moreover, before we end, we’ll also look into its benefits and drawbacks.
Before beginning the review, you can watch this video instead if you prefer watching it.
Otherwise, let’s begin.
Before you go on, you may want to watch this video by CuraDebt Debt Relief Reviews on YouTube that gives a quick review. After, you will want to read the rest of our article for a more comprehensive review of CuraDebt.
About the Company Tax Relief Alan Thick
CuraDebt is an organization that deals with debt relief in Hollywood, Florida. It was established in 2000 and has been a member of the American Fair Credit Council, the US Chamber of Commerce, and is accredited through the International Association of Professional Debt Arbitrators.
While it is accredited, some states have imposed restrictions on their services.
What CuraDebt do?
Helping you settle your debt is the most popular feature. They also provide other services that can aid you in becoming more financially stable.
First of all, it starts by requesting a no-cost online savings estimate. This service is very confidential, and they won’t be conducting a credit screening. By using this estimate of savings you’ll be able to discover more about alternatives to debt-free.
The savings estimate, which was mentioned earlier, provides you with the opportunity to consider your options regardless of whether you’re going to keep using CuraDebt.
CuraDebt will assign you a financial counselor and a team of support to help you with credit arbitration in the event that you decide to sign up. Financial advisors may be able to assist you on your path to debt-free living.
Following your debt settlement program is completed, CuraDebt can be the agency to answer all of your creditors’ calls. They will be the ones who negotiate conditions of the repayment based on the status of your financial situation. Based on what works best for you, it can be a lump-sum settlement or a payment plan.
Moreover, they will work with creditors so that you can have better rates as you deposit money to your savings account. This is then processed to pay off creditors. Their programs can assist you to pay off the debt in 48 months.
After you’ve registered with them, they will allow you access to your data 24/7. All you have to do is log in to CuraDebts’ client portal so that you can monitor your development.
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CuraDebt’s Requirements
Before you can benefit from the program, you’ll have to pass their requirements first. In order to be considered eligible for the program, you’ll need to meet the following requirements:
- At least 21 years old
- Have a verifiable income
- You must have a minimum balance of $5,000
What can they assist you?
Here are the different ways CuraDebt can help you.
Debt Relief
The name of the company suggests that CuraDebt can assist you in dealing with debt. They are able to negotiate settlements on your behalf for all kinds of debt. They can help with medical bills, personal loans credit cards and lines of credit. They can also be approached to help settle any remaining amount on business debts, collections, or repossessions.
They can even help negotiate for back taxes and IRS debt. However, you will not receive assistance for the majority of your lawsuits, government loans as well as collateral and utility bills. The same goes for student loans.
On the contrary, they’ll assist you in navigating laws such as that of Telecommunications Consumer Protection Act (TCPA) and the Fair Debt Collection Practice Act (FDCPA). They can also assist you in identifying the violations of creditors to ensure that you receive cash settlements, if they are possible. Certain violations may lead to having your debts also dismissed.
CuraDebt lets you pay off debts with less than the sum you have. They also allow you to ask questions during their free meeting with their debt counsellor.
The most appealing aspect of the program is that you only pay the fees after your debt has been settled. All you have to sign up to any of the plans, and you’ll be able settle each of your debts.
Tax Management and Relief
CuraDebt can also help you with taxes. Once they’ve gathered all your financial documentation They will also gather all the paperwork you’ll need for tax returns.
With this program, you will be able to deal with different types of taxes such as wage garnishments, tax penalties, personal and business taxes as well as back taxes as well as trust fund penalties and tax liens.
There aren’t any hidden costs also. They only offer flat-fee prices, which depends on the amount you’ll need to settle.
There are a variety of options in settling the tax debt. Here are 6 of them:
- Installment agreements
- Offer in Compromise
- Collection statute expiration date
- Tax lien subordination
- Penalty abatements
- Currently non-collectible
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What types of debt are they able to help with?
Although debt settlement is their forte, they don’t offer all kinds of debt settlement. CuraDebt concentrates on debt that is not secured. They aren’t able to assist you if your loan or debt is linked to a physical item.
If you do have one of the following kinds of debt, they will negotiate settlements on your behalf.
Tax Debt
With CuraDebt the service, you’ll be able pay off your past-due tax debts without difficulty. Moreover, this type of service is accessible across all 50 states, if you have a debt to the IRS. There are tax experts from the federal government that can help you resolve these types of issues.
Medical Debt
CuraDebt will also help you resolve any medical-related debt. In some instances you could even settle them for less than what you have to pay.
Private Student Loan
CuraDebt does not cater to federal student loans. Still, they can help private students negotiate the student loans they have to pay.
Personal Loan
Payday loans and personal loans are also eligible as debt-settling programs. It is also possible to avail the program if you have other unsecured credit lines that you got from a different financial institution or bank.
Credit Card Debt
Whether you have debt with store credit cards or traditional credit cards and private-label credit cards CuraDebt can help you pay it off.
What will it cost you?
The most appealing aspect of CuraDebt is how they’ve priced their service. They don’t charge upfront fees. You’ll only pay once you’ve paid each of your outstanding debts.
Additionally, they don’t charge high charges either. In the average, you’ll need to pay between 20 and 20 percent of the debt that you settled with them.
On average, this type of industry charges from 15% to 25 percent.
In addition, customers can expect to settle their debts within two to four years. However, this also varies in relation to the amount you save per month.
They also claim that you can save as much as 30% by incorporating their fees in your equation.
However, this statement will depend on the situation. Some customers have even talked about saving 50% to up to 80%.
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Benefits of using CuraDebt
Now that you have an idea of the benefits CuraDebt can provide, let’s explore the benefits from using CuraDebt.
The first is that CuraDebt is only charged after you’ve settled your debt. In addition they only charge an amount of 20%, while many companies charge 25 percent.
Then, if you’re done with the debt settlement program, you can also sign up for their credit restoration program.
It’s a fantastic way to restore your credit without having to go into debt again. The program is however designed in a different way for each individual, depending on your situation.
In the end, CureDebt looks into your financial obligations to assist with settlements and negotiations. This means the amount you owe won’t rise over time. They’ll also be looking into any violations by creditors using their experts in-house.
The drawbacks of the use of CuraDebt
Let’s also look into some of the disadvantages of CuraDebt.
Settlement of debt and debt relief typically require you to stop making payments using your credit card. So if you’re trying to build a better credit score, it might set you back while you’re finishing your obligations.
CureDebt does not offer a mobile application. While they do have a website for clients but it’s aged and simple. It’s not particularly user-friendly, and can be challenging to navigate.
Furthermore, they are not accredited with their Better Business Bureau although they did receive an A+ grade.
The Final Verdict
CuraDebt is a great program that allows you to settle your debt without spending more on those types of services. In addition, their 20% service fee is lower than many businesses that charge the 25% cost. There is no upfront payment and you’ll only be required to pay once your debt is finally settled.
Although they’ll allow you to access an account that allows you to track your progress, their website is not simple to navigate. CuraDebt also doesn’t have an app that will make it easier to track your performance.
However, they have a good support team and can be reached them not only through emails but also via phone or making an e-ticket. Tax Relief Alan Thick
If the credit card is a major issue right now, we strongly recommend CuraDebt’s debt management program. Be sure to be qualified and that the services that they provide are offered in your state.
> > Click Here to Get A Debt Consultation for Free < <
FAQ Tax Relief Alan Thick
What is the time frame to finish the program?
The average program is between 24 and 48 months dependent on the size of your debt and the agreement on the settlement.
Can CuraDebt aid with state tax problems?
Yes, CuraDebt offers a program for tax relief that can aid you in dealing with problems like delinquent tax and garnishments of wages.
What’s the first thing I have to do once I’m in the program?
You’ll have to keep in constant contact with the team and make the necessary payments to reduce your debt over time.
