Has your debt been increasing lately? Are you burnt out from trying other financial advice and strategies but haven’t solved your problems?
Maybe you’re here because been through every thing.
In the majority of cases, your most effective approach is to talk to experts who can help you resolve the issue.
CuraDebt is one of the companies that get the most inquiries. Many customers have asked if they can help you or put you in more debt.
According to their clients, they can help you manage 80% of your debt so that you can finally take a few things off of your plate.
However, for certain people, these claims are just too good to be true.
You might be looking for something that will help you resolve your debt. If that’s the scenario, CuraDebt will mostly be suggested by people. We’ll take a deeper look at how CuraDebt operates and what issues it could help solve.
Furthermore, before we conclude our discussion, we’ll take a look at the advantages and disadvantages of this method.
Before you begin the review, check out this video instead if you prefer watching it.
Otherwise, let’s begin.
Before you continue, you may want to check out this video by CuraDebt Debt Relief Reviews on YouTube that gives a quick review. Afterward, you will want to read the rest of our article for a more comprehensive review.
About the Company Tax Relief Affiliate Program
CuraDebt is a debt relief company from Hollywood, Florida. It was established in 2000 and has since become a member of the American Fair Credit Council, the US Chamber of Commerce, and is accredited by the International Association of Professional Debt Arbitrators.
While it is accredited, certain states have imposed restrictions on their services.
What CuraDebt do?
Helping you settle your debt is the most popular feature. However, they also offer other services that can assist you in becoming financially secure.
First of all, it begins with requesting a free savings estimate online. This service is very confidential, and they won’t conduct a credit inquiry. With this savings estimate, you will learn more about your options to be debt-free.
Savings estimates, as we’ve mentioned previously, offers you an idea of your choices, regardless of whether you’re planning on using CuraDebt.
CuraDebt will assign you a financial advisor as well as a support team to assist you in navigating credit arbitration in the event that you decide to join. Some financial advisors can help you with your debt-free journey.
Following the debt settlement program, CuraDebt is the company to take care of all your creditor’s calls. They’ll also be the ones who determine what you will pay for your settlement in accordance with the state of your financial situation. Depending on which works best to you, this can either be a lump sum settlement or a payment plan.
Moreover they will work with creditors to ensure that you enjoy better rates when you make deposits to your savings account. This in turn, will be processed to pay the creditors. The plans they offer can help you settle the debt within the period of 48 months.
After you’ve signed up with them, they’ll provide you with access to your information 24/7. All you have to do is login to CuraDebts Client Portal to track your development.
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CuraDebt’s Requirements
Before you can avail of their program, you’ll need to satisfy their criteria first. In order to be considered eligible for the program, you’ll have to be:
- At least 21 years old
- Verifiable income
- Have a minimum debt of $5,000
What can they assist you with?
Here are the different ways CuraDebt can aid you.
Debt Relief
As their name suggests, CuraDebt can assist you in dealing with your debt. They are able to negotiate settlements on your behalf to settle most types of debt. This includes personal loans, medical bills credit cards as well as loans. You can also approach them to settle any outstanding balance on business debt collection, repossessions, or collections.
They can even help negotiate on tax owed as well as IRS debt. But, you won’t receive support for most of your lawsuits, government loans, collateral, and utility bills. Also, they don’t cover the majority of student loans.
On the other hand, they will assist you with laws like the Telecommunications Consumer Protection Act (TCPA) and the Fair Debt Collection Practice Act (FDCPA). They can also assist you in identifying the violations of creditors in order to get cash settlements, if possible. Certain violations may result in having your debts also dismissed.
CuraDebt lets you settle debt with less than the sum you have. They also allow you to inquire about your debt during their no-cost meeting with their debt counsellor.
The best part about the program is that you’ll only be charged once your debt is settled. All you have to do is sign up with some of their programs, and you’ll be able pay off all your debts.
Tax Management and Relief
CuraDebt can also deal with taxes. After they have gathered all your financial documentation They will also gather all the documents you’ll require for tax returns.
With this program, you will be able to resolve the various types of tax problems such as wage garnishments, tax penalties, personal and business taxes and back taxes as well as trust fund penalties and tax liens.
There aren’t any hidden costs either. They only offer flat-fee prices and is dependent on the amount that you’ll have to pay.
They offer different options in the settlement of your tax debt. Here are 6 of them:
- Installment agreements
- Offer in Compromise
- Collection statute expiration date
- Tax lien subordination
- Penalty abatements
- Currently non-collectible
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What kinds of debts can they assist you with?
Although debt settlement is their forte, they don’t provide all kinds of debt settlement. CuraDebt concentrates on unsecured debt. They can’t assist you if your loan or debt is linked to a physical item.
However, if you have the following types of debt, they will arrange settlements for you.
Tax Debt
With CuraDebt the service, you’ll be able to pay your past-due tax debts without any issues. Moreover, this type of service is available to all 50 states if you owe money towards the IRS. There are tax experts from the federal government to assist you with these kinds of problems.
Medical Debt
CuraDebt can also help resolve your medical debt. In certain cases, you may even pay the debt for less than you have to pay.
Private Student Loan
CuraDebt does not cater to the federal government’s student loan. They can however assist private students in negotiating any loans they have to pay.
Personal Loan
Payday loans and personal loans are also eligible to be eligible for debt relief programs. It is also possible to avail the program the program if you have other unsecure credit lines you obtained from another bank or financial institution.
Credit Card Debt
If you’re in debt using store credit cards, traditional credit cards, as well as private label credit card, CuraDebt can help you pay it off.
What will it cost you?
The best part about CuraDebt’s pricing is how the company has priced its services. They do not charge an upfront cost. Only pay when you’ve paid each of your outstanding debts.
Also, they don’t have high-cost costs either. On average, you’ll have to pay as much as 20% of the debt you settled through them.
On average, this type of industry can charge anywhere between 15% and 25%.
In addition, customers can expect to settle their debt from 2 to 4 years. But, it also differs according to the amount you can save up per month.
Also, they claim that you could save up to 30% by incorporating their fees in your equation.
However, this statement will differ based on the situation. Some customers have even talked about saving between 50% and 80%.
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Benefits of using CuraDebt
Once you’ve got a clearer picture of the benefits CuraDebt can offer you Let’s take a look at the benefits that come with using CuraDebt.
First, CuraDebt is only charged once you’ve paid off your debt. Additionally they only charge a 20% fee while the majority of companies charge 25%.
Next, if you’re done with the debt settlement program you may join their credit repair program.
It’s an excellent option to rebuild your credit score without having to go back into debt. However, the program runs different for every person dependent on the circumstances of your case.
In the end, CureDebt looks into your debt so that they can assist with settlements and negotiations. It means that your debt won’t inflate as time passes. They’ll also investigate any violations by creditors using their own experts.
Some disadvantages to the use of CuraDebt
We will also examine some of the drawbacks of CuraDebt.
Settlement of debt and debt relief usually require that you stop making payments using your credit card. So if you’re trying to build a better credit score, it may delay you from getting rid of your debt.
CureDebt doesn’t even offer a mobile application. While they have a website for clients, it looks aged and simple. It’s not very user-friendly, and can be difficult to navigate.
In addition, they’re not credited with their Better Business Bureau although they were awarded an A+ rating.
The Final Verdict
CuraDebt is a useful program that lets you settle your debt without spending more on these kinds of services. In addition, their 20% service cost is less expensive than the majority of businesses that charge a 25% fee. There is no upfront payment, and you will only have to pay the fee when the debt is paid off.
Although they’ll allow you to access an account to see your progress but their website isn’t user-friendly. CuraDebt also doesn’t have an app, which will make it easier to track your progression.
However, they have a good support team, and you can reach them not only through emails but also via phone or making an electronic ticket. Tax Relief Affiliate Program
If your problem of debt is an problem right now, we highly recommend CuraDebt’s program. Just make sure that you’re eligible and that the services they provide are in your area.
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FAQ Tax Relief Affiliate Program
What is the time frame to complete the program?
The typical program lasts from between 24 and 48 months depending on the amount of your debt as well as your agreement on the settlement.
Can CuraDebt help in the fight against state tax issues?
Sure, CuraDebt provides tax relief programs that will aid you in dealing with problems like delinquent taxes and wage garnishments.
What’s the first thing I have to do when I’m enrolled in the program?
You’ll be required to communicate with your team members and make the necessary payments to pay down your debt over time.