Have your debts been piling up lately? Are you burnt out from trying different financial tips and advice but still have unsolved issues?
Perhaps you’re here because you’ve already tried every thing.
In most cases, the most effective approach is to talk to experts who can assist you settle this issue.
CuraDebt is among the companies that get the most inquiries. Many people are asking if they can assist you or put you in more debt.
According to their clients, they can assist you in managing 80percent of your debt so that you can finally take a couple of w
orries off your shoulders.
But for some people, these claims are just too good to be true.
If you’re looking for something that will help you resolve your debt. In this case, CuraDebt will mostly be suggested by people. We’ll be taking a deep look at how CuraDebt is used and the problems it can help you solve.
Furthermore, before we conclude we’ll look at its advantages and drawbacks.
Before beginning the review, you can watch this video instead for a more relaxing way watching it.
Otherwise, let’s begin.
Before you go on, you may want to check out this video by CuraDebt Debt Relief Reviews on YouTube that gives a quick overview. Afterward, you’ll want to read the rest of the article for a more comprehensive review of CuraDebt.
About the Company Tax Relief Act Of 1997 Signed
CuraDebt is a company that provides debt relief from Hollywood, Florida. It was established in 2000, and is a participant in the American Fair Credit Council, the US Chamber of Commerce, and has been accredited by the International Association of Professional Debt Arbitrators.
While it is accredited, some states have imposed restrictions on their services.
What CuraDebt do?
Assistance in settling your debt is CuraDebt’s most known feature. However, they also offer additional services to assist you in becoming financially stable.
First of all, it begins by requesting a free online savings estimate. This service is very confidential, and they won’t conduct a credit inquiry. With this estimate of savings, you will discover more about alternatives to be debt-free.
The savings estimate, as mentioned before, gives you the opportunity to consider your options, regardless of whether you’re planning on using CuraDebt.
CuraDebt will assign you a financial counselor and a team of support to help you with the process of credit arbitration should you choose to enroll. Some financial advisors can help you in your debt-free journey.
Following your debt settlement plan, CuraDebt is the company to handle all of the calls from your creditors. They will also be the ones that will negotiate the terms of your payment in accordance with the state of your financial situation. Based on what works most effectively for you, it can either be a lump sum settlement or the option of a payment plan.
Additionally they will work with creditors so that you can enjoy better rates when you deposit money to your savings account. This in turn, will process to pay the creditors. Their programs can assist you to get rid of debt in just 48 months.
Once you’ve signed up with them, they’ll allow you access to your account information 24 hours a day. All you have to do is login to CuraDebts the client portal so that you can monitor your performance.
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CuraDebt’s Requirements
Before you can avail of the program, you’ll have to satisfy their criteria first. For eligibility, you’ll need to meet the following criteria:
- Minimum 21 years old
- Earn a reliable income
- Minimum debt must be $5,000
What can they help you?
Here are the different ways CuraDebt can aid you.
Debt Relief
Like their name implies, CuraDebt will assist you in dealing with debt. They can negotiate settlements on your behalf to settle most types of debt. They can help with medical bills, personal loans credit cards and also loans. You can also approach them to pay off any remaining amount on business debts, collections, or repossessions.
They may even assist you in negotiating for back taxes as well as IRS debt. However, you will not receive support for most of your lawsuits, loans from the government as well as collateral and utility bills. Also, they don’t cover the majority of student loans.
On the contrary, they’ll assist you in navigating laws such as the Telecommunications Consumer Protection Act (TCPA) and the Fair Debt Collection Practice Act (FDCPA). They can also assist you in identifying debtors who are in violation so that you can have cash settlements, should it be possible. Some violations can also result in having your debts also dismissed.
CuraDebt also allows you to settle debt with less than the sum you have. Additionally, you can inquire about your debt during their no-cost meeting with their debt counsellor.
The most appealing aspect of their program is that you’ll only pay the fees after your debt has been settled. All you need to sign up for any of the plans and you’ll have the ability to pay off all your debts.
Tax Management and Relief
CuraDebt can also deal with taxes. Once they’ve gathered all your financial documents, they will also collect all the necessary paperwork to file tax returns.
By using this program, you should be able to deal with different types of taxes such as wage garnishments, tax penalties, personal and corporate taxes, back taxes and trust fund penalties and tax liens.
There aren’t any hidden charges also. They only offer flat-fee prices and is dependent on the amount that you’ll have to pay.
They offer different options for paying off the tax debt. Here are six of them:
- Installment agreements
- Offer in Compromise
- Collection statute expiration date
- Tax lien subordination
- Penalty abatements
- Currently non-collectible
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What types of debt can they assist you with?
Although they specialize in debt settlement, it is not their specialty however, they do not offer all kinds of settlement. CuraDebt concentrates on loans that are not secured. They won’t be able to assist you if your loan or debt is linked to a physical item.
However, if you have one of the following kinds of debt, they’ll arrange settlements for you.
Tax Debt
With CuraDebt, you should be able pay off tax debts that were due to be paid without any issues. Furthermore, this service is accessible across all 50 states, if you owe money in arrears to IRS. They have federal tax experts to assist you with these kinds of problems.
Medical Debt
CuraDebt can also help resolve your medical debt. In some instances you could even settle them for less than what you have to pay.
Private Student Loan
CuraDebt doesn’t cater to federal student loans. Still, they can help private students in negotiating any student loans that they have to pay.
Personal Loan
Personal and payday loans also qualify to be eligible for debt relief programs. You may also be eligible of the program if you also have other unsecured credit lines you obtained from a different financial institution or bank.
Credit Card Debt
If you’re in debt using store credit cards, traditional credit cards, as well as private label credit card, CuraDebt will help you pay it off.
What is the cost?
The greatest thing about CuraDebt’s pricing is how the company has priced its services. They don’t charge an upfront fee. You’ll only pay once you’ve paid each of your outstanding debts.
Additionally, they don’t have high-cost fees as well. On average, you’ll be required to pay between 20 and 20 percent of the debt you settled with them.
On average, this type of industry can charge anywhere between 15% and 25 percent.
Moreover, clients can expect to settle their debt from 2 to 4 years. But, it also differs according to the amount you save per month.
Additionally, they claim you can save as much as 30% if you include their costs into your calculations.
However, the claim may differ based on your situation. Some customers have even talked about saving 50% to up to 80%.
> > Click Here to Get A Debt Consultation for Free < <
Advantages to using CuraDebt
Now that you have an understanding of the benefits CuraDebt offers, let’s look into the advantages of using CuraDebt.
In the beginning, CuraDebt only charges you once you’ve paid off your debt. Furthermore they charge only a 20% fee while many companies charge 25%.
If you’re finished with the debt settlement program, you can also sign up for their credit repair program.
It’s an excellent option to rebuild your credit without having to go into debt again. The program is however designed differently for each person according to your personal situation.
In the end, CureDebt looks into your credit to assist in settlements and negotiations. It means that your debt won’t inflate as time passes. They’ll also be looking into any violations by creditors with the help of their in-house experts.
Drawbacks of using CuraDebt
Let’s also consider some of the drawbacks of CuraDebt.
Debt relief and debt settlements usually require that you stop making payments using your credit card. If you’re trying to build a better rating on your credit, this may set you back while you’re working on your debt.
CureDebt also doesn’t have a mobile app. Although they have a website for clients, it looks old and mundane. It’s not particularly intuitive and could be difficult to navigate.
Furthermore, they are not recognized by an accreditation from the Better Business Bureau although they were awarded an A+ rating.
The Final Verdict
CuraDebt is a useful program that lets you settle your debt without spending more on these kinds of services. Additionally their 20% service fee is cheaper than most businesses that charge an additional 25% charge. There is no upfront payment and you’ll only be required to pay once the debt is paid off.
Although they’ll allow you to access an account so that you can track your progress however, their website isn’t easy to navigate. CuraDebt isn’t even an app yet, which will make it easier to track your performance.
But, they do have a good support team that you can contact them, not only via emails but also via phone or making an electronic ticket. Tax Relief Act Of 1997 Signed
If the problem of debt is an issue right now, we recommend CuraDebt’s service. Be sure to be qualified and that the services they offer are available in your state.
> > Click Here to Get A Debt Consultation for Free < <
FAQ Tax Relief Act Of 1997 Signed
How long will it take to complete the course?
The program typically takes 24 to 48 months, depending on the amount of your debt and the agreement on the settlement.
Can CuraDebt assist with tax problems in the state?
Sure, CuraDebt has a tax relief program to help you with problems such as late payroll tax issues and garnishments on wages.
What do I need to do when I’m enrolled in the program?
You’ll need to constantly communicate with your team members and make the necessary payments to lower your debt over time.
