Has your debt increased lately? Are you burnt out from trying various financial advice and strategies but still have unsolved issues?
Maybe you’re here because you’ve tried everything.
In the majority of cases, your most effective approach is to talk to experts who can assist to resolve this issue.
CuraDebt is among the most asked companies. A lot of customers have asked if they can assist you or put you into more debt.
According to their clients, they can help you manage 80% of your debts so that you are able to take couple of w
orries off your shoulders.
For some they believe these claims are too good to be true.
If you’re looking for anything that can aid you in settling your debt. In that scenario, CuraDebt will mostly be highly recommended by those. We’ll take a deeper look at the way CuraDebt is used and the problems it can help you solve.
In addition, prior to our conclusion our discussion, we’ll take a look at its benefits and drawbacks.
Before starting the review, check out this video instead if you prefer to watch it.
Otherwise, let’s begin.
Before you go on, you may want to check out this video by CuraDebt Debt Relief Reviews on YouTube that gives a quick overview. Afterward, you will want to read the rest of the article for a more comprehensive review of CuraDebt.
About the Company Tax Relief Act Of 1997 Capital Gains
CuraDebt is a company that provides debt relief from Hollywood, Florida. It was established in 2000 and has been a member of the American Fair Credit Council, the US Chamber of Commerce, and accredited through the International Association of Professional Debt Arbitrators.
Although it is accredited, some states have limited their access to their services.
What CuraDebt do?
Helping you pay off your debt is one of CuraDebt’s best popular feature. However, they also offer additional services to help you be more financially stable.
First of all, it begins with requesting a free online savings estimate. It is a completely private service and won’t be doing a credit check. By using this estimate of savings, you will learn more about your alternatives to be debt-free.
The savings estimate, as mentioned before, gives you the opportunity to consider your options regardless of whether or not you’re going to keep using CuraDebt.
CuraDebt will assign you a financial advisor and a team of support to assist you with credit arbitration if you decide to sign up. Financial advisors may be able to assist you in your debt-free journey.
After your debt settlement program is completed, CuraDebt will be the one to handle all of your creditor’s calls. They’ll also be the ones that will determine what you will pay for your repayment in accordance with the state of your financial situation. Depending on which works most effectively for you, it could be a lump-sum settlement or an installment plan.
Furthermore, they will be working with the lenders to help you enjoy better rates when you transfer money into your savings account. This, in turn, will be processed to pay off creditors. Their plans can help you pay off the debt in the period of 48 months.
After you’ve signed up with them, they’ll allow you access to your data 24/7. All you need to do is login to CuraDebts the client portal to track your development.
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CuraDebt’s Requirements
Before you are able to avail their program, you’ll need to meet their eligibility requirements first. For eligibility, you’ll need to be:
- Minimum 21 years old
- Have a verifiable income
- You must have a minimum balance of $5,000
What can they assist you with?
Here are the various ways CuraDebt can help you.
Debt Relief
The name of the company suggests that CuraDebt will assist you in dealing your debt. They are able to negotiate settlements on behalf of you for the majority of types of debt. These include medical bills, personal loans, credit cards and also lines of credit. They can also be approached to settle any outstanding balance on business debt collection, repossessions, or collections.
They can even help negotiate with back taxes as well as IRS debt. However, you won’t get assistance for the majority of your lawsuits, government loans as well as collateral and utility bills. The same goes for student loans.
On the other hand, they can assist you in navigating laws such as those of the Telecommunications Consumer Protection Act (TCPA) and the Fair Debt Collection Practice Act (FDCPA). They can also assist you in identifying creditor violations so that you can have cash settlements, if possible. Certain violations may lead to having your debts dismissed as well.
CuraDebt can also help you pay off debts with less than the sum you have. Additionally, you can ask questions during their free consultation with their debt advisor.
The most appealing aspect of their plan is that you will only pay the fees once your debt is settled. All you have to sign up to one of their plans, and you’ll have the ability to resolve all of your debts.
Tax Management and Relief
CuraDebt can also help you with your tax debt. Once they collect all of your financial documents and tax documents, they’ll also collect all the documents you’ll require for tax returns.
With this program, you will be able to resolve various tax issues like wage garnishments as well as tax penalties for personal and corporate taxes and back taxes as well as trust fund penalties and tax lien.
There aren’t any hidden costs also. They only use flat-fee pricing, which depends on the amount that you’ll must settle.
They offer different options in settling your tax debt. Here are 6 options:
- Installment agreements
- Offer in Compromise
- Collection statute expiration date
- Tax lien subordination
- Penalty abatement
- Currently non-collectible
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What types of debt are they able to help with?
While debt settlement is their forte however, they do not provide all kinds in debt resolution. CuraDebt only focuses on debt that is not secured. They aren’t able to help you if your loan or debt is linked to an item that is physical.
However, if you have the following types of debt, they will make arrangements for settlements.
Tax Debt
With CuraDebt, you should be able to settle taxes that are due without difficulty. Moreover, this type of service is offered to all 50 states if you have a debt in arrears to IRS. They have federal tax experts to assist you with these types of issues.
Medical Debt
CuraDebt can also help resolve any medical-related debt. In certain cases you might even be able to pay them less than the amount you have to pay.
Private Student Loan
CuraDebt does not offer federal student loans. However, they can assist private students with negotiating any student loans that they are owed.
Personal Loan
Personal and payday loans are also eligible as debt-settling programs. You may also be eligible of the program if you also have other unsecured credit lines you obtained from a different financial institution or bank.
Credit Card Debt
If you’re in debt using store credit cards, traditional credit cards, or private label credit cards CuraDebt will help you pay it off.
What will it cost you?
The most appealing aspect of CuraDebt is the way they’ve priced their services. They don’t charge upfront fees. The only time you pay is when you settle each of your outstanding debts.
Additionally, they don’t have high-cost charges either. On average, you’ll be required to pay between 20 and 20 percent of the debt you settled through them.
On average, this type of business can cost anywhere between 15% and 25 percentage.
Additionally, customers can anticipate to pay off their debts in between 2 and 4 years. But, it also differs in relation to the amount you save per month.
Additionally, they claim that you can save up to 30% by incorporating their fees in your equation.
However, the claim may depend on your situation. Some customers even claimed to save between 50% and 80percent.
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Benefits of using CuraDebt
Now that you have an understanding of what CuraDebt can offer you Let’s take a look at the benefits from using CuraDebt.
In the beginning, CuraDebt only charges you after you’ve settled your debt. In addition, they only charge 20% of the cost, whereas many companies charge 25 percent.
Then, if you’re done with the debt settlement program, you could also sign up for their credit repair program.
It’s a fantastic option to rebuild your credit score without having to go back into debt. However, the program lasts in a different way for each individual, depending on your situation.
Finally, CureDebt looks into your credit to assist with settlements and negotiations. It means that your debt won’t inflate as time passes. They’ll also look into any creditor violations using their in-house experts.
The drawbacks of the use of CuraDebt
We will also examine some of the negatives of CuraDebt.
Debt relief and debt settlements usually require that you stop paying with . Therefore, if you’re trying increase your credit score, it could cause you to delay finishing your debt.
CureDebt does not have a mobile app. While they have a website that clients can access but it’s outdated and basic. It’s not very intuitive and could be difficult to navigate.
In addition, they’re not accredited with the Better Business Bureau although they did receive an A+ grade.
The Final Verdict
CuraDebt is a good program that will allow you to settle your debt without spending more for these types of services. Additionally their 20% service charge is lower than many businesses that charge an additional 25% charge. There is no upfront payment and you’ll only have to pay when your debt is finally settled.
While they’ll provide you with an account that allows you to track your progress, their website is not easy to navigate. CuraDebt also doesn’t have an app, which would make it easier to look at your progress.
But, they do have a great support team that you can contact them not only through emails but also by phone or submitting an e-ticket. Tax Relief Act Of 1997 Capital Gains
If problem of debt is an problem, then we recommend CuraDebt’s service. Just make sure that you’re qualified and that the services that they provide are offered in your state.
> > Click Here to Get A Debt Consultation for Free < <
FAQ Tax Relief Act Of 1997 Capital Gains
How long will it take to complete the course?
The typical program lasts from 24 to 48 months, dependent on the size of your debt as well as the agreed settlement.
Can CuraDebt assist with state tax problems?
It is true that CuraDebt provides tax relief programs to aid you in dealing with problems such as late payroll taxes and garnishments of wages.
What’s the first thing I have to do once I’m in the program?
You’ll be required to communicate with the team and pay the required payments to reduce your debt over time.
