Has your debt increased lately? Are you tired of trying different financial advice and strategies but still have unsolved issues?
Maybe you’re here because tried everything.
In most cases, the best option is to speak with professionals that can help you resolve the issue.
CuraDebt is one of the most frequently contacted companies. Many customers have asked if they can assist you or put you into more debt.
According to their clients, they can assist you in managing the majority of your debt so that you can take couple of w
orries off your mind.
But for some people, these claims are just too good to be true.
If you’re looking for something that will help you resolve your debt. In that case, CuraDebt will mostly be suggested by people. We’ll take a deeper look at how CuraDebt works and what problems it can help you solve.
Furthermore, before we conclude our discussion, we’ll take a look at the advantages and disadvantages of this method.
Before starting the review, watch this video instead for a more relaxing way to watch it.
Otherwise, let’s begin.
Before you continue, you may want to check out this video by CuraDebt Debt Relief Reviews on YouTube that gives a quick review. After, you’ll want to read the rest of our article for a more comprehensive review.
About the Company Tax Relief 96 Direct Growth
CuraDebt is a debt relief company from Hollywood, Florida. It was established in 2000 and has since become a member of the American Fair Credit Council, the US Chamber of Commerce, and has been accredited through the International Association of Professional Debt Arbitrators.
While it is accredited, some states have restricted their services.
What can CuraDebt do?
Helping you pay off your debt is the most popular feature. However, they also offer other services that can aid you in becoming more financially stable.
First of all, it starts by requesting a no-cost savings estimate on the internet. The service is completely confidential and won’t be conducting a credit screening. By using this estimate of savings you’ll discover more about options towards debt-free.
Savings estimates, as mentioned earlier, provides you with the opportunity to consider your choices regardless of whether or not you’re going to keep using CuraDebt.
CuraDebt will assign you a financial counselor as well as a support team to assist you in navigating the process of credit arbitration should you choose to enroll. Financial advisors may be able to assist you with your debt-free journey.
Following your debt settlement program is completed, CuraDebt can be the agency to handle all of the calls from your creditors. They will also be the ones that determine conditions of the repayment depending on the condition of your financial situation. Depending on which works most effectively for you, it could be either a lump sum settlement or the option of a payment plan.
Additionally they will also be working with the creditors to ensure that you enjoy better rates when you make deposits to your savings account. This is then processed to pay creditors. The plans they offer can help you get rid of debt in just 48 months.
After you’ve registered with them, they’ll give you access to your account information 24 hours a day. All you need to do is sign in to CuraDebts Client Portal to track your development.
Before you can avail of the program, you’ll have to meet their eligibility requirements first. In order to be considered eligible for the program, you’ll need to meet the following requirements:
- Minimum 21 years old
- Have a verifiable income
- Minimum debt must be $5,000
What can they assist you?
Here are some of the ways CuraDebt can assist you.
Like their name implies, CuraDebt can assist you in dealing with your debt. They are able to negotiate settlements on your behalf to settle all kinds of debt. This includes medical bills, personal loans, credit cards and lines of credit. They are also able to pay off any remaining amount on business debts and collections or repossessions.
They may also assist in negotiating for back taxes and IRS debt. However, you will not receive assistance for the majority cases, government loans, collateral, and utility bills. They also don’t cover most student loans.
On the contrary, they’ll assist you with laws like that of Telecommunications Consumer Protection Act (TCPA) and the Fair Debt Collection Practice Act (FDCPA). They also help you find the violations of creditors in order to get cash settlements, if they are possible. Some violations can also lead to having your debts dismissed as well.
CuraDebt also allows you to repay debt for less than the amount you have. They also allow you to inquire about your debt during their no-cost meeting with their debt advisor.
The greatest benefit of their program is that you will only have to pay for the charges when your debt is paid off. All you need to sign up for any of the plans, and you’ll be able resolve all of your debts.
Tax Management and Relief
CuraDebt can also deal with the tax liabilities you have. Once they collect all of your financial documents, they will also collect all the paperwork you’ll need for tax returns.
With this program, you will be able to deal with different types of taxes like garnishments on wages as well as tax penalties for personal and corporate taxes and back taxes and trust fund penalties and tax lien.
There aren’t any hidden costs also. They use only flat-fee pricing, which depends on the amount you’ll have to pay.
They offer different options in settling your tax debt. Here are 6 options:
- Installment agreements
- Offer in Compromise
- Collection statute expiration date
- Tax lien subordination
- Penalty abatements
- Currently non-collectible
What types of debt are they able to help with?
Although debt settlement is their specialization however, they do not provide all kinds of settlement. CuraDebt only focuses on loans that are not secured. They can’t assist you if your loan or debt is linked to a physical item.
If, however, you are in one of the following kinds of debt, they’ll negotiate settlements on your behalf.
With CuraDebt the service, you’ll be able to pay your past-due tax debts without any issues. Furthermore, this service is offered to all 50 states if you have a debt in arrears to IRS. They have federal tax experts that can help you resolve the issues.
CuraDebt can also assist in settling any medical-related debt. In some cases, you may even pay the debt for less than you owe.
Private Student Loan
CuraDebt doesn’t cater to federal student loans. However, they can assist private students in negotiating any student loans that they owe.
Personal loans and payday loans also qualify to be eligible for debt relief programs. It is also possible to avail the program if you have other unsecured credit lines that you got from another bank or financial institution.
Credit Card Debt
If you’re in debt using store credit cards, traditional credit cards, as well as private label credit card CuraDebt will help you pay it off.
What is the cost?
The best part about CuraDebt is the way the company has priced its services. They do not charge an upfront cost. Only pay when you settle each of your outstanding debts.
Also, they don’t charge high fees as well. On average, you’ll have to pay up to 20 percent of the debt that you settled through them.
In general, this type of business can cost anywhere between 15% and 25%.
In addition, customers can expect to settle their debts within two to four years. However, this also varies in relation to the amount you save per month.
Additionally, they claim you can save as much as 30% by incorporating their costs into your calculations.
However, the claim may depend on the situation. Some customers even claimed to save 50 to 80%.
Benefits of using CuraDebt
Now that you have an idea of what CuraDebt can provide, Let’s take a look at the benefits that come with using CuraDebt.
First, CuraDebt only charges you after you’ve settled your debt. Furthermore they only charge a 20% fee while the majority of companies charge 25 percent.
If you’re finished by the program for debt relief you can enroll in their credit restoration program.
It’s a fantastic way to restore your credit without having to go in debt again. However, the program runs differently for each person according to your personal situation.
Lastly, CureDebt looks into your debt so that they can assist in settlements and negotiations. So, your debt won’t inflate over time. They’ll also be looking into any violations of creditor using their in-house experts.
Drawbacks of using CuraDebt
Let’s also consider some of the drawbacks of CuraDebt.
Settlement of debt and debt relief often require you to cease making payments with . If you’re trying to increase your rating on your credit, this may delay you from getting rid of your debt.
CureDebt also doesn’t offer a mobile application. While they do have a website for clients, it looks old and mundane. It’s not particularly user-friendly, and can be challenging to navigate.
Moreover, they are still not recognized by the Better Business Bureau although they received an A+ rating.
The Final Verdict
CuraDebt is a great program that lets you settle your debt without spending more on those types of services. In addition, their 20% service fee is cheaper than most companies that offer the 25% cost. There aren’t any upfront fees, and you will only have to pay the fee when your debt is finally settled.
While they’ll provide you with an account so that you can track your progress but their website isn’t user-friendly. CuraDebt isn’t even an app, which will make it easier to track your performance.
But, they do have a good support team, and you can reach them not just via email but by phone or by sending an electronic ticket. Tax Relief 96 Direct Growth
If credit card is a major issue right now, we strongly recommend CuraDebt’s debt management program. Just make sure that you’re eligible and that the programs that they provide are offered in your state.
FAQ Tax Relief 96 Direct Growth
How long will it take to complete the program?
The program typically takes 24 to 48 months, dependent on the size of your debt and the agreed settlement.
Can CuraDebt help in the fight against state tax issues?
It is true that CuraDebt has a tax relief program that will aid you in dealing with problems like delinquent taxes and garnishments of wages.
What’s the first thing I have to do after joining the program?
You’ll have to keep in constant contact with your team members and pay the required payments to pay down the amount of debt you have over time.