Has your debt been piling up lately? Are you exhausted from trying various financial advice and tips but still have unsolved issues?
Maybe you’re here because you’ve tried everything.
In most cases, the best way is to approach experts who can assist you resolve the issue.
CuraDebt is among the most asked companies. Many people are asking if they can help you or put you into more debt.
According to their clients they can help you control 80percent of your debt , so you can finally take a couple of things off your shoulders.
But for some people they believe these claims are too good to be true.
If you’re looking for anything that can aid you in settling your debt. If that’s the scenario, CuraDebt will mostly be suggested by people. We’ll be taking a deep look at the way CuraDebt is used and the problems it can help you solve.
Moreover, before we end our discussion, we’ll take a look at its benefits and drawbacks.
Before starting the review, watch this video instead for a more relaxing way watching it.
Otherwise, let’s begin.
Before you go on, you may want to watch this video by CuraDebt Debt Relief Reviews on YouTube that gives a quick review. Afterward, you will want to read the rest of the article for a more comprehensive review of CuraDebt.
About the Company Tax Relief 90 90A 91
CuraDebt is a debt relief company from Hollywood, Florida. It was established in 2000 and has been an active part of the American Fair Credit Council, the US Chamber of Commerce, and accredited through the International Association of Professional Debt Arbitrators.
While it is accredited, certain states have limited their access to their services.
What CuraDebt do?
Helping you settle your debt is CuraDebt’s most popular feature. They also provide other services that can assist you in becoming financially stable.
It all begins by requesting a free online savings estimate. The service is completely confidential and they will not conduct a credit inquiry. By using this estimate of savings you’ll learn more about your alternatives to debt-free.
The savings estimate, which was mentioned earlier, provides you with the opportunity to consider your choices, regardless of whether you’re planning on using CuraDebt.
CuraDebt will assign you a financial advisor and a support team to assist you in navigating credit arbitration in the event that you decide to join. Certain financial advisors can assist you with your debt-free journey.
Following the debt settlement program, CuraDebt can be the one to answer all of your creditor’s calls. They’ll also be the ones who determine conditions of the settlement in accordance with the state of your finances. In determining which option is the best for you, it can be a lump-sum settlement or an installment plan.
Furthermore they will also work with creditors to ensure that you have better rates as you make deposits to your savings account, which is then processed to pay off the creditors. Their plans can help you get rid of debt in just two years.
After you’ve signed up with them, they will provide you with access to your data 24/7. All you have to do is log in to CuraDebts’ client portal so that you can monitor your development.
> > Click Here to Get A Debt Consultation for Free < <
CuraDebt’s Requirements
Before you are able to avail the program, you’ll have to pass their requirements first. To be eligible, you’ll need to be:
- At least 21 years old
- Verifiable income
- Minimum debt must be $5,000
What can they assist you with?
Here are the different ways CuraDebt can assist you.
Debt Relief
The name of the company suggests that CuraDebt can assist you in dealing with debt. They can negotiate settlements on behalf of you for the majority of types of debt. This includes medical bills, personal loans, credit cards as well as loans. They can also be approached to settle any outstanding balance of business debt collection, repossessions, or collections.
They may even assist you in negotiating for back taxes and IRS debt. But, you won’t receive support for most of your lawsuits, government loans, collateral, and utility bills. The same goes for student loans.
On the other hand, they can assist you in navigating laws such as the Telecommunications Consumer Protection Act (TCPA) and the Fair Debt Collection Practice Act (FDCPA). They will also help you identify debtors who are in violation so that you can have cash settlements, if possible. Certain violations could lead to having your debts also dismissed.
CuraDebt also allows you to settle debt with less than the amount you own. Additionally, you can ask questions during their free consult with their debt advisor.
The greatest benefit of their plan is that you’ll only pay the fees when your debt is paid off. All you have to do is sign up with one of their plans and you’ll be able to pay off all your debts.
Tax Management and Relief
CuraDebt can also deal with the tax liabilities you have. Once they collect all of your financial records and tax documents, they’ll also collect all the paperwork you’ll need for tax returns.
With this program, you will be able to resolve various tax issues like garnishments on wages, tax penalties, personal and corporate taxes, back taxes and trust fund penalties and tax liens.
There aren’t hidden fees either. They only use flat-fee pricing, which depends on the amount you’ll need to settle.
There are a variety of options for settling taxes. Here are 6 of them:
- Installment agreements
- Offer in Compromise
- Collection statute expiration date
- Tax lien subordination
- Penalty abatement
- Currently non-collectible
> > Click Here to Get A Debt Consultation for Free < <
What types of debt can they assist you with?
Although they specialize in debt settlement, it is not their forte, they don’t cater to all types in debt resolution. CuraDebt only focuses on loans that are not secured. They won’t be able to help you if your loan or debt is linked to a physical item.
If, however, you are in the following types of debt, they’ll arrange settlements for you.
Tax Debt
With CuraDebt, you should be able to pay your past-due tax debts without any problems. Additionally, this service is available to all 50 states if you owe money to the IRS. There are federal tax experts to assist you with the issues.
Medical Debt
CuraDebt can also assist in settling the medical bills. In some instances you could even settle them for less than what you owe.
Private Student Loan
CuraDebt doesn’t cater to federal student loans. Still, they can help private students in negotiating any loans they are owed.
Personal Loan
Payday loans and personal loans are also eligible to be eligible for debt relief programs. It is also possible to avail the program of the program if you also have other unsecured credit lines that you have obtained from a different bank or financial institution.
Credit Card Debt
If you are in debt through store credit cards, traditional credit cards, or private label credit cards, CuraDebt will help you pay it off.
What is the cost?
The most appealing aspect of CuraDebt is how they’ve priced their service. They do not charge an upfront cost. You’ll only pay once you settle each of your debts.
They also do not charge high charges either. On average, you’ll be required to pay as much as 20% of the debt you settled through them.
In general, this type of business can cost anywhere between 15 and 25%.
Moreover, clients can expect to settle their debts within 2 to 4 years. This varies depending on the amount that you can save up per month.
Also, they claim that you could save up to 30% when you factor in their fees in your equation.
However, this statement will differ based on the situation. Some clients even mentioned saving 50% to up to 80%.
> > Click Here to Get A Debt Consultation for Free < <
Advantages to using CuraDebt
Now that you have a clearer picture of what CuraDebt can provide, let’s explore the benefits that come with using CuraDebt.
First, CuraDebt will only charge you once you’ve paid off your debt. Furthermore they only charge a 20% fee while most companies charge you 25%.
Next, if you’re done in the process of debt resolution you may also sign up for their credit restoration program.
It’s a fantastic method to improve your credit score without going back into debt. However, the program lasts differently for each person according to your personal situation.
In the end, CureDebt looks into your credit to assist in settlements and negotiations. So, the amount you owe won’t rise over time. They’ll also be looking into any violations by creditors using their experts in-house.
The drawbacks of using CuraDebt
Let’s also consider some of the negatives of CuraDebt.
Debt relief and debt settlements often require you to stop paying with your credit card. Therefore, if you’re trying improve your standing on credit scores, you might cause you to delay finishing your obligations.
CureDebt also doesn’t have a mobile app. Although they have a client website however, it appears old and mundane. It’s not very user-friendly, and can be difficult to navigate.
Moreover, they are still not credited with an accreditation from the Better Business Bureau although they did receive an A+ rating.
The Final Verdict
CuraDebt is a useful program that will allow you to pay off your debts without spending more on those types of services. Additionally their 20% service fee is cheaper than most businesses that charge the 25% cost. There is no upfront payment and you’ll only have to pay when the debt is settled.
Although they’ll give you an account so that you can track your progress, their website is not user-friendly. CuraDebt does not have an app yet, which would make it easier to monitor your progress.
But, they do have a great support team that you can contact them, not only via emails but by phone or by sending an electronic ticket. Tax Relief 90 90A 91
If your debt is a big issue right now, we recommend CuraDebt’s service. Make sure you’re eligible and that the services they provide are in your area.
> > Click Here to Get A Debt Consultation for Free < <
FAQ Tax Relief 90 90A 91
How long will it take to complete the program?
The typical program lasts from 24 to 48 months, dependent on the size of your debt and the agreement on the settlement.
Can CuraDebt aid with state tax problems?
Sure, CuraDebt provides tax relief programs to aid you in dealing with problems such as late payroll tax and garnishments on wages.
What do I need to do when I’m enrolled in the program?
You’ll have to keep in constant contact with the team and make the necessary payments to pay down the amount of debt you have over time.
