Have your debts been piling up lately? Are you tired of trying different financial advice and tips but haven’t solved your problems?
Perhaps you’re here because you’ve been through every thing.
In most cases, the best option is to speak with professionals that can help to resolve this issue.
CuraDebt is one of the companies that get the most inquiries. A lot of customers have asked if they can assist you or put you in more debt.
According to their clients they can help you control 80percent of your debt , so you can take couple of things off your plate.
However, for certain people the claims seem too good to be true.
You might be looking for anything that can assist you in paying off your debt. In that situation, CuraDebt will mostly be highly recommended by those. We’ll take a deeper study of how CuraDebt is used and the problems it can solve for you.
Furthermore, before we conclude we’ll look at the advantages and disadvantages of this method.
Before beginning the review, check out this video instead in case you would prefer for it to be watched.
Otherwise, let’s begin.
Before you continue, you may want to watch this video by CuraDebt Debt Relief Reviews on YouTube that gives a quick review. After, you will want to read the rest of our article for a more comprehensive review of CuraDebt.
About the Company Tax Relief 80917
CuraDebt is a company that provides debt relief from Hollywood, Florida. It was founded in 2000 and has since become an active member of the American Fair Credit Council, the US Chamber of Commerce, and is accredited through the International Association of Professional Debt Arbitrators.
Although the service is accredited, some states have limited their access to their services.
What CuraDebt do?
Helping you pay off your debt is one of CuraDebt’s best well-known feature. But they offer additional services to assist you in becoming financially secure.
First of all, it begins by requesting a free savings estimate on the internet. This service is very confidential and they will not be doing a credit check. With this savings estimate you’ll be able to learn more about the alternatives to debt-free.
Savings estimates, as we’ve mentioned previously, offers you an insight into your options, regardless of whether you’re planning on using CuraDebt.
CuraDebt will assign you a financial counselor as well as a support team to help you with credit arbitration if you decide to join. Financial advisors may be able to assist you in your debt-free journey.
Following your debt settlement program is completed, CuraDebt can be the one to handle all of the calls from your creditors. They will be the ones who determine the terms of your settlement in accordance with the state of your financial situation. In determining which option is the best for you, it can either be a lump sum settlement or the option of a payment plan.
Moreover, they will be working with the creditors to ensure that you enjoy better rates when you make deposits to your savings account. This is then processed to pay back the creditors. Their plans can help you pay off the debt in 48 months.
After you’ve signed up with them, they’ll allow you access to your account information 24 hours a day. All you have to do is log in to CuraDebts Client Portal to track your development.
Before you can benefit from their program, you’ll need to pass their requirements first. For eligibility, you’ll have to be:
- Minimum 21 years old
- Have a verifiable income
- Have a minimum debt of $5,000
What are they able to assist you with?
Here are some of the ways CuraDebt can help you.
The name of the company suggests that CuraDebt will assist you in dealing with debt. They can negotiate settlements on behalf of you for most types of debt. These include personal loans, medical bills, credit cards as well as loans. You can also approach them to pay off any remaining balance of business debt collection, repossessions, or collections.
They may even assist you in negotiating on tax owed as well as IRS debt. But, you won’t receive support for most claims, government loans or collateral, as well as utility bills. Also, they don’t cover the majority of student loans.
On the other hand, they can assist you with laws like the Telecommunications Consumer Protection Act (TCPA) and the Fair Debt Collection Practice Act (FDCPA). They also help you find debtors who are in violation in order to get cash settlements, if possible. Some violations can also cause your debt to be also dismissed.
CuraDebt lets you repay debt for less than the sum you have. Additionally, you can have questions answered during a free meeting with their debt counsellor.
The most appealing aspect of their plan is that you’ll only be charged once your debt is settled. All you need to sign up to any of the plans and you’ll be able resolve all of your debts.
Tax Management and Relief
CuraDebt can also deal with taxes. Once they collect all of your financial documentation, they will also collect all the documents you’ll require for tax returns.
With this program, you should be able to resolve the various types of tax problems such as garnishments on wages and tax penalties, personal and business taxes as well as back taxes and trust fund penalties and tax lien.
There aren’t any hidden costs either. They only use flat-fee pricing that is based on the amount you have to pay.
They have different solutions for paying off taxes. Here are 6 of them:
- Installment agreements
- Offer in Compromise
- Collection statute expiration date
- Tax lien subordination
- Penalty abatements
- Currently non-collectible
What kind of debt are they able to help with?
While debt settlement is their forte however, they do not offer all kinds in debt resolution. CuraDebt only focuses on debt that is not secured. They aren’t able to help you if your credit or loan is tied to an item that is physical.
If you do have the following types of debt, they will arrange settlements for you.
With CuraDebt the service, you’ll be able to pay tax debts that were due to be paid without any problems. Furthermore, this service is available across all 50 states, if you owe money in arrears to IRS. There are tax experts from the federal government that can help you resolve the issues.
CuraDebt will also help you resolve any medical-related debt. In some cases you could even settle the debt for less than you owe.
Private Student Loan
CuraDebt doesn’t cater to the federal government’s student loan. Still, they can help private students negotiate the student loans they owe.
Personal and payday loans are also eligible to be eligible for debt relief programs. You can also avail the program if you have other unsecure credit lines you obtained from another bank or financial institution.
Credit Card Debt
Whether you have debt with store credit cards or traditional credit cards and private-label credit cards, CuraDebt can assist you in paying it off.
How much will it cost?
The most appealing aspect of CuraDebt is the way they’ve priced their service. They don’t charge upfront fees. The only time you pay is when you have paid off all of your outstanding debts.
They also do not charge high charges either. On average, you’ll be required to pay up to 20 percent of the debt that you settled with them.
On average, this type of business can cost anywhere between 15% and 25%.
In addition, customers can expect to settle their debt from two to four years. This varies in relation to the amount you are able to save each month.
They also claim that you could save as much as 30% when you factor in their fees in your equation.
However, the claim may differ based on the situation. Some customers even claimed to save 50% to 80percent.
Benefits of using CuraDebt
Now that you have an understanding of what CuraDebt offers, let’s explore the benefits from using CuraDebt.
First, CuraDebt only charges you after you’ve settled your debt. Furthermore they charge only an amount of 20%, while the majority of companies charge 25 percent.
Next, if you’re done with the debt settlement program you can join their credit restoration program.
It’s a great option to rebuild your credit without having to go in debt again. However, the program runs different for every person according to your personal situation.
Lastly, CureDebt looks into your financial obligations to assist in settlements and negotiations. This means your debt won’t inflate as time passes. They’ll also investigate any creditor violations with the help of their in-house experts.
The drawbacks of using CuraDebt
We will also examine some of the disadvantages of CuraDebt.
Debt settlement and debt relief often require you to cease making payments with the credit card you use. So if you’re trying to improve your credit score, it may delay you from working on your obligations.
CureDebt also doesn’t have a mobile app available. While they have a client website but it’s outdated and basic. It’s not particularly user-friendly, and can be difficult to navigate.
Furthermore, they are not credited with the Better Business Bureau although they were awarded an A+ rating.
The Final Verdict
CuraDebt is a useful program that lets you resolve your debt without having to spend more for these types of services. In addition the 20% service cost is less expensive than the majority of firms that charge a 25% fee. There are no upfront payments, and you will only have to pay the fee when the debt is paid off.
While they’ll provide you with an account so that you can track your progress however, their website isn’t easy to navigate. CuraDebt isn’t even an app, which will make it easier to track your progress.
However, they have a great support team, and you can reach them not just via email but also via phone or making an electronic ticket. Tax Relief 80917
If your debt is a big problem right now, we recommend CuraDebt’s service. Just make sure that you’re eligible and that the services they offer are available in your state.
FAQ Tax Relief 80917
How long will it take to complete the course?
The program typically takes between 24 and 48 months depending on the amount of your debt and the stipulated settlement.
Can CuraDebt assist with tax problems in the state?
Yes, CuraDebt has a tax relief program that will help you with problems such as late payroll taxes and wage garnishments.
What should I do when I’m enrolled in the program?
You’ll be required to communicate with your team members and pay the required payments to pay down the amount of debt you have over time.