Have your debts increased lately? Are you burnt out from trying other financial advice and strategies but still have unsolved issues?
Maybe you’re here because you’ve already tried everything.
In the majority of cases, the most effective approach is to talk to experts who can help you resolve the issue.
CuraDebt is among the companies that get the most inquiries. Many customers have asked if they can help you or put you into more debt.
According to their clients, they can help you control 80percent of your debts so that you can finally take a few things off of your plate.
However, for certain people, these claims are just too good to be true.
If you’re looking for anything that can assist you in paying off your debt. If that’s the scenario, CuraDebt will mostly be recommended by people. We’ll be taking an in-depth review of the way CuraDebt operates and what issues it can help you solve.
Furthermore, before we conclude we’ll look at its advantages and drawbacks.
Before beginning the review, you can watch this video instead for a more relaxing way to watch it.
Otherwise, let’s begin.
Before you continue, you may want to watch this video by CuraDebt Debt Relief Reviews on YouTube that gives a quick review. After, you’ll want to read the rest of the article for a more comprehensive review of CuraDebt.
About the Company Tax Relief 3900 Dollar For Property Owner
CuraDebt is an organization that deals with debt relief in Hollywood, Florida. It was established in 2000 and has been a member of the American Fair Credit Council, the US Chamber of Commerce, and accredited through the International Association of Professional Debt Arbitrators.
While it is accredited, some states have limited their access to their services.
What CuraDebt do?
Helping you pay off your debt is the most well-known feature. They also provide other services that can assist you in becoming financially stable.
It all starts by requesting a no-cost savings estimate on the internet. This service is very confidential and won’t conduct a credit inquiry. With this savings estimate you’ll be able to learn more about the other options in your journey towards debt-free.
This estimate of savings, as we’ve mentioned earlier, provides you with an insight into your options, regardless of whether you’re planning on using CuraDebt.
CuraDebt will assign you a financial counselor and a support team to help you with credit arbitration in the event that you decide to sign up. Certain financial advisors can assist you with your debt-free journey.
After your debt settlement program is completed, CuraDebt can be the company to answer all of your creditor’s calls. They will be the ones who will negotiate what you will pay for your repayment depending on the condition of your financial situation. In determining which option is the best your situation, the payment could either be a lump sum settlement or an installment plan.
Moreover, they will be working with the lenders to help you get better rates when you deposit money to your savings account. This in turn, will be processed to pay off creditors. The plans they offer can help you settle the debt within 48 months.
Once you’ve signed up with them, they will allow you access to your account information 24 hours a day. All you need to do is sign in to CuraDebts the client portal so that you can monitor your progress.
Before you are able to avail their program, you’ll need to pass their requirements first. In order to be considered eligible for the program, you’ll need to meet the following criteria:
- At least 21 years old
- Have a verifiable income
- Minimum debt must be $5,000
What can they help you?
Here are the various ways CuraDebt can assist you.
As their name suggests, CuraDebt can help you deal with your debt. They can negotiate settlements on behalf of you for the majority of types of debt. These include personal loans, medical bills credit cards and line of credit. They can also be approached to help settle any remaining amount on business debts, collections, or repossessions.
They may also assist in negotiating with back taxes and IRS debt. However, you won’t get support for most claims, government loans, collateral, and utility bills. Also, they don’t cover the majority of student loans.
On the other hand, they will assist you with laws like that of Telecommunications Consumer Protection Act (TCPA) and the Fair Debt Collection Practice Act (FDCPA). They can also assist you in identifying the violations of creditors so that you can have cash settlements, if they are possible. Certain violations could lead to having your debts dismissed as well.
CuraDebt also allows you to settle debt with less than the amount you own. Additionally, you can inquire about your debt during their no-cost consult with their debt counsellor.
The greatest benefit of their plan is that you will only pay the fees after your debt has been settled. All you need to do is sign up with one of their plans and you’ll be able to pay off all your debts.
Tax Management and Relief
CuraDebt can also deal with the tax liabilities you have. Once they collect all of your financial documents, they will also collect all the documents you’ll require for tax returns.
By using this program, you’ll be able to deal with the various types of tax problems like wage garnishments and tax penalties, personal and taxation for business as well as back taxes, trust fund penalties, and tax lien.
There aren’t any hidden charges either. They only offer flat-fee prices, which depends on the amount you’ll must settle.
There are a variety of options for the settlement of taxes. Here are 6 options:
- Installment agreements
- Offer in Compromise
- Collection statute expiration date
- Tax lien subordination
- Penalty abatement
- Currently non-collectible
What kinds of debts can they assist you with?
While debt settlement is their specialty however, they do not provide all kinds in debt resolution. CuraDebt only focuses on debt that is not secured. They won’t be able to assist you if your debt or loan is tied to a physical item.
If you do have the following types of debt, they will negotiate settlements on your behalf.
With CuraDebt it is expected that you will be able to settle taxes that are due without any problems. Additionally, this service is available across all 50 states, if you owe money towards the IRS. There are federal tax experts to assist you with the issues.
CuraDebt can also assist in settling the medical bills. In some cases, you may even pay them less than the amount you owe.
Private Student Loan
CuraDebt does not cater to federal student loans. However, they can assist private students in negotiating any loans they are owed.
Payday loans and personal loans also qualify to be eligible for debt relief programs. It is also possible to avail the program of the program if you also have other unsecured credit lines you obtained from an alternative financial institution or bank.
Credit Card Debt
If you are in debt through store credit cards, traditional credit cards, as well as private label credit card, CuraDebt will help you pay it off.
What will it cost you?
The greatest thing about CuraDebt is how they’ve priced their services. They don’t charge an upfront fee. You’ll only pay once you settle each of your debts.
They also don’t charge high charges either. In the average, you’ll need to pay as much as 20 percent of the debt you settled with them.
In general, this type of industry charges between 15 and 25%.
In addition, customers can expect to settle their debts within two to four years. But, it also differs in relation to the amount you can save up per month.
Additionally, they claim that you can save up to 30% by incorporating their costs into your calculations.
But this claim will also vary, depending on the situation. Some clients even mentioned saving 50 to 80percent.
Advantages to using CuraDebt
Now that you have an idea of the benefits CuraDebt offers, let’s look into the advantages from using CuraDebt.
In the beginning, CuraDebt only charges you when you’ve paid off your debt. Additionally, they only charge 20% of the cost, whereas the majority of companies charge 25%.
If you’re finished in the process of debt resolution, you can also sign up for their credit restoration program.
It’s an excellent way to restore your credit without going into debt again. However, the program runs in a different way for each individual, depending on your situation.
In the end, CureDebt looks into your credit to assist with settlements and negotiations. This means your debt won’t inflate as time passes. They’ll also be looking into any creditor violations using their own experts.
The drawbacks of the use of CuraDebt
Let’s also consider some of the drawbacks of CuraDebt.
Settlement of debt and debt relief usually require that you cease making payments with . So if you’re trying to increase your standing on credit scores, you might set you back while you’re finishing your obligations.
CureDebt does not have a mobile app available. While they have a website for clients however, it appears old and mundane. It’s not particularly intuitive, and it can be challenging to navigate.
Moreover, they are still not credited with the Better Business Bureau although they did receive an A+ rating.
The Final Verdict
CuraDebt is a great program that allows you to pay off your debts without spending more for these types of services. In addition, their 20% service cost is lower than many firms that charge the 25% cost. There is no upfront payment and you’ll only be required to pay once the debt is paid off.
Although they’ll allow you to access an account that allows you to track your progress but their website isn’t simple to navigate. CuraDebt does not have an app yet, which will make it easier to monitor your progression.
However, they have a great support team, and you can reach them not just via email but also by phone or sending an electronic ticket. Tax Relief 3900 Dollar For Property Owner
If credit card is a major problem, then we recommend CuraDebt’s service. Make sure you’re eligible and that the services that they provide are offered in your area.
FAQ Tax Relief 3900 Dollar For Property Owner
How long does it take to complete the program?
The average program is 24 to 48 months, depending on the amount of your debt as well as the agreement on the settlement.
Can CuraDebt aid in the fight against state tax issues?
Yes, CuraDebt offers a program for tax relief to aid you in dealing with problems such as delinquent payroll taxes and garnishments of wages.
What should I do once I’m in the program?
You’ll be required to communicate with your team members and pay the required payments to pay down your debt over time.