Have your debts been increasing lately? Are you exhausted from trying different financial advice and tips but you’re still struggling with unsolved problems?
Perhaps you’re here because you’ve already tried everything.
In most cases, the most effective approach is to talk to professionals that can help you resolve the issue.
CuraDebt is one of the most frequently contacted companies. Many customers have asked if they can help you or help you get into more debt.
According to their clients, they can assist you in managing the majority of your debt , so you can take couple of things off your plate.
However, for certain people they believe these claims are too good to be true.
If you’re looking for something that will help you resolve your debt. If that’s the case, CuraDebt will mostly be recommended by people. We’ll take a deeper review of the way CuraDebt is used and the problems it could help solve.
In addition, prior to our conclusion, we’ll also look into its advantages and drawbacks.
Before you begin the review, you can watch this video instead if you prefer for it to be watched.
Otherwise, let’s begin.
Before you go on, you may want to watch this video by CuraDebt Debt Relief Reviews on YouTube that gives a quick review. Afterward, you will want to read the rest of our article for a more comprehensive review of CuraDebt.
About the Company Tax Relief 310 July 2021
CuraDebt is a company that provides debt relief from Hollywood, Florida. It was established in 2000, and is an active member of the American Fair Credit Council, the US Chamber of Commerce, and accredited through the International Association of Professional Debt Arbitrators.
While it is accredited, some states have limited their access to their services.
What can CuraDebt do?
Helping you settle your debt is CuraDebt’s most well-known feature. They also provide other services that will help you be more financially secure.
It all begins by requesting a free savings estimate on the internet. This service is very confidential and won’t be conducting a credit screening. With this estimate of savings, you will discover more about options towards debt-free.
This estimate of savings, which was mentioned previously, offers you the opportunity to consider your options, regardless of whether you’re planning on using CuraDebt.
CuraDebt will provide you with a financial counselor as well as a support team to help you with credit arbitration if you decide to join. Financial advisors may be able to assist you in your debt-free journey.
Following your debt settlement program is completed, CuraDebt can be the agency to take care of all the calls from your creditors. They’ll also be the ones that negotiate what you will pay for your settlement in accordance with the state of your financial situation. Based on what works best your situation, the payment could be a lump-sum settlement or a payment plan.
Moreover, they will be working with creditors so that you can enjoy better rates when you make deposits to your savings account, which in turn, will process to pay back the creditors. The plans they offer can help you settle the debt within the period of 48 months.
After you’ve signed up with them, they will give you access to your account information 24 hours a day. All you have to do is log in to CuraDebts’ client portal to track your progress.
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CuraDebt’s Requirements
Before you can avail of the program, you’ll have to pass their requirements first. For eligibility, you’ll have to be:
- Minimum 21 years old
- Verifiable income
- You must have a minimum balance of $5,000
What can they assist you?
Here are the different ways CuraDebt can help you.
Debt Relief
As their name suggests, CuraDebt can assist you in dealing with your debt. They can negotiate settlements on your behalf for all kinds of debt. They can help with medical bills, personal loans credit cards and also line of credit. They can also be approached to help settle any remaining balance of business debt, collections, or repossessions.
They may also assist in negotiating on tax owed as well as IRS debt. But, you won’t receive assistance with the majority claims, government loans or collateral, as well as utility bills. Also, they don’t cover the majority of student loans.
On the contrary, they’ll assist you with laws like that of Telecommunications Consumer Protection Act (TCPA) and the Fair Debt Collection Practice Act (FDCPA). They can also assist you in identifying creditor violations to ensure that you receive cash settlements, if possible. Certain violations could result in having your debts dismissed as well.
CuraDebt lets you settle debt with less than the sum you have. They also allow you to have questions answered during a free consult with their debt advisor.
The most appealing aspect of their program is that you only be charged after your debt has been settled. All you have to sign up for one of their plans, and you’ll be able pay off all your debts.
Tax Management and Relief
CuraDebt will also handle your tax debt. Once they’ve gathered all your financial documents and tax documents, they’ll also collect all the necessary paperwork for tax returns.
Through this program, you’ll be able to deal with different types of taxes like wage garnishments and tax penalties, personal and corporate taxes, back taxes and trust fund penalties and tax liens.
There aren’t any hidden costs either. They only use flat-fee pricing that is based on the amount you’ll need to settle.
There are a variety of options when it comes to settling your tax debt. Here are 6 options:
- Installment agreements
- Offer in Compromise
- Collection statute expiration date
- Tax lien subordination
- Penalty abatement
- Currently non-collectible
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What types of debt are they able to help with?
While debt settlement is their specialization but they aren’t able to cater to all types of debt settlement. CuraDebt concentrates on loans that are not secured. They aren’t able to help you if the loan or debt is linked to an actual item.
If, however, you are in the following kinds of debt, they’ll negotiate settlements on your behalf.
Tax Debt
With CuraDebt it is expected that you will be able to settle your past-due tax debts without difficulty. Furthermore, this service is accessible to all 50 states in the event that you have a debt towards the IRS. There are federal tax experts that can help you resolve these types of issues.
Medical Debt
CuraDebt will also help you resolve your medical debt. In some cases you might even be able to pay the debt for less than you have to pay.
Private Student Loan
CuraDebt doesn’t cater to the federal government’s student loan. Still, they can help private students negotiate any student loans that they are owed.
Personal Loan
Payday loans and personal loans also qualify for the debt settlement program. It is also possible to avail the program if you have other unsecured credit lines that you have obtained from another bank or financial institution.
Credit Card Debt
If you’re in debt using store credit cards, traditional credit cards, and private-label credit cards, CuraDebt can assist you in paying it off.
How much will it cost?
The best part about CuraDebt is the way they’ve priced their service. They don’t charge upfront fees. The only time you pay is when you have paid off all of your outstanding debts.
Also, they do not charge high costs either. On average, you’ll have to pay between 20 and 20 percent of the debt that you settled through them.
On average, this type of industry can charge anywhere between 15% and 25 percent.
Moreover, clients can expect to settle their debt from 2 to 4 years. But, it also differs according to the amount you can save up per month.
They also claim that you can save as much as 30% if you include their fees in your equation.
However, the claim may depend on your situation. Some clients even mentioned saving 50% to up to 80%.
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Benefits of using CuraDebt
Now that you have an understanding of the benefits CuraDebt offers, Let’s take a look at the benefits that come with using CuraDebt.
In the beginning, CuraDebt is only charged after you’ve settled your debt. Furthermore, they only charge a 20% fee while many companies charge 25 percent.
Then, if you’re done in the process of debt resolution you may also sign up for their credit restoration program.
It’s an excellent method to improve the credit rating without having to go into debt again. However, the program runs differently for each person dependent on the circumstances of your case.
Lastly, CureDebt looks into your credit to help with settlements and negotiations. It means that your debt won’t increase as time passes. They’ll also look into any violations by creditors with the help of their in-house experts.
Drawbacks of using CuraDebt
We will also examine some of the drawbacks of CuraDebt.
Settlement of debt and debt relief usually require that you cease making payments with . If you’re trying to improve your standing on credit scores, you may set you back while you’re working on your obligations.
CureDebt doesn’t even have a mobile app available. While they do have a website for clients however, it appears old and mundane. It’s not particularly intuitive, and it can be difficult to navigate.
In addition, they’re not credited with an accreditation from the Better Business Bureau although they did receive an A+ grade.
The Final Verdict
CuraDebt is a great program that lets you pay off your debts without spending more on those types of services. Moreover the 20% service charge is lower than many businesses that charge the 25% cost. There aren’t any upfront fees, and you will only have to pay the fee when your debt is finally settled.
Although they’ll give you an account to see your progress however, their website isn’t easy to navigate. CuraDebt isn’t even an app, which could make it easier for you to monitor your performance.
They do have a good support team that you can contact them not only through emails but also by phone or making an electronic ticket. Tax Relief 310 July 2021
If debt is a big problem, then we recommend CuraDebt’s service. Just make sure that you’re qualified and that the services that they provide are offered in your state.
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FAQ Tax Relief 310 July 2021
What is the time frame to complete the course?
The typical program lasts from between 24 and 48 months dependent on the size of your debt as well as your agreement on the settlement.
Can CuraDebt assist with state tax problems?
It is true that CuraDebt has a tax relief program to assist you with issues such as late payroll tax issues and wage garnishments.
What do I need to do once I’m in the program?
You’ll need to constantly communicate with your team members and pay the required payments to reduce your debt over time.
