Have your debts been piling up lately? Are you burnt out from trying other financial advice and strategies but you’re still struggling with unsolved problems?
Perhaps you’re here because you’ve been through every thing.
In the majority of cases, your best way is to approach experts who can help you resolve the issue.
CuraDebt is one of the most frequently contacted companies. Many people are asking if they are able to help or help you get into more debt.
According to their clients, they can assist you in managing the majority of your debt so that you can finally take a few things off of your mind.
For some they believe these claims are too good to be true.
You might be looking for any solution that could assist you in paying off your debt. In that case, CuraDebt will mostly be recommended by people. We’ll take a deeper look at how CuraDebt works and what problems it can help you solve.
In addition, prior to our conclusion our discussion, we’ll take a look at its advantages and drawbacks.
Before beginning the review, watch this video instead in case you would prefer for it to be watched.
Otherwise, let’s begin.
Before you continue, you may want to watch this video by CuraDebt Debt Relief Reviews on YouTube that gives a quick overview. After, you will want to read the rest of our article for a more comprehensive review.
About the Company Tax Relief 301
CuraDebt is an organization that deals with debt relief in Hollywood, Florida. It was established in 2000 and has been a participant in the American Fair Credit Council, the US Chamber of Commerce, and is accredited by the International Association of Professional Debt Arbitrators.
Although the service is accredited, certain states have limited their access to their services.
What CuraDebt do?
Helping you pay off your debt is the most popular feature. However, they also offer other services that will aid you in becoming more financially stable.
It all begins with requesting a free savings estimate on the internet. This service is very confidential and they will not be conducting a credit screening. By using this estimate of savings, you will be able to learn more about the options towards debt-free.
The savings estimate, as we’ve mentioned earlier, provides you with an insight into your options, regardless of whether you’re planning to continue using CuraDebt.
CuraDebt will assign you a financial advisor and a support team to assist you with the process of credit arbitration should you choose to sign up. Certain financial advisors can assist you on your path to debt-free living.
Following the debt settlement program, CuraDebt will be the agency to handle all of the calls from your creditors. They’ll also be the ones that will determine conditions of the repayment based on the status of your financial situation. In determining which option is the best to you, this can be a lump-sum settlement or the option of a payment plan.
Additionally they will be working with creditors to ensure that you get better rates when you make deposits to your savings account. This, in turn, will process to pay back creditors. Their plans can help you pay off the debt in 48 months.
Once you’ve signed up with them, they will provide you with access to your information 24/7. All you have to do is log in to CuraDebts’ client portal to track your progress.
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CuraDebt’s Requirements
Before you can benefit from their program, you’ll need to pass their requirements first. In order to be considered eligible for the program, you’ll have to be:
- At least 21 years old
- Earn a reliable income
- You must have a minimum balance of $5,000
What can they assist you with?
Here are some of the ways CuraDebt can aid you.
Debt Relief
Like their name implies, CuraDebt can help you deal your debt. They are able to negotiate settlements on behalf of you for most types of debt. This includes personal loans, medical bills credit cards and line of credit. They are also able to pay off any remaining balance of business debt collection, repossessions, or collections.
They may also assist in negotiating on tax owed as well as IRS debt. But, you won’t receive assistance with the majority cases, loans from the government as well as collateral and utility bills. The same goes for student loans.
On the other hand, they will help you use laws like that of Telecommunications Consumer Protection Act (TCPA) and the Fair Debt Collection Practice Act (FDCPA). They can also assist you in identifying creditor violations to ensure that you receive cash settlements, if possible. Certain violations could result in having your debts removed as well.
CuraDebt can also help you settle debt with less than the amount you own. You can also inquire about your debt during their no-cost consultation with their debt counsellor.
The greatest benefit of the program is that you will only have to pay for the charges after your debt has been settled. All you need to sign up to some of their programs, and you’ll be able pay off all your debts.
Tax Management and Relief
CuraDebt can also deal with the tax liabilities you have. Once they collect all of your financial documents They will also gather all the documents you’ll require to file tax returns.
Through this program, you should be able to resolve different types of taxes such as wage garnishments as well as tax penalties for personal and taxation for business and back taxes, trust fund penalties, and tax liens.
There aren’t any hidden costs either. They use only flat-fee pricing, which depends on the amount you’ll must settle.
There are a variety of options for settling taxes. Here are 6 of them:
- Installment agreements
- Offer in Compromise
- Collection statute expiration date
- Tax lien subordination
- Penalty abatements
- Currently non-collectible
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What kind of debt can they assist you with?
Although debt settlement is their forte but they aren’t able to provide all kinds of settlement. CuraDebt concentrates on unsecured debt. They can’t assist you if your debt or loan is tied to an actual item.
However, if you have one of the following kinds of debt, they’ll arrange settlements for you.
Tax Debt
With CuraDebt, you should be able to pay your past-due tax debts without any problems. Additionally, this service is offered to all 50 states in the event that you have a debt in arrears to IRS. There are tax experts from the federal government to assist you with the issues.
Medical Debt
CuraDebt can also help resolve any medical-related debt. In some cases, you may even pay the debt for less than you are owed.
Private Student Loan
CuraDebt does not offer Federal student loan. Still, they can help private students with negotiating the student loans they are owed.
Personal Loan
Personal and payday loans are also eligible to be eligible for debt relief programs. You may also be eligible the program if you have other unsecure credit lines that you got from a different financial institution or bank.
Credit Card Debt
If you’re in debt using store credit cards, traditional credit cards, as well as private label credit card, CuraDebt can assist you in paying it off.
How much will it cost?
The best part about CuraDebt is how the company has priced its services. They don’t charge upfront fees. Only pay when you have paid off all of your outstanding debts.
They also do not charge high charges either. On average, you’ll be required to pay between 20 and 20 percent of the debt you settled through them.
In the average, this kind of industry can charge anywhere from 15% to 25 percent.
Additionally, customers can anticipate to settle their debts within 2 to 4 years. This varies depending on the amount that you are able to save each month.
Additionally, they claim you can save as much as 30% by incorporating their fees in your equation.
However, this statement will differ based on your specific situation. Some customers have even talked about saving 50 to 80%.
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The benefits of using CuraDebt
Once you’ve got a clearer picture of the benefits CuraDebt can provide, Let’s take a look at the benefits from using CuraDebt.
In the beginning, CuraDebt will only charge you once you’ve paid off your debt. Furthermore, they only charge a 20% fee while the majority of companies charge 25 percent.
Next, if you’re done by the program for debt relief, you could also sign up for their credit repair program.
It’s a fantastic way to restore the credit rating without having to go into debt again. However, the program lasts different for every person, depending on your situation.
In the end, CureDebt looks into your credit to assist with settlements and negotiations. It means that your debt won’t increase over time. They’ll also investigate any violations by creditors with the assistance of their experts in-house.
Some disadvantages to the use of CuraDebt
Let’s also look into some of the negatives of CuraDebt.
Debt relief and debt settlements often require you to stop paying with your credit card. Therefore, if you’re trying increase your standing on credit scores, you might cause you to delay working on your credit card debt.
CureDebt doesn’t even have a mobile app. While they do have a website for clients, it looks outdated and basic. It’s not very intuitive, and it can be difficult to navigate.
In addition, they’re not recognized by an accreditation from the Better Business Bureau although they did receive an A+ rating.
The Final Verdict
CuraDebt is a good program that allows you to resolve your debt without having to spend more on these kinds of services. Additionally the 20% service charge is cheaper than most companies that offer the 25% cost. There are no upfront payments and you’ll only have to pay when your debt is finally settled.
Although they’ll give you an account to see your progress, their website is not easy to navigate. CuraDebt does not have an app, which could make it easier for you to look at your progression.
They do have a competent support staff and can be reached them, not only via emails but also by phone or sending an e-ticket. Tax Relief 301
If your debt is a big problem, then we highly recommend CuraDebt’s program. Be sure to be eligible and that the services that they provide are offered in your state.
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FAQ Tax Relief 301
How long will it take to complete the program?
The program typically takes between 24 and 48 months depending on the amount of your debt as well as your agreement on the settlement.
Can CuraDebt aid with state tax problems?
It is true that CuraDebt offers a program for tax relief that can aid you in dealing with problems like delinquent tax issues and garnishments of wages.
What should I do after joining the program?
You’ll have to keep in constant contact with the team and make the necessary payments to reduce the amount of debt you have over time.
