Has your debt increased lately? Are you burnt out from trying different financial advice and strategies but haven’t solved your problems?
Maybe you’re here because already tried everything.
In most cases, the most effective approach is to talk to experts who can help you resolve the issue.
CuraDebt is one of the companies that get the most inquiries. Many people have been inquiring whether they can help you or put you into more debt.
According to their clients, they can help you control 80percent of your debt so that you can take couple of w
orries off your plate.
But for some people, these claims are just too good to be true.
Suppose you’re on the lookout for any solution that could assist you in paying off your debt. In that situation, CuraDebt will mostly be recommended by people. We’ll be taking a deep look at the way CuraDebt works and what problems it can help you solve.
In addition, prior to our conclusion, we’ll also look into the advantages and disadvantages of this method.
Before starting the review, you can watch this video instead if you prefer for it to be watched.
Otherwise, let’s begin.
Before you continue, you may want to check out this video by CuraDebt Debt Relief Reviews on YouTube that gives a quick review. After, you will want to read the rest of the article for a more comprehensive review.
About the Company Tax Relief 3
CuraDebt is a company that provides debt relief from Hollywood, Florida. It was founded in 2000 and has been a member of the American Fair Credit Council, the US Chamber of Commerce, and is accredited with the International Association of Professional Debt Arbitrators.
Although it is accredited, certain states have restricted their services.
What CuraDebt do?
Helping you settle your debt is the most well-known feature. But they offer other services that will aid you in becoming more financially stable.
It all begins by requesting a free online savings estimate. The service is completely confidential, and they won’t be conducting a credit screening. With this estimate of savings you’ll be able to be able to learn more about the alternatives towards debt-free.
The savings estimate, which was mentioned previously, offers you the opportunity to consider your choices regardless of whether or not you’re going to keep using CuraDebt.
CuraDebt will provide you with a financial counselor as well as a support team to assist you in navigating the process of credit arbitration should you choose to join. Financial advisors may be able to assist you on your path to debt-free living.
Following your debt settlement program is completed, CuraDebt is the agency to handle all of the calls from your creditors. They will also be the ones that will negotiate conditions of the payment in accordance with the state of your financial situation. Depending on which works best to you, this can be either a lump sum settlement or a payment plan.
Furthermore, they will be working with the creditors so that you can enjoy better rates when you deposit money to your savings account, which is then processed to pay creditors. Their plans can help you get rid of debt in just the period of 48 months.
Once you’ve signed up with them, they will allow you access to your account information 24 hours a day. All you need to do is sign in to CuraDebts the client portal to track your development.
> > Click Here to Get A Debt Consultation for Free < <
CuraDebt’s Requirements
Before you are able to avail their program, you’ll need to meet their eligibility requirements first. In order to be considered eligible for the program, you’ll need to be:
- Minimum 21 years old
- Have a verifiable income
- You must have a minimum balance of $5,000
What can they help you?
Here are the various ways CuraDebt can help you.
Debt Relief
The name of the company suggests that CuraDebt will assist you in dealing with debt. They can negotiate settlements on your behalf for most types of debt. This includes personal loans, medical bills credit cards as well as lines of credit. You can also approach them to help settle any remaining balance on business debt and collections or repossessions.
They can even help negotiate on tax owed and IRS debt. But, you won’t receive assistance for the majority of your lawsuits, government loans as well as collateral and utility bills. The same goes for student loans.
On the other hand, they can assist you in navigating laws such as the Telecommunications Consumer Protection Act (TCPA) and the Fair Debt Collection Practice Act (FDCPA). They also help you find the violations of creditors in order to get cash settlements, if possible. Certain violations may lead to having your debts removed as well.
CuraDebt can also help you settle debt with less than the sum you have. They also allow you to have questions answered during a free meeting with their debt counselor.
The best part about their program is that you’ll only have to pay for the charges once your debt is settled. All you have to sign up for some of their programs and you’ll be able resolve all of your debts.
Tax Management and Relief
CuraDebt can also help you with taxes. After they have gathered all your financial records and tax documents, they’ll also collect all the paperwork you’ll need to file tax returns.
By using this program, you’ll be able to deal with various tax issues such as wage garnishments and tax penalties, personal and business taxes and back taxes as well as trust fund penalties and tax liens.
There aren’t any hidden charges either. They only use flat-fee pricing that is based on the amount you’ll have to pay.
They have different solutions in paying off your tax debt. Here are 6 options:
- Installment agreements
- Offer in Compromise
- Collection statute expiration date
- Tax lien subordination
- Penalty abatement
- Currently non-collectible
> > Click Here to Get A Debt Consultation for Free < <
What types of debt are they able to help with?
While debt settlement is their specialty, they don’t provide all kinds of debt settlement. CuraDebt concentrates on loans that are not secured. They aren’t able to assist you if your loan or debt is linked to a physical item.
If, however, you are in the following kinds of debt, they will negotiate settlements on your behalf.
Tax Debt
With CuraDebt the service, you’ll be able to settle tax debts that were due to be paid without difficulty. Additionally, this service is available to all 50 states if you owe money in arrears to IRS. They have federal tax experts to assist you with these types of issues.
Medical Debt
CuraDebt can also assist in settling your medical debt. In certain cases, you may even pay them for less than what you are owed.
Private Student Loan
CuraDebt does not cater to the federal government’s student loan. However, they can assist private students negotiate any loans they have to pay.
Personal Loan
Personal loans and payday loans also qualify for the debt settlement program. You can also avail of the program if you also have other unsecured credit lines that you got from an alternative financial institution or bank.
Credit Card Debt
If you’re in debt using store credit cards or traditional credit cards as well as private label credit card CuraDebt can assist you in paying it off.
What is the cost?
The greatest thing about CuraDebt is how they’ve priced their service. They don’t charge upfront fees. You’ll only pay once you have paid off all of your outstanding debts.
They also don’t charge high charges either. In the average, you’ll need to pay as much as 20% of the debt you settled with them.
On average, this type of industry charges between 15% and 25 percentage.
In addition, customers can expect to settle their debt from between 2 and 4 years. However, this also varies depending on the amount that you are able to save each month.
Additionally, they claim that you can save as much as 30% when you factor in their charges into your calculation.
However, the claim may depend on your situation. Some customers have even talked about saving 50% to up to 80%.
> > Click Here to Get A Debt Consultation for Free < <
Benefits of using CuraDebt
Now that you have an understanding of what CuraDebt offers, let’s explore the benefits that come with using CuraDebt.
First, CuraDebt only charges you once you’ve paid off your debt. In addition they only charge a 20% fee while many companies charge 25 percent.
Next, if you’re done with the debt settlement program you could enroll in their credit repair program.
It’s a fantastic option to rebuild your credit without going in debt again. The program is however designed differently for each person, depending on your situation.
In the end, CureDebt looks into your debt so that they can assist with settlements and negotiations. So, the amount you owe won’t rise over time. They’ll also investigate any violations by creditors with the assistance of their own experts.
The drawbacks of using CuraDebt
Let’s also consider some of the drawbacks of CuraDebt.
Settlement of debt and debt relief typically require you to cease making payments with your credit card. So if you’re trying to build a better standing on credit scores, you may cause you to delay getting rid of your credit card debt.
CureDebt also doesn’t offer a mobile application. Although they have a client website, it looks outdated and basic. It’s not very intuitive, and it can be difficult to navigate.
In addition, they’re not credited with an accreditation from the Better Business Bureau although they did receive an A+ grade.
The Final Verdict
CuraDebt is a great program that allows you to settle your debt without spending more for these types of services. Additionally, their 20% service fee is lower than many businesses that charge a 25% fee. There is no upfront payment and you’ll only have to pay when the debt is paid off.
Although they’ll give you an account that allows you to track your progress however, their website isn’t simple to navigate. CuraDebt isn’t even an app, which will make it easier to look at your progress.
However, they have a great support team and can be reached them, not only via emails but also by phone or submitting an e-ticket. Tax Relief 3
If your credit card is a major problem right now, we highly recommend CuraDebt’s program. Just make sure that you’re eligible and that the services they offer are available in your area.
> > Click Here to Get A Debt Consultation for Free < <
FAQ Tax Relief 3
What is the time frame to finish the program?
The typical program lasts from 24 to 48 months, depending on the amount of your debt as well as your stipulated settlement.
Can CuraDebt aid in the fight against state tax issues?
Yes, CuraDebt offers a program for tax relief that will assist you with issues such as delinquent payroll taxes and garnishments on wages.
What should I do once I’m in the program?
You’ll need to constantly communicate with your team members and pay the required payments to lower the amount of debt you have over time.
