Has your debt been increasing lately? Are you exhausted from trying other financial advice and strategies but haven’t solved your problems?
Maybe you’re here because already tried everything.
In the majority of cases, your best option is to speak with professionals that can help to resolve this issue.
CuraDebt is one of the most asked companies. A lot of people are asking if they are able to help or put you in more debt.
According to their clients, they can help you control 80percent of your debts so that you can finally take a few things off of your mind.
But for some people, these claims are just too good to be true.
You might be looking for something that will assist you in paying off your debt. If that’s the scenario, CuraDebt will mostly be highly recommended by those. We’ll be taking a deep look at the way CuraDebt operates and what issues it can solve for you.
Furthermore, before we conclude, we’ll also look into its advantages and drawbacks.
Before you begin the review, you can go to this video if you prefer watching it.
Otherwise, let’s begin.
Before you go on, you may want to check out this video by CuraDebt Debt Relief Reviews on YouTube that gives a quick overview. After, you will want to read the rest of the article for a more comprehensive review of CuraDebt.
About the Company Tax Relief 1199
CuraDebt is a company that provides debt relief from Hollywood, Florida. It was founded in 2000 and has since become an active participant in the American Fair Credit Council, the US Chamber of Commerce, and has been accredited through the International Association of Professional Debt Arbitrators.
Although it is accredited, some states have imposed restrictions on their services.
What CuraDebt do?
Helping you settle your debt is CuraDebt’s most well-known feature. They also provide other services that can help you be more financially stable.
The process starts by requesting a no-cost online savings estimate. This service is very confidential and they will not be doing a credit check. With this estimate of savings you’ll be able to learn more about your other options in your journey to be debt-free.
Savings estimates, as mentioned before, gives you an idea of your choices regardless of whether you’re planning to continue using CuraDebt.
CuraDebt will assign you a financial counselor as well as a support team to assist you with credit arbitration in the event that you decide to sign up. Financial advisors may be able to assist you with your debt-free journey.
Following your debt settlement program is completed, CuraDebt is the company to take care of all your creditor’s calls. They’ll be the ones who negotiate conditions of the repayment based on the status of your financial situation. Based on what works best for you, it could either be a lump sum settlement or an installment plan.
Additionally they will be working with the creditors to ensure that you have better rates as you deposit money to your savings account. This is then processed to pay creditors. The plans they offer can help you settle the debt within 48 months.
After you’ve signed up with them, they’ll give you access to your data 24/7. All you have to do is login to CuraDebts’ client portal to track your development.
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CuraDebt’s Requirements
Before you can avail of their program, you’ll need to pass their requirements first. In order to be considered eligible for the program, you’ll have to meet the following requirements:
- At least 21 years old
- Have a verifiable income
- You must have a minimum balance of $5,000
What can they help you with?
Here are the various ways CuraDebt can assist you.
Debt Relief
The name of the company suggests that CuraDebt will assist you in dealing with your debt. They are able to negotiate settlements on your behalf to settle the majority of types of debt. This includes medical bills, personal loans credit cards, as well as loans. They are also able to help settle any remaining balance on business debt collection, repossessions, or collections.
They may also assist in negotiating for back taxes and IRS debt. However, you won’t get assistance for the majority of your lawsuits, loans from the government as well as collateral and utility bills. The same goes for student loans.
On the other hand, they can help you use laws like those of the Telecommunications Consumer Protection Act (TCPA) and the Fair Debt Collection Practice Act (FDCPA). They will also help you identify debtors who are in violation so that you can have cash settlements, should it be possible. Some violations can also lead to having your debts removed as well.
CuraDebt lets you repay debt for less than the amount you have. Additionally, you can inquire about your debt during their no-cost consult with their debt advisor.
The best part about their plan is that you only pay the fees when your debt is paid off. All you have to do is sign up with one of their plans and you’ll be able resolve all of your debts.
Tax Management and Relief
CuraDebt can also help you with taxes. After they have gathered all your financial records They will also gather all the documents you’ll require for tax returns.
With this program, you’ll be able to solve different types of taxes such as garnishments on wages and tax penalties, personal and business taxes, back taxes, trust fund penalties, and tax lien.
There aren’t hidden fees either. They only offer flat-fee prices, which depends on the amount you must settle.
They have different solutions when it comes to paying off taxes. Here are 6 options:
- Installment agreements
- Offer in Compromise
- Collection statute expiration date
- Tax lien subordination
- Penalty abatements
- Currently non-collectible
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What kinds of debts are they able to help with?
Although they specialize in debt settlement, it is not their forte but they aren’t able to cater to all types of settlement. CuraDebt is only focused on unsecured debt. They can’t help you if your loan or debt is linked to an actual item.
If, however, you are in the following types of debt, they will make arrangements for settlements.
Tax Debt
With CuraDebt, you should be able to pay your past-due tax debts without any issues. Additionally, this service is accessible to all 50 states if you owe money to the IRS. There are federal tax experts to assist you with the issues.
Medical Debt
CuraDebt will also help you resolve any medical-related debt. In some cases you could even settle them less than the amount you owe.
Private Student Loan
CuraDebt doesn’t cater to federal student loans. They can however assist private students with negotiating any loans they have to pay.
Personal Loan
Payday loans and personal loans are also eligible as debt-settling programs. You can also avail of the program if you also have other unsecured credit lines that you got from another bank or financial institution.
Credit Card Debt
If you are in debt through store credit cards or traditional credit cards as well as private label credit card CuraDebt can assist you in paying it off.
What will it cost you?
The greatest thing about CuraDebt is how they’ve priced their services. They don’t charge upfront fees. You’ll only pay once you’ve paid each of your debts.
Additionally, they don’t charge high fees as well. On average, you’ll be required to pay up to 20 percent of the debt that you settled with them.
In general, this type of industry charges between 15% and 25 percent.
Moreover, clients can expect to pay off their debts in two to four years. However, this also varies in relation to the amount you can save up per month.
Also, they claim that you can save as much as 30% when you factor in their fees in your equation.
However, the claim may depend on your specific situation. Some clients even mentioned saving 50% to 80%.
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The benefits of using CuraDebt
Once you’ve got a clearer picture of the benefits CuraDebt can provide, let’s explore the benefits of using CuraDebt.
In the beginning, CuraDebt only charges you after you’ve settled your debt. In addition, they only charge a 20% fee while many companies charge 25%.
Then, if you’re done by the program for debt relief, you may join their credit repair program.
It’s a great way to restore the credit rating without going in debt again. The program is however designed different for every person, depending on your situation.
Finally, CureDebt looks into your financial obligations to assist in settlements and negotiations. So, your debt won’t inflate over time. They’ll also investigate any creditor violations with the assistance of their own experts.
The drawbacks of the use of CuraDebt
Let’s also consider some of the drawbacks of CuraDebt.
Settlement of debt and debt relief typically require you to stop making payments using your credit card. Therefore, if you’re trying increase your rating on your credit, this may set you back while you’re getting rid of your credit card debt.
CureDebt also doesn’t have a mobile app available. Although they have a website that clients can access however, it appears aged and simple. It’s not very user-friendly, and can be difficult to navigate.
Furthermore, they are not recognized by their Better Business Bureau although they were awarded an A+ grade.
The Final Verdict
CuraDebt is a good program that lets you pay off your debts without spending more for these types of services. Moreover, their 20% service fee is less expensive than the majority of firms that charge a 25% fee. There aren’t any upfront fees, and you will only be required to pay once your debt is finally settled.
Although they’ll give you an account so that you can track your progress, their website is not easy to navigate. CuraDebt isn’t even an app yet, which would make it easier to monitor your progression.
They do have a great support team, and you can reach them not only through emails but also via phone or sending an electronic ticket. Tax Relief 1199
If your problem of debt is an problem, then we highly recommend CuraDebt’s program. Make sure you’re eligible and that the programs they provide are in your state.
> > Click Here to Get A Debt Consultation for Free < <
FAQ Tax Relief 1199
How long does it take to complete the program?
The program typically takes between 24 and 48 months depending on the amount of your debt and the stipulated settlement.
Can CuraDebt help in the fight against state tax issues?
It is true that CuraDebt offers a program for tax relief to aid you in dealing with problems such as late payroll taxes and garnishments of wages.
What do I need to do when I’m enrolled in the program?
You’ll need to constantly communicate with your team members and make the necessary payments to pay down your debt over time.
