Are you experiencing debt that has been increasing lately? Are you tired of trying different financial advice and strategies but you’re still struggling with unsolved problems?
Maybe you’re here because already tried every thing.
In the majority of cases, the most effective approach is to talk to professionals that can help you settle this issue.
CuraDebt is among the companies that get the most inquiries. Many customers have asked if they can assist you or help you get into more debt.
According to their clients they can help you manage 80percent of your debt , so you can finally take a couple of w
orries off your plate.
But for some people they believe these claims are too good to be true.
You might be looking for anything that can help you resolve your debt. In this case, CuraDebt will mostly be recommended by people. We’ll be taking a deep study of how CuraDebt operates and what issues it can help you solve.
Moreover, before we end we’ll look at the advantages and disadvantages of this method.
Before beginning the review, go to this video in case you would prefer watching it.
Otherwise, let’s begin.
Before you continue, you may want to watch this video by CuraDebt Debt Relief Reviews on YouTube that gives a quick overview. After, you’ll want to read the rest of the article for a more comprehensive review of CuraDebt.
About the Company Tax Disaster Relief Refund
CuraDebt is a company that provides debt relief from Hollywood, Florida. It was founded in 2000 and has been an active part of the American Fair Credit Council, the US Chamber of Commerce, and is accredited through the International Association of Professional Debt Arbitrators.
Although the service is accredited, some states have imposed restrictions on their services.
What CuraDebt do?
Helping you settle your debt is one of CuraDebt’s best known feature. However, they also offer additional services to assist you in becoming financially secure.
First of all, it starts by requesting a no-cost savings estimate on the internet. This service is very confidential and they will not be doing a credit check. With this savings estimate you’ll be able to learn more about the other options in your journey towards debt-free.
This estimate of savings, as mentioned earlier, provides you with an idea of your choices, regardless of whether you’re planning to continue using CuraDebt.
CuraDebt will assign you a financial counselor and a support team to assist you with credit arbitration if you decide to enroll. Certain financial advisors can assist you in your debt-free journey.
Following the debt settlement plan, CuraDebt is the agency to answer all of the calls from your creditors. They’ll also be the ones who negotiate what you will pay for your repayment based on the status of your finances. Depending on which works most effectively for you, it can be either a lump sum settlement or the option of a payment plan.
Additionally, they will be working with creditors so that you can enjoy better rates when you transfer money into your savings account. This, in turn, will process to pay creditors. The plans they offer can help you pay off the debt in 48 months.
Once you’ve signed up with them, they’ll provide you with access to your information 24/7. All you need to do is log in to CuraDebts’ client portal to monitor your progress.
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CuraDebt’s Requirements
Before you are able to avail their program, you’ll need to satisfy their criteria first. In order to be considered eligible for the program, you’ll have to meet the following criteria:
- At least 21 years old
- Have a verifiable income
- Have a minimum debt of $5,000
What are they able to assist you with?
Here are the various ways CuraDebt can help you.
Debt Relief
Like their name implies, CuraDebt can help you deal your debt. They can negotiate settlements on your behalf to settle the majority of types of debt. These include medical bills, personal loans credit cards, and lines of credit. They can also be approached to pay off any remaining amount on business debts and collections or repossessions.
They may even assist you in negotiating on tax owed as well as IRS debt. However, you won’t get support for most cases, government loans as well as collateral and utility bills. They also don’t cover most student loans.
On the other hand, they will assist you with laws like that of Telecommunications Consumer Protection Act (TCPA) and the Fair Debt Collection Practice Act (FDCPA). They also help you find debtors who are in violation so that you can have cash settlements, should it be possible. Certain violations may cause your debt to be dismissed as well.
CuraDebt lets you repay debt for less than the amount you own. You can also have questions answered during a free consult with their debt counselor.
The best part about their program is that you’ll only be charged when your debt is paid off. All you have to do is sign up with any of the plans, and you’ll be able settle each of your debts.
Tax Management and Relief
CuraDebt can also deal with the tax liabilities you have. After they have gathered all your financial documents and tax documents, they’ll also collect all the necessary paperwork for tax returns.
Through this program, you should be able to solve the various types of tax problems like wage garnishments as well as tax penalties for personal and business taxes, back taxes and trust fund penalties and tax liens.
There aren’t any hidden charges also. They use only flat-fee pricing, which depends on the amount you have to pay.
There are a variety of options for paying off taxes. Here are 6 of them:
- Installment agreements
- Offer in Compromise
- Collection statute expiration date
- Tax lien subordination
- Penalty abatement
- Currently non-collectible
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What types of debt are they able to help with?
Although debt settlement is their specialization, they don’t offer all kinds of debt settlement. CuraDebt only focuses on loans that are not secured. They can’t assist you if your loan or debt is linked to an item that is physical.
If, however, you are in the following types of debt, they will arrange settlements for you.
Tax Debt
With CuraDebt it is expected that you will be able pay off taxes that are due without any problems. Additionally, this service is accessible to all 50 states in the event that you have a debt to the IRS. They have federal tax experts who can assist you in resolving these types of issues.
Medical Debt
CuraDebt can also help resolve your medical debt. In certain cases you might even be able to pay them less than the amount you have to pay.
Private Student Loan
CuraDebt doesn’t cater to the federal government’s student loan. They can however assist private students in negotiating the student loans they are owed.
Personal Loan
Personal and payday loans are also eligible for the debt settlement program. You can also avail of the program if you also have other unsecured credit lines that you have obtained from another bank or financial institution.
Credit Card Debt
If you’re in debt using store credit cards or traditional credit cards and private-label credit cards, CuraDebt can help you pay it off.
What is the cost?
The greatest thing about CuraDebt is how they’ve priced their services. They don’t charge an upfront fee. You’ll only pay once you settle each of your debts.
Also, they do not charge high fees as well. On average, you’ll be required to pay as much as 20% of the debt you settled with them.
In general, this type of business can cost anywhere between 15% and 25 percentage.
Additionally, customers can anticipate to settle their debt from between 2 and 4 years. However, this also varies according to the amount you save per month.
Also, they claim that you can save as much as 30% when you factor in their costs into your calculations.
However, this statement will vary, depending on the situation. Some clients even mentioned saving 50% to 80%.
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Benefits of using CuraDebt
Once you’ve got an understanding of the benefits CuraDebt can offer you let’s explore the benefits of using CuraDebt.
The first is that CuraDebt only charges you when you’ve paid off your debt. Additionally, they only charge an amount of 20%, while the majority of companies charge 25 percent.
If you’re finished by the program for debt relief, you may also sign up for their credit repair program.
It’s an excellent way to restore your credit score without having to go into debt again. The program is however designed in a different way for each individual according to your personal situation.
Lastly, CureDebt looks into your financial obligations to help with settlements and negotiations. This means your debt won’t inflate as time passes. They’ll also investigate any violations by creditors with the assistance of their in-house experts.
Drawbacks of the use of CuraDebt
Let’s also consider some of the negatives of CuraDebt.
Debt relief and debt settlements typically require you to stop paying with . So if you’re trying to build a better standing on credit scores, you may delay you from getting rid of your debt.
CureDebt also doesn’t offer a mobile application. Although they have a client website, it looks old and mundane. It’s not very intuitive, and it can be difficult to navigate.
Furthermore, they are not accredited with the Better Business Bureau although they were awarded an A+ grade.
The Final Verdict
CuraDebt is a useful program that will allow you to pay off your debts without spending more for these types of services. In addition, their 20% service cost is less expensive than the majority of businesses that charge the 25% cost. There are no upfront payments and you’ll only have to pay when your debt is finally settled.
Although they’ll allow you to access an account so that you can track your progress however, their website isn’t user-friendly. CuraDebt does not have an app yet, which could make it easier for you to monitor your progress.
They do have a competent support staff that you can contact them not just via email but by phone or by making an electronic ticket. Tax Disaster Relief Refund
If problem of debt is an problem right now, we highly recommend CuraDebt’s program. Make sure you’re eligible and that the programs they offer are available in your state.
> > Click Here to Get A Debt Consultation for Free < <
FAQ Tax Disaster Relief Refund
How long will it take to complete the course?
The program typically takes 24 to 48 months, dependent on the size of your debt as well as the agreement on the settlement.
Can CuraDebt assist in the fight against state tax issues?
Yes, CuraDebt has a tax relief program that can assist you with issues such as delinquent payroll taxes and garnishments on wages.
What’s the first thing I have to do after joining the program?
You’ll need to constantly communicate with the team and make the necessary payments to reduce your debt over time.
