Has your debt been piling up lately? Are you burnt out from trying other financial advice and tips but haven’t solved your problems?
Perhaps you’re here because you’ve tried everything.
In the majority of cases, the most effective approach is to talk to experts who can assist to resolve this issue.
CuraDebt is among the most asked companies. Many customers have asked if they can help you or put you in more debt.
According to their customers, they can assist you in managing 80% of your debts so that you can finally take a couple of w
orries off your mind.
For some the claims seem too good to be true.
If you’re looking for anything that can assist you in paying off your debt. In this situation, CuraDebt will mostly be suggested by people. We’ll take a deeper review of how CuraDebt is used and the problems it can solve for you.
Moreover, before we end, we’ll also look into the advantages and disadvantages of this method.
Before starting the review, you can go to this video if you prefer watching it.
Otherwise, let’s begin.
Before you go on, you may want to check out this video by CuraDebt Debt Relief Reviews on YouTube that gives a quick overview. Afterward, you’ll want to read the rest of the article for a more comprehensive review of CuraDebt.
About the Company Tax Deductions For Irma Relief
CuraDebt is an organization that deals with debt relief in Hollywood, Florida. It was established in 2000, and is an active member of the American Fair Credit Council, the US Chamber of Commerce, and is accredited through the International Association of Professional Debt Arbitrators.
Although it is accredited, some states have limited their access to their services.
What CuraDebt do?
Assistance in settling your debt is the most popular feature. However, they also offer other services that can help you be more financially stable.
It all begins with requesting a free savings estimate on the internet. This service is very confidential and won’t be conducting a credit screening. With this estimate of savings you’ll be able to be able to learn more about the other options in your journey to debt-free.
This estimate of savings, which was mentioned earlier, provides you with the opportunity to consider your choices regardless of whether you’re planning to continue using CuraDebt.
CuraDebt will provide you with a financial counselor as well as a support team to assist you in navigating the process of credit arbitration should you choose to sign up. Some financial advisors can help you in your debt-free journey.
After your debt settlement program, CuraDebt can be the company to handle all of your creditors’ calls. They will also be the ones who will determine the terms of your repayment in accordance with the state of your financial situation. In determining which option is the most effectively your situation, the payment could either be a lump sum settlement or the option of a payment plan.
Furthermore they will also be working with the creditors to ensure that you get better rates when you transfer money into your savings account. This in turn, will process to pay back the creditors. Their programs can assist you to pay off the debt in the period of 48 months.
Once you’ve signed up with them, they will give you access to your information 24/7. All you need to do is login to CuraDebts the client portal to track your performance.
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CuraDebt’s Requirements
Before you can avail of their program, you’ll need to meet their eligibility requirements first. For eligibility, you’ll have to meet the following requirements:
- Minimum 21 years old
- Have a verifiable income
- Have a minimum debt of $5,000
What can they assist you with?
Here are the various ways CuraDebt can help you.
Debt Relief
Like their name implies, CuraDebt can assist you in dealing your debt. They can negotiate settlements on behalf of you for most types of debt. These include personal loans, medical bills credit cards as well as loans. You can also approach them to pay off any remaining balance of business debt, collections, or repossessions.
They can even help negotiate for back taxes and IRS debt. But, you won’t receive support for most of your lawsuits, government loans, collateral, and utility bills. They also don’t cover most student loans.
On the other hand, they can assist you with laws like the Telecommunications Consumer Protection Act (TCPA) and the Fair Debt Collection Practice Act (FDCPA). They also help you find the violations of creditors to ensure that you receive cash settlements, should it be possible. Certain violations could lead to having your debts dismissed as well.
CuraDebt also allows you to repay debt for less than the sum you have. Additionally, you can ask questions during their free meeting with their debt advisor.
The most appealing aspect of their plan is that you only pay the fees when your debt is paid off. All you have to sign up to one of their plans and you’ll be able to pay off all your debts.
Tax Management and Relief
CuraDebt can also deal with the tax liabilities you have. After they have gathered all your financial documentation, they will also collect all the paperwork you’ll need to file tax returns.
Through this program, you will be able to deal with different types of taxes such as wage garnishments and tax penalties, personal and business taxes, back taxes and trust fund penalties and tax lien.
There aren’t any hidden charges either. They only use flat-fee pricing that is based on the amount you’ll have to pay.
They have different solutions for settling the tax debt. Here are 6 options:
- Installment agreements
- Offer in Compromise
- Collection statute expiration date
- Tax lien subordination
- Penalty abatement
- Currently non-collectible
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What types of debt can they assist you with?
While debt settlement is their specialty but they aren’t able to provide all kinds of settlement. CuraDebt only focuses on debt that is not secured. They aren’t able to help you if the loan or debt is linked to an item that is physical.
If you do have the following types of debt, they will negotiate settlements on your behalf.
Tax Debt
With CuraDebt the service, you’ll be able pay off taxes that are due without difficulty. Moreover, this type of service is offered to all 50 states if you have a debt to the IRS. There are federal tax experts who can assist you in resolving these types of issues.
Medical Debt
CuraDebt will also help you resolve the medical bills. In some instances you might even be able to pay them less than the amount you owe.
Private Student Loan
CuraDebt does not offer federal student loans. Still, they can help private students negotiate the student loans they have to pay.
Personal Loan
Personal loans and payday loans are also eligible as debt-settling programs. You can also avail of the program if you also have other unsecured credit lines that you have obtained from a different financial institution or bank.
Credit Card Debt
If you are in debt through store credit cards as well as traditional credit cards as well as private label credit card, CuraDebt can help you pay it off.
What is the cost?
The most appealing aspect of CuraDebt is how the company has priced its services. They don’t charge an upfront fee. Only pay when you have paid off all of your debts.
Also, they do not charge high costs either. On average, you’ll have to pay up to 20% of the debt you settled with them.
On average, this type of industry charges between 15 and 25 percent.
In addition, customers can expect to settle their debts within two to four years. But, it also differs depending on the amount that you are able to save each month.
Also, they claim you can save up to 30% by incorporating their charges into your calculation.
But this claim will also vary, depending on the situation. Some customers have even talked about saving 50 to up to 80%.
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Benefits of using CuraDebt
Now that you have an idea of what CuraDebt can offer you Let’s take a look at the benefits from using CuraDebt.
The first is that CuraDebt will only charge you when you’ve paid off your debt. Additionally, they only charge an amount of 20%, while many companies charge 25%.
Then, if you’re done in the process of debt resolution you can join their credit restoration program.
It’s a fantastic method to improve the credit rating without having to go into debt again. However, the program runs in a different way for each individual, depending on your situation.
Finally, CureDebt looks into your debt so that they can assist with settlements and negotiations. So, your debt won’t inflate over time. They’ll also be looking into any violations by creditors with the assistance of their in-house experts.
Some disadvantages to the use of CuraDebt
We will also examine some of the drawbacks of CuraDebt.
Debt settlement and debt relief usually require that you cease making payments with . If you’re trying to increase your standing on credit scores, you may set you back while you’re working on your debt.
CureDebt also doesn’t offer a mobile application. While they have a website that clients can access, it looks aged and simple. It’s not very intuitive, and it can be challenging to navigate.
Moreover, they are still not recognized by the Better Business Bureau although they were awarded an A+ grade.
The Final Verdict
CuraDebt is a useful program that lets you pay off your debts without spending more for these types of services. Additionally the 20% service cost is less expensive than the majority of firms that charge a 25% fee. There aren’t any upfront fees and you’ll only have to pay the fee when the debt is paid off.
Although they’ll give you an account that allows you to track your progress however, their website isn’t user-friendly. CuraDebt isn’t even an app that would make it easier to monitor your progress.
But, they do have a great support team that you can contact them, not only via emails but by phone or by sending an electronic ticket. Tax Deductions For Irma Relief
If the debt is a big problem, then we strongly recommend CuraDebt’s debt management program. Make sure you’re eligible and that the services that they provide are offered in your state.
> > Click Here to Get A Debt Consultation for Free < <
FAQ Tax Deductions For Irma Relief
What is the time frame to complete the course?
The program typically takes 24 to 48 months, depending on the amount of your debt as well as your stipulated settlement.
Can CuraDebt aid with tax problems in the state?
Yes, CuraDebt provides tax relief programs that can help you with problems like delinquent taxes and garnishments of wages.
What do I need to do when I’m enrolled in the program?
You’ll have to keep in constant contact with the team and make the necessary payments to reduce your debt over time.