Have your debts been increasing lately? Are you exhausted from trying various financial advice and strategies but you’re still struggling with unsolved problems?
Maybe you’re here because been through everything.
In most cases, the best way is to approach experts who can help you settle this issue.
CuraDebt is among the most frequently contacted companies. A lot of customers have asked if they are able to help or help you get into more debt.
According to their clients they can help you manage the majority of your debts so that you can finally take a few things off of your shoulders.
However, for certain people the claims seem too good to be true.
Suppose you’re on the lookout for something that will help you resolve your debt. In that scenario, CuraDebt will mostly be recommended by people. We’ll be taking an in-depth review of the way CuraDebt is used and the problems it can solve for you.
Moreover, before we end, we’ll also look into the advantages and disadvantages of this method.
Before you begin the review, watch this video instead if you prefer for it to be watched.
Otherwise, let’s begin.
Before you go on, you may want to check out this video by CuraDebt Debt Relief Reviews on YouTube that gives a quick overview. Afterward, you will want to read the rest of our article for a more comprehensive review.
About the Company Tax Debt Relief Sayettville Nc
CuraDebt is an organization that deals with debt relief in Hollywood, Florida. It was established in 2000 and has been an active member of the American Fair Credit Council, the US Chamber of Commerce, and has been accredited by the International Association of Professional Debt Arbitrators.
Although the service is accredited, certain states have imposed restrictions on their services.
What CuraDebt do?
Helping you settle your debt is one of CuraDebt’s best popular feature. However, they also offer other services that can aid you in becoming more financially stable.
It all begins with requesting a free savings estimate online. The service is completely confidential, and they won’t be doing a credit check. By using this estimate of savings you’ll be able to learn more about the options to debt-free.
This estimate of savings, as we’ve mentioned earlier, provides you with the opportunity to consider your options, regardless of whether you’re going to keep using CuraDebt.
CuraDebt will assign you a financial counselor as well as a support team to assist you in navigating credit arbitration if you decide to join. Financial advisors may be able to assist you with your debt-free journey.
Following your debt settlement program, CuraDebt will be the agency to handle all of your creditors’ calls. They’ll also be the ones who determine conditions of the payment in accordance with the state of your financial situation. Depending on which works best for you, it can be a lump-sum settlement or the option of a payment plan.
Furthermore, they will be working with the creditors so that you can enjoy better rates when you deposit money to your savings account. This, in turn, will process to pay back creditors. Their plans can help you pay off the debt in two years.
After you’ve registered with them, they’ll allow you access to your information 24/7. All you have to do is sign in to CuraDebts’ client portal to monitor your development.
Before you can benefit from the program, you’ll have to meet their eligibility requirements first. For eligibility, you’ll need to meet the following requirements:
- At least 21 years old
- Verifiable income
- Minimum debt must be $5,000
What are they able to assist you with?
Here are the different ways CuraDebt can assist you.
Like their name implies, CuraDebt can assist you in dealing with debt. They can negotiate settlements on your behalf for most types of debt. These include medical bills, personal loans credit cards, and line of credit. They can also be approached to help settle any remaining balance of business debt and collections or repossessions.
They can even help negotiate on tax owed and IRS debt. However, you won’t get assistance with the majority claims, government loans or collateral, as well as utility bills. Also, they don’t cover the majority of student loans.
On the other hand, they will help you use laws like those of the Telecommunications Consumer Protection Act (TCPA) and the Fair Debt Collection Practice Act (FDCPA). They also help you find the violations of creditors to ensure that you receive cash settlements, if they are possible. Some violations can also result in having your debts removed as well.
CuraDebt can also help you pay off debts with less than the amount you have. You can also inquire about your debt during their no-cost meeting with their debt counsellor.
The greatest benefit of their plan is that you only pay the fees when your debt is paid off. All you have to sign up to some of their programs and you’ll be able to settle each of your debts.
Tax Management and Relief
CuraDebt will also handle the tax liabilities you have. Once they’ve gathered all your financial documents and tax documents, they’ll also collect all the paperwork you’ll need for tax returns.
By using this program, you will be able to deal with various tax issues such as wage garnishments and tax penalties, personal and taxation for business, back taxes and trust fund penalties and tax lien.
There aren’t any hidden costs either. They only offer flat-fee prices that is based on the amount you need to settle.
They offer different options when it comes to the settlement of your tax debt. Here are 6 options:
- Installment agreements
- Offer in Compromise
- Collection statute expiration date
- Tax lien subordination
- Penalty abatement
- Currently non-collectible
What kinds of debts are they able to help with?
Although they specialize in debt settlement, it is not their specialty but they aren’t able to cater to all types of settlement. CuraDebt concentrates on loans that are not secured. They aren’t able to help you if your debt or loan is tied to an actual item.
If you do have one of the following kinds of debt, they will negotiate settlements on your behalf.
With CuraDebt it is expected that you will be able pay off tax debts that were due to be paid without any problems. Additionally, this service is available to all 50 states in the event that you have a debt towards the IRS. There are tax experts from the federal government who can assist you in resolving the issues.
CuraDebt will also help you resolve the medical bills. In certain cases you could even settle the debt for less than you are owed.
Private Student Loan
CuraDebt doesn’t cater to Federal student loan. Still, they can help private students with negotiating any student loans that they have to pay.
Personal and payday loans also qualify for the debt settlement program. It is also possible to avail the program of the program if you also have other unsecured credit lines you obtained from a different financial institution or bank.
Credit Card Debt
Whether you have debt with store credit cards, traditional credit cards, as well as private label credit card CuraDebt can assist you in paying it off.
What is the cost?
The greatest thing about CuraDebt’s pricing is how they’ve priced their services. They do not charge an upfront cost. You’ll only pay once you have paid off all of your outstanding debts.
Also, they do not charge high charges either. On average, you’ll have to pay as much as 20 percent of the debt that you settled through them.
In the average, this kind of industry charges between 15 and 25 percent.
In addition, customers can expect to pay off their debts in 2 to 4 years. However, this also varies according to the amount you are able to save each month.
Also, they claim that you could save up to 30% if you include their costs into your calculations.
However, the claim may differ based on the situation. Some customers even claimed to save between 50% and 80percent.
The benefits of using CuraDebt
Now that you have an understanding of what CuraDebt can provide, Let’s take a look at the benefits that come with using CuraDebt.
In the beginning, CuraDebt will only charge you when you’ve paid off your debt. In addition they charge only 20% of the cost, whereas the majority of companies charge 25%.
Then, if you’re done with the debt settlement program you could join their credit repair program.
It’s a great way to restore the credit rating without going in debt again. The program is however designed differently for each person, depending on your situation.
In the end, CureDebt looks into your credit to assist with settlements and negotiations. This means your debt won’t increase as time passes. They’ll also look into any violations of creditor with the assistance of their experts in-house.
The drawbacks of using CuraDebt
Let’s also consider some of the negatives of CuraDebt.
Debt settlement and debt relief usually require that you cease making payments with . Therefore, if you’re trying increase your credit score, it could set you back while you’re getting rid of your debt.
CureDebt doesn’t even have a mobile app. Although they have a client website, it looks old and mundane. It’s not very user-friendly, and can be difficult to navigate.
In addition, they’re not accredited with an accreditation from the Better Business Bureau although they were awarded an A+ rating.
The Final Verdict
CuraDebt is a great program that will allow you to resolve your debt without having to spend more for these types of services. Additionally their 20% service fee is less expensive than the majority of businesses that charge the 25% cost. There are no upfront payments, and you will only have to pay the fee when the debt is paid off.
While they’ll provide you with an account that allows you to track your progress however, their website isn’t simple to navigate. CuraDebt isn’t even an app yet, which could make it easier for you to monitor your progression.
However, they have a competent support staff that you can contact them, not only via emails but by phone or by making an e-ticket. Tax Debt Relief Sayettville Nc
If your debt is a big problem right now, we recommend CuraDebt’s service. Make sure you’re eligible and that the services they provide are in your state.
FAQ Tax Debt Relief Sayettville Nc
How long does it take to finish the program?
The program typically takes between 24 and 48 months dependent on the size of your debt as well as your stipulated settlement.
Can CuraDebt help with state tax problems?
Yes, CuraDebt provides tax relief programs that will help you with problems such as delinquent payroll tax issues and garnishments of wages.
What do I need to do once I’m in the program?
You’ll be required to communicate with the team and pay the required payments to lower the amount of debt you have over time.