Have your debts increased lately? Are you tired of trying different financial advice and tips but haven’t solved your problems?
Maybe you’re here because you’ve been through everything.
In most cases, the most effective approach is to talk to experts who can assist you resolve the issue.
CuraDebt is one of the companies that get the most inquiries. Many people have been inquiring whether they can help you or help you get into more debt.
According to their customers, they can help you manage 80percent of your debt so that you are able to take couple of w
orries off your shoulders.
For some they believe these claims are too good to be true.
You might be looking for any solution that could assist you in paying off your debt. In this situation, CuraDebt will mostly be recommended by people. We’ll take a deeper study of how CuraDebt is used and the problems it can help you solve.
In addition, prior to our conclusion our discussion, we’ll take a look at the advantages and disadvantages of this method.
Before you begin the review, watch this video instead for a more relaxing way watching it.
Otherwise, let’s begin.
Before you continue, you may want to check out this video by CuraDebt Debt Relief Reviews on YouTube that gives a quick overview. Afterward, you’ll want to read the rest of our article for a more comprehensive review.
About the Company Tax Debt Relief Knoxville Tn
CuraDebt is an organization that deals with debt relief in Hollywood, Florida. It was established in 2000 and has since become an active participant in the American Fair Credit Council, the US Chamber of Commerce, and is accredited through the International Association of Professional Debt Arbitrators.
While it is accredited, certain states have imposed restrictions on their services.
What can CuraDebt do?
Helping you pay off your debt is the most known feature. But they offer additional services to help you be more financially secure.
The process begins by requesting a free savings estimate on the internet. This service is very confidential, and they won’t be doing a credit check. With this estimate of savings you’ll learn more about your alternatives to be debt-free.
Savings estimates, which was mentioned earlier, provides you with the opportunity to consider your choices regardless of whether or not you’re going to keep using CuraDebt.
CuraDebt will provide you with a financial counselor and a support team to assist you in navigating credit arbitration if you decide to join. Some financial advisors can help you with your debt-free journey.
After your debt settlement program, CuraDebt will be the agency to take care of all your creditors’ calls. They’ll also be the ones who will determine what you will pay for your payment in accordance with the state of your finances. In determining which option is the best to you, this could be either a lump sum settlement or an installment plan.
Moreover, they will be working with the creditors to ensure that you get better rates when you transfer money into your savings account. This, in turn, will process to pay back the creditors. The plans they offer can help you get rid of debt in just 48 months.
After you’ve registered with them, they’ll provide you with access to your information 24/7. All you have to do is log in to CuraDebts the client portal so that you can monitor your performance.
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CuraDebt’s Requirements
Before you can benefit from the program, you’ll have to satisfy their criteria first. For eligibility, you’ll need to meet the following criteria:
- At least 21 years old
- Have a verifiable income
- Have a minimum debt of $5,000
What are they able to assist you?
Here are the different ways CuraDebt can aid you.
Debt Relief
The name of the company suggests that CuraDebt can assist you in dealing your debt. They can negotiate settlements on behalf of you for the majority of types of debt. They can help with medical bills, personal loans, credit cards and also line of credit. You can also approach them to pay off any remaining balance of business debt collection, repossessions, or collections.
They can even help negotiate with back taxes and IRS debt. However, you will not receive support for most of your lawsuits, loans from the government, collateral, and utility bills. Also, they don’t cover the majority of student loans.
On the contrary, they’ll assist you in navigating laws such as those of the Telecommunications Consumer Protection Act (TCPA) and the Fair Debt Collection Practice Act (FDCPA). They also help you find debtors who are in violation to ensure that you receive cash settlements, should it be possible. Some violations can also cause your debt to be dismissed as well.
CuraDebt can also help you repay debt for less than the amount you have. You can also have questions answered during a free consult with their debt advisor.
The greatest benefit of their program is that you’ll only have to pay for the charges after your debt has been settled. All you have to do is sign up with some of their programs and you’ll be able settle each of your debts.
Tax Management and Relief
CuraDebt will also handle taxes. After they have gathered all your financial documents, they will also collect all the necessary paperwork for tax returns.
Through this program, you should be able to resolve different types of taxes like garnishments on wages as well as tax penalties for personal and business taxes as well as back taxes as well as trust fund penalties and tax liens.
There aren’t hidden fees either. They only offer flat-fee prices, which depends on the amount that you’ll need to settle.
They offer different options in paying off the tax debt. Here are six of them:
- Installment agreements
- Offer in Compromise
- Collection statute expiration date
- Tax lien subordination
- Penalty abatement
- Currently non-collectible
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What types of debt are they able to help with?
Although debt settlement is their specialty, they don’t cater to all types of debt settlement. CuraDebt only focuses on unsecured debt. They won’t be able to assist you if your debt or loan is tied to an actual item.
If you do have one of the following kinds of debt, they’ll negotiate settlements on your behalf.
Tax Debt
With CuraDebt, you should be able pay off your past-due tax debts without difficulty. Additionally, this service is available across all 50 states, if you have a debt to the IRS. They have federal tax experts to assist you with these types of issues.
Medical Debt
CuraDebt can also help resolve the medical bills. In certain cases you could even settle them for less than what you are owed.
Private Student Loan
CuraDebt doesn’t cater to the federal government’s student loan. Still, they can help private students with negotiating any student loans that they owe.
Personal Loan
Personal loans and payday loans are also eligible for the debt settlement program. It is also possible to avail the program if you have other unsecured credit lines that you got from an alternative bank or financial institution.
Credit Card Debt
If you are in debt through store credit cards or traditional credit cards and private-label credit cards, CuraDebt can assist you in paying it off.
How much will it cost?
The greatest thing about CuraDebt is how the company has priced its services. They don’t charge an upfront fee. Only pay when you’ve paid each of your outstanding debts.
They also don’t charge high charges either. On average, you’ll be required to pay up to 20 percent of the debt you settled through them.
In the average, this kind of industry charges between 15% and 25 percent.
Additionally, customers can anticipate to pay off their debts in two to four years. However, this also varies in relation to the amount you save per month.
Also, they claim you can save as much as 30% if you include their charges into your calculation.
But this claim will also vary, depending on the situation. Some customers have even talked about saving 50% to up to 80%.
> > Click Here to Get A Debt Consultation for Free < <
Advantages to using CuraDebt
Now that you have an understanding of the benefits CuraDebt offers, let’s look into the advantages of using CuraDebt.
The first is that CuraDebt will only charge you when you’ve paid off your debt. In addition they charge only 20% of the cost, whereas the majority of companies charge 25%.
Then, if you’re done with the debt settlement program you could also sign up for their credit restoration program.
It’s a fantastic method to improve your credit without having to go into debt again. The program is however designed differently for each person dependent on the circumstances of your case.
In the end, CureDebt looks into your credit to assist with settlements and negotiations. So, your debt won’t increase as time passes. They’ll also investigate any violations of creditor using their experts in-house.
Drawbacks of using CuraDebt
Let’s also look into some of the disadvantages of CuraDebt.
Settlement of debt and debt relief often require you to stop paying with . So if you’re trying to improve your rating on your credit, this might cause you to delay getting rid of your obligations.
CureDebt doesn’t even have a mobile app available. Although they have a website for clients however, it appears outdated and basic. It’s not very intuitive, and it can be difficult to navigate.
Moreover, they are still not accredited with an accreditation from the Better Business Bureau although they did receive an A+ grade.
The Final Verdict
CuraDebt is a great program that will allow you to settle your debt without spending more on these kinds of services. Additionally their 20% service cost is less expensive than the majority of companies that offer a 25% fee. There are no upfront payments and you’ll only be required to pay once your debt is finally settled.
Although they’ll give you an account so that you can track your progress however, their website isn’t easy to navigate. CuraDebt also doesn’t have an app yet, which will make it easier to look at your progress.
However, they have a competent support staff that you can contact them not just via email but also via phone or submitting an electronic ticket. Tax Debt Relief Knoxville Tn
If your problem of debt is an problem right now, we strongly recommend CuraDebt’s debt management program. Be sure to be eligible and that the services that they provide are offered in your state.
> > Click Here to Get A Debt Consultation for Free < <
FAQ Tax Debt Relief Knoxville Tn
How long does it take to complete the course?
The program typically takes 24 to 48 months, dependent on the size of your debt and the agreement on the settlement.
Can CuraDebt assist with tax problems in the state?
It is true that CuraDebt offers a program for tax relief that can help you with problems such as delinquent payroll tax and wage garnishments.
What do I need to do after joining the program?
You’ll be required to communicate with your team members and pay the required payments to lower the amount of debt you have over time.
