Have your debts been piling up lately? Are you burnt out from trying various financial tips and advice but you’re still struggling with unsolved problems?
Perhaps you’re here because you’ve been through every thing.
In the majority of cases, your most effective approach is to talk to experts who can help to resolve this issue.
CuraDebt is among the most asked companies. Many people are asking if they can help you or put you into more debt.
According to their clients they can assist you in managing 80% of your debts so that you can take few things off of your mind.
But for some people, these claims are just too good to be true.
You might be looking for anything that can assist you in paying off your debt. If that’s the case, CuraDebt will mostly be recommended by people. We’ll be taking a deep look at how CuraDebt is used and the problems it can help you solve.
Moreover, before we end, we’ll also look into its benefits and drawbacks.
Before starting the review, you can watch this video instead if you prefer for it to be watched.
Otherwise, let’s begin.
Before you continue, you may want to watch this video by CuraDebt Debt Relief Reviews on YouTube that gives a quick overview. Afterward, you’ll want to read the rest of the article for a more comprehensive review.
About the Company Tax Debt Relief Helpline Reviews
CuraDebt is an organization that deals with debt relief in Hollywood, Florida. It was founded in 2000 and has been a part of the American Fair Credit Council, the US Chamber of Commerce, and is accredited by the International Association of Professional Debt Arbitrators.
While it is accredited, some states have restricted their services.
What CuraDebt do?
Helping you pay off your debt is CuraDebt’s most known feature. They also provide other services that will aid you in becoming more financially secure.
First of all, it starts by requesting a no-cost online savings estimate. This service is very confidential and won’t conduct a credit inquiry. With this estimate of savings you’ll be able to learn more about your options towards debt-free.
Savings estimates, as mentioned before, gives you the opportunity to consider your options regardless of whether or not you’re planning to continue using CuraDebt.
CuraDebt will assign you a financial advisor and a team of support to help you with the process of credit arbitration should you choose to sign up. Certain financial advisors can assist you in your debt-free journey.
Following the debt settlement program, CuraDebt can be the company to handle all of your creditor’s calls. They’ll be the ones who will determine what you will pay for your repayment depending on the condition of your finances. In determining which option is the most effectively for you, it could either be a lump sum settlement or an installment plan.
Additionally they will work with creditors so that you can get better rates when you transfer money into your savings account. This, is then processed to pay off creditors. Their plans can help you settle the debt within two years.
After you’ve signed up with them, they’ll give you access to your data 24/7. All you have to do is log in to CuraDebts’ client portal to track your progress.
Before you can avail of their program, you’ll need to meet their eligibility requirements first. To be eligible, you’ll need to meet the following requirements:
- Minimum 21 years old
- Have a verifiable income
- Have a minimum debt of $5,000
What are they able to assist you with?
Here are the different ways CuraDebt can assist you.
As their name suggests, CuraDebt can help you deal with your debt. They are able to negotiate settlements on behalf of you for all kinds of debt. This includes medical bills, personal loans credit cards, and lines of credit. They are also able to pay off any remaining balance on business debt, collections, or repossessions.
They can even help negotiate with back taxes as well as IRS debt. However, you won’t get support for most of your lawsuits, government loans as well as collateral and utility bills. They also don’t cover most student loans.
On the other hand, they will assist you with laws like that of Telecommunications Consumer Protection Act (TCPA) and the Fair Debt Collection Practice Act (FDCPA). They can also assist you in identifying creditor violations in order to get cash settlements, if they are possible. Certain violations could lead to having your debts also dismissed.
CuraDebt can also help you settle debt with less than the sum you have. You can also inquire about your debt during their no-cost meeting with their debt advisor.
The best part about the program is that you only pay the fees after your debt has been settled. All you need to do is sign up with any of the plans and you’ll be able settle each of your debts.
Tax Management and Relief
CuraDebt can also deal with taxes. Once they collect all of your financial documents, they will also collect all the paperwork you’ll need for tax returns.
By using this program, you will be able to resolve different types of taxes like garnishments on wages as well as tax penalties for personal and business taxes as well as back taxes as well as trust fund penalties and tax lien.
There aren’t any hidden costs also. They use only flat-fee pricing and is dependent on the amount that you’ll must settle.
There are a variety of options for paying off taxes. Here are six of them:
- Installment agreements
- Offer in Compromise
- Collection statute expiration date
- Tax lien subordination
- Penalty abatement
- Currently non-collectible
What kinds of debts are they able to help with?
Although they specialize in debt settlement, it is not their forte but they aren’t able to offer all kinds in debt resolution. CuraDebt only focuses on loans that are not secured. They won’t be able to assist you if your credit or loan is tied to an item that is physical.
If, however, you are in one of the following kinds of debt, they will negotiate settlements on your behalf.
With CuraDebt, you should be able to settle taxes that are due without difficulty. Additionally, this service is available across all 50 states, if you owe money in arrears to IRS. There are tax experts from the federal government that can help you resolve the issues.
CuraDebt can also help resolve the medical bills. In certain cases you could even settle the debt for less than you owe.
Private Student Loan
CuraDebt doesn’t cater to Federal student loan. They can however assist private students negotiate any student loans that they are owed.
Payday loans and personal loans also qualify to be eligible for debt relief programs. You may also be eligible the program if you have other unsecure credit lines you obtained from another financial institution or bank.
Credit Card Debt
If you are in debt through store credit cards, traditional credit cards, as well as private label credit card, CuraDebt can assist you in paying it off.
What is the cost?
The most appealing aspect of CuraDebt is how they’ve priced their service. They do not charge an upfront cost. Only pay when you settle each of your debts.
They also do not charge high charges either. On average, you’ll be required to pay as much as 20 percent of the debt you settled through them.
In the average, this kind of business can cost anywhere between 15% and 25 percentage.
Moreover, clients can expect to settle their debt from two to four years. But, it also differs according to the amount you save per month.
They also claim you can save as much as 30% when you factor in their costs into your calculations.
But this claim will also vary, depending on your situation. Some customers even claimed to save 50% to up to 80%.
Benefits of using CuraDebt
Once you’ve got an understanding of what CuraDebt offers, let’s explore the benefits that come with using CuraDebt.
In the beginning, CuraDebt only charges you once you’ve paid off your debt. In addition, they only charge a 20% fee while most companies charge you 25%.
Then, if you’re done by the program for debt relief you can join their credit repair program.
It’s an excellent option to rebuild your credit without having to go into debt again. However, the program lasts in a different way for each individual dependent on the circumstances of your case.
In the end, CureDebt looks into your debt so that they can help with settlements and negotiations. This means the amount you owe won’t rise as time passes. They’ll also look into any creditor violations using their own experts.
Drawbacks of using CuraDebt
Let’s also look into some of the disadvantages of CuraDebt.
Debt relief and debt settlements usually require that you stop paying with your credit card. Therefore, if you’re trying build a better standing on credit scores, you could set you back while you’re working on your credit card debt.
CureDebt also doesn’t have a mobile app. While they have a client website however, it appears aged and simple. It’s not particularly intuitive, and it can be challenging to navigate.
Furthermore, they are not accredited with the Better Business Bureau although they did receive an A+ rating.
The Final Verdict
CuraDebt is a good program that allows you to settle your debt without spending more on these kinds of services. In addition, their 20% service cost is less expensive than the majority of firms that charge an additional 25% charge. There aren’t any upfront fees and you’ll only have to pay when the debt is paid off.
Although they’ll give you an account to see your progress but their website isn’t user-friendly. CuraDebt does not have an app that could make it easier for you to look at your progression.
However, they have a good support team, and you can reach them, not only via emails but by phone or by making an e-ticket. Tax Debt Relief Helpline Reviews
If the problem of debt is an problem, then we strongly recommend CuraDebt’s debt management program. Make sure you’re eligible and that the programs they offer are available in your state.
FAQ Tax Debt Relief Helpline Reviews
How long will it take to complete the course?
The program typically takes between 24 and 48 months dependent on the size of your debt as well as your agreement on the settlement.
Can CuraDebt help with tax problems in the state?
Sure, CuraDebt provides tax relief programs that can assist you with issues such as delinquent payroll tax issues and garnishments on wages.
What should I do when I’m enrolled in the program?
You’ll be required to communicate with the team and make the necessary payments to pay down your debt over time.