Are you experiencing debt that has been piling up lately? Are you burnt out from trying other financial tips and advice but you’re still struggling with unsolved problems?
Maybe you’re here because you’ve tried everything.
In the majority of cases, the most effective approach is to talk to experts who can assist you resolve the issue.
CuraDebt is among the most asked companies. Many people have been inquiring whether they can assist you or help you get into more debt.
According to their customers, they can help you manage the majority of your debts so that you can take couple of w
orries off your plate.
For some they believe these claims are too good to be true.
If you’re looking for something that will aid you in settling your debt. If that’s the case, CuraDebt will mostly be recommended by people. We’ll take a deeper study of how CuraDebt works and what problems it can help you solve.
Moreover, before we end, we’ll also look into the advantages and disadvantages of this method.
Before starting the review, check out this video instead if you prefer to watch it.
Otherwise, let’s begin.
Before you continue, you may want to watch this video by CuraDebt Debt Relief Reviews on YouTube that gives a quick review. After, you’ll want to read the rest of the article for a more comprehensive review.
About the Company Tax Debt Relief Antioch
CuraDebt is an organization that deals with debt relief in Hollywood, Florida. It was established in 2000 and has been an active part of the American Fair Credit Council, the US Chamber of Commerce, and accredited through the International Association of Professional Debt Arbitrators.
Although the service is accredited, certain states have limited their access to their services.
What can CuraDebt do?
Helping you settle your debt is the most known feature. However, they also offer other services that will assist you in becoming financially secure.
It all begins with requesting a free savings estimate on the internet. This service is very confidential, and they won’t conduct a credit inquiry. With this savings estimate you’ll be able to be able to learn more about the options to debt-free.
This estimate of savings, as mentioned earlier, provides you with an insight into your choices regardless of whether or not you’re planning on using CuraDebt.
CuraDebt will assign you a financial advisor as well as a support team to help you with the process of credit arbitration should you choose to sign up. Financial advisors may be able to assist you in your debt-free journey.
Following the debt settlement program, CuraDebt can be the company to answer all of the calls from your creditors. They’ll also be the ones that determine conditions of the payment in accordance with the state of your financial situation. Depending on which works most effectively for you, it can be either a lump sum settlement or the option of a payment plan.
Furthermore, they will be working with the lenders to help you have better rates as you deposit money to your savings account, which in turn, will process to pay off creditors. The plans they offer can help you pay off the debt in two years.
After you’ve registered with them, they will give you access to your information 24/7. All you have to do is log in to CuraDebts’ client portal to track your progress.
Before you can avail of the program, you’ll have to pass their requirements first. For eligibility, you’ll have to meet the following requirements:
- Minimum 21 years old
- Have a verifiable income
- Minimum debt must be $5,000
What are they able to assist you?
Here are the different ways CuraDebt can assist you.
As their name suggests, CuraDebt can assist you in dealing with your debt. They are able to negotiate settlements on your behalf for most types of debt. They can help with personal loans, medical bills, credit cards as well as line of credit. They are also able to settle any outstanding amount on business debts, collections, or repossessions.
They may also assist in negotiating with back taxes as well as IRS debt. However, you won’t get assistance for the majority cases, government loans, collateral, and utility bills. Also, they don’t cover the majority of student loans.
On the other hand, they will assist you with laws like the Telecommunications Consumer Protection Act (TCPA) and the Fair Debt Collection Practice Act (FDCPA). They will also help you identify creditor violations to ensure that you receive cash settlements, if possible. Some violations can also lead to having your debts removed as well.
CuraDebt also allows you to settle debt with less than the sum you have. You can also inquire about your debt during their no-cost meeting with their debt counsellor.
The greatest benefit of their plan is that you’ll only pay the fees after your debt has been settled. All you need to do is sign up with any of the plans, and you’ll be able to settle each of your debts.
Tax Management and Relief
CuraDebt can also help you with your tax debt. Once they collect all of your financial documents They will also gather all the necessary paperwork for tax returns.
Through this program, you will be able to solve the various types of tax problems like wage garnishments, tax penalties, personal and taxation for business as well as back taxes as well as trust fund penalties and tax lien.
There aren’t any hidden costs neither are there hidden fees. They only use flat-fee pricing that is based on the amount that you’ll have to pay.
They have different solutions for paying off the tax debt. Here are 6 of them:
- Installment agreements
- Offer in Compromise
- Collection statute expiration date
- Tax lien subordination
- Penalty abatements
- Currently non-collectible
What types of debt are they able to help with?
While debt settlement is their specialization, they don’t provide all kinds of debt settlement. CuraDebt is only focused on unsecured debt. They won’t be able to help you if the debt or loan is tied to a physical item.
If you do have one of the following kinds of debt, they will arrange settlements for you.
With CuraDebt it is expected that you will be able to pay taxes that are due without any issues. Additionally, this service is accessible to all 50 states if you owe money in arrears to IRS. They have federal tax experts to assist you with these kinds of problems.
CuraDebt will also help you resolve your medical debt. In some cases, you may even pay the debt for less than you are owed.
Private Student Loan
CuraDebt does not cater to the federal government’s student loan. Still, they can help private students in negotiating any loans they owe.
Personal and payday loans also qualify to be eligible for debt relief programs. You may also be eligible if you have other unsecured credit lines that you have obtained from another bank or financial institution.
Credit Card Debt
If you’re in debt using store credit cards or traditional credit cards and private-label credit cards, CuraDebt can assist you in paying it off.
What is the cost?
The greatest thing about CuraDebt is the way they’ve priced their services. They don’t charge upfront fees. The only time you pay is when you have paid off all of your outstanding debts.
They also don’t charge high charges either. In the average, you’ll need to pay as much as 20% of the debt you settled with them.
On average, this type of industry charges between 15 and 25%.
Additionally, customers can anticipate to settle their debts within two to four years. However, this also varies according to the amount you can save up per month.
They also claim that you could save as much as 30% by incorporating their charges into your calculation.
However, this statement will vary, depending on your situation. Some clients even mentioned saving between 50% and 80%.
Benefits of using CuraDebt
Now that you have an understanding of the benefits CuraDebt offers, Let’s take a look at the benefits that come with using CuraDebt.
The first is that CuraDebt only charges you when you’ve paid off your debt. In addition they only charge a 20% fee while most companies charge you 25 percent.
Next, if you’re done in the process of debt resolution, you may also sign up for their credit repair program.
It’s an excellent method to improve the credit rating without having to go back into debt. However, the program lasts different for every person, depending on your situation.
Lastly, CureDebt looks into your credit to help with settlements and negotiations. This means the amount you owe won’t rise over time. They’ll also be looking into any violations of creditor with the help of their own experts.
Some disadvantages to using CuraDebt
Let’s also consider some of the negatives of CuraDebt.
Settlement of debt and debt relief often require you to cease making payments with . If you’re trying to build a better credit score, it may set you back while you’re getting rid of your obligations.
CureDebt does not offer a mobile application. While they do have a client website but it’s old and mundane. It’s not very user-friendly, and can be difficult to navigate.
In addition, they’re not recognized by an accreditation from the Better Business Bureau although they were awarded an A+ grade.
The Final Verdict
CuraDebt is a great program that will allow you to settle your debt without spending more on those types of services. Moreover their 20% service cost is cheaper than most businesses that charge a 25% fee. There are no upfront payments, and you will only have to pay when your debt is finally settled.
Although they’ll give you an account that allows you to track your progress however, their website isn’t simple to navigate. CuraDebt isn’t even an app, which will make it easier to track your progress.
They do have a competent support staff that you can contact them, not only via emails but by phone or by making an e-ticket. Tax Debt Relief Antioch
If debt is a big problem, then we strongly recommend CuraDebt’s debt management program. Just make sure that you’re qualified and that the services they offer are available in your area.
FAQ Tax Debt Relief Antioch
How long will it take to finish the program?
The average program is 24 to 48 months, dependent on the size of your debt and the agreed settlement.
Can CuraDebt help with tax problems in the state?
Yes, CuraDebt offers a program for tax relief to assist you with issues like delinquent tax issues and garnishments on wages.
What’s the first thing I have to do once I’m in the program?
You’ll have to keep in constant contact with your team members and pay the required payments to lower the amount of debt you have over time.