Are you experiencing debt that has been increasing lately? Are you tired of trying other financial tips and advice but you’re still struggling with unsolved problems?
Perhaps you’re here because you’ve already tried everything.
In most cases, the best way is to approach professionals that can help to resolve this issue.
CuraDebt is among the companies that get the most inquiries. Many customers have asked if they can assist you or help you get into more debt.
According to their clients they can assist you in managing 80% of your debts so that you can take few things off of your plate.
For some, these claims are just too good to be true.
If you’re looking for anything that can aid you in settling your debt. In that scenario, CuraDebt will mostly be highly recommended by those. We’ll be taking an in-depth look at the way CuraDebt is used and the problems it could help solve.
In addition, prior to our conclusion our discussion, we’ll take a look at the advantages and disadvantages of this method.
Before beginning the review, you can check out this video instead for a more relaxing way watching it.
Otherwise, let’s begin.
Before you continue, you may want to watch this video by CuraDebt Debt Relief Reviews on YouTube that gives a quick review. Afterward, you’ll want to read the rest of the article for a more comprehensive review.
About the Company Tax Credit Relief
CuraDebt is a company that provides debt relief from Hollywood, Florida. It was founded in 2000, and is a part of the American Fair Credit Council, the US Chamber of Commerce, and is accredited with the International Association of Professional Debt Arbitrators.
Although the service is accredited, certain states have imposed restrictions on their services.
What CuraDebt do?
Helping you settle your debt is the most well-known feature. But they offer other services that will help you be more financially secure.
It all starts by requesting a no-cost online savings estimate. It is a completely private service, and they won’t be conducting a credit screening. By using this estimate of savings you’ll be able to learn more about your alternatives to be debt-free.
This estimate of savings, as we’ve mentioned earlier, provides you with an insight into your options, regardless of whether you’re planning on using CuraDebt.
CuraDebt will assign you a financial advisor as well as a support team to help you with credit arbitration if you decide to join. Some financial advisors can help you on your path to debt-free living.
After your debt settlement program, CuraDebt is the agency to handle all of your creditors’ calls. They will also be the ones who determine what you will pay for your repayment depending on the condition of your finances. Depending on which works most effectively to you, this could be either a lump sum settlement or an installment plan.
Moreover they will be working with creditors so that you can enjoy better rates when you deposit money to your savings account. This, in turn, will be processed to pay the creditors. Their plans can help you settle the debt within two years.
After you’ve signed up with them, they will give you access to your data 24/7. All you have to do is login to CuraDebts Client Portal to monitor your development.
> > Click Here to Get A Debt Consultation for Free < <
CuraDebt’s Requirements
Before you can benefit from the program, you’ll have to satisfy their criteria first. For eligibility, you’ll have to be:
- Minimum 21 years old
- Earn a reliable income
- Have a minimum debt of $5,000
What can they help you?
Here are some of the ways CuraDebt can help you.
Debt Relief
The name of the company suggests that CuraDebt can help you deal with your debt. They are able to negotiate settlements on behalf of you for the majority of types of debt. They can help with medical bills, personal loans credit cards, and also lines of credit. They are also able to pay off any remaining balance on business debt, collections, or repossessions.
They may even assist you in negotiating for back taxes and IRS debt. However, you will not receive assistance for the majority cases, loans from the government as well as collateral and utility bills. Also, they don’t cover the majority of student loans.
On the other hand, they can assist you with laws like that of Telecommunications Consumer Protection Act (TCPA) and the Fair Debt Collection Practice Act (FDCPA). They will also help you identify creditor violations to ensure that you receive cash settlements, should it be possible. Some violations can also lead to having your debts removed as well.
CuraDebt also allows you to pay off debts with less than the amount you have. They also allow you to have questions answered during a free consult with their debt advisor.
The best part about the program is that you will only pay the fees when your debt is paid off. All you have to sign up for any of the plans, and you’ll be able to pay off all your debts.
Tax Management and Relief
CuraDebt will also handle the tax liabilities you have. Once they collect all of your financial documents, they will also collect all the necessary paperwork to file tax returns.
Through this program, you will be able to solve the various types of tax problems such as garnishments on wages, tax penalties, personal and taxation for business as well as back taxes as well as trust fund penalties and tax liens.
There aren’t any hidden charges also. They use only flat-fee pricing and is dependent on the amount that you’ll have to pay.
There are a variety of options when it comes to the settlement of taxes. Here are 6 options:
- Installment agreements
- Offer in Compromise
- Collection statute expiration date
- Tax lien subordination
- Penalty abatement
- Currently non-collectible
> > Click Here to Get A Debt Consultation for Free < <
What kinds of debts can they help you with?
While debt settlement is their specialty however, they do not provide all kinds of settlement. CuraDebt concentrates on debt that is not secured. They won’t be able to help you if your loan or debt is linked to an item that is physical.
However, if you have the following kinds of debt, they’ll make arrangements for settlements.
Tax Debt
With CuraDebt it is expected that you will be able to settle tax debts that were due to be paid without any issues. Moreover, this type of service is accessible to all 50 states in the event that you have a debt in arrears to IRS. They have federal tax experts to assist you with these kinds of problems.
Medical Debt
CuraDebt will also help you resolve any medical-related debt. In some instances you might even be able to pay them for less than what you owe.
Private Student Loan
CuraDebt does not cater to Federal student loan. Still, they can help private students in negotiating any student loans that they have to pay.
Personal Loan
Payday loans and personal loans also qualify to be eligible for debt relief programs. You can also avail if you have other unsecured credit lines that you got from another financial institution or bank.
Credit Card Debt
Whether you have debt with store credit cards as well as traditional credit cards or private label credit cards, CuraDebt can assist you in paying it off.
How much will it cost?
The greatest thing about CuraDebt is the way they’ve priced their service. They do not charge an upfront cost. You’ll only pay once you settle each of your outstanding debts.
Also, they don’t have high-cost charges either. On average, you’ll be required to pay between 20 and 20 percent of the debt you settled through them.
On average, this type of industry charges from 15% to 25 percentage.
Additionally, customers can anticipate to settle their debt from 2 to 4 years. This varies depending on the amount that you are able to save each month.
Additionally, they claim you can save up to 30% if you include their costs into your calculations.
But this claim will also differ based on the situation. Some clients even mentioned saving 50% to 80%.
> > Click Here to Get A Debt Consultation for Free < <
Advantages to using CuraDebt
Once you’ve got a clearer picture of the benefits CuraDebt can provide, let’s look into the advantages of using CuraDebt.
The first is that CuraDebt only charges you when you’ve paid off your debt. Additionally, they only charge 20% of the cost, whereas the majority of companies charge 25 percent.
Next, if you’re done with the debt settlement program, you could enroll in their credit repair program.
It’s an excellent option to rebuild your credit without having to go back into debt. However, the program runs differently for each person dependent on the circumstances of your case.
Finally, CureDebt looks into your debt so that they can help with settlements and negotiations. This means the amount you owe won’t rise over time. They’ll also look into any violations of creditor with the help of their own experts.
Some disadvantages to using CuraDebt
Let’s also consider some of the drawbacks of CuraDebt.
Debt settlement and debt relief often require you to stop making payments using . So if you’re trying to improve your standing on credit scores, you might set you back while you’re getting rid of your obligations.
CureDebt also doesn’t have a mobile app. While they have a website that clients can access but it’s old and mundane. It’s not very intuitive and could be difficult to navigate.
Moreover, they are still not credited with the Better Business Bureau although they did receive an A+ grade.
The Final Verdict
CuraDebt is a useful program that lets you pay off your debts without spending more for these types of services. Moreover, their 20% service charge is cheaper than most companies that offer an additional 25% charge. There aren’t any upfront fees, and you will only have to pay when your debt is finally settled.
Although they’ll allow you to access an account to see your progress however, their website isn’t user-friendly. CuraDebt also doesn’t have an app yet, which would make it easier to track your performance. Tax Credit Relief
They do have a great support team and can be reached them, not only via emails but also by phone or sending an electronic ticket. Tax Credit Relief
If problem of debt is an problem right now, we highly recommend CuraDebt’s program. Make sure you’re eligible and that the programs that they provide are offered in your state.
> > Click Here to Get A Debt Consultation for Free < <
FAQ Tax Credit Relief
How long does it take to complete the course?
The average program is 24 to 48 months, dependent on the size of your debt as well as the stipulated settlement.
Can CuraDebt assist with tax problems in the state?
It is true that CuraDebt offers a program for tax relief that can aid you in dealing with problems like delinquent taxes and wage garnishments.
What do I need to do once I’m in the program?
You’ll have to keep in constant contact with the team and make the necessary payments to lower the amount of debt you have over time.
