Have your debts been increasing lately? Are you exhausted from trying other financial advice and strategies but still have unsolved issues?
Maybe you’re here because already tried every thing.
In the majority of cases, the best way is to approach experts who can assist you resolve the issue.
CuraDebt is among the most frequently contacted companies. Many people are asking if they can assist you or put you in more debt.
According to their clients they can help you manage the majority of your debt , so you are able to take few things off of your shoulders.
For some, these claims are just too good to be true.
You might be looking for any solution that could help you resolve your debt. If that’s the case, CuraDebt will mostly be suggested by people. We’ll be taking an in-depth review of the way CuraDebt is used and the problems it can help you solve.
In addition, prior to our conclusion we’ll look at its benefits and drawbacks.
Before beginning the review, you can check out this video instead for a more relaxing way for it to be watched.
Otherwise, let’s begin.
Before you continue, you may want to check out this video by CuraDebt Debt Relief Reviews on YouTube that gives a quick review. After, you will want to read the rest of our article for a more comprehensive review of CuraDebt.
About the Company Tax Bill Passed American Relief
CuraDebt is an organization that deals with debt relief in Hollywood, Florida. It was founded in 2000 and has since become an active member of the American Fair Credit Council, the US Chamber of Commerce, and is accredited by the International Association of Professional Debt Arbitrators.
While it is accredited, some states have imposed restrictions on their services.
What can CuraDebt do?
Assistance in settling your debt is the most known feature. They also provide other services that will help you be more financially stable.
The process begins with requesting a free savings estimate online. This service is very confidential and they will not be conducting a credit screening. With this savings estimate, you will be able to learn more about the alternatives to be debt-free.
The savings estimate, which was mentioned earlier, provides you with the opportunity to consider your choices regardless of whether or not you’re planning to continue using CuraDebt.
CuraDebt will provide you with a financial counselor and a team of support to assist you in navigating the process of credit arbitration should you choose to sign up. Financial advisors may be able to assist you in your debt-free journey.
Following the debt settlement plan, CuraDebt will be the agency to take care of all the calls from your creditors. They’ll also be the ones who negotiate what you will pay for your repayment in accordance with the state of your finances. In determining which option is the best for you, it can be either a lump sum settlement or an installment plan.
Additionally they will work with creditors so that you can have better rates as you make deposits to your savings account. This, is then processed to pay off creditors. Their programs can assist you to get rid of debt in just two years.
After you’ve registered with them, they will provide you with access to your data 24/7. All you have to do is sign in to CuraDebts’ client portal so that you can monitor your development.
Before you are able to avail the program, you’ll have to pass their requirements first. For eligibility, you’ll need to meet the following requirements:
- Minimum 21 years old
- Verifiable income
- You must have a minimum balance of $5,000
What are they able to assist you?
Here are some of the ways CuraDebt can aid you.
As their name suggests, CuraDebt can help you deal your debt. They can negotiate settlements on your behalf to settle all kinds of debt. These include personal loans, medical bills credit cards, and also lines of credit. You can also approach them to pay off any remaining balance of business debt collection, repossessions, or collections.
They may also assist in negotiating on tax owed as well as IRS debt. However, you won’t get assistance for the majority cases, government loans or collateral, as well as utility bills. Also, they don’t cover the majority of student loans.
On the other hand, they will help you use laws like that of Telecommunications Consumer Protection Act (TCPA) and the Fair Debt Collection Practice Act (FDCPA). They can also assist you in identifying the violations of creditors to ensure that you receive cash settlements, if they are possible. Certain violations may result in having your debts removed as well.
CuraDebt can also help you settle debt with less than the amount you have. Additionally, you can ask questions during their free consultation with their debt counselor.
The greatest benefit of their plan is that you’ll only pay the fees when your debt is paid off. All you have to sign up to some of their programs, and you’ll be able to resolve all of your debts.
Tax Management and Relief
CuraDebt can also deal with the tax liabilities you have. Once they’ve gathered all your financial records and tax documents, they’ll also collect all the paperwork you’ll need for tax returns.
By using this program, you should be able to resolve the various types of tax problems such as garnishments on wages, tax penalties, personal and business taxes and back taxes as well as trust fund penalties and tax liens.
There aren’t any hidden costs either. They only use flat-fee pricing, which depends on the amount that you’ll need to settle.
They have different solutions when it comes to the settlement of taxes. Here are six of them:
- Installment agreements
- Offer in Compromise
- Collection statute expiration date
- Tax lien subordination
- Penalty abatements
- Currently non-collectible
What kinds of debts can they help you with?
Although debt settlement is their forte however, they do not offer all kinds of settlement. CuraDebt only focuses on unsecured debt. They won’t be able to help you if the loan or debt is linked to an actual item.
If, however, you are in one of the following kinds of debt, they’ll arrange settlements for you.
With CuraDebt the service, you’ll be able to settle your past-due tax debts without any issues. Furthermore, this service is available to all 50 states in the event that you have a debt to the IRS. They have federal tax experts that can help you resolve these kinds of problems.
CuraDebt will also help you resolve your medical debt. In some instances you might even be able to pay the debt for less than you are owed.
Private Student Loan
CuraDebt does not cater to Federal student loan. However, they can assist private students in negotiating any student loans that they are owed.
Personal loans and payday loans also qualify to be eligible for debt relief programs. It is also possible to avail the program if you have other unsecured credit lines that you have obtained from a different financial institution or bank.
Credit Card Debt
If you are in debt through store credit cards, traditional credit cards, as well as private label credit card, CuraDebt will help you pay it off.
How much will it cost?
The most appealing aspect of CuraDebt is the way they’ve priced their service. They don’t charge upfront fees. You’ll only pay once you settle each of your debts.
Additionally, they do not charge high costs either. On average, you’ll be required to pay between 20 and 20 percent of the debt you settled through them.
On average, this type of industry can charge anywhere between 15 and 25 percent.
Moreover, clients can expect to settle their debts within between 2 and 4 years. This varies depending on the amount that you are able to save each month.
They also claim that you can save as much as 30% by incorporating their fees in your equation.
However, this statement will differ based on your situation. Some customers have even talked about saving between 50% and up to 80%.
The benefits of using CuraDebt
Once you’ve got an understanding of what CuraDebt can provide, let’s look into the advantages that come with using CuraDebt.
First, CuraDebt will only charge you after you’ve settled your debt. Additionally they charge only 20% of the cost, whereas most companies charge you 25 percent.
Next, if you’re done with the debt settlement program you could also sign up for their credit restoration program.
It’s a fantastic option to rebuild your credit without going into debt again. However, the program lasts different for every person, depending on your situation.
In the end, CureDebt looks into your financial obligations to assist with settlements and negotiations. It means that your debt won’t inflate over time. They’ll also look into any violations by creditors with the assistance of their experts in-house.
The drawbacks of the use of CuraDebt
Let’s also look into some of the negatives of CuraDebt.
Debt relief and debt settlements typically require you to stop making payments using your credit card. So if you’re trying to build a better credit score, it could cause you to delay finishing your debt.
CureDebt does not have a mobile app available. Although they have a client website, it looks aged and simple. It’s not particularly user-friendly, and can be difficult to navigate.
Furthermore, they are not credited with their Better Business Bureau although they received an A+ grade.
The Final Verdict
CuraDebt is a good program that lets you settle your debt without spending more on these kinds of services. Additionally the 20% service fee is less expensive than the majority of businesses that charge a 25% fee. There are no upfront payments and you’ll only have to pay the fee when the debt is paid off.
Although they’ll give you an account so that you can track your progress but their website isn’t user-friendly. CuraDebt also doesn’t have an app yet, which could make it easier for you to look at your progress.
They do have a competent support staff, and you can reach them, not only via emails but also via phone or making an electronic ticket. Tax Bill Passed American Relief
If your debt is a big problem right now, we recommend CuraDebt’s service. Just make sure that you’re qualified and that the services they provide are in your state.
FAQ Tax Bill Passed American Relief
How long does it take to complete the course?
The typical program lasts from between 24 and 48 months dependent on the size of your debt and the agreement on the settlement.
Can CuraDebt assist in the fight against state tax issues?
Yes, CuraDebt offers a program for tax relief that will assist you with issues such as delinquent payroll tax and garnishments of wages.
What’s the first thing I have to do once I’m in the program?
You’ll have to keep in constant contact with your team members and make the necessary payments to pay down your debt over time.