Have your debts been piling up lately? Are you exhausted from trying different financial advice and strategies but you’re still struggling with unsolved problems?
Maybe you’re here because you’ve been through every thing.
In the majority of cases, the best way is to approach professionals that can help you resolve the issue.
CuraDebt is among the most frequently contacted companies. A lot of customers have asked if they can assist you or put you into more debt.
According to their clients, they can assist you in managing the majority of your debt , so you can finally take a few things off of your plate.
But for some people they believe these claims are too good to be true.
You might be looking for something that will aid you in settling your debt. If that’s the situation, CuraDebt will mostly be recommended by people. We’ll be taking an in-depth study of the way CuraDebt works and what problems it can solve for you.
Moreover, before we end we’ll look at its benefits and drawbacks.
Before you begin the review, watch this video instead in case you would prefer for it to be watched.
Otherwise, let’s begin.
Before you continue, you may want to watch this video by CuraDebt Debt Relief Reviews on YouTube that gives a quick review. Afterward, you will want to read the rest of the article for a more comprehensive review of CuraDebt.
About the Company Tax Assessor Relief
CuraDebt is a company that provides debt relief from Hollywood, Florida. It was established in 2000, and is a part of the American Fair Credit Council, the US Chamber of Commerce, and is accredited by the International Association of Professional Debt Arbitrators.
While it is accredited, certain states have limited their access to their services.
What can CuraDebt do?
Helping you pay off your debt is the most popular feature. However, they also offer additional services to assist you in becoming financially stable.
It all begins with requesting a free savings estimate on the internet. The service is completely confidential and they will not be doing a credit check. With this savings estimate you’ll be able to discover more about alternatives to be debt-free.
This estimate of savings, which was mentioned before, gives you an idea of your options regardless of whether or not you’re going to keep using CuraDebt.
CuraDebt will provide you with a financial counselor as well as a support team to help you with the process of credit arbitration should you choose to join. Financial advisors may be able to assist you in your debt-free journey.
Following your debt settlement program, CuraDebt can be the agency to take care of all the calls from your creditors. They will also be the ones that will negotiate conditions of the repayment depending on the condition of your financial situation. In determining which option is the best your situation, the payment could be a lump-sum settlement or an installment plan.
Additionally they will be working with creditors so that you can enjoy better rates when you make deposits to your savings account. This, in turn, will process to pay creditors. Their programs can assist you to get rid of debt in just the period of 48 months.
Once you’ve signed up with them, they will give you access to your data 24/7. All you need to do is login to CuraDebts the client portal to monitor your progress.
Before you can avail of the program, you’ll have to satisfy their criteria first. In order to be considered eligible for the program, you’ll have to meet the following criteria:
- Minimum 21 years old
- Have a verifiable income
- Have a minimum debt of $5,000
What are they able to assist you with?
Here are the various ways CuraDebt can assist you.
Like their name implies, CuraDebt can assist you in dealing with your debt. They can negotiate settlements on your behalf to settle the majority of types of debt. These include personal loans, medical bills credit cards, as well as loans. They are also able to pay off any remaining balance on business debt, collections, or repossessions.
They may even assist you in negotiating with back taxes and IRS debt. However, you won’t get assistance with the majority cases, loans from the government as well as collateral and utility bills. Also, they don’t cover the majority of student loans.
On the contrary, they’ll assist you with laws like those of the Telecommunications Consumer Protection Act (TCPA) and the Fair Debt Collection Practice Act (FDCPA). They will also help you identify debtors who are in violation in order to get cash settlements, if they are possible. Some violations can also lead to having your debts also dismissed.
CuraDebt can also help you pay off debts with less than the amount you own. They also allow you to ask questions during their free consult with their debt counsellor.
The best part about their program is that you will only have to pay for the charges after your debt has been settled. All you have to sign up to any of the plans and you’ll be able pay off all your debts.
Tax Management and Relief
CuraDebt will also handle the tax liabilities you have. After they have gathered all your financial documentation and tax documents, they’ll also collect all the paperwork you’ll need to file tax returns.
By using this program, you will be able to deal with the various types of tax problems such as garnishments on wages as well as tax penalties for personal and corporate taxes, back taxes as well as trust fund penalties and tax lien.
There aren’t any hidden costs either. They only offer flat-fee prices, which depends on the amount that you’ll have to pay.
They have different solutions when it comes to settling your tax debt. Here are six of them:
- Installment agreements
- Offer in Compromise
- Collection statute expiration date
- Tax lien subordination
- Penalty abatements
- Currently non-collectible
What types of debt can they help you with?
Although they specialize in debt settlement, it is not their specialty however, they do not provide all kinds of settlement. CuraDebt is only focused on unsecured debt. They aren’t able to help you if the debt or loan is tied to an actual item.
However, if you have the following types of debt, they’ll make arrangements for settlements.
With CuraDebt the service, you’ll be able to pay your past-due tax debts without difficulty. Additionally, this service is offered to all 50 states in the event that you owe money in arrears to IRS. There are federal tax experts who can assist you in resolving the issues.
CuraDebt will also help you resolve the medical bills. In some instances, you may even pay the debt for less than you are owed.
Private Student Loan
CuraDebt does not offer the federal government’s student loan. Still, they can help private students in negotiating any loans they have to pay.
Personal loans and payday loans also qualify for the debt settlement program. You may also be eligible if you have other unsecured credit lines you obtained from another bank or financial institution.
Credit Card Debt
Whether you have debt with store credit cards, traditional credit cards, and private-label credit cards, CuraDebt can help you pay it off.
What is the cost?
The best part about CuraDebt is how they’ve priced their services. They don’t charge an upfront fee. The only time you pay is when you’ve paid each of your outstanding debts.
Also, they don’t have high-cost fees as well. In the average, you’ll need to pay between 20 and 20 percent of the debt you settled with them.
On average, this type of industry can charge anywhere between 15 and 25 percentage.
In addition, customers can expect to settle their debts within 2 to 4 years. But, it also differs according to the amount you can save up per month.
They also claim that you can save as much as 30% if you include their costs into your calculations.
But this claim will also differ based on your specific situation. Some customers even claimed to save between 50% and 80percent.
The benefits of using CuraDebt
Once you’ve got a clearer picture of the benefits CuraDebt can offer you let’s explore the benefits from using CuraDebt.
The first is that CuraDebt only charges you after you’ve settled your debt. Additionally, they only charge an amount of 20%, while many companies charge 25%.
Next, if you’re done with the debt settlement program, you may enroll in their credit repair program.
It’s an excellent method to improve your credit without having to go into debt again. However, the program lasts in a different way for each individual, depending on your situation.
In the end, CureDebt looks into your debt so that they can assist with settlements and negotiations. So, your debt won’t increase over time. They’ll also be looking into any violations by creditors using their experts in-house.
Some disadvantages to using CuraDebt
Let’s also look into some of the disadvantages of CuraDebt.
Debt settlement and debt relief often require you to cease making payments with . If you’re trying to build a better credit score, it might cause you to delay getting rid of your debt.
CureDebt does not have a mobile app available. Although they have a client website but it’s old and mundane. It’s not very intuitive and could be difficult to navigate.
Furthermore, they are not recognized by the Better Business Bureau although they did receive an A+ rating.
The Final Verdict
CuraDebt is a great program that will allow you to pay off your debts without spending more for these types of services. In addition their 20% service charge is less expensive than the majority of companies that offer an additional 25% charge. There aren’t any upfront fees, and you will only have to pay when your debt is finally settled.
While they’ll provide you with an account to see your progress however, their website isn’t user-friendly. CuraDebt does not have an app yet, which could make it easier for you to track your progress.
But, they do have a great support team and can be reached them not only through emails but also via phone or sending an electronic ticket. Tax Assessor Relief
If the debt is a big issue right now, we highly recommend CuraDebt’s program. Be sure to be eligible and that the programs that they provide are offered in your area.
FAQ Tax Assessor Relief
How long does it take to complete the program?
The average program is 24 to 48 months, dependent on the size of your debt and the agreement on the settlement.
Can CuraDebt assist with tax problems in the state?
Yes, CuraDebt provides tax relief programs to help you with problems such as delinquent payroll tax and garnishments on wages.
What should I do when I’m enrolled in the program?
You’ll need to constantly communicate with your team members and pay the required payments to reduce your debt over time.