Has your debt been piling up lately? Are you exhausted from trying other financial tips and advice but you’re still struggling with unsolved problems?
Maybe you’re here because been through everything.
In the majority of cases, your best way is to approach experts who can assist you resolve the issue.
CuraDebt is one of the most frequently contacted companies. Many people have been inquiring whether they can help you or help you get into more debt.
According to their customers, they can assist you in managing 80percent of your debts so that you are able to take few things off of your shoulders.
For some they believe these claims are too good to be true.
If you’re looking for something that will aid you in settling your debt. In that case, CuraDebt will mostly be suggested by people. We’ll be taking an in-depth review of how CuraDebt works and what problems it can help you solve.
Furthermore, before we conclude we’ll look at its advantages and drawbacks.
Before you begin the review, you can watch this video instead in case you would prefer watching it.
Otherwise, let’s begin.
Before you continue, you may want to watch this video by CuraDebt Debt Relief Reviews on YouTube that gives a quick overview. Afterward, you’ll want to read the rest of our article for a more comprehensive review of CuraDebt.
About the Company Tax Assessor Relief Tulare County Ca
CuraDebt is a company that provides debt relief from Hollywood, Florida. It was established in 2000 and has been an active part of the American Fair Credit Council, the US Chamber of Commerce, and is accredited with the International Association of Professional Debt Arbitrators.
Although the service is accredited, certain states have restricted their services.
What can CuraDebt do?
Assistance in settling your debt is CuraDebt’s most well-known feature. They also provide other services that can assist you in becoming financially secure.
The process starts by requesting a no-cost savings estimate online. It is a completely private service and they will not be conducting a credit screening. With this savings estimate, you will discover more about other options in your journey to debt-free.
The savings estimate, as mentioned previously, offers you an idea of your options regardless of whether or not you’re planning on using CuraDebt.
CuraDebt will assign you a financial counselor and a support team to assist you in navigating credit arbitration if you decide to sign up. Some financial advisors can help you in your debt-free journey.
After your debt settlement program is completed, CuraDebt is the company to handle all of the calls from your creditors. They’ll be the ones who will negotiate the terms of your settlement in accordance with the state of your financial situation. Depending on which works best for you, it could either be a lump sum settlement or the option of a payment plan.
Moreover, they will work with lenders to help you get better rates when you transfer money into your savings account, which is then processed to pay back the creditors. Their programs can assist you to get rid of debt in just the period of 48 months.
Once you’ve signed up with them, they’ll allow you access to your account information 24 hours a day. All you need to do is sign in to CuraDebts the client portal so that you can monitor your progress.
Before you can benefit from their program, you’ll need to meet their eligibility requirements first. In order to be considered eligible for the program, you’ll have to meet the following criteria:
- At least 21 years old
- Verifiable income
- Have a minimum debt of $5,000
What can they assist you with?
Here are the different ways CuraDebt can aid you.
As their name suggests, CuraDebt will assist you in dealing with debt. They can negotiate settlements on your behalf for most types of debt. These include personal loans, medical bills, credit cards and also lines of credit. They are also able to pay off any remaining balance of business debt and collections or repossessions.
They may also assist in negotiating for back taxes and IRS debt. However, you will not receive assistance for the majority of your lawsuits, government loans or collateral, as well as utility bills. The same goes for student loans.
On the contrary, they’ll assist you with laws like that of Telecommunications Consumer Protection Act (TCPA) and the Fair Debt Collection Practice Act (FDCPA). They also help you find creditor violations so that you can have cash settlements, if they are possible. Certain violations may lead to having your debts also dismissed.
CuraDebt lets you settle debt with less than the amount you own. Additionally, you can have questions answered during a free consultation with their debt counsellor.
The greatest benefit of the program is that you will only be charged when your debt is paid off. All you have to sign up to one of their plans, and you’ll be able pay off all your debts.
Tax Management and Relief
CuraDebt can also deal with your tax debt. Once they collect all of your financial records and tax documents, they’ll also collect all the documents you’ll require for tax returns.
With this program, you will be able to resolve different types of taxes like garnishments on wages, tax penalties, personal and business taxes, back taxes, trust fund penalties, and tax liens.
There aren’t any hidden costs neither are there hidden fees. They use only flat-fee pricing, which depends on the amount you have to pay.
They have different solutions when it comes to paying off the tax debt. Here are 6 of them:
- Installment agreements
- Offer in Compromise
- Collection statute expiration date
- Tax lien subordination
- Penalty abatement
- Currently non-collectible
What kinds of debts can they assist you with?
Although debt settlement is their forte but they aren’t able to provide all kinds of debt settlement. CuraDebt is only focused on debt that is not secured. They aren’t able to help you if your debt or loan is tied to an actual item.
However, if you have the following kinds of debt, they’ll negotiate settlements on your behalf.
With CuraDebt it is expected that you will be able to pay taxes that are due without any issues. Additionally, this service is offered to all 50 states if you have a debt towards the IRS. There are federal tax experts that can help you resolve these types of issues.
CuraDebt can also assist in settling the medical bills. In certain cases you could even settle them less than the amount you have to pay.
Private Student Loan
CuraDebt does not cater to the federal government’s student loan. However, they can assist private students negotiate the student loans they have to pay.
Payday loans and personal loans also qualify for the debt settlement program. It is also possible to avail the program if you have other unsecured credit lines you obtained from a different bank or financial institution.
Credit Card Debt
Whether you have debt with store credit cards as well as traditional credit cards as well as private label credit card CuraDebt can help you pay it off.
What will it cost you?
The most appealing aspect of CuraDebt is the way the company has priced its services. They do not charge an upfront cost. Only pay when you settle each of your outstanding debts.
They also don’t have high-cost fees as well. In the average, you’ll need to pay up to 20% of the debt you settled with them.
In the average, this kind of industry charges from 15% to 25 percent.
Additionally, customers can anticipate to pay off their debts in between 2 and 4 years. This varies according to the amount you save per month.
Additionally, they claim you can save up to 30% by incorporating their fees in your equation.
However, the claim may depend on your specific situation. Some customers even claimed to save between 50% and up to 80%.
Benefits of using CuraDebt
Once you’ve got a clearer picture of what CuraDebt can provide, Let’s take a look at the benefits that come with using CuraDebt.
The first is that CuraDebt will only charge you once you’ve paid off your debt. Furthermore they only charge 20% of the cost, whereas the majority of companies charge 25 percent.
If you’re finished in the process of debt resolution you may enroll in their credit repair program.
It’s a great way to restore the credit rating without going into debt again. However, the program lasts different for every person, depending on your situation.
In the end, CureDebt looks into your debt so that they can assist in settlements and negotiations. It means that the amount you owe won’t rise over time. They’ll also look into any creditor violations using their experts in-house.
Some disadvantages to using CuraDebt
Let’s also look into some of the negatives of CuraDebt.
Debt relief and debt settlements usually require that you stop making payments using your credit card. So if you’re trying to build a better rating on your credit, this could delay you from finishing your obligations.
CureDebt also doesn’t have a mobile app available. While they have a website that clients can access but it’s aged and simple. It’s not very intuitive and could be difficult to navigate.
Moreover, they are still not recognized by an accreditation from the Better Business Bureau although they were awarded an A+ rating.
The Final Verdict
CuraDebt is a useful program that will allow you to pay off your debts without spending more on those types of services. Additionally the 20% service fee is cheaper than most firms that charge a 25% fee. There aren’t any upfront fees and you’ll only have to pay the fee when the debt is paid off.
Although they’ll allow you to access an account that allows you to track your progress but their website isn’t user-friendly. CuraDebt does not have an app, which would make it easier to look at your progression.
But, they do have a competent support staff, and you can reach them not just via email but also via phone or making an e-ticket. Tax Assessor Relief Tulare County Ca
If problem of debt is an problem right now, we highly recommend CuraDebt’s program. Just make sure that you’re eligible and that the programs that they provide are offered in your area.
FAQ Tax Assessor Relief Tulare County Ca
What is the time frame to complete the program?
The program typically takes between 24 and 48 months dependent on the size of your debt as well as your stipulated settlement.
Can CuraDebt assist with state tax problems?
It is true that CuraDebt offers a program for tax relief to assist you with issues such as late payroll taxes and garnishments on wages.
What should I do once I’m in the program?
You’ll be required to communicate with your team members and make the necessary payments to pay down the amount of debt you have over time.