Has your debt been piling up lately? Are you tired of trying different financial advice and strategies but haven’t solved your problems?
Perhaps you’re here because you’ve tried everything.
In most cases, the most effective approach is to talk to professionals that can help you settle this issue.
CuraDebt is one of the most frequently contacted companies. A lot of customers have asked if they are able to help or put you into more debt.
According to their clients they can help you control the majority of your debts so that you are able to take couple of things off your plate.
But for some people they believe these claims are too good to be true.
You might be looking for anything that can help you resolve your debt. In that situation, CuraDebt will mostly be recommended by people. We’ll be taking a deep review of how CuraDebt operates and what issues it can solve for you.
Moreover, before we end our discussion, we’ll take a look at the advantages and disadvantages of this method.
Before beginning the review, watch this video instead if you prefer for it to be watched.
Otherwise, let’s begin.
Before you continue, you may want to watch this video by CuraDebt Debt Relief Reviews on YouTube that gives a quick overview. Afterward, you will want to read the rest of the article for a more comprehensive review of CuraDebt.
About the Company Targeted Tax Relief In
CuraDebt is an organization that deals with debt relief in Hollywood, Florida. It was founded in 2000, and is an active participant in the American Fair Credit Council, the US Chamber of Commerce, and is accredited through the International Association of Professional Debt Arbitrators.
Although the service is accredited, certain states have imposed restrictions on their services.
What can CuraDebt do?
Helping you settle your debt is CuraDebt’s most known feature. They also provide other services that will assist you in becoming financially stable.
The process starts by requesting a no-cost online savings estimate. It is a completely private service and they will not conduct a credit inquiry. With this savings estimate you’ll be able to discover more about options to debt-free.
Savings estimates, which was mentioned earlier, provides you with an idea of your choices regardless of whether or not you’re planning to continue using CuraDebt.
CuraDebt will assign you a financial advisor and a support team to assist you with credit arbitration in the event that you decide to sign up. Some financial advisors can help you with your debt-free journey.
Following your debt settlement plan, CuraDebt will be the agency to handle all of your creditors’ calls. They’ll also be the ones that negotiate conditions of the repayment depending on the condition of your finances. In determining which option is the best your situation, the payment can be a lump-sum settlement or an installment plan.
Additionally they will also work with creditors to ensure that you enjoy better rates when you make deposits to your savings account. This is then processed to pay off the creditors. Their plans can help you get rid of debt in just the period of 48 months.
After you’ve registered with them, they will give you access to your data 24/7. All you need to do is log in to CuraDebts’ client portal so that you can monitor your development.
Before you can avail of their program, you’ll need to meet their eligibility requirements first. In order to be considered eligible for the program, you’ll need to be:
- Minimum 21 years old
- Earn a reliable income
- Minimum debt must be $5,000
What can they help you?
Here are the various ways CuraDebt can help you.
Like their name implies, CuraDebt will assist you in dealing with your debt. They can negotiate settlements on your behalf for all kinds of debt. These include personal loans, medical bills, credit cards as well as line of credit. They are also able to help settle any remaining amount on business debts and collections or repossessions.
They can even help negotiate with back taxes and IRS debt. But, you won’t receive support for most claims, government loans or collateral, as well as utility bills. Also, they don’t cover the majority of student loans.
On the other hand, they can assist you with laws like that of Telecommunications Consumer Protection Act (TCPA) and the Fair Debt Collection Practice Act (FDCPA). They will also help you identify debtors who are in violation in order to get cash settlements, if they are possible. Certain violations could cause your debt to be also dismissed.
CuraDebt also allows you to pay off debts with less than the sum you have. You can also ask questions during their free consultation with their debt advisor.
The greatest benefit of the program is that you only be charged after your debt has been settled. All you need to do is sign up with one of their plans and you’ll have the ability to pay off all your debts.
Tax Management and Relief
CuraDebt can also deal with the tax liabilities you have. Once they collect all of your financial documents They will also gather all the documents you’ll require for tax returns.
By using this program, you’ll be able to resolve different types of taxes like garnishments on wages as well as tax penalties for personal and taxation for business as well as back taxes and trust fund penalties and tax liens.
There aren’t hidden fees neither are there hidden fees. They only offer flat-fee prices that is based on the amount you must settle.
There are a variety of options in the settlement of your tax debt. Here are six of them:
- Installment agreements
- Offer in Compromise
- Collection statute expiration date
- Tax lien subordination
- Penalty abatements
- Currently non-collectible
What kinds of debts are they able to help with?
While debt settlement is their specialty, they don’t cater to all types in debt resolution. CuraDebt is only focused on debt that is not secured. They aren’t able to help you if your debt or loan is tied to an item that is physical.
If, however, you are in the following kinds of debt, they’ll make arrangements for settlements.
With CuraDebt, you should be able to pay taxes that are due without any issues. Additionally, this service is accessible to all 50 states if you have a debt in arrears to IRS. They have federal tax experts who can assist you in resolving these kinds of problems.
CuraDebt can also assist in settling your medical debt. In some instances you could even settle them less than the amount you owe.
Private Student Loan
CuraDebt does not cater to federal student loans. Still, they can help private students negotiate any student loans that they are owed.
Personal loans and payday loans also qualify as debt-settling programs. It is also possible to avail the program the program if you have other unsecure credit lines you obtained from an alternative financial institution or bank.
Credit Card Debt
Whether you have debt with store credit cards, traditional credit cards, as well as private label credit card CuraDebt can assist you in paying it off.
What is the cost?
The greatest thing about CuraDebt’s pricing is how they’ve priced their services. They don’t charge upfront fees. The only time you pay is when you settle each of your outstanding debts.
Also, they don’t have high-cost fees as well. On average, you’ll be required to pay as much as 20 percent of the debt that you settled through them.
In general, this type of industry can charge anywhere from 15% to 25%.
In addition, customers can expect to settle their debt from two to four years. However, this also varies according to the amount you are able to save each month.
Additionally, they claim that you could save up to 30% when you factor in their charges into your calculation.
But this claim will also vary, depending on your situation. Some clients even mentioned saving between 50% and up to 80%.
Benefits of using CuraDebt
Now that you have a clearer picture of the benefits CuraDebt can offer you Let’s take a look at the benefits that come with using CuraDebt.
First, CuraDebt only charges you after you’ve settled your debt. Furthermore, they only charge a 20% fee while the majority of companies charge 25 percent.
Then, if you’re done with the debt settlement program, you can enroll in their credit restoration program.
It’s a fantastic way to restore the credit rating without having to go into debt again. However, the program runs differently for each person, depending on your situation.
Finally, CureDebt looks into your debt so that they can assist with settlements and negotiations. This means your debt won’t inflate as time passes. They’ll also be looking into any creditor violations with the help of their own experts.
Drawbacks of the use of CuraDebt
Let’s also consider some of the negatives of CuraDebt.
Debt settlement and debt relief often require you to stop paying with your credit card. So if you’re trying to build a better credit score, it may cause you to delay getting rid of your debt.
CureDebt doesn’t even have a mobile app. While they have a website that clients can access, it looks old and mundane. It’s not very intuitive and could be challenging to navigate.
In addition, they’re not recognized by their Better Business Bureau although they did receive an A+ grade.
The Final Verdict
CuraDebt is a great program that allows you to pay off your debts without spending more on those types of services. Additionally, their 20% service fee is cheaper than most firms that charge a 25% fee. There aren’t any upfront fees and you’ll only have to pay the fee when the debt is settled.
Although they’ll allow you to access an account so that you can track your progress but their website isn’t simple to navigate. CuraDebt also doesn’t have an app that could make it easier for you to monitor your progression.
However, they have a good support team and can be reached them, not only via emails but also via phone or sending an electronic ticket. Targeted Tax Relief In
If the problem of debt is an problem right now, we highly recommend CuraDebt’s program. Make sure you’re eligible and that the programs they offer are available in your area.
FAQ Targeted Tax Relief In
How long will it take to finish the program?
The average program is 24 to 48 months, dependent on the size of your debt and the agreement on the settlement.
Can CuraDebt assist with tax problems in the state?
Sure, CuraDebt has a tax relief program that can aid you in dealing with problems such as late payroll taxes and garnishments of wages.
What should I do when I’m enrolled in the program?
You’ll need to constantly communicate with the team and make the necessary payments to lower your debt over time.