Are you experiencing debt that has been piling up lately? Are you exhausted from trying other financial tips and advice but haven’t solved your problems?
Perhaps you’re here because you’ve been through everything.
In most cases, the best option is to speak with experts who can assist to resolve this issue.
CuraDebt is one of the most frequently contacted companies. Many people are asking if they are able to help or put you into more debt.
According to their customers, they can assist you in managing 80percent of your debts so that you can finally take a couple of w
orries off your shoulders.
For some they believe these claims are too good to be true.
If you’re looking for any solution that could help you resolve your debt. In that situation, CuraDebt will mostly be suggested by people. We’ll take a deeper look at how CuraDebt is used and the problems it can help you solve.
Furthermore, before we conclude our discussion, we’ll take a look at its advantages and drawbacks.
Before beginning the review, watch this video instead if you prefer for it to be watched.
Otherwise, let’s begin.
Before you go on, you may want to watch this video by CuraDebt Debt Relief Reviews on YouTube that gives a quick overview. After, you’ll want to read the rest of our article for a more comprehensive review of CuraDebt.
About the Company Suffolk Va Tax Relief Application
CuraDebt is a company that provides debt relief from Hollywood, Florida. It was established in 2000 and has since become an active part of the American Fair Credit Council, the US Chamber of Commerce, and is accredited by the International Association of Professional Debt Arbitrators.
While it is accredited, certain states have restricted their services.
What can CuraDebt do?
Helping you settle your debt is the most known feature. They also provide other services that will aid you in becoming more financially secure.
It all starts by requesting a no-cost online savings estimate. The service is completely confidential and won’t be conducting a credit screening. With this savings estimate you’ll be able to be able to learn more about the options to debt-free.
Savings estimates, which was mentioned earlier, provides you with an idea of your choices regardless of whether or not you’re planning to continue using CuraDebt.
CuraDebt will provide you with a financial counselor as well as a support team to help you with the process of credit arbitration should you choose to join. Certain financial advisors can assist you on your path to debt-free living.
After your debt settlement plan, CuraDebt is the agency to take care of all your creditor’s calls. They will also be the ones who will negotiate the terms of your payment depending on the condition of your finances. In determining which option is the best to you, this could be either a lump sum settlement or a payment plan.
Furthermore they will be working with the creditors so that you can enjoy better rates when you deposit money to your savings account. This, in turn, will be processed to pay back the creditors. Their programs can assist you to pay off the debt in 48 months.
Once you’ve signed up with them, they’ll give you access to your account information 24 hours a day. All you need to do is log in to CuraDebts the client portal to track your performance.
Before you can benefit from the program, you’ll have to satisfy their criteria first. To be eligible, you’ll need to meet the following requirements:
- Minimum 21 years old
- Verifiable income
- Minimum debt must be $5,000
What can they assist you with?
Here are some of the ways CuraDebt can assist you.
The name of the company suggests that CuraDebt can help you deal with your debt. They can negotiate settlements on your behalf for all kinds of debt. These include medical bills, personal loans, credit cards and also lines of credit. You can also approach them to settle any outstanding balance of business debt collection, repossessions, or collections.
They may even assist you in negotiating with back taxes and IRS debt. However, you will not receive assistance for the majority of your lawsuits, government loans as well as collateral and utility bills. They also don’t cover most student loans.
On the other hand, they can assist you in navigating laws such as the Telecommunications Consumer Protection Act (TCPA) and the Fair Debt Collection Practice Act (FDCPA). They will also help you identify creditor violations to ensure that you receive cash settlements, if they are possible. Certain violations may lead to having your debts dismissed as well.
CuraDebt also allows you to pay off debts with less than the sum you have. Additionally, you can ask questions during their free meeting with their debt counsellor.
The most appealing aspect of their program is that you’ll only have to pay for the charges after your debt has been settled. All you need to sign up for some of their programs, and you’ll have the ability to pay off all your debts.
Tax Management and Relief
CuraDebt can also help you with your tax debt. Once they collect all of your financial documents They will also gather all the paperwork you’ll need for tax returns.
Through this program, you will be able to resolve various tax issues like wage garnishments as well as tax penalties for personal and corporate taxes and back taxes, trust fund penalties, and tax liens.
There aren’t any hidden charges also. They only use flat-fee pricing that is based on the amount you’ll have to pay.
There are a variety of options when it comes to the settlement of your tax debt. Here are 6 of them:
- Installment agreements
- Offer in Compromise
- Collection statute expiration date
- Tax lien subordination
- Penalty abatement
- Currently non-collectible
What types of debt can they help you with?
While debt settlement is their specialization but they aren’t able to cater to all types of settlement. CuraDebt only focuses on loans that are not secured. They aren’t able to help you if your credit or loan is tied to a physical item.
If you do have one of the following kinds of debt, they’ll negotiate settlements on your behalf.
With CuraDebt, you should be able pay off your past-due tax debts without any problems. Furthermore, this service is available to all 50 states in the event that you have a debt towards the IRS. They have federal tax experts to assist you with these types of issues.
CuraDebt can also help resolve your medical debt. In some instances, you may even pay them less than the amount you have to pay.
Private Student Loan
CuraDebt doesn’t cater to the federal government’s student loan. They can however assist private students with negotiating any student loans that they are owed.
Personal loans and payday loans also qualify as debt-settling programs. You may also be eligible of the program if you also have other unsecured credit lines that you got from a different financial institution or bank.
Credit Card Debt
If you are in debt through store credit cards or traditional credit cards as well as private label credit card CuraDebt can assist you in paying it off.
What is the cost?
The best part about CuraDebt’s pricing is how the company has priced its services. They do not charge an upfront cost. Only pay when you have paid off all of your debts.
Additionally, they don’t have high-cost costs either. In the average, you’ll need to pay as much as 20 percent of the debt you settled through them.
On average, this type of industry charges between 15% and 25 percentage.
Additionally, customers can anticipate to pay off their debts in two to four years. However, this also varies depending on the amount that you can save up per month.
They also claim you can save as much as 30% by incorporating their costs into your calculations.
However, this statement will depend on your specific situation. Some customers even claimed to save 50 to 80%.
Advantages to using CuraDebt
Once you’ve got an idea of the benefits CuraDebt can offer you let’s explore the benefits that come with using CuraDebt.
The first is that CuraDebt is only charged when you’ve paid off your debt. In addition they only charge a 20% fee while many companies charge 25 percent.
Then, if you’re done by the program for debt relief you could join their credit restoration program.
It’s a great method to improve your credit without going in debt again. However, the program runs differently for each person according to your personal situation.
Finally, CureDebt looks into your financial obligations to assist with settlements and negotiations. So, your debt won’t increase over time. They’ll also investigate any creditor violations with the assistance of their experts in-house.
The drawbacks of the use of CuraDebt
Let’s also consider some of the drawbacks of CuraDebt.
Debt relief and debt settlements usually require that you cease making payments with . Therefore, if you’re trying build a better credit score, it may cause you to delay getting rid of your obligations.
CureDebt doesn’t even offer a mobile application. While they do have a client website however, it appears old and mundane. It’s not particularly user-friendly, and can be challenging to navigate.
Furthermore, they are not recognized by their Better Business Bureau although they were awarded an A+ rating.
The Final Verdict
CuraDebt is a great program that will allow you to pay off your debts without spending more on those types of services. In addition their 20% service cost is less expensive than the majority of firms that charge the 25% cost. There are no upfront payments and you’ll only have to pay the fee when your debt is finally settled.
While they’ll provide you with an account that allows you to track your progress but their website isn’t easy to navigate. CuraDebt isn’t even an app, which would make it easier to monitor your performance.
But, they do have a competent support staff and can be reached them not only through emails but also via phone or submitting an e-ticket. Suffolk Va Tax Relief Application
If your debt is a big issue right now, we strongly recommend CuraDebt’s debt management program. Make sure you’re qualified and that the services that they provide are offered in your state.
FAQ Suffolk Va Tax Relief Application
What is the time frame to complete the course?
The average program is 24 to 48 months, depending on the amount of your debt as well as the agreement on the settlement.
Can CuraDebt assist with tax problems in the state?
Sure, CuraDebt has a tax relief program that will aid you in dealing with problems like delinquent taxes and wage garnishments.
What do I need to do after joining the program?
You’ll need to constantly communicate with the team and pay the required payments to pay down the amount of debt you have over time.