Have your debts been piling up lately? Are you tired of trying other financial advice and tips but haven’t solved your problems?
Perhaps you’re here because you’ve tried everything.
In the majority of cases, your most effective approach is to talk to experts who can assist you settle this issue.
CuraDebt is among the most frequently contacted companies. Many people are asking if they are able to help or help you get into more debt.
According to their customers, they can help you control 80percent of your debt so that you can take couple of worries off your plate.
But for some people they believe these claims are too good to be true.
If you’re looking for any solution that could aid you in settling your debt. In that scenario, CuraDebt will mostly be recommended by people. We’ll take a deeper study of how CuraDebt is used and the problems it can help you solve.
Furthermore, before we conclude we’ll look at its advantages and drawbacks.
Before starting the review, you can go to this video if you prefer to watch it.
Otherwise, let’s begin.
Before you go on, you may want to watch this video by CuraDebt Debt Relief Reviews on YouTube that gives a quick review. After, you will want to read the rest of our article for a more comprehensive review.
About the Company Success Tax Relief Llc
CuraDebt is a debt relief company from Hollywood, Florida. It was established in 2000 and has since become a part of the American Fair Credit Council, the US Chamber of Commerce, and accredited with the International Association of Professional Debt Arbitrators.
While it is accredited, certain states have limited their access to their services.
What can CuraDebt do?
Helping you settle your debt is one of CuraDebt’s best known feature. They also provide additional services to help you be more financially secure.
The process starts by requesting a no-cost savings estimate online. This service is very confidential, and they won’t be doing a credit check. By using this estimate of savings you’ll discover more about other options in your journey to debt-free.
The savings estimate, as we’ve mentioned previously, offers you an idea of your choices regardless of whether or not you’re going to keep using CuraDebt.
CuraDebt will assign you a financial advisor and a support team to assist you in navigating the process of credit arbitration should you choose to sign up. Some financial advisors can help you on your path to debt-free living.
Following the debt settlement program, CuraDebt can be the agency to handle all of your creditor’s calls. They’ll also be the ones that will determine what you will pay for your repayment in accordance with the state of your finances. Based on what works best for you, it can be a lump-sum settlement or the option of a payment plan.
Furthermore they will also work with lenders to help you have better rates as you deposit money to your savings account. This in turn, will be processed to pay creditors. Their programs can assist you to pay off the debt in 48 months.
After you’ve registered with them, they’ll provide you with access to your account information 24 hours a day. All you need to do is sign in to CuraDebts’ client portal so that you can monitor your development.
Before you can avail of their program, you’ll need to meet their eligibility requirements first. For eligibility, you’ll need to meet the following requirements:
- At least 21 years old
- Have a verifiable income
- Have a minimum debt of $5,000
What are they able to assist you with?
Here are the various ways CuraDebt can aid you.
The name of the company suggests that CuraDebt can assist you in dealing with debt. They can negotiate settlements on your behalf to settle most types of debt. They can help with personal loans, medical bills credit cards, and lines of credit. They can also be approached to help settle any remaining amount on business debts, collections, or repossessions.
They can even help negotiate with back taxes as well as IRS debt. However, you will not receive support for most cases, government loans, collateral, and utility bills. They also don’t cover most student loans.
On the contrary, they’ll help you use laws like that of Telecommunications Consumer Protection Act (TCPA) and the Fair Debt Collection Practice Act (FDCPA). They will also help you identify debtors who are in violation in order to get cash settlements, if possible. Some violations can also result in having your debts dismissed as well.
CuraDebt also allows you to repay debt for less than the amount you own. You can also have questions answered during a free consultation with their debt counsellor.
The most appealing aspect of the program is that you’ll only have to pay for the charges once your debt is settled. All you need to sign up for one of their plans, and you’ll have the ability to settle each of your debts.
Tax Management and Relief
CuraDebt can also deal with your tax debt. Once they’ve gathered all your financial documentation, they will also collect all the documents you’ll require for tax returns.
By using this program, you will be able to solve different types of taxes like garnishments on wages and tax penalties, personal and business taxes, back taxes, trust fund penalties, and tax liens.
There aren’t any hidden charges neither are there hidden fees. They use only flat-fee pricing and is dependent on the amount you’ll need to settle.
There are a variety of options when it comes to paying off your tax debt. Here are six of them:
- Installment agreements
- Offer in Compromise
- Collection statute expiration date
- Tax lien subordination
- Penalty abatement
- Currently non-collectible
What kind of debt can they assist you with?
Although they specialize in debt settlement, it is not their specialization however, they do not cater to all types of debt settlement. CuraDebt only focuses on loans that are not secured. They won’t be able to assist you if your credit or loan is tied to a physical item.
If you do have one of the following kinds of debt, they’ll arrange settlements for you.
With CuraDebt it is expected that you will be able to settle tax debts that were due to be paid without any problems. Moreover, this type of service is accessible across all 50 states, if you owe money towards the IRS. There are federal tax experts who can assist you in resolving these types of issues.
CuraDebt will also help you resolve any medical-related debt. In some instances, you may even pay the debt for less than you owe.
Private Student Loan
CuraDebt does not offer Federal student loan. However, they can assist private students negotiate any loans they are owed.
Payday loans and personal loans are also eligible for the debt settlement program. You can also avail the program if you have other unsecure credit lines you obtained from a different financial institution or bank.
Credit Card Debt
If you’re in debt using store credit cards or traditional credit cards and private-label credit cards, CuraDebt will help you pay it off.
What will it cost you?
The most appealing aspect of CuraDebt’s pricing is how they’ve priced their service. They do not charge an upfront cost. Only pay when you settle each of your outstanding debts.
Additionally, they don’t have high-cost fees as well. On average, you’ll be required to pay as much as 20% of the debt you settled with them.
In the average, this kind of industry charges from 15% to 25 percent.
Additionally, customers can anticipate to pay off their debts in 2 to 4 years. However, this also varies depending on the amount that you are able to save each month.
Also, they claim you can save up to 30% when you factor in their costs into your calculations.
However, the claim may depend on your situation. Some clients even mentioned saving between 50% and 80percent.
Benefits of using CuraDebt
Now that you have a clearer picture of the benefits CuraDebt offers, let’s explore the benefits that come with using CuraDebt.
The first is that CuraDebt will only charge you when you’ve paid off your debt. Additionally they charge only an amount of 20%, while the majority of companies charge 25%.
Then, if you’re done in the process of debt resolution, you may join their credit restoration program.
It’s a great way to restore the credit rating without going into debt again. The program is however designed different for every person dependent on the circumstances of your case.
Lastly, CureDebt looks into your financial obligations to assist with settlements and negotiations. It means that your debt won’t inflate as time passes. They’ll also be looking into any violations of creditor using their in-house experts.
The drawbacks of using CuraDebt
Let’s also consider some of the drawbacks of CuraDebt.
Debt relief and debt settlements often require you to cease making payments with your credit card. Therefore, if you’re trying build a better credit score, it may cause you to delay finishing your credit card debt.
CureDebt does not offer a mobile application. Although they have a website that clients can access, it looks aged and simple. It’s not very user-friendly, and can be challenging to navigate.
Furthermore, they are not recognized by the Better Business Bureau although they were awarded an A+ grade.
The Final Verdict
CuraDebt is a good program that will allow you to pay off your debts without spending more on these kinds of services. Additionally the 20% service fee is lower than many companies that offer the 25% cost. There are no upfront payments and you’ll only have to pay the fee when the debt is paid off.
While they’ll provide you with an account that allows you to track your progress however, their website isn’t simple to navigate. CuraDebt also doesn’t have an app that would make it easier to look at your progress. Success Tax Relief Llc
They do have a great support team and can be reached them not just via email but also by phone or submitting an electronic ticket. Success Tax Relief Llc
If debt is a big issue right now, we highly recommend CuraDebt’s program. Be sure to be eligible and that the services they offer are available in your area.
FAQ Success Tax Relief Llc
What is the time frame to finish the program?
The typical program lasts from between 24 and 48 months depending on the amount of your debt and the agreed settlement.
Can CuraDebt aid with tax problems in the state?
Yes, CuraDebt has a tax relief program to aid you in dealing with problems like delinquent tax issues and wage garnishments.
What do I need to do when I’m enrolled in the program?
You’ll have to keep in constant contact with the team and make the necessary payments to pay down your debt over time.