Have your debts been piling up lately? Are you tired of trying other financial advice and strategies but haven’t solved your problems?
Perhaps you’re here because you’ve been through every thing.
In the majority of cases, the best option is to speak with experts who can help you resolve the issue.
CuraDebt is among the most asked companies. A lot of customers have asked if they can assist you or help you get into more debt.
According to their customers, they can help you control 80percent of your debts so that you can take couple of things off your mind.
However, for certain people, these claims are just too good to be true.
Suppose you’re on the lookout for something that will help you resolve your debt. In this case, CuraDebt will mostly be suggested by people. We’ll be taking a deep look at the way CuraDebt works and what problems it could help solve.
Furthermore, before we conclude we’ll look at its benefits and drawbacks.
Before beginning the review, you can go to this video for a more relaxing way for it to be watched.
Otherwise, let’s begin.
Before you continue, you may want to check out this video by CuraDebt Debt Relief Reviews on YouTube that gives a quick review. Afterward, you will want to read the rest of the article for a more comprehensive review of CuraDebt.
About the Company Success Tax Relief Complaints
CuraDebt is an organization that deals with debt relief in Hollywood, Florida. It was founded in 2000 and has since become a participant in the American Fair Credit Council, the US Chamber of Commerce, and has been accredited through the International Association of Professional Debt Arbitrators.
Although the service is accredited, certain states have restricted their services.
What CuraDebt do?
Helping you settle your debt is the most popular feature. However, they also offer other services that can aid you in becoming more financially secure.
The process starts by requesting a no-cost savings estimate online. The service is completely confidential, and they won’t be doing a credit check. With this estimate of savings you’ll be able to be able to learn more about the alternatives towards debt-free.
The savings estimate, as mentioned before, gives you the opportunity to consider your choices regardless of whether you’re going to keep using CuraDebt.
CuraDebt will assign you a financial counselor and a team of support to assist you in navigating the process of credit arbitration should you choose to enroll. Financial advisors may be able to assist you on your path to debt-free living.
After your debt settlement program, CuraDebt will be the company to handle all of your creditors’ calls. They’ll also be the ones who will negotiate conditions of the settlement based on the status of your financial situation. Based on what works best to you, this can be a lump-sum settlement or a payment plan.
Moreover, they will be working with the creditors to ensure that you have better rates as you make deposits to your savings account. This, in turn, will be processed to pay creditors. Their programs can assist you to settle the debt within 48 months.
After you’ve registered with them, they will give you access to your account information 24 hours a day. All you have to do is sign in to CuraDebts Client Portal so that you can monitor your development.
Before you are able to avail the program, you’ll have to satisfy their criteria first. To be eligible, you’ll have to meet the following requirements:
- Minimum 21 years old
- Verifiable income
- Have a minimum debt of $5,000
What can they help you with?
Here are some of the ways CuraDebt can assist you.
The name of the company suggests that CuraDebt can help you deal with your debt. They are able to negotiate settlements on your behalf to settle all kinds of debt. These include medical bills, personal loans credit cards, and also lines of credit. You can also approach them to settle any outstanding balance of business debt and collections or repossessions.
They may even assist you in negotiating on tax owed and IRS debt. But, you won’t receive support for most cases, government loans as well as collateral and utility bills. Also, they don’t cover the majority of student loans.
On the contrary, they’ll assist you in navigating laws such as those of the Telecommunications Consumer Protection Act (TCPA) and the Fair Debt Collection Practice Act (FDCPA). They also help you find debtors who are in violation in order to get cash settlements, if possible. Certain violations could result in having your debts removed as well.
CuraDebt can also help you pay off debts with less than the sum you have. You can also ask questions during their free consult with their debt advisor.
The most appealing aspect of the program is that you will only be charged when your debt is paid off. All you need to do is sign up with any of the plans and you’ll be able to settle each of your debts.
Tax Management and Relief
CuraDebt can also help you with your tax debt. Once they collect all of your financial records, they will also collect all the documents you’ll require for tax returns.
By using this program, you will be able to resolve the various types of tax problems such as wage garnishments as well as tax penalties for personal and taxation for business, back taxes as well as trust fund penalties and tax lien.
There aren’t any hidden costs neither are there hidden fees. They only offer flat-fee prices that is based on the amount you’ll must settle.
There are a variety of options for paying off the tax debt. Here are 6 options:
- Installment agreements
- Offer in Compromise
- Collection statute expiration date
- Tax lien subordination
- Penalty abatements
- Currently non-collectible
What kinds of debts can they help you with?
While debt settlement is their specialization, they don’t offer all kinds of debt settlement. CuraDebt is only focused on debt that is not secured. They can’t help you if your debt or loan is tied to an actual item.
If you do have one of the following kinds of debt, they’ll arrange settlements for you.
With CuraDebt, you should be able to settle tax debts that were due to be paid without difficulty. Moreover, this type of service is offered across all 50 states, if you have a debt towards the IRS. There are federal tax experts who can assist you in resolving these kinds of problems.
CuraDebt can also help resolve your medical debt. In certain cases you could even settle them for less than what you have to pay.
Private Student Loan
CuraDebt does not offer Federal student loan. They can however assist private students with negotiating any loans they are owed.
Personal and payday loans are also eligible as debt-settling programs. You can also avail of the program if you also have other unsecured credit lines that you got from a different bank or financial institution.
Credit Card Debt
If you are in debt through store credit cards, traditional credit cards, as well as private label credit card, CuraDebt can help you pay it off.
How much will it cost?
The greatest thing about CuraDebt is the way they’ve priced their service. They don’t charge an upfront fee. You’ll only pay once you have paid off all of your outstanding debts.
They also don’t charge high fees as well. On average, you’ll have to pay up to 20 percent of the debt that you settled through them.
In the average, this kind of business can cost anywhere between 15% and 25 percentage.
In addition, customers can expect to settle their debts within between 2 and 4 years. However, this also varies depending on the amount that you are able to save each month.
They also claim you can save up to 30% when you factor in their charges into your calculation.
However, this statement will differ based on the situation. Some clients even mentioned saving between 50% and 80percent.
Advantages to using CuraDebt
Now that you have a clearer picture of the benefits CuraDebt offers, let’s look into the advantages from using CuraDebt.
The first is that CuraDebt only charges you after you’ve settled your debt. Additionally they only charge 20% of the cost, whereas the majority of companies charge 25 percent.
Next, if you’re done in the process of debt resolution, you could enroll in their credit repair program.
It’s a fantastic way to restore your credit score without having to go into debt again. However, the program runs in a different way for each individual, depending on your situation.
Lastly, CureDebt looks into your debt so that they can assist with settlements and negotiations. It means that the amount you owe won’t rise over time. They’ll also look into any violations of creditor with the help of their in-house experts.
Drawbacks of using CuraDebt
Let’s also consider some of the drawbacks of CuraDebt.
Debt relief and debt settlements often require you to cease making payments with . So if you’re trying to increase your credit score, it may set you back while you’re getting rid of your debt.
CureDebt doesn’t even have a mobile app available. While they do have a website for clients, it looks aged and simple. It’s not very intuitive and could be difficult to navigate.
In addition, they’re not recognized by an accreditation from the Better Business Bureau although they were awarded an A+ rating.
The Final Verdict
CuraDebt is a useful program that will allow you to pay off your debts without spending more on those types of services. Moreover their 20% service cost is cheaper than most companies that offer a 25% fee. There aren’t any upfront fees, and you will only have to pay the fee when your debt is finally settled.
Although they’ll allow you to access an account that allows you to track your progress, their website is not easy to navigate. CuraDebt does not have an app, which will make it easier to look at your performance. Success Tax Relief Complaints
However, they have a great support team that you can contact them not just via email but by phone or by submitting an e-ticket. Success Tax Relief Complaints
If your problem of debt is an issue right now, we recommend CuraDebt’s service. Be sure to be eligible and that the services they offer are available in your area.
FAQ Success Tax Relief Complaints
How long does it take to finish the program?
The average program is 24 to 48 months, dependent on the size of your debt as well as the agreement on the settlement.
Can CuraDebt aid in the fight against state tax issues?
Sure, CuraDebt offers a program for tax relief to assist you with issues such as delinquent payroll tax and garnishments of wages.
What’s the first thing I have to do after joining the program?
You’ll have to keep in constant contact with your team members and pay the required payments to reduce your debt over time.