Has your debt increased lately? Are you burnt out from trying various financial tips and advice but still have unsolved issues?
Maybe you’re here because you’ve tried everything.
In the majority of cases, the most effective approach is to talk to professionals that can help you resolve the issue.
CuraDebt is one of the most asked companies. A lot of customers have asked if they are able to help or put you into more debt.
According to their customers, they can assist you in managing the majority of your debt , so you can finally take a couple of w
orries off your mind.
But for some people they believe these claims are too good to be true.
Suppose you’re on the lookout for something that will help you resolve your debt. In that situation, CuraDebt will mostly be highly recommended by those. We’ll be taking an in-depth study of how CuraDebt operates and what issues it can solve for you.
In addition, prior to our conclusion we’ll look at its benefits and drawbacks.
Before you begin the review, you can go to this video for a more relaxing way for it to be watched.
Otherwise, let’s begin.
Before you continue, you may want to watch this video by CuraDebt Debt Relief Reviews on YouTube that gives a quick review. After, you’ll want to read the rest of our article for a more comprehensive review.
About the Company Student Fees Tax Relief
CuraDebt is a debt relief company from Hollywood, Florida. It was founded in 2000 and has since become an active part of the American Fair Credit Council, the US Chamber of Commerce, and has been accredited with the International Association of Professional Debt Arbitrators.
Although the service is accredited, some states have restricted their services.
What CuraDebt do?
Assistance in settling your debt is the most popular feature. They also provide other services that can help you be more financially secure.
First of all, it starts by requesting a no-cost online savings estimate. It is a completely private service and won’t be conducting a credit screening. With this estimate of savings you’ll discover more about other options in your journey towards debt-free.
Savings estimates, which was mentioned before, gives you an idea of your choices regardless of whether you’re planning on using CuraDebt.
CuraDebt will provide you with a financial counselor and a team of support to help you with credit arbitration if you decide to enroll. Financial advisors may be able to assist you on your path to debt-free living.
Following the debt settlement program is completed, CuraDebt is the agency to answer all of your creditor’s calls. They’ll also be the ones that will determine what you will pay for your repayment in accordance with the state of your finances. Depending on which works most effectively for you, it can either be a lump sum settlement or an installment plan.
Additionally they will be working with the creditors so that you can enjoy better rates when you make deposits to your savings account. This in turn, will be processed to pay back creditors. The plans they offer can help you get rid of debt in just two years.
After you’ve signed up with them, they will provide you with access to your data 24/7. All you need to do is login to CuraDebts Client Portal to monitor your performance.
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CuraDebt’s Requirements
Before you can benefit from their program, you’ll need to meet their eligibility requirements first. For eligibility, you’ll have to meet the following criteria:
- Minimum 21 years old
- Verifiable income
- Have a minimum debt of $5,000
What can they assist you?
Here are some of the ways CuraDebt can help you.
Debt Relief
The name of the company suggests that CuraDebt can help you deal your debt. They can negotiate settlements on behalf of you for the majority of types of debt. They can help with personal loans, medical bills credit cards and line of credit. They can also be approached to pay off any remaining balance on business debt collection, repossessions, or collections.
They may even assist you in negotiating for back taxes as well as IRS debt. However, you won’t get assistance for the majority claims, loans from the government or collateral, as well as utility bills. The same goes for student loans.
On the other hand, they will help you use laws like that of Telecommunications Consumer Protection Act (TCPA) and the Fair Debt Collection Practice Act (FDCPA). They can also assist you in identifying the violations of creditors so that you can have cash settlements, if they are possible. Some violations can also cause your debt to be dismissed as well.
CuraDebt lets you settle debt with less than the sum you have. You can also have questions answered during a free consultation with their debt counselor.
The most appealing aspect of their plan is that you only pay the fees once your debt is settled. All you need to sign up for one of their plans and you’ll have the ability to pay off all your debts.
Tax Management and Relief
CuraDebt can also help you with taxes. Once they’ve gathered all your financial documents, they will also collect all the necessary paperwork for tax returns.
By using this program, you will be able to solve various tax issues like wage garnishments and tax penalties, personal and business taxes, back taxes, trust fund penalties, and tax lien.
There aren’t hidden fees also. They only use flat-fee pricing that is based on the amount you’ll must settle.
They offer different options in paying off your tax debt. Here are six of them:
- Installment agreements
- Offer in Compromise
- Collection statute expiration date
- Tax lien subordination
- Penalty abatements
- Currently non-collectible
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What kinds of debts are they able to help with?
While debt settlement is their specialization however, they do not provide all kinds in debt resolution. CuraDebt only focuses on debt that is not secured. They won’t be able to help you if your credit or loan is tied to a physical item.
If, however, you are in the following types of debt, they will make arrangements for settlements.
Tax Debt
With CuraDebt, you should be able pay off taxes that are due without any problems. Furthermore, this service is offered across all 50 states, if you have a debt towards the IRS. They have federal tax experts that can help you resolve these types of issues.
Medical Debt
CuraDebt will also help you resolve any medical-related debt. In certain cases you could even settle the debt for less than you have to pay.
Private Student Loan
CuraDebt does not offer Federal student loan. However, they can assist private students with negotiating the student loans they have to pay.
Personal Loan
Personal and payday loans also qualify for the debt settlement program. You can also avail if you have other unsecured credit lines you obtained from a different financial institution or bank.
Credit Card Debt
If you’re in debt using store credit cards as well as traditional credit cards as well as private label credit card CuraDebt can assist you in paying it off.
What will it cost you?
The best part about CuraDebt is the way they’ve priced their service. They do not charge an upfront cost. You’ll only pay once you’ve paid each of your outstanding debts.
Also, they don’t have high-cost fees as well. In the average, you’ll need to pay as much as 20% of the debt you settled through them.
In general, this type of business can cost anywhere between 15% and 25 percent.
In addition, customers can expect to pay off their debts in two to four years. However, this also varies according to the amount you save per month.
They also claim that you could save up to 30% if you include their charges into your calculation.
However, this statement will vary, depending on your situation. Some customers even claimed to save 50% to 80percent.
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The benefits of using CuraDebt
Now that you have an idea of the benefits CuraDebt offers, let’s explore the benefits from using CuraDebt.
In the beginning, CuraDebt only charges you after you’ve settled your debt. Furthermore they charge only a 20% fee while most companies charge you 25 percent.
If you’re finished by the program for debt relief you may enroll in their credit repair program.
It’s an excellent way to restore your credit score without having to go in debt again. However, the program runs differently for each person according to your personal situation.
Finally, CureDebt looks into your credit to assist in settlements and negotiations. It means that your debt won’t inflate as time passes. They’ll also look into any violations by creditors using their experts in-house.
The drawbacks of using CuraDebt
We will also examine some of the negatives of CuraDebt.
Debt settlement and debt relief usually require that you stop paying with your credit card. If you’re trying to increase your credit score, it could delay you from getting rid of your debt.
CureDebt also doesn’t have a mobile app. While they do have a website that clients can access but it’s aged and simple. It’s not very intuitive and could be challenging to navigate.
In addition, they’re not credited with the Better Business Bureau although they did receive an A+ grade.
The Final Verdict
CuraDebt is a useful program that lets you settle your debt without spending more for these types of services. In addition their 20% service cost is cheaper than most businesses that charge a 25% fee. There is no upfront payment, and you will only have to pay the fee when the debt is settled.
Although they’ll give you an account that allows you to track your progress but their website isn’t simple to navigate. CuraDebt also doesn’t have an app, which could make it easier for you to track your progress.
However, they have a good support team and can be reached them not just via email but also by phone or sending an electronic ticket. Student Fees Tax Relief
If the problem of debt is an issue right now, we strongly recommend CuraDebt’s debt management program. Just make sure that you’re qualified and that the services they offer are available in your state.
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FAQ Student Fees Tax Relief
How long will it take to complete the program?
The program typically takes 24 to 48 months, depending on the amount of your debt as well as the agreed settlement.
Can CuraDebt aid with tax problems in the state?
Yes, CuraDebt offers a program for tax relief to assist you with issues such as delinquent payroll taxes and garnishments of wages.
What’s the first thing I have to do after joining the program?
You’ll have to keep in constant contact with your team members and pay the required payments to reduce your debt over time.
