Have your debts been increasing lately? Are you exhausted from trying other financial advice and tips but haven’t solved your problems?
Maybe you’re here because been through everything.
In the majority of cases, the most effective approach is to talk to experts who can assist to resolve this issue.
CuraDebt is one of the companies that get the most inquiries. A lot of people are asking if they can assist you or help you get into more debt.
According to their customers, they can help you control 80percent of your debt so that you are able to take couple of w
orries off your shoulders.
But for some people they believe these claims are too good to be true.
You might be looking for anything that can help you resolve your debt. If that’s the scenario, CuraDebt will mostly be suggested by people. We’ll take a deeper review of how CuraDebt works and what problems it can solve for you.
Furthermore, before we conclude our discussion, we’ll take a look at its benefits and drawbacks.
Before beginning the review, check out this video instead if you prefer for it to be watched.
Otherwise, let’s begin.
Before you continue, you may want to check out this video by CuraDebt Debt Relief Reviews on YouTube that gives a quick overview. After, you will want to read the rest of our article for a more comprehensive review.
About the Company State Sales Tax Relief That Was A Business Debt
CuraDebt is an organization that deals with debt relief in Hollywood, Florida. It was founded in 2000 and has since become an active member of the American Fair Credit Council, the US Chamber of Commerce, and has been accredited by the International Association of Professional Debt Arbitrators.
While it is accredited, some states have imposed restrictions on their services.
What can CuraDebt do?
Assistance in settling your debt is CuraDebt’s most popular feature. They also provide other services that can aid you in becoming more financially secure.
First of all, it begins with requesting a free online savings estimate. The service is completely confidential, and they won’t be doing a credit check. By using this estimate of savings you’ll be able to discover more about other options in your journey to be debt-free.
Savings estimates, as mentioned previously, offers you an idea of your options regardless of whether you’re going to keep using CuraDebt.
CuraDebt will assign you a financial counselor as well as a support team to assist you with credit arbitration if you decide to enroll. Financial advisors may be able to assist you in your debt-free journey.
After your debt settlement program is completed, CuraDebt can be the agency to answer all of your creditors’ calls. They’ll also be the ones that will negotiate what you will pay for your settlement depending on the condition of your financial situation. Based on what works best to you, this can be a lump-sum settlement or the option of a payment plan.
Moreover, they will work with lenders to help you have better rates as you transfer money into your savings account, which in turn, will process to pay back creditors. Their programs can assist you to get rid of debt in just 48 months.
Once you’ve signed up with them, they will give you access to your data 24/7. All you need to do is sign in to CuraDebts’ client portal to track your progress.
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CuraDebt’s Requirements
Before you can benefit from the program, you’ll have to pass their requirements first. In order to be considered eligible for the program, you’ll have to be:
- Minimum 21 years old
- Verifiable income
- Have a minimum debt of $5,000
What can they assist you?
Here are the different ways CuraDebt can help you.
Debt Relief
As their name suggests, CuraDebt will assist you in dealing with debt. They can negotiate settlements on your behalf for most types of debt. This includes personal loans, medical bills credit cards, as well as line of credit. You can also approach them to help settle any remaining balance of business debt collection, repossessions, or collections.
They may even assist you in negotiating on tax owed and IRS debt. However, you won’t get assistance for the majority cases, loans from the government, collateral, and utility bills. They also don’t cover most student loans.
On the other hand, they will help you use laws like the Telecommunications Consumer Protection Act (TCPA) and the Fair Debt Collection Practice Act (FDCPA). They can also assist you in identifying the violations of creditors in order to get cash settlements, should it be possible. Some violations can also result in having your debts dismissed as well.
CuraDebt lets you repay debt for less than the amount you have. They also allow you to inquire about your debt during their no-cost meeting with their debt counsellor.
The best part about their plan is that you will only pay the fees when your debt is paid off. All you have to do is sign up with one of their plans, and you’ll be able pay off all your debts.
Tax Management and Relief
CuraDebt can also deal with the tax liabilities you have. After they have gathered all your financial documents They will also gather all the paperwork you’ll need to file tax returns.
Through this program, you will be able to resolve different types of taxes like wage garnishments and tax penalties, personal and business taxes and back taxes, trust fund penalties, and tax liens.
There aren’t any hidden charges either. They only use flat-fee pricing that is based on the amount you’ll have to pay.
There are a variety of options in settling taxes. Here are 6 of them:
- Installment agreements
- Offer in Compromise
- Collection statute expiration date
- Tax lien subordination
- Penalty abatements
- Currently non-collectible
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What types of debt can they assist you with?
While debt settlement is their specialization, they don’t offer all kinds in debt resolution. CuraDebt concentrates on unsecured debt. They aren’t able to help you if the loan or debt is linked to an actual item.
If you do have the following kinds of debt, they will arrange settlements for you.
Tax Debt
With CuraDebt, you should be able to pay your past-due tax debts without difficulty. Furthermore, this service is offered across all 50 states, if you have a debt towards the IRS. They have federal tax experts that can help you resolve the issues.
Medical Debt
CuraDebt can also assist in settling your medical debt. In some instances, you may even pay them for less than what you are owed.
Private Student Loan
CuraDebt doesn’t cater to Federal student loan. However, they can assist private students in negotiating any loans they have to pay.
Personal Loan
Payday loans and personal loans are also eligible to be eligible for debt relief programs. You may also be eligible of the program if you also have other unsecured credit lines that you have obtained from a different financial institution or bank.
Credit Card Debt
If you are in debt through store credit cards or traditional credit cards and private-label credit cards, CuraDebt can assist you in paying it off.
How much will it cost?
The greatest thing about CuraDebt is the way the company has priced its services. They don’t charge an upfront fee. You’ll only pay once you settle each of your debts.
Also, they do not charge high charges either. In the average, you’ll need to pay as much as 20 percent of the debt you settled through them.
In general, this type of industry can charge anywhere between 15% and 25%.
Moreover, clients can expect to pay off their debts in between 2 and 4 years. But, it also differs according to the amount you save per month.
Additionally, they claim you can save up to 30% by incorporating their costs into your calculations.
But this claim will also vary, depending on your situation. Some customers even claimed to save 50% to 80percent.
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The benefits of using CuraDebt
Now that you have an understanding of what CuraDebt can provide, let’s look into the advantages of using CuraDebt.
First, CuraDebt only charges you when you’ve paid off your debt. Furthermore they charge only a 20% fee while most companies charge you 25%.
Next, if you’re done in the process of debt resolution, you could also sign up for their credit restoration program.
It’s a great method to improve the credit rating without going back into debt. However, the program lasts different for every person, depending on your situation.
In the end, CureDebt looks into your financial obligations to help with settlements and negotiations. It means that your debt won’t inflate over time. They’ll also be looking into any creditor violations with the help of their in-house experts.
The drawbacks of the use of CuraDebt
Let’s also consider some of the drawbacks of CuraDebt.
Settlement of debt and debt relief often require you to stop making payments using . Therefore, if you’re trying increase your standing on credit scores, you might cause you to delay working on your debt.
CureDebt does not have a mobile app. While they have a client website but it’s aged and simple. It’s not particularly intuitive and could be difficult to navigate.
Furthermore, they are not credited with an accreditation from the Better Business Bureau although they received an A+ grade.
The Final Verdict
CuraDebt is a great program that will allow you to pay off your debts without spending more on these kinds of services. Additionally their 20% service cost is cheaper than most companies that offer a 25% fee. There aren’t any upfront fees, and you will only have to pay the fee when the debt is settled.
While they’ll provide you with an account so that you can track your progress but their website isn’t user-friendly. CuraDebt also doesn’t have an app that will make it easier to look at your performance.
But, they do have a great support team and can be reached them, not only via emails but also by phone or submitting an electronic ticket. State Sales Tax Relief That Was A Business Debt
If the debt is a big issue right now, we highly recommend CuraDebt’s program. Be sure to be qualified and that the services they provide are in your state.
> > Click Here to Get A Debt Consultation for Free < <
FAQ State Sales Tax Relief That Was A Business Debt
How long will it take to finish the program?
The typical program lasts from 24 to 48 months, dependent on the size of your debt as well as your agreed settlement.
Can CuraDebt aid with tax problems in the state?
Sure, CuraDebt provides tax relief programs that will assist you with issues such as delinquent payroll tax issues and wage garnishments.
What should I do when I’m enrolled in the program?
You’ll be required to communicate with your team members and pay the required payments to pay down your debt over time.
