Are you experiencing debt that has been piling up lately? Are you burnt out from trying various financial tips and advice but haven’t solved your problems?
Maybe you’re here because you’ve been through every thing.
In most cases, the best way is to approach experts who can help to resolve this issue.
CuraDebt is one of the most asked companies. A lot of people are asking if they can help you or put you in more debt.
According to their clients, they can help you manage 80% of your debt , so you can finally take a few things off of your mind.
But for some people they believe these claims are too good to be true.
You might be looking for something that will assist you in paying off your debt. In that situation, CuraDebt will mostly be recommended by people. We’ll be taking an in-depth look at how CuraDebt is used and the problems it can help you solve.
Moreover, before we end we’ll look at its advantages and drawbacks.
Before starting the review, go to this video for a more relaxing way to watch it.
Otherwise, let’s begin.
Before you continue, you may want to check out this video by CuraDebt Debt Relief Reviews on YouTube that gives a quick overview. After, you will want to read the rest of our article for a more comprehensive review of CuraDebt.
About the Company State Portion Of Tax Bill Being Reduced, Tax Relief
CuraDebt is an organization that deals with debt relief in Hollywood, Florida. It was established in 2000 and has since become an active member of the American Fair Credit Council, the US Chamber of Commerce, and has been accredited by the International Association of Professional Debt Arbitrators.
Although the service is accredited, certain states have restricted their services.
What CuraDebt do?
Assistance in settling your debt is CuraDebt’s most known feature. They also provide additional services to aid you in becoming more financially stable.
The process starts by requesting a no-cost savings estimate online. This service is very confidential, and they won’t be conducting a credit screening. With this estimate of savings you’ll be able to be able to learn more about the other options in your journey towards debt-free.
This estimate of savings, as mentioned previously, offers you the opportunity to consider your options regardless of whether you’re going to keep using CuraDebt.
CuraDebt will provide you with a financial counselor and a support team to assist you with credit arbitration if you decide to join. Some financial advisors can help you with your debt-free journey.
After your debt settlement plan, CuraDebt can be the one to take care of all your creditor’s calls. They will also be the ones who negotiate what you will pay for your repayment depending on the condition of your finances. Based on what works most effectively to you, this could be a lump-sum settlement or the option of a payment plan.
Moreover they will be working with the creditors to ensure that you enjoy better rates when you deposit money to your savings account. This in turn, will be processed to pay off creditors. The plans they offer can help you settle the debt within 48 months.
After you’ve registered with them, they’ll provide you with access to your information 24/7. All you have to do is login to CuraDebts Client Portal to track your development.
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CuraDebt’s Requirements
Before you can benefit from the program, you’ll have to pass their requirements first. In order to be considered eligible for the program, you’ll have to be:
- Minimum 21 years old
- Have a verifiable income
- Minimum debt must be $5,000
What are they able to assist you?
Here are the different ways CuraDebt can assist you.
Debt Relief
The name of the company suggests that CuraDebt can assist you in dealing your debt. They are able to negotiate settlements on behalf of you for all kinds of debt. This includes personal loans, medical bills, credit cards and also loans. They can also be approached to help settle any remaining balance of business debt, collections, or repossessions.
They may even assist you in negotiating with back taxes as well as IRS debt. However, you won’t get assistance with the majority cases, loans from the government, collateral, and utility bills. Also, they don’t cover the majority of student loans.
On the other hand, they will help you use laws like the Telecommunications Consumer Protection Act (TCPA) and the Fair Debt Collection Practice Act (FDCPA). They will also help you identify debtors who are in violation to ensure that you receive cash settlements, should it be possible. Certain violations could lead to having your debts dismissed as well.
CuraDebt lets you settle debt with less than the sum you have. They also allow you to inquire about your debt during their no-cost meeting with their debt counselor.
The best part about the program is that you’ll only have to pay for the charges after your debt has been settled. All you have to sign up to any of the plans and you’ll be able to pay off all your debts.
Tax Management and Relief
CuraDebt can also deal with your tax debt. Once they’ve gathered all your financial documentation and tax documents, they’ll also collect all the documents you’ll require for tax returns.
Through this program, you should be able to resolve different types of taxes such as garnishments on wages and tax penalties, personal and corporate taxes and back taxes as well as trust fund penalties and tax lien.
There aren’t hidden fees either. They use only flat-fee pricing and is dependent on the amount you’ll must settle.
They offer different options when it comes to paying off the tax debt. Here are six of them:
- Installment agreements
- Offer in Compromise
- Collection statute expiration date
- Tax lien subordination
- Penalty abatement
- Currently non-collectible
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What kinds of debts can they assist you with?
Although they specialize in debt settlement, it is not their forte however, they do not cater to all types of debt settlement. CuraDebt concentrates on unsecured debt. They won’t be able to help you if your debt or loan is tied to an actual item.
If, however, you are in the following kinds of debt, they will make arrangements for settlements.
Tax Debt
With CuraDebt, you should be able to settle tax debts that were due to be paid without difficulty. Furthermore, this service is accessible to all 50 states if you have a debt towards the IRS. There are tax experts from the federal government that can help you resolve the issues.
Medical Debt
CuraDebt will also help you resolve your medical debt. In some cases you might even be able to pay them for less than what you have to pay.
Private Student Loan
CuraDebt does not cater to the federal government’s student loan. Still, they can help private students in negotiating any loans they are owed.
Personal Loan
Personal and payday loans also qualify to be eligible for debt relief programs. You may also be eligible the program if you have other unsecure credit lines that you have obtained from an alternative financial institution or bank.
Credit Card Debt
If you’re in debt using store credit cards or traditional credit cards as well as private label credit card, CuraDebt can assist you in paying it off.
How much will it cost?
The greatest thing about CuraDebt’s pricing is how they’ve priced their service. They do not charge an upfront cost. Only pay when you’ve paid each of your debts.
Additionally, they do not charge high costs either. On average, you’ll be required to pay between 20 and 20% of the debt you settled through them.
In general, this type of industry charges between 15 and 25%.
Additionally, customers can anticipate to settle their debt from 2 to 4 years. This varies depending on the amount that you are able to save each month.
Additionally, they claim you can save up to 30% if you include their costs into your calculations.
However, the claim may differ based on your specific situation. Some customers even claimed to save 50% to up to 80%.
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Benefits of using CuraDebt
Once you’ve got an idea of the benefits CuraDebt can provide, let’s explore the benefits from using CuraDebt.
In the beginning, CuraDebt only charges you after you’ve settled your debt. Furthermore they only charge a 20% fee while the majority of companies charge 25 percent.
Then, if you’re done by the program for debt relief, you can enroll in their credit repair program.
It’s an excellent method to improve your credit without going into debt again. The program is however designed different for every person dependent on the circumstances of your case.
Finally, CureDebt looks into your credit to assist in settlements and negotiations. It means that the amount you owe won’t rise as time passes. They’ll also investigate any violations by creditors using their in-house experts.
Drawbacks of using CuraDebt
Let’s also look into some of the drawbacks of CuraDebt.
Debt settlement and debt relief typically require you to stop making payments using your credit card. If you’re trying to build a better credit score, it might set you back while you’re working on your debt.
CureDebt does not have a mobile app. While they do have a client website however, it appears old and mundane. It’s not particularly intuitive and could be difficult to navigate.
Furthermore, they are not credited with an accreditation from the Better Business Bureau although they were awarded an A+ rating.
The Final Verdict
CuraDebt is a useful program that lets you settle your debt without spending more on those types of services. In addition their 20% service charge is less expensive than the majority of companies that offer a 25% fee. There aren’t any upfront fees and you’ll only have to pay the fee when your debt is finally settled.
While they’ll provide you with an account that allows you to track your progress but their website isn’t simple to navigate. CuraDebt also doesn’t have an app yet, which would make it easier to look at your progression.
But, they do have a competent support staff that you can contact them, not only via emails but also via phone or making an e-ticket. State Portion Of Tax Bill Being Reduced, Tax Relief
If debt is a big problem right now, we highly recommend CuraDebt’s program. Be sure to be qualified and that the services that they provide are offered in your area.
> > Click Here to Get A Debt Consultation for Free < <
FAQ State Portion Of Tax Bill Being Reduced, Tax Relief
What is the time frame to complete the course?
The program typically takes between 24 and 48 months dependent on the size of your debt as well as the agreed settlement.
Can CuraDebt aid with state tax problems?
Sure, CuraDebt has a tax relief program that will aid you in dealing with problems such as delinquent payroll tax issues and garnishments on wages.
What’s the first thing I have to do when I’m enrolled in the program?
You’ll have to keep in constant contact with the team and pay the required payments to pay down your debt over time.
