Have your debts increased lately? Are you tired of trying different financial advice and strategies but still have unsolved issues?
Perhaps you’re here because you’ve tried everything.
In the majority of cases, your best way is to approach experts who can assist you resolve the issue.
CuraDebt is among the most frequently contacted companies. Many customers have asked if they are able to help or help you get into more debt.
According to their clients, they can help you manage 80% of your debt , so you are able to take couple of w
orries off your shoulders.
But for some people, these claims are just too good to be true.
You might be looking for something that will assist you in paying off your debt. In this situation, CuraDebt will mostly be recommended by people. We’ll take a deeper look at how CuraDebt works and what problems it could help solve.
In addition, prior to our conclusion, we’ll also look into the advantages and disadvantages of this method.
Before starting the review, go to this video if you prefer for it to be watched.
Otherwise, let’s begin.
Before you go on, you may want to watch this video by CuraDebt Debt Relief Reviews on YouTube that gives a quick review. Afterward, you’ll want to read the rest of our article for a more comprehensive review.
About the Company State Of Ohio Real Estate Tax Relief
CuraDebt is an organization that deals with debt relief in Hollywood, Florida. It was founded in 2000 and has since become a participant in the American Fair Credit Council, the US Chamber of Commerce, and accredited by the International Association of Professional Debt Arbitrators.
While it is accredited, certain states have imposed restrictions on their services.
What CuraDebt do?
Assistance in settling your debt is CuraDebt’s most known feature. They also provide other services that will help you be more financially stable.
First of all, it starts by requesting a no-cost online savings estimate. It is a completely private service, and they won’t conduct a credit inquiry. With this savings estimate you’ll be able to learn more about your alternatives to debt-free.
The savings estimate, as we’ve mentioned earlier, provides you with an idea of your choices regardless of whether or not you’re planning on using CuraDebt.
CuraDebt will assign you a financial advisor and a team of support to help you with credit arbitration if you decide to enroll. Some financial advisors can help you in your debt-free journey.
After your debt settlement program, CuraDebt is the agency to answer all of your creditor’s calls. They’ll be the ones who will negotiate conditions of the repayment depending on the condition of your financial situation. Depending on which works most effectively your situation, the payment can be either a lump sum settlement or an installment plan.
Furthermore they will be working with creditors so that you can have better rates as you make deposits to your savings account. This in turn, will be processed to pay creditors. Their plans can help you settle the debt within the period of 48 months.
Once you’ve signed up with them, they will provide you with access to your information 24/7. All you have to do is log in to CuraDebts the client portal to track your performance.
Before you are able to avail their program, you’ll need to satisfy their criteria first. In order to be considered eligible for the program, you’ll need to meet the following criteria:
- Minimum 21 years old
- Earn a reliable income
- Have a minimum debt of $5,000
What can they assist you with?
Here are the different ways CuraDebt can help you.
The name of the company suggests that CuraDebt can help you deal with your debt. They can negotiate settlements on your behalf to settle the majority of types of debt. These include medical bills, personal loans credit cards as well as line of credit. They can also be approached to help settle any remaining balance on business debt collection, repossessions, or collections.
They may even assist you in negotiating with back taxes as well as IRS debt. However, you won’t get support for most cases, loans from the government, collateral, and utility bills. They also don’t cover most student loans.
On the contrary, they’ll help you use laws like that of Telecommunications Consumer Protection Act (TCPA) and the Fair Debt Collection Practice Act (FDCPA). They can also assist you in identifying creditor violations so that you can have cash settlements, if possible. Certain violations could lead to having your debts dismissed as well.
CuraDebt also allows you to pay off debts with less than the sum you have. Additionally, you can inquire about your debt during their no-cost consult with their debt counsellor.
The most appealing aspect of the program is that you’ll only pay the fees after your debt has been settled. All you need to sign up for one of their plans, and you’ll have the ability to pay off all your debts.
Tax Management and Relief
CuraDebt will also handle taxes. Once they collect all of your financial documentation They will also gather all the paperwork you’ll need for tax returns.
By using this program, you’ll be able to resolve the various types of tax problems such as garnishments on wages and tax penalties, personal and business taxes, back taxes and trust fund penalties and tax lien.
There aren’t any hidden charges also. They only use flat-fee pricing and is dependent on the amount you have to pay.
They offer different options for settling your tax debt. Here are six of them:
- Installment agreements
- Offer in Compromise
- Collection statute expiration date
- Tax lien subordination
- Penalty abatements
- Currently non-collectible
What types of debt are they able to help with?
Although debt settlement is their specialty however, they do not provide all kinds in debt resolution. CuraDebt is only focused on unsecured debt. They can’t help you if your credit or loan is tied to an item that is physical.
However, if you have the following kinds of debt, they will make arrangements for settlements.
With CuraDebt, you should be able pay off your past-due tax debts without any issues. Additionally, this service is offered across all 50 states, if you owe money towards the IRS. There are tax experts from the federal government that can help you resolve these types of issues.
CuraDebt can also help resolve any medical-related debt. In some instances you might even be able to pay them less than the amount you are owed.
Private Student Loan
CuraDebt doesn’t cater to Federal student loan. However, they can assist private students with negotiating the student loans they have to pay.
Payday loans and personal loans also qualify for the debt settlement program. You may also be eligible the program if you have other unsecure credit lines that you have obtained from another financial institution or bank.
Credit Card Debt
Whether you have debt with store credit cards or traditional credit cards or private label credit cards, CuraDebt will help you pay it off.
How much will it cost?
The most appealing aspect of CuraDebt’s pricing is how they’ve priced their services. They don’t charge upfront fees. The only time you pay is when you settle each of your debts.
They also don’t have high-cost charges either. On average, you’ll be required to pay up to 20 percent of the debt that you settled with them.
In general, this type of business can cost anywhere between 15% and 25 percentage.
In addition, customers can expect to settle their debt from two to four years. This varies depending on the amount that you are able to save each month.
Also, they claim that you could save as much as 30% if you include their costs into your calculations.
However, the claim may vary, depending on your situation. Some customers have even talked about saving 50 to 80%.
Advantages to using CuraDebt
Once you’ve got an idea of the benefits CuraDebt can offer you let’s look into the advantages from using CuraDebt.
In the beginning, CuraDebt will only charge you once you’ve paid off your debt. In addition they charge only a 20% fee while the majority of companies charge 25%.
If you’re finished with the debt settlement program you can also sign up for their credit repair program.
It’s an excellent option to rebuild the credit rating without having to go into debt again. The program is however designed in a different way for each individual, depending on your situation.
In the end, CureDebt looks into your financial obligations to assist with settlements and negotiations. This means your debt won’t increase as time passes. They’ll also be looking into any violations of creditor with the help of their experts in-house.
The drawbacks of the use of CuraDebt
Let’s also look into some of the disadvantages of CuraDebt.
Settlement of debt and debt relief typically require you to stop making payments using . So if you’re trying to improve your credit score, it could cause you to delay working on your obligations.
CureDebt also doesn’t have a mobile app. Although they have a website that clients can access, it looks outdated and basic. It’s not very user-friendly, and can be difficult to navigate.
Moreover, they are still not accredited with their Better Business Bureau although they did receive an A+ rating.
The Final Verdict
CuraDebt is a useful program that allows you to settle your debt without spending more for these types of services. Additionally their 20% service charge is less expensive than the majority of companies that offer the 25% cost. There aren’t any upfront fees, and you will only be required to pay once the debt is paid off.
While they’ll provide you with an account that allows you to track your progress but their website isn’t user-friendly. CuraDebt isn’t even an app that would make it easier to track your performance.
But, they do have a great support team that you can contact them not just via email but also via phone or sending an e-ticket. State Of Ohio Real Estate Tax Relief
If debt is a big issue right now, we strongly recommend CuraDebt’s debt management program. Be sure to be qualified and that the services they provide are in your area.
FAQ State Of Ohio Real Estate Tax Relief
How long does it take to finish the program?
The typical program lasts from between 24 and 48 months depending on the amount of your debt as well as your agreed settlement.
Can CuraDebt assist with tax problems in the state?
Sure, CuraDebt offers a program for tax relief to help you with problems such as late payroll tax and garnishments of wages.
What do I need to do once I’m in the program?
You’ll have to keep in constant contact with the team and make the necessary payments to reduce your debt over time.