Have your debts been increasing lately? Are you tired of trying different financial advice and strategies but haven’t solved your problems?
Perhaps you’re here because you’ve been through everything.
In the majority of cases, the most effective approach is to talk to experts who can help you settle this issue.
CuraDebt is among the companies that get the most inquiries. A lot of customers have asked if they can help you or help you get into more debt.
According to their clients, they can help you control 80% of your debts so that you are able to take couple of things off your shoulders.
However, for certain people, these claims are just too good to be true.
If you’re looking for anything that can aid you in settling your debt. If that’s the case, CuraDebt will mostly be recommended by people. We’ll be taking an in-depth look at how CuraDebt operates and what issues it can solve for you.
In addition, prior to our conclusion, we’ll also look into its advantages and drawbacks.
Before starting the review, go to this video for a more relaxing way to watch it.
Otherwise, let’s begin.
Before you continue, you may want to check out this video by CuraDebt Debt Relief Reviews on YouTube that gives a quick review. Afterward, you’ll want to read the rest of the article for a more comprehensive review.
About the Company Stakeholder Pension Tax Relief
CuraDebt is a debt relief company from Hollywood, Florida. It was established in 2000 and has since become an active part of the American Fair Credit Council, the US Chamber of Commerce, and accredited with the International Association of Professional Debt Arbitrators.
While it is accredited, certain states have imposed restrictions on their services.
What CuraDebt do?
Helping you settle your debt is one of CuraDebt’s best popular feature. They also provide other services that can help you be more financially secure.
First of all, it begins with requesting a free savings estimate on the internet. It is a completely private service and they will not be doing a credit check. With this savings estimate you’ll learn more about your alternatives to debt-free.
The savings estimate, as we’ve mentioned earlier, provides you with the opportunity to consider your choices regardless of whether or not you’re planning to continue using CuraDebt.
CuraDebt will assign you a financial advisor and a team of support to help you with credit arbitration if you decide to sign up. Certain financial advisors can assist you in your debt-free journey.
Following your debt settlement program is completed, CuraDebt will be the company to take care of all your creditor’s calls. They’ll also be the ones that will determine conditions of the settlement depending on the condition of your financial situation. Depending on which works most effectively your situation, the payment can be either a lump sum settlement or the option of a payment plan.
Moreover, they will be working with lenders to help you enjoy better rates when you transfer money into your savings account. This, is then processed to pay back the creditors. Their programs can assist you to get rid of debt in just 48 months.
After you’ve signed up with them, they will provide you with access to your information 24/7. All you have to do is sign in to CuraDebts’ client portal so that you can monitor your performance.
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CuraDebt’s Requirements
Before you can avail of the program, you’ll have to satisfy their criteria first. In order to be considered eligible for the program, you’ll have to meet the following requirements:
- At least 21 years old
- Have a verifiable income
- You must have a minimum balance of $5,000
What are they able to assist you with?
Here are the different ways CuraDebt can help you.
Debt Relief
The name of the company suggests that CuraDebt can help you deal with your debt. They can negotiate settlements on your behalf to settle all kinds of debt. This includes personal loans, medical bills credit cards, and also lines of credit. They are also able to settle any outstanding balance on business debt, collections, or repossessions.
They can even help negotiate on tax owed as well as IRS debt. But, you won’t receive assistance with the majority claims, loans from the government, collateral, and utility bills. The same goes for student loans.
On the other hand, they can assist you in navigating laws such as the Telecommunications Consumer Protection Act (TCPA) and the Fair Debt Collection Practice Act (FDCPA). They also help you find the violations of creditors to ensure that you receive cash settlements, if they are possible. Some violations can also cause your debt to be also dismissed.
CuraDebt also allows you to pay off debts with less than the amount you own. Additionally, you can ask questions during their free meeting with their debt counsellor.
The most appealing aspect of their program is that you only have to pay for the charges after your debt has been settled. All you need to sign up to one of their plans and you’ll have the ability to resolve all of your debts.
Tax Management and Relief
CuraDebt can also help you with taxes. Once they collect all of your financial documentation and tax documents, they’ll also collect all the necessary paperwork for tax returns.
Through this program, you should be able to solve the various types of tax problems such as garnishments on wages, tax penalties, personal and corporate taxes as well as back taxes and trust fund penalties and tax liens.
There aren’t any hidden charges either. They only use flat-fee pricing, which depends on the amount that you’ll need to settle.
They have different solutions in settling the tax debt. Here are 6 of them:
- Installment agreements
- Offer in Compromise
- Collection statute expiration date
- Tax lien subordination
- Penalty abatement
- Currently non-collectible
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What kind of debt can they help you with?
While debt settlement is their specialization but they aren’t able to offer all kinds of settlement. CuraDebt only focuses on loans that are not secured. They won’t be able to assist you if your credit or loan is tied to an item that is physical.
However, if you have the following types of debt, they’ll negotiate settlements on your behalf.
Tax Debt
With CuraDebt it is expected that you will be able pay off taxes that are due without difficulty. Moreover, this type of service is accessible to all 50 states if you have a debt towards the IRS. There are federal tax experts who can assist you in resolving these kinds of problems.
Medical Debt
CuraDebt will also help you resolve the medical bills. In certain cases you could even settle them less than the amount you have to pay.
Private Student Loan
CuraDebt doesn’t cater to federal student loans. However, they can assist private students negotiate the student loans they owe.
Personal Loan
Personal and payday loans also qualify to be eligible for debt relief programs. You may also be eligible the program if you have other unsecure credit lines that you got from another financial institution or bank.
Credit Card Debt
Whether you have debt with store credit cards, traditional credit cards, or private label credit cards, CuraDebt will assist you in paying it off.
What will it cost you?
The greatest thing about CuraDebt’s pricing is how the company has priced its services. They do not charge an upfront cost. The only time you pay is when you have paid off all of your outstanding debts.
Additionally, they do not charge high fees as well. On average, you’ll have to pay up to 20 percent of the debt that you settled through them.
In general, this type of business can cost anywhere from 15% to 25%.
Additionally, customers can anticipate to settle their debt from two to four years. But, it also differs according to the amount you can save up per month.
Also, they claim you can save up to 30% if you include their charges into your calculation.
But this claim will also vary, depending on your situation. Some clients even mentioned saving 50 to 80%.
> > Click Here to Get A Debt Consultation for Free < <
The benefits of using CuraDebt
Now that you have an idea of the benefits CuraDebt can provide, let’s explore the benefits from using CuraDebt.
In the beginning, CuraDebt will only charge you when you’ve paid off your debt. Furthermore they only charge a 20% fee while the majority of companies charge 25%.
If you’re finished by the program for debt relief you may join their credit repair program.
It’s a great method to improve your credit without going back into debt. However, the program runs different for every person, depending on your situation.
Lastly, CureDebt looks into your credit to help with settlements and negotiations. It means that the amount you owe won’t rise over time. They’ll also investigate any violations of creditor with the help of their in-house experts.
The drawbacks of using CuraDebt
We will also examine some of the disadvantages of CuraDebt.
Debt settlement and debt relief usually require that you stop paying with . If you’re trying to build a better credit score, it may set you back while you’re getting rid of your credit card debt.
CureDebt does not offer a mobile application. While they have a client website but it’s old and mundane. It’s not very user-friendly, and can be challenging to navigate.
Furthermore, they are not credited with the Better Business Bureau although they received an A+ rating.
The Final Verdict
CuraDebt is a useful program that allows you to pay off your debts without spending more on those types of services. In addition the 20% service charge is cheaper than most companies that offer an additional 25% charge. There aren’t any upfront fees, and you will only have to pay when your debt is finally settled.
Although they’ll allow you to access an account that allows you to track your progress but their website isn’t user-friendly. CuraDebt does not have an app yet, which will make it easier to monitor your progression.
However, they have a great support team and can be reached them not only through emails but by phone or by sending an electronic ticket. Stakeholder Pension Tax Relief
If debt is a big problem, then we strongly recommend CuraDebt’s debt management program. Make sure you’re eligible and that the services they offer are available in your state.
> > Click Here to Get A Debt Consultation for Free < <
FAQ Stakeholder Pension Tax Relief
What is the time frame to finish the program?
The average program is 24 to 48 months, dependent on the size of your debt as well as the agreed settlement.
Can CuraDebt assist with state tax problems?
Sure, CuraDebt has a tax relief program that will aid you in dealing with problems such as late payroll tax issues and wage garnishments.
What’s the first thing I have to do when I’m enrolled in the program?
You’ll have to keep in constant contact with your team members and make the necessary payments to pay down your debt over time.
