Has your debt been increasing lately? Are you exhausted from trying various financial tips and advice but haven’t solved your problems?
Perhaps you’re here because you’ve tried every thing.
In the majority of cases, your best way is to approach experts who can assist you settle this issue.
CuraDebt is one of the most asked companies. Many people are asking if they are able to help or put you into more debt.
According to their clients they can help you control the majority of your debts so that you can finally take a few things off of your mind.
For some the claims seem too good to be true.
Suppose you’re on the lookout for anything that can assist you in paying off your debt. If that’s the case, CuraDebt will mostly be suggested by people. We’ll be taking an in-depth study of how CuraDebt operates and what issues it can help you solve.
In addition, prior to our conclusion we’ll look at the advantages and disadvantages of this method.
Before you begin the review, check out this video instead for a more relaxing way to watch it.
Otherwise, let’s begin.
Before you go on, you may want to check out this video by CuraDebt Debt Relief Reviews on YouTube that gives a quick review. Afterward, you will want to read the rest of the article for a more comprehensive review.
About the Company Sspn Tax Relief 8000
CuraDebt is a company that provides debt relief from Hollywood, Florida. It was established in 2000, and is a member of the American Fair Credit Council, the US Chamber of Commerce, and is accredited through the International Association of Professional Debt Arbitrators.
Although it is accredited, some states have restricted their services.
What CuraDebt do?
Helping you pay off your debt is one of CuraDebt’s best known feature. They also provide additional services to assist you in becoming financially stable.
First of all, it begins with requesting a free online savings estimate. It is a completely private service, and they won’t be conducting a credit screening. With this savings estimate you’ll discover more about other options in your journey to debt-free.
This estimate of savings, as we’ve mentioned before, gives you an idea of your choices regardless of whether or not you’re planning on using CuraDebt.
CuraDebt will assign you a financial advisor and a support team to help you with the process of credit arbitration should you choose to enroll. Some financial advisors can help you in your debt-free journey.
Following your debt settlement program is completed, CuraDebt will be the one to handle all of your creditors’ calls. They will also be the ones who will determine what you will pay for your repayment based on the status of your finances. In determining which option is the most effectively for you, it could be either a lump sum settlement or a payment plan.
Additionally, they will be working with the creditors so that you can enjoy better rates when you transfer money into your savings account. This in turn, will process to pay creditors. Their plans can help you settle the debt within 48 months.
After you’ve signed up with them, they’ll give you access to your account information 24 hours a day. All you have to do is log in to CuraDebts’ client portal so that you can monitor your performance.
Before you are able to avail the program, you’ll have to pass their requirements first. To be eligible, you’ll need to meet the following requirements:
- Minimum 21 years old
- Verifiable income
- You must have a minimum balance of $5,000
What are they able to assist you?
Here are some of the ways CuraDebt can help you.
As their name suggests, CuraDebt will assist you in dealing your debt. They can negotiate settlements on your behalf to settle all kinds of debt. This includes medical bills, personal loans, credit cards and line of credit. They are also able to pay off any remaining amount on business debts and collections or repossessions.
They can even help negotiate for back taxes as well as IRS debt. But, you won’t receive support for most claims, government loans or collateral, as well as utility bills. They also don’t cover most student loans.
On the other hand, they can help you use laws like that of Telecommunications Consumer Protection Act (TCPA) and the Fair Debt Collection Practice Act (FDCPA). They can also assist you in identifying the violations of creditors to ensure that you receive cash settlements, if they are possible. Certain violations could cause your debt to be dismissed as well.
CuraDebt lets you settle debt with less than the sum you have. You can also ask questions during their free meeting with their debt counselor.
The most appealing aspect of their program is that you only be charged after your debt has been settled. All you have to sign up for one of their plans, and you’ll be able to settle each of your debts.
Tax Management and Relief
CuraDebt can also deal with your tax debt. After they have gathered all your financial documentation They will also gather all the necessary paperwork for tax returns.
With this program, you should be able to resolve the various types of tax problems such as wage garnishments, tax penalties, personal and business taxes, back taxes, trust fund penalties, and tax lien.
There aren’t any hidden costs either. They only offer flat-fee prices, which depends on the amount you’ll need to settle.
There are a variety of options for the settlement of your tax debt. Here are 6 of them:
- Installment agreements
- Offer in Compromise
- Collection statute expiration date
- Tax lien subordination
- Penalty abatements
- Currently non-collectible
What kinds of debts can they assist you with?
While debt settlement is their forte but they aren’t able to offer all kinds of debt settlement. CuraDebt only focuses on debt that is not secured. They aren’t able to help you if the debt or loan is tied to an item that is physical.
However, if you have the following types of debt, they’ll negotiate settlements on your behalf.
With CuraDebt, you should be able to pay your past-due tax debts without any issues. Furthermore, this service is offered to all 50 states in the event that you have a debt to the IRS. There are federal tax experts who can assist you in resolving these types of issues.
CuraDebt will also help you resolve any medical-related debt. In some cases you might even be able to pay them less than the amount you owe.
Private Student Loan
CuraDebt does not offer the federal government’s student loan. They can however assist private students in negotiating any student loans that they are owed.
Payday loans and personal loans are also eligible for the debt settlement program. You may also be eligible if you have other unsecured credit lines that you have obtained from another bank or financial institution.
Credit Card Debt
If you’re in debt using store credit cards as well as traditional credit cards or private label credit cards, CuraDebt will assist you in paying it off.
How much will it cost?
The most appealing aspect of CuraDebt’s pricing is how the company has priced its services. They don’t charge an upfront fee. The only time you pay is when you settle each of your debts.
Also, they don’t have high-cost charges either. On average, you’ll have to pay up to 20 percent of the debt that you settled through them.
On average, this type of industry charges from 15% to 25 percent.
Moreover, clients can expect to settle their debts within 2 to 4 years. However, this also varies depending on the amount that you save per month.
Also, they claim you can save as much as 30% when you factor in their costs into your calculations.
However, the claim may vary, depending on the situation. Some customers have even talked about saving between 50% and 80%.
The benefits of using CuraDebt
Now that you have a clearer picture of the benefits CuraDebt can offer you let’s explore the benefits of using CuraDebt.
In the beginning, CuraDebt only charges you when you’ve paid off your debt. Furthermore they charge only 20% of the cost, whereas most companies charge you 25%.
If you’re finished with the debt settlement program, you can join their credit repair program.
It’s an excellent way to restore the credit rating without having to go in debt again. The program is however designed different for every person dependent on the circumstances of your case.
Finally, CureDebt looks into your credit to assist in settlements and negotiations. This means the amount you owe won’t rise as time passes. They’ll also look into any violations by creditors with the assistance of their in-house experts.
The drawbacks of using CuraDebt
Let’s also look into some of the negatives of CuraDebt.
Settlement of debt and debt relief usually require that you cease making payments with the credit card you use. Therefore, if you’re trying build a better standing on credit scores, you may set you back while you’re finishing your credit card debt.
CureDebt also doesn’t have a mobile app. Although they have a website for clients however, it appears old and mundane. It’s not particularly user-friendly, and can be challenging to navigate.
Moreover, they are still not accredited with their Better Business Bureau although they did receive an A+ grade.
The Final Verdict
CuraDebt is a great program that allows you to pay off your debts without spending more for these types of services. Additionally their 20% service fee is lower than many businesses that charge a 25% fee. There aren’t any upfront fees, and you will only have to pay when the debt is settled.
Although they’ll give you an account to see your progress however, their website isn’t user-friendly. CuraDebt also doesn’t have an app, which will make it easier to look at your performance.
They do have a great support team, and you can reach them, not only via emails but by phone or by submitting an electronic ticket. Sspn Tax Relief 8000
If problem of debt is an issue right now, we strongly recommend CuraDebt’s debt management program. Just make sure that you’re qualified and that the services they offer are available in your state.
FAQ Sspn Tax Relief 8000
How long will it take to complete the course?
The typical program lasts from between 24 and 48 months depending on the amount of your debt and the agreement on the settlement.
Can CuraDebt help in the fight against state tax issues?
It is true that CuraDebt provides tax relief programs that can aid you in dealing with problems like delinquent tax issues and wage garnishments.
What’s the first thing I have to do after joining the program?
You’ll need to constantly communicate with the team and pay the required payments to reduce the amount of debt you have over time.