Has your debt been piling up lately? Are you exhausted from trying other financial tips and advice but you’re still struggling with unsolved problems?
Maybe you’re here because been through everything.
In the majority of cases, your best option is to speak with professionals that can help you resolve the issue.
CuraDebt is among the most asked companies. Many people have been inquiring whether they are able to help or put you in more debt.
According to their clients, they can help you control 80% of your debt so that you can finally take a few things off of your plate.
For some they believe these claims are too good to be true.
You might be looking for any solution that could aid you in settling your debt. In that scenario, CuraDebt will mostly be suggested by people. We’ll be taking a deep look at how CuraDebt is used and the problems it can solve for you.
In addition, prior to our conclusion, we’ll also look into its advantages and drawbacks.
Before beginning the review, watch this video instead if you prefer watching it.
Otherwise, let’s begin.
Before you go on, you may want to check out this video by CuraDebt Debt Relief Reviews on YouTube that gives a quick review. Afterward, you will want to read the rest of the article for a more comprehensive review.
About the Company Spouse Tax Relief Act 2021
CuraDebt is a company that provides debt relief from Hollywood, Florida. It was established in 2000, and is an active member of the American Fair Credit Council, the US Chamber of Commerce, and has been accredited by the International Association of Professional Debt Arbitrators.
Although the service is accredited, certain states have limited their access to their services.
What CuraDebt do?
Assistance in settling your debt is the most popular feature. They also provide additional services to assist you in becoming financially stable.
The process begins by requesting a free savings estimate online. This service is very confidential and won’t be doing a credit check. By using this estimate of savings you’ll learn more about your options to debt-free.
Savings estimates, as we’ve mentioned previously, offers you an idea of your choices regardless of whether or not you’re planning on using CuraDebt.
CuraDebt will assign you a financial advisor as well as a support team to assist you with the process of credit arbitration should you choose to enroll. Some financial advisors can help you in your debt-free journey.
Following your debt settlement program, CuraDebt can be the company to take care of all your creditor’s calls. They will also be the ones that will determine the terms of your repayment depending on the condition of your financial situation. Depending on which works most effectively your situation, the payment could either be a lump sum settlement or a payment plan.
Furthermore they will be working with the lenders to help you enjoy better rates when you deposit money to your savings account, which in turn, will process to pay creditors. Their programs can assist you to pay off the debt in two years.
After you’ve registered with them, they will give you access to your data 24/7. All you need to do is log in to CuraDebts’ client portal so that you can monitor your development.
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CuraDebt’s Requirements
Before you are able to avail their program, you’ll need to satisfy their criteria first. In order to be considered eligible for the program, you’ll have to meet the following requirements:
- Minimum 21 years old
- Have a verifiable income
- Have a minimum debt of $5,000
What are they able to assist you with?
Here are some of the ways CuraDebt can aid you.
Debt Relief
The name of the company suggests that CuraDebt can help you deal with debt. They can negotiate settlements on your behalf to settle all kinds of debt. These include personal loans, medical bills, credit cards and lines of credit. They can also be approached to settle any outstanding amount on business debts, collections, or repossessions.
They may also assist in negotiating with back taxes and IRS debt. However, you will not receive support for most cases, loans from the government as well as collateral and utility bills. They also don’t cover most student loans.
On the other hand, they can assist you with laws like the Telecommunications Consumer Protection Act (TCPA) and the Fair Debt Collection Practice Act (FDCPA). They will also help you identify debtors who are in violation so that you can have cash settlements, if possible. Some violations can also lead to having your debts dismissed as well.
CuraDebt also allows you to pay off debts with less than the amount you have. You can also inquire about your debt during their no-cost consultation with their debt advisor.
The most appealing aspect of the program is that you only pay the fees after your debt has been settled. All you have to sign up to any of the plans, and you’ll be able settle each of your debts.
Tax Management and Relief
CuraDebt can also deal with taxes. After they have gathered all your financial documents and tax documents, they’ll also collect all the paperwork you’ll need to file tax returns.
Through this program, you will be able to resolve different types of taxes like wage garnishments as well as tax penalties for personal and business taxes, back taxes as well as trust fund penalties and tax liens.
There aren’t hidden fees also. They use only flat-fee pricing and is dependent on the amount you must settle.
They offer different options for paying off your tax debt. Here are 6 of them:
- Installment agreements
- Offer in Compromise
- Collection statute expiration date
- Tax lien subordination
- Penalty abatement
- Currently non-collectible
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What types of debt can they help you with?
While debt settlement is their forte but they aren’t able to cater to all types of settlement. CuraDebt is only focused on debt that is not secured. They aren’t able to assist you if your credit or loan is tied to an item that is physical.
If, however, you are in the following types of debt, they will arrange settlements for you.
Tax Debt
With CuraDebt it is expected that you will be able to settle taxes that are due without difficulty. Furthermore, this service is accessible across all 50 states, if you have a debt towards the IRS. There are federal tax experts who can assist you in resolving the issues.
Medical Debt
CuraDebt can also help resolve any medical-related debt. In some instances you might even be able to pay them less than the amount you owe.
Private Student Loan
CuraDebt does not offer Federal student loan. They can however assist private students negotiate any loans they have to pay.
Personal Loan
Personal loans and payday loans are also eligible as debt-settling programs. It is also possible to avail the program the program if you have other unsecure credit lines that you have obtained from another financial institution or bank.
Credit Card Debt
Whether you have debt with store credit cards as well as traditional credit cards or private label credit cards CuraDebt can assist you in paying it off.
What will it cost you?
The most appealing aspect of CuraDebt is how they’ve priced their service. They don’t charge upfront fees. You’ll only pay once you have paid off all of your outstanding debts.
They also don’t charge high costs either. On average, you’ll have to pay between 20 and 20% of the debt you settled through them.
On average, this type of business can cost anywhere from 15% to 25 percentage.
Additionally, customers can anticipate to pay off their debts in 2 to 4 years. This varies in relation to the amount you save per month.
Also, they claim you can save as much as 30% if you include their costs into your calculations.
However, this statement will vary, depending on your situation. Some clients even mentioned saving 50% to 80%.
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Benefits of using CuraDebt
Once you’ve got an understanding of what CuraDebt offers, Let’s take a look at the benefits from using CuraDebt.
First, CuraDebt is only charged after you’ve settled your debt. Additionally they charge only 20% of the cost, whereas many companies charge 25%.
Next, if you’re done in the process of debt resolution you could join their credit repair program.
It’s an excellent option to rebuild your credit without having to go into debt again. However, the program runs in a different way for each individual dependent on the circumstances of your case.
In the end, CureDebt looks into your credit to assist in settlements and negotiations. So, the amount you owe won’t rise as time passes. They’ll also investigate any creditor violations with the assistance of their own experts.
The drawbacks of using CuraDebt
Let’s also consider some of the negatives of CuraDebt.
Settlement of debt and debt relief typically require you to stop paying with the credit card you use. So if you’re trying to increase your standing on credit scores, you might delay you from working on your obligations.
CureDebt doesn’t even offer a mobile application. Although they have a client website, it looks outdated and basic. It’s not very user-friendly, and can be difficult to navigate.
Moreover, they are still not credited with the Better Business Bureau although they did receive an A+ grade.
The Final Verdict
CuraDebt is a great program that allows you to resolve your debt without having to spend more on these kinds of services. In addition the 20% service cost is cheaper than most companies that offer the 25% cost. There aren’t any upfront fees and you’ll only be required to pay once the debt is settled.
Although they’ll give you an account that allows you to track your progress, their website is not user-friendly. CuraDebt also doesn’t have an app yet, which will make it easier to look at your progression.
However, they have a good support team that you can contact them not just via email but by phone or by submitting an electronic ticket. Spouse Tax Relief Act 2021
If debt is a big problem right now, we recommend CuraDebt’s service. Just make sure that you’re qualified and that the services they provide are in your state.
> > Click Here to Get A Debt Consultation for Free < <
FAQ Spouse Tax Relief Act 2021
How long does it take to complete the course?
The average program is between 24 and 48 months depending on the amount of your debt as well as your agreed settlement.
Can CuraDebt help in the fight against state tax issues?
Sure, CuraDebt offers a program for tax relief that can aid you in dealing with problems such as late payroll tax and garnishments of wages.
What’s the first thing I have to do after joining the program?
You’ll have to keep in constant contact with the team and make the necessary payments to pay down the amount of debt you have over time.
