Are you experiencing debt that has increased lately? Are you tired of trying other financial advice and strategies but you’re still struggling with unsolved problems?
Perhaps you’re here because you’ve already tried every thing.
In most cases, the best way is to approach experts who can assist you resolve the issue.
CuraDebt is among the most frequently contacted companies. A lot of customers have asked if they can assist you or help you get into more debt.
According to their clients they can help you manage the majority of your debts so that you are able to take couple of w
orries off your shoulders.
For some the claims seem too good to be true.
You might be looking for something that will assist you in paying off your debt. In this case, CuraDebt will mostly be highly recommended by those. We’ll be taking a deep review of how CuraDebt works and what problems it can help you solve.
In addition, prior to our conclusion we’ll look at the advantages and disadvantages of this method.
Before beginning the review, you can watch this video instead if you prefer to watch it.
Otherwise, let’s begin.
Before you continue, you may want to check out this video by CuraDebt Debt Relief Reviews on YouTube that gives a quick overview. Afterward, you’ll want to read the rest of the article for a more comprehensive review of CuraDebt.
About the Company Special Tax Relief For Harvey Victims
CuraDebt is a company that provides debt relief from Hollywood, Florida. It was founded in 2000 and has since become an active part of the American Fair Credit Council, the US Chamber of Commerce, and has been accredited with the International Association of Professional Debt Arbitrators.
Although the service is accredited, certain states have limited their access to their services.
What can CuraDebt do?
Helping you pay off your debt is CuraDebt’s most well-known feature. However, they also offer other services that can help you be more financially secure.
It all starts by requesting a no-cost savings estimate on the internet. The service is completely confidential and won’t conduct a credit inquiry. By using this estimate of savings you’ll discover more about options towards debt-free.
This estimate of savings, as mentioned before, gives you an idea of your choices regardless of whether or not you’re planning on using CuraDebt.
CuraDebt will assign you a financial counselor and a support team to assist you with the process of credit arbitration should you choose to join. Some financial advisors can help you on your path to debt-free living.
After your debt settlement program, CuraDebt will be the one to answer all of your creditor’s calls. They’ll also be the ones that determine conditions of the repayment depending on the condition of your financial situation. Depending on which works most effectively to you, this could be either a lump sum settlement or the option of a payment plan.
Moreover they will be working with creditors to ensure that you have better rates as you transfer money into your savings account. This, is then processed to pay creditors. Their programs can assist you to get rid of debt in just two years.
Once you’ve signed up with them, they’ll give you access to your account information 24 hours a day. All you have to do is log in to CuraDebts’ client portal to track your progress.
Before you can benefit from their program, you’ll need to pass their requirements first. To be eligible, you’ll need to meet the following requirements:
- Minimum 21 years old
- Have a verifiable income
- Minimum debt must be $5,000
What can they help you?
Here are some of the ways CuraDebt can aid you.
As their name suggests, CuraDebt will assist you in dealing with your debt. They can negotiate settlements on your behalf to settle the majority of types of debt. These include medical bills, personal loans credit cards, as well as lines of credit. They can also be approached to help settle any remaining balance on business debt collection, repossessions, or collections.
They may also assist in negotiating with back taxes as well as IRS debt. But, you won’t receive assistance for the majority cases, loans from the government as well as collateral and utility bills. Also, they don’t cover the majority of student loans.
On the other hand, they will assist you with laws like that of Telecommunications Consumer Protection Act (TCPA) and the Fair Debt Collection Practice Act (FDCPA). They will also help you identify debtors who are in violation in order to get cash settlements, if they are possible. Certain violations could cause your debt to be also dismissed.
CuraDebt lets you settle debt with less than the amount you own. You can also inquire about your debt during their no-cost consultation with their debt advisor.
The best part about the program is that you’ll only pay the fees once your debt is settled. All you need to sign up for some of their programs, and you’ll be able to pay off all your debts.
Tax Management and Relief
CuraDebt can also deal with taxes. Once they collect all of your financial records and tax documents, they’ll also collect all the documents you’ll require for tax returns.
Through this program, you will be able to solve various tax issues like garnishments on wages as well as tax penalties for personal and taxation for business as well as back taxes as well as trust fund penalties and tax lien.
There aren’t hidden fees either. They only offer flat-fee prices, which depends on the amount you have to pay.
They have different solutions when it comes to settling the tax debt. Here are 6 options:
- Installment agreements
- Offer in Compromise
- Collection statute expiration date
- Tax lien subordination
- Penalty abatements
- Currently non-collectible
What kinds of debts can they assist you with?
While debt settlement is their forte but they aren’t able to provide all kinds in debt resolution. CuraDebt is only focused on loans that are not secured. They can’t help you if the loan or debt is linked to an item that is physical.
If you do have the following types of debt, they’ll arrange settlements for you.
With CuraDebt it is expected that you will be able pay off tax debts that were due to be paid without any issues. Furthermore, this service is accessible across all 50 states, if you have a debt towards the IRS. There are federal tax experts that can help you resolve these kinds of problems.
CuraDebt can also help resolve the medical bills. In some cases you might even be able to pay the debt for less than you owe.
Private Student Loan
CuraDebt does not cater to federal student loans. Still, they can help private students in negotiating any loans they owe.
Payday loans and personal loans are also eligible for the debt settlement program. You can also avail if you have other unsecured credit lines you obtained from a different bank or financial institution.
Credit Card Debt
If you are in debt through store credit cards, traditional credit cards, or private label credit cards, CuraDebt will help you pay it off.
What is the cost?
The most appealing aspect of CuraDebt is how they’ve priced their services. They don’t charge upfront fees. You’ll only pay once you settle each of your outstanding debts.
Also, they do not charge high fees as well. In the average, you’ll need to pay as much as 20 percent of the debt that you settled through them.
On average, this type of industry charges between 15 and 25 percentage.
Moreover, clients can expect to pay off their debts in two to four years. This varies in relation to the amount you save per month.
Also, they claim that you can save as much as 30% when you factor in their charges into your calculation.
However, the claim may differ based on your situation. Some customers have even talked about saving 50% to 80percent.
Benefits of using CuraDebt
Once you’ve got a clearer picture of the benefits CuraDebt offers, Let’s take a look at the benefits from using CuraDebt.
The first is that CuraDebt will only charge you when you’ve paid off your debt. Additionally they only charge an amount of 20%, while most companies charge you 25 percent.
Then, if you’re done in the process of debt resolution you may also sign up for their credit restoration program.
It’s a great option to rebuild your credit without going into debt again. The program is however designed different for every person according to your personal situation.
Finally, CureDebt looks into your debt so that they can assist in settlements and negotiations. This means your debt won’t increase as time passes. They’ll also investigate any violations of creditor with the assistance of their in-house experts.
The drawbacks of using CuraDebt
Let’s also consider some of the negatives of CuraDebt.
Debt settlement and debt relief usually require that you stop making payments using the credit card you use. If you’re trying to build a better rating on your credit, this may set you back while you’re finishing your obligations.
CureDebt does not have a mobile app. Although they have a client website however, it appears outdated and basic. It’s not particularly intuitive and could be challenging to navigate.
In addition, they’re not credited with their Better Business Bureau although they were awarded an A+ rating.
The Final Verdict
CuraDebt is a useful program that allows you to resolve your debt without having to spend more on these kinds of services. In addition their 20% service cost is cheaper than most firms that charge an additional 25% charge. There aren’t any upfront fees and you’ll only be required to pay once the debt is settled.
While they’ll provide you with an account so that you can track your progress but their website isn’t user-friendly. CuraDebt also doesn’t have an app that would make it easier to monitor your progression.
They do have a competent support staff, and you can reach them not only through emails but by phone or by making an electronic ticket. Special Tax Relief For Harvey Victims
If your debt is a big problem right now, we strongly recommend CuraDebt’s debt management program. Just make sure that you’re eligible and that the services they offer are available in your state.
FAQ Special Tax Relief For Harvey Victims
What is the time frame to complete the program?
The program typically takes between 24 and 48 months dependent on the size of your debt as well as the agreed settlement.
Can CuraDebt help with state tax problems?
Sure, CuraDebt has a tax relief program that can assist you with issues such as delinquent payroll tax and garnishments on wages.
What should I do once I’m in the program?
You’ll need to constantly communicate with the team and pay the required payments to reduce your debt over time.