Has your debt been piling up lately? Are you tired of trying various financial advice and strategies but you’re still struggling with unsolved problems?
Maybe you’re here because you’ve tried everything.
In the majority of cases, the most effective approach is to talk to experts who can help you resolve the issue.
CuraDebt is among the most asked companies. Many customers have asked if they can help you or help you get into more debt.
According to their clients, they can help you manage the majority of your debt , so you are able to take couple of things off your plate.
But for some people, these claims are just too good to be true.
You might be looking for any solution that could assist you in paying off your debt. In that scenario, CuraDebt will mostly be suggested by people. We’ll take a deeper study of how CuraDebt operates and what issues it can solve for you.
Moreover, before we end, we’ll also look into its benefits and drawbacks.
Before you begin the review, check out this video instead for a more relaxing way for it to be watched.
Otherwise, let’s begin.
Before you continue, you may want to check out this video by CuraDebt Debt Relief Reviews on YouTube that gives a quick overview. After, you’ll want to read the rest of our article for a more comprehensive review of CuraDebt.
About the Company South Carolina Property Tax Relief For Spartanbug County
CuraDebt is a company that provides debt relief from Hollywood, Florida. It was established in 2000 and has been a participant in the American Fair Credit Council, the US Chamber of Commerce, and accredited by the International Association of Professional Debt Arbitrators.
While it is accredited, certain states have restricted their services.
What can CuraDebt do?
Assistance in settling your debt is CuraDebt’s most well-known feature. However, they also offer other services that will assist you in becoming financially secure.
The process begins by requesting a free savings estimate on the internet. The service is completely confidential, and they won’t be doing a credit check. By using this estimate of savings you’ll be able to be able to learn more about the other options in your journey to be debt-free.
The savings estimate, as mentioned previously, offers you the opportunity to consider your choices regardless of whether you’re planning to continue using CuraDebt.
CuraDebt will assign you a financial counselor and a team of support to assist you with the process of credit arbitration should you choose to sign up. Certain financial advisors can assist you on your path to debt-free living.
Following the debt settlement program is completed, CuraDebt will be the one to take care of all the calls from your creditors. They’ll be the ones who negotiate what you will pay for your repayment based on the status of your financial situation. In determining which option is the most effectively for you, it can either be a lump sum settlement or a payment plan.
Furthermore, they will be working with the lenders to help you have better rates as you make deposits to your savings account. This in turn, will process to pay off creditors. The plans they offer can help you settle the debt within 48 months.
Once you’ve signed up with them, they will give you access to your information 24/7. All you need to do is sign in to CuraDebts’ client portal so that you can monitor your development.
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CuraDebt’s Requirements
Before you can avail of the program, you’ll have to meet their eligibility requirements first. To be eligible, you’ll need to meet the following requirements:
- At least 21 years old
- Earn a reliable income
- Minimum debt must be $5,000
What can they assist you with?
Here are the different ways CuraDebt can assist you.
Debt Relief
As their name suggests, CuraDebt can assist you in dealing with your debt. They can negotiate settlements on your behalf to settle all kinds of debt. These include medical bills, personal loans credit cards as well as line of credit. You can also approach them to pay off any remaining balance of business debt and collections or repossessions.
They may even assist you in negotiating on tax owed and IRS debt. However, you will not receive assistance with the majority of your lawsuits, government loans, collateral, and utility bills. Also, they don’t cover the majority of student loans.
On the contrary, they’ll help you use laws like the Telecommunications Consumer Protection Act (TCPA) and the Fair Debt Collection Practice Act (FDCPA). They will also help you identify creditor violations in order to get cash settlements, if possible. Certain violations may cause your debt to be also dismissed.
CuraDebt can also help you repay debt for less than the amount you have. Additionally, you can ask questions during their free consult with their debt counselor.
The greatest benefit of their plan is that you’ll only pay the fees after your debt has been settled. All you have to do is sign up with some of their programs, and you’ll be able to pay off all your debts.
Tax Management and Relief
CuraDebt can also deal with the tax liabilities you have. Once they collect all of your financial records They will also gather all the paperwork you’ll need for tax returns.
By using this program, you should be able to solve different types of taxes such as garnishments on wages and tax penalties, personal and corporate taxes, back taxes and trust fund penalties and tax lien.
There aren’t any hidden charges neither are there hidden fees. They only offer flat-fee prices, which depends on the amount that you’ll must settle.
They have different solutions in the settlement of the tax debt. Here are 6 options:
- Installment agreements
- Offer in Compromise
- Collection statute expiration date
- Tax lien subordination
- Penalty abatement
- Currently non-collectible
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What kind of debt can they assist you with?
Although they specialize in debt settlement, it is not their forte however, they do not cater to all types in debt resolution. CuraDebt only focuses on debt that is not secured. They aren’t able to assist you if your credit or loan is tied to a physical item.
If you do have one of the following kinds of debt, they’ll arrange settlements for you.
Tax Debt
With CuraDebt the service, you’ll be able to settle tax debts that were due to be paid without difficulty. Furthermore, this service is offered to all 50 states in the event that you have a debt to the IRS. They have federal tax experts to assist you with these kinds of problems.
Medical Debt
CuraDebt will also help you resolve the medical bills. In certain cases you might even be able to pay them less than the amount you are owed.
Private Student Loan
CuraDebt does not cater to the federal government’s student loan. Still, they can help private students negotiate any student loans that they owe.
Personal Loan
Personal and payday loans also qualify for the debt settlement program. You can also avail the program if you have other unsecure credit lines that you got from another financial institution or bank.
Credit Card Debt
If you are in debt through store credit cards, traditional credit cards, as well as private label credit card, CuraDebt can assist you in paying it off.
What is the cost?
The most appealing aspect of CuraDebt is how they’ve priced their service. They don’t charge an upfront fee. You’ll only pay once you have paid off all of your debts.
They also do not charge high costs either. On average, you’ll be required to pay between 20 and 20% of the debt you settled with them.
In general, this type of industry charges from 15% to 25%.
In addition, customers can expect to settle their debt from between 2 and 4 years. But, it also differs according to the amount you save per month.
Additionally, they claim that you could save as much as 30% by incorporating their charges into your calculation.
However, this statement will differ based on your specific situation. Some clients even mentioned saving 50% to 80percent.
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Advantages to using CuraDebt
Once you’ve got an idea of the benefits CuraDebt can offer you let’s explore the benefits that come with using CuraDebt.
The first is that CuraDebt is only charged when you’ve paid off your debt. Furthermore, they only charge 20% of the cost, whereas most companies charge you 25%.
Next, if you’re done by the program for debt relief you can join their credit restoration program.
It’s an excellent way to restore the credit rating without having to go into debt again. However, the program lasts different for every person dependent on the circumstances of your case.
Finally, CureDebt looks into your financial obligations to assist with settlements and negotiations. This means your debt won’t inflate as time passes. They’ll also look into any creditor violations using their in-house experts.
Some disadvantages to the use of CuraDebt
Let’s also consider some of the drawbacks of CuraDebt.
Debt relief and debt settlements often require you to stop making payments using your credit card. So if you’re trying to improve your rating on your credit, this might set you back while you’re finishing your credit card debt.
CureDebt does not have a mobile app. While they do have a client website however, it appears old and mundane. It’s not very user-friendly, and can be difficult to navigate.
Furthermore, they are not credited with an accreditation from the Better Business Bureau although they were awarded an A+ rating.
The Final Verdict
CuraDebt is a useful program that lets you settle your debt without spending more for these types of services. Moreover, their 20% service fee is lower than many businesses that charge an additional 25% charge. There are no upfront payments and you’ll only have to pay when your debt is finally settled.
Although they’ll give you an account to see your progress but their website isn’t easy to navigate. CuraDebt does not have an app yet, which would make it easier to look at your progression.
But, they do have a competent support staff, and you can reach them, not only via emails but also by phone or submitting an e-ticket. South Carolina Property Tax Relief For Spartanbug County
If the credit card is a major problem, then we strongly recommend CuraDebt’s debt management program. Just make sure that you’re eligible and that the programs they offer are available in your area.
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FAQ South Carolina Property Tax Relief For Spartanbug County
How long does it take to complete the course?
The typical program lasts from between 24 and 48 months depending on the amount of your debt as well as your agreed settlement.
Can CuraDebt help with tax problems in the state?
Sure, CuraDebt has a tax relief program that can assist you with issues such as delinquent payroll tax issues and garnishments of wages.
What’s the first thing I have to do after joining the program?
You’ll have to keep in constant contact with the team and make the necessary payments to reduce the amount of debt you have over time.
