Has your debt been increasing lately? Are you tired of trying different financial advice and strategies but haven’t solved your problems?
Perhaps you’re here because you’ve tried everything.
In the majority of cases, your best way is to approach experts who can help to resolve this issue.
CuraDebt is one of the most frequently contacted companies. A lot of customers have asked if they are able to help or help you get into more debt.
According to their clients, they can help you manage 80percent of your debts so that you are able to take couple of w
orries off your mind.
But for some people, these claims are just too good to be true.
Suppose you’re on the lookout for something that will assist you in paying off your debt. If that’s the case, CuraDebt will mostly be suggested by people. We’ll be taking an in-depth review of the way CuraDebt operates and what issues it can solve for you.
Furthermore, before we conclude we’ll look at its advantages and drawbacks.
Before you begin the review, you can watch this video instead in case you would prefer watching it.
Otherwise, let’s begin.
Before you continue, you may want to watch this video by CuraDebt Debt Relief Reviews on YouTube that gives a quick overview. Afterward, you’ll want to read the rest of our article for a more comprehensive review of CuraDebt.
About the Company Shelby County Trustee Tax Relief
CuraDebt is an organization that deals with debt relief in Hollywood, Florida. It was founded in 2000 and has since become a part of the American Fair Credit Council, the US Chamber of Commerce, and has been accredited through the International Association of Professional Debt Arbitrators.
While it is accredited, some states have limited their access to their services.
What CuraDebt do?
Assistance in settling your debt is the most well-known feature. But they offer other services that will aid you in becoming more financially secure.
First of all, it begins by requesting a free online savings estimate. This service is very confidential and won’t conduct a credit inquiry. By using this estimate of savings, you will learn more about your other options in your journey to debt-free.
This estimate of savings, as we’ve mentioned earlier, provides you with an insight into your options, regardless of whether you’re planning on using CuraDebt.
CuraDebt will assign you a financial counselor and a team of support to assist you in navigating the process of credit arbitration should you choose to join. Certain financial advisors can assist you with your debt-free journey.
Following the debt settlement plan, CuraDebt can be the one to handle all of your creditors’ calls. They will also be the ones that negotiate conditions of the payment based on the status of your finances. Depending on which works most effectively for you, it can be either a lump sum settlement or an installment plan.
Moreover they will be working with lenders to help you have better rates as you make deposits to your savings account. This, in turn, will process to pay off the creditors. The plans they offer can help you settle the debt within two years.
After you’ve signed up with them, they will provide you with access to your data 24/7. All you need to do is login to CuraDebts Client Portal so that you can monitor your performance.
Before you can avail of their program, you’ll need to pass their requirements first. For eligibility, you’ll need to be:
- At least 21 years old
- Verifiable income
- Have a minimum debt of $5,000
What are they able to assist you with?
Here are some of the ways CuraDebt can help you.
The name of the company suggests that CuraDebt will assist you in dealing with your debt. They are able to negotiate settlements on behalf of you for all kinds of debt. They can help with personal loans, medical bills, credit cards and loans. They can also be approached to pay off any remaining balance on business debt collection, repossessions, or collections.
They may also assist in negotiating for back taxes as well as IRS debt. However, you won’t get assistance with the majority claims, government loans as well as collateral and utility bills. The same goes for student loans.
On the other hand, they will assist you in navigating laws such as the Telecommunications Consumer Protection Act (TCPA) and the Fair Debt Collection Practice Act (FDCPA). They can also assist you in identifying debtors who are in violation so that you can have cash settlements, if possible. Certain violations may cause your debt to be dismissed as well.
CuraDebt also allows you to repay debt for less than the amount you own. They also allow you to ask questions during their free consultation with their debt advisor.
The greatest benefit of their program is that you’ll only have to pay for the charges once your debt is settled. All you need to sign up to some of their programs, and you’ll have the ability to settle each of your debts.
Tax Management and Relief
CuraDebt can also help you with taxes. After they have gathered all your financial documentation, they will also collect all the necessary paperwork for tax returns.
By using this program, you’ll be able to deal with different types of taxes such as wage garnishments, tax penalties, personal and business taxes, back taxes, trust fund penalties, and tax lien.
There aren’t hidden fees neither are there hidden fees. They only use flat-fee pricing that is based on the amount you’ll have to pay.
They offer different options when it comes to paying off the tax debt. Here are 6 options:
- Installment agreements
- Offer in Compromise
- Collection statute expiration date
- Tax lien subordination
- Penalty abatements
- Currently non-collectible
What kinds of debts can they help you with?
Although debt settlement is their specialization however, they do not offer all kinds in debt resolution. CuraDebt only focuses on loans that are not secured. They can’t assist you if your credit or loan is tied to a physical item.
However, if you have one of the following kinds of debt, they will arrange settlements for you.
With CuraDebt, you should be able pay off taxes that are due without any problems. Additionally, this service is accessible to all 50 states in the event that you owe money to the IRS. There are tax experts from the federal government that can help you resolve the issues.
CuraDebt can also help resolve your medical debt. In some instances, you may even pay them for less than what you are owed.
Private Student Loan
CuraDebt does not offer the federal government’s student loan. However, they can assist private students with negotiating any loans they owe.
Payday loans and personal loans also qualify to be eligible for debt relief programs. You may also be eligible if you have other unsecured credit lines that you got from an alternative bank or financial institution.
Credit Card Debt
If you’re in debt using store credit cards as well as traditional credit cards and private-label credit cards, CuraDebt will help you pay it off.
What will it cost you?
The best part about CuraDebt’s pricing is how they’ve priced their service. They don’t charge an upfront fee. Only pay when you’ve paid each of your debts.
Additionally, they don’t have high-cost charges either. On average, you’ll have to pay as much as 20% of the debt you settled with them.
In general, this type of business can cost anywhere between 15 and 25 percentage.
Additionally, customers can anticipate to settle their debt from between 2 and 4 years. But, it also differs according to the amount you save per month.
Also, they claim you can save up to 30% when you factor in their charges into your calculation.
But this claim will also vary, depending on your specific situation. Some clients even mentioned saving between 50% and up to 80%.
Advantages to using CuraDebt
Now that you have an idea of the benefits CuraDebt can offer you let’s explore the benefits from using CuraDebt.
The first is that CuraDebt is only charged once you’ve paid off your debt. Furthermore, they only charge a 20% fee while the majority of companies charge 25%.
Next, if you’re done in the process of debt resolution you can enroll in their credit restoration program.
It’s a fantastic method to improve your credit without going into debt again. However, the program lasts in a different way for each individual dependent on the circumstances of your case.
Lastly, CureDebt looks into your financial obligations to assist in settlements and negotiations. So, your debt won’t increase as time passes. They’ll also be looking into any creditor violations with the help of their own experts.
The drawbacks of the use of CuraDebt
We will also examine some of the drawbacks of CuraDebt.
Settlement of debt and debt relief usually require that you stop paying with . So if you’re trying to improve your standing on credit scores, you could delay you from working on your credit card debt.
CureDebt doesn’t even have a mobile app available. While they do have a client website, it looks outdated and basic. It’s not particularly intuitive, and it can be difficult to navigate.
Moreover, they are still not credited with their Better Business Bureau although they did receive an A+ rating.
The Final Verdict
CuraDebt is a useful program that lets you pay off your debts without spending more for these types of services. Additionally, their 20% service cost is cheaper than most firms that charge the 25% cost. There is no upfront payment, and you will only have to pay when the debt is settled.
Although they’ll give you an account that allows you to track your progress however, their website isn’t easy to navigate. CuraDebt does not have an app yet, which would make it easier to look at your performance.
They do have a good support team that you can contact them not just via email but by phone or by sending an electronic ticket. Shelby County Trustee Tax Relief
If the problem of debt is an issue right now, we highly recommend CuraDebt’s program. Be sure to be eligible and that the services they provide are in your state.
FAQ Shelby County Trustee Tax Relief
What is the time frame to finish the program?
The average program is between 24 and 48 months dependent on the size of your debt as well as your agreement on the settlement.
Can CuraDebt assist with state tax problems?
Yes, CuraDebt has a tax relief program to assist you with issues like delinquent tax issues and garnishments of wages.
What do I need to do after joining the program?
You’ll need to constantly communicate with the team and pay the required payments to lower your debt over time.