Has your debt been increasing lately? Are you burnt out from trying other financial tips and advice but you’re still struggling with unsolved problems?
Maybe you’re here because already tried everything.
In the majority of cases, the best option is to speak with experts who can assist you resolve the issue.
CuraDebt is one of the most frequently contacted companies. Many people are asking if they can assist you or put you in more debt.
According to their clients, they can help you control 80% of your debt so that you are able to take couple of things off your mind.
For some, these claims are just too good to be true.
If you’re looking for any solution that could assist you in paying off your debt. If that’s the situation, CuraDebt will mostly be suggested by people. We’ll take a deeper review of how CuraDebt operates and what issues it can help you solve.
In addition, prior to our conclusion, we’ll also look into its advantages and drawbacks.
Before you begin the review, you can go to this video for a more relaxing way watching it.
Otherwise, let’s begin.
Before you continue, you may want to watch this video by CuraDebt Debt Relief Reviews on YouTube that gives a quick review. Afterward, you’ll want to read the rest of the article for a more comprehensive review of CuraDebt.
About the Company Shelby County Tn Tax Relief
CuraDebt is a debt relief company from Hollywood, Florida. It was established in 2000, and is an active participant in the American Fair Credit Council, the US Chamber of Commerce, and accredited through the International Association of Professional Debt Arbitrators.
While it is accredited, some states have limited their access to their services.
What CuraDebt do?
Helping you pay off your debt is the most known feature. But they offer other services that will aid you in becoming more financially secure.
It all starts by requesting a no-cost savings estimate on the internet. It is a completely private service, and they won’t conduct a credit inquiry. By using this estimate of savings you’ll be able to learn more about your options towards debt-free.
This estimate of savings, as we’ve mentioned before, gives you the opportunity to consider your choices regardless of whether or not you’re planning to continue using CuraDebt.
CuraDebt will assign you a financial counselor and a support team to help you with credit arbitration in the event that you decide to join. Financial advisors may be able to assist you with your debt-free journey.
Following the debt settlement plan, CuraDebt will be the agency to handle all of the calls from your creditors. They will also be the ones that will determine what you will pay for your payment based on the status of your financial situation. Depending on which works best to you, this could either be a lump sum settlement or the option of a payment plan.
Moreover they will also be working with the creditors to ensure that you have better rates as you transfer money into your savings account. This, in turn, will be processed to pay the creditors. The plans they offer can help you get rid of debt in just two years.
After you’ve registered with them, they will give you access to your account information 24 hours a day. All you have to do is login to CuraDebts Client Portal to track your performance.
Before you are able to avail the program, you’ll have to satisfy their criteria first. In order to be considered eligible for the program, you’ll need to be:
- Minimum 21 years old
- Have a verifiable income
- You must have a minimum balance of $5,000
What can they assist you with?
Here are some of the ways CuraDebt can aid you.
As their name suggests, CuraDebt can assist you in dealing with your debt. They are able to negotiate settlements on behalf of you for the majority of types of debt. This includes medical bills, personal loans credit cards and line of credit. They are also able to pay off any remaining balance on business debt and collections or repossessions.
They may also assist in negotiating on tax owed as well as IRS debt. However, you will not receive support for most claims, government loans as well as collateral and utility bills. The same goes for student loans.
On the contrary, they’ll help you use laws like the Telecommunications Consumer Protection Act (TCPA) and the Fair Debt Collection Practice Act (FDCPA). They will also help you identify debtors who are in violation to ensure that you receive cash settlements, should it be possible. Certain violations could cause your debt to be dismissed as well.
CuraDebt also allows you to pay off debts with less than the sum you have. Additionally, you can inquire about your debt during their no-cost meeting with their debt advisor.
The greatest benefit of their plan is that you’ll only have to pay for the charges after your debt has been settled. All you have to do is sign up with any of the plans and you’ll be able to resolve all of your debts.
Tax Management and Relief
CuraDebt can also deal with taxes. After they have gathered all your financial records and tax documents, they’ll also collect all the documents you’ll require to file tax returns.
With this program, you should be able to resolve different types of taxes such as garnishments on wages, tax penalties, personal and taxation for business, back taxes and trust fund penalties and tax liens.
There aren’t any hidden charges also. They only offer flat-fee prices, which depends on the amount that you’ll need to settle.
They offer different options in settling your tax debt. Here are 6 of them:
- Installment agreements
- Offer in Compromise
- Collection statute expiration date
- Tax lien subordination
- Penalty abatement
- Currently non-collectible
What kinds of debts can they help you with?
While debt settlement is their specialization, they don’t cater to all types of settlement. CuraDebt only focuses on unsecured debt. They can’t help you if your loan or debt is linked to a physical item.
However, if you have one of the following kinds of debt, they will arrange settlements for you.
With CuraDebt it is expected that you will be able pay off your past-due tax debts without any problems. Furthermore, this service is accessible across all 50 states, if you have a debt to the IRS. They have federal tax experts to assist you with the issues.
CuraDebt will also help you resolve your medical debt. In certain cases you could even settle the debt for less than you are owed.
Private Student Loan
CuraDebt does not cater to federal student loans. They can however assist private students with negotiating the student loans they have to pay.
Payday loans and personal loans also qualify to be eligible for debt relief programs. It is also possible to avail the program of the program if you also have other unsecured credit lines that you got from a different financial institution or bank.
Credit Card Debt
If you are in debt through store credit cards or traditional credit cards as well as private label credit card CuraDebt will assist you in paying it off.
What will it cost you?
The greatest thing about CuraDebt is how they’ve priced their service. They don’t charge an upfront fee. You’ll only pay once you’ve paid each of your debts.
Additionally, they don’t have high-cost costs either. On average, you’ll be required to pay as much as 20 percent of the debt that you settled with them.
On average, this type of industry charges between 15 and 25 percentage.
In addition, customers can expect to settle their debt from two to four years. But, it also differs in relation to the amount you save per month.
Also, they claim that you can save as much as 30% by incorporating their charges into your calculation.
However, this statement will vary, depending on your specific situation. Some customers have even talked about saving 50% to 80percent.
Advantages to using CuraDebt
Now that you have a clearer picture of what CuraDebt offers, Let’s take a look at the benefits from using CuraDebt.
First, CuraDebt only charges you once you’ve paid off your debt. Additionally they only charge an amount of 20%, while most companies charge you 25 percent.
If you’re finished in the process of debt resolution, you may also sign up for their credit repair program.
It’s an excellent way to restore the credit rating without going into debt again. However, the program runs differently for each person, depending on your situation.
In the end, CureDebt looks into your financial obligations to assist in settlements and negotiations. This means the amount you owe won’t rise over time. They’ll also be looking into any violations of creditor using their own experts.
The drawbacks of using CuraDebt
Let’s also consider some of the disadvantages of CuraDebt.
Settlement of debt and debt relief usually require that you stop making payments using the credit card you use. If you’re trying to build a better standing on credit scores, you might delay you from working on your debt.
CureDebt doesn’t even have a mobile app. While they do have a website that clients can access but it’s old and mundane. It’s not very user-friendly, and can be difficult to navigate.
In addition, they’re not accredited with their Better Business Bureau although they were awarded an A+ rating.
The Final Verdict
CuraDebt is a useful program that lets you resolve your debt without having to spend more for these types of services. Additionally, their 20% service charge is lower than many firms that charge an additional 25% charge. There is no upfront payment and you’ll only have to pay when the debt is paid off.
Although they’ll allow you to access an account that allows you to track your progress however, their website isn’t simple to navigate. CuraDebt does not have an app, which will make it easier to track your progression.
But, they do have a great support team, and you can reach them, not only via emails but also by phone or making an electronic ticket. Shelby County Tn Tax Relief
If your credit card is a major problem, then we strongly recommend CuraDebt’s debt management program. Make sure you’re eligible and that the services they offer are available in your state.
FAQ Shelby County Tn Tax Relief
What is the time frame to finish the program?
The typical program lasts from between 24 and 48 months dependent on the size of your debt as well as the agreed settlement.
Can CuraDebt aid with tax problems in the state?
It is true that CuraDebt provides tax relief programs that will assist you with issues such as delinquent payroll tax issues and wage garnishments.
What’s the first thing I have to do after joining the program?
You’ll need to constantly communicate with the team and pay the required payments to reduce your debt over time.